What types of car insurance are available for Sunshine Insurance?

For the majority of car owners, there are many risks on the road. In order to avoid risks and ensure the safety of your driving, you need to take out a suitable car insurance. What types of car insurance are available for Sunshine Insurance?

It is understood that there are many types of sunshine insurance car insurance, including third-party liability insurance, vehicle loss insurance, scratch insurance, etc. However, you should know that although there are many types of Sunshine Insurance car insurance, it may not be the best for your car needs, so it is recommended that you expand the scope to buy online, you can enjoy more than 15% discount on Huize online, and you can also enjoy the whole process of claim assistance services, which is the best channel for you to insure. Generally speaking, when planning a car insurance protection plan for a car, the following five main car insurance plans can be prioritized:

1. Compulsory traffic insurance: All losses caused to third parties (except for the car and the people on the car), regardless of whether they are responsible or not, are within the scope of compensation of compulsory traffic insurance.

2. Third-party liability insurance: If an accident occurs during the use of the vehicle, resulting in a third party suffering personal and property losses, the insurance company shall compensate in accordance with the provisions of the contract for the part exceeding the compensation limit of the compulsory traffic insurance.

3. Liability insurance for personnel on the vehicle: In the event of an accident in the vehicle, the insurance company will compensate the driver for the loss of expenses caused by the driver.

4. Theft insurance: After the whole car is stolen, robbed or snatched, the reasonable expenses that need to be repaired due to the loss or damage of the whole car will be compensated by the insurance company.

5. Vehicle damage insurance: If the insured or its permitted driver has an insured accident while driving the insured vehicle, resulting in damage to the insured vehicle, the insurance company will compensate within a reasonable range. As for how to buy, it is recommended that you make a comprehensive comparison and selection according to the actual protection needs of your car and your financial strength, or you can inform our customer service staff of your actual insurance needs, and it is recommended that you consult 4006-366-366, so that our professional customer service staff will tailor a suitable car insurance product for you according to the actual protection needs and financial strength of your car.

Buy the right car insurance, Sunshine Insurance's car insurance may not be the best, you can go to WiseChoice online to buy. As the largest third-party insurance company in China**, Huize can bring you comprehensive protection. Ping An Auto Insurance Insurance Advantages:

Private car commercial insurance multi-province 15%* Free vehicle and vessel tax payment service claim features: * experts on-site rapid investigation and damage assessment * national general compensation, complete documents can be settled locally Pacific car insurance insurance advantages: * private car commercial insurance multi-province 15% * free vehicle and vessel tax payment service claim features:

Quick and easy to pay"Door-to-door claim collection information service * national general claim, complete documents can be settled locally.

Three-wheeled motorcycles can buy those kinds of insurance.

You can buy, Sunshine Car Insurance.

It is a company with a good reputation, and its solvency is also sufficient.

Sunshine Property & Casualty Insurance has upgraded the "flash compensation" service again:

1. In the car dealer channel, within 24 hours of reporting non-personal injury cases below 10,000 yuan, the customer will be exempted from documentary compensation, and the penalty interest will be 100 times higher than that of overtime;

2. For channels other than car dealers, within 24 hours of reporting non-personal injury cases below 5,000 yuan, the customer will be exempted from documentary compensation, and the penalty interest will be 100 times higher than that of overtime;

3. Negotiate compensation for personal injury cases with a loss amount of less than 1,000 yuan, and pay compensation within 72 hours after reporting.

It is reported that after the upgrade of "flash compensation", the group of car owners who can enjoy the "flash compensation" service has expanded again, which can basically cover more than 85% of the customers of the sunshine car insurance service group. This is also the reason why Sunshine Property & Casualty has conscientiously implemented the decision made at the National Insurance Regulatory Work Conference at the beginning of the year, focusing on solving the problem of difficult and slow claims settlement for auto insurance, and integrating the concept of protecting consumer rights and interests into its business operations.

How about Sunshine Car Insurance?

Reliable, Sunshine Insurance Group Co., Ltd. is one of the seven major insurance groups in China, founded in July 2005, of which the national insurance company of property insurance business has a registered capital of 100 million yuan, 36 branches are open for operation, more than 1,000 third- and fourth-level branches, with a total of more than 36 million customers and a cumulative compensation of 28.8 billion yuan.

In addition, according to the data disclosed annually, the comprehensive solvency adequacy ratio of Sunshine Property Insurance Co., Ltd. in the second quarter of 2021 was 228%, and the core solvency adequacy ratio was 206%, and the company's solvency level met regulatory requirements. The comprehensive risk rating result of our company in the first quarter of 2021 announced by the China Banking and Insurance Regulatory Commission is Class B. Sunshine Insurance's core solvency adequacy ratio is 206%, and the comprehensive solvency adequacy ratio is 239%, and its strength is still okay.

**: Compared with similar car insurance companies, Sunshine Car Insurance has a lower **, which is still very advantageous.

Claim: 24 hours from the date of proposal; Set up a fast channel to settle claims on the spot; No documents, no need for customers to fill in the form; There are many outlets, nationwide general claims, and non-local claims; Time-limited compensation, if there is no compensation for more than 24 hours, penalty interest will be paid to the customer; Customers can self-check the progress of their claims.

Other features: the national "three-dimensional compensation", which can be underwritten in place A, surveyed in place B, and received payment in place C; Then there is the on-site maintenance, trailer, tire change, emergency refueling, battery charging, emergency water refueling and other services.

1, Sunshine car insurance belongs to a small car insurance company, may ** and large insurance companies are relatively cheap, but the service department will be able to keep up, personally suggest car insurance to invest in the service of good claims fast (each insurance company ** is actually about the same up and down range is only a few hundred) personally suggest Ping An, Chinese People's Insurance is the largest insurance company in the country, belongs to state-owned enterprises, Ping An service is good financial arrival is very fast, promise 3 days to arrive.

2. The choice of car insurance company, if your car often goes out for long distances, then you should try to choose a relatively large insurance company like PICC and Ping An to insure.

3. Because such insurance companies have branches all over the country, they can immediately handle damage assessment and claim settlement in the local area when they encounter trouble. If your car is new, you can opt for car insurance from a large company if the price is relatively high. Because the more high-end the car, the higher the repair cost, once an accident occurs, the greater the economic pressure that may be undertaken, and the compensation amount of large companies will be relatively higher, and the level of the designated repair shop is also relatively high.

Sunshine Insurance Car Insurance:

Through the understanding of Sunshine Car Insurance, as long as the rider can purchase car insurance through the Sunshine Car Insurance** number, the insurance information of the rider will enter the system, and the staff of Sunshine Car Insurance can apply for insurance according to the requirements of the car owner, and the policy will be directly delivered to the rider, and the rider can enjoy the whole service.

[Summary].General sunshine car insurance types, according to the nature of car insurance, can be divided into two types. The first is compulsory traffic insurance, which is mandatory by the state. The second is commercial insurance, mainly some additional insurance, which consumers can voluntarily purchase.

Let's give you a detailed introduction to the types of Sunshine Car Insurance.

One of the types of Sunshine Auto Insurance: Vehicle Loss Insurance (Main Insurance) Vehicle loss insurance refers to the loss of the insured vehicle itself due to natural disasters (excluding **) or accidents within the scope of insurance liability, and the insurer will compensate according to the provisions of the insurance contract. This is the opposite of a third party, which is to take care of yourself, and if you take care of your car, you have to buy it.

Sunshine car insurance type 2: third-party liability insurance (main insurance) is a mandatory insurance, which is required during the annual review of the car. It refers to the direct loss of property and personnel of a third party caused by an accident in the process of using the insured vehicle.

With the current compensation standard, it is recommended to buy at least 100,000 yuan, and it is best to buy 200,000 yuan or 500,000 yuan, especially for novices or friends who like to fly and friends who are under great pressure and not easy to concentrate, and because the price of 50,000 yuan, 100,000 yuan, and 200,000 yuan is not much different.

Sunshine Car Insurance Type 3: Theft Insurance (Additional Insurance) If your car has been parked in a relatively reliable and safe parking lot during use, and there is no particularly secluded section on the way to and from work, you can consider not insuring theft insurance, but if your car belongs to a very common model with a relatively high loss rate, then you must be insured for theft insurance.

Sunshine Car Insurance Type 4: Car Seat Liability Insurance (Additional Insurance).

Occupant Liability Insurance is not recommended. It is advisable to consider life insurance products separately, as coverage and premiums are generally lower and better. If your car is often ridden by friends, then you can also consider buying a little, but you don't need to buy too much, the insurance amount is enough for 10,000 to 20,000 yuan.

Sunshine car insurance type 5: glass breakage insurance (additional insurance).

Refers to the use of the car glass broken separately, pay attention to the word "alone", and if it is caused by other accidents, there is compensation in the car damage insurance, so if it is a domestic car, the glass is not expensive, and you can not buy it if you want to save money.

Sunshine Car Insurance Type 6: Spontaneous Combustion Insurance (Additional Insurance).

In the process of driving, the vehicle is burned due to the failure of the vehicle's electrical appliances, wiring, and fuel supply system and the spontaneous combustion of the goods carried, resulting in the loss of the vehicle and the reasonable expenses paid for the rescue. It is recommended not to buy a new car, and it is recommended to consider a car that is more than three years old.

The types of sunshine car insurance are mainly compulsory traffic insurance and additional insurance. When car owners buy car insurance, they must buy it according to their actual situation.

If you are a newbie, it is recommended to leave the deductible uncharged, especially if you encounter a large accident loss, this type of insurance can greatly reduce your losses.

1. Sunshine Insurance has car insurance, which is designed for family self-use passenger cars with less than 14 seats and non-business personal trucks under 2 tons to provide insurance services, including car damage insurance, three liability insurance, full vehicle theft insurance, driver's seat liability insurance, passenger seat liability insurance, glass break insurance, non-urgent deductible insurance, etc., and the insurance period is 1 year.

2. In addition, Sunshine Car Insurance also provides free roadside assistance services for family self-use and non-operating bus owners insured through "non-** and network" channels below 9 seats (inclusive), such as emergency trailers, emergency pump electric starts, replacement of spare tires, emergency water refill, on-site quick repairs, etc.

The selling point of Sunshine Insurance's car insurance is: quick compensation! Send to the rescue!

The service is more intimate. Sunshine car insurance has also carried out a flash compensation service, as long as it is 5,000 yuan below the undisputed car damage case, not a personal injury, no documents, within 24 hours after the report can be paid, and it is a national claim, more importantly, the speed of the claim is fast, customers can get the claim as soon as possible, put their minds at ease, this point, so that customers feel that the initiative of car insurance in the hands of the owner, which makes many customers very satisfied, praised by the majority of car owners.

Sunshine Insurance is an insurance product launched by Ping An Insurance Group of China, which is well received by consumers in the market. It stands out with its advantages, which are mainly reflected in the following aspects:

1.Sunshine Insurance provides a wide range of coverage, covering health, accidental injury, property damage, etc.

2.Sunshine Insurance's insurance cost is relatively low and suitable for all kinds of consumers.

3.Sunshine Insurance's claim process is relatively simple, and it provides a variety of claim methods, which is more convenient and fast.

4.Sunshine Insurance's service attitude is also very good, and professional customer service staff provide professional services, so that consumers can be more assured.

Although Sunshine Insurance has many advantages, there are also some shortcomings, which are mainly reflected in the following aspects:

1.Sunshine Insurance's coverage is limited, and some of the coverage items cannot meet the needs of consumers.

2.Sunshine Insurance's service quality is average, and there is room for improvement in some aspects.

In general, Sunshine Insurance is a cost-effective insurance product that has been unanimously recognized by Songhui consumers in the market. With its wide coverage, low premiums, convenient claims settlement methods and high-quality service attitude, it provides consumers with more protection. Of course, it also has some shortcomings, and consumers should consider carefully when purchasing.