What do the old irons think of the small win card loan

Xiaoying Card is a cash loan product, and it is generally very reliable.

Xiaoying Card Loan Cash Loan is a cash loan product based on big data risk control, and generally as long as the borrower meets the application conditions, it will generally be allowed to make a payment. However, there are also certain application conditions, the age needs to be 22 to 55 years old, and there is no restriction on the region, no household registration, no face-to-face signing, no face-to-face collection, so that people can enjoy high-quality loan services without leaving home.

And you must also have a good credit history of credit card repayment, and then you need to authorize the applicant to credit card, credit information, etc. In addition, the main body of Xiaoying Card Loan is Shenzhen Yingzhongtong Financial Information Service Co., Ltd., so it is also very trustworthy, and users can use it with confidence.

Xiaoying card loan may have the problem of insufficient pre-loan education. Many users complained that they "still charge the original interest for early repayment", and the customer service responded that there are relevant provisions in the contract.

The complainant, Mr. Yang, complained that Xiaoying Card Loan "still needs to pay liquidated damages for early repayment", which he believes violates laws and regulations. The customer service of Xiaoying Card Loan informed him that the first paragraph of Article 12 of the "Loan Contract" clearly stipulates the rules for early repayment, that is, the platform allows early repayment, but still needs to charge liquidated damages.

I had a debt because I started a business, and I used this to pay it back, and I've been using it ever since, and I think it's good, it's pretty reliable.

There are a lot of good ones on the Internet now, I use Xiaoying card loan myself, and I personally feel very good, the operation is simple, and the approval is fast.

), daily interest rates as low as toIt has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

For this, I don't think it's particularly reliable, no matter who is using it, you must pay attention to his interest is actually very high, and he also has a handling fee, which is very bad.

Insecurity! Absolutely not safe! Junk company! Personal experience, it's about to be paid off, don't touch, customer service b007 personal attack, even if you promise to repay, still call the address book**, abusive invasion of privacy.

Unreliable, deceitful, as soon as you go in, you will say what kind of member, for no reason four or five hundred will be deducted, except for interest, I also encountered this kind of junk software for the first time, don't use it.

Absolute junk company, one day short of repayment, blow up all the address books! Explode, threaten, intimidate! I advise everyone, don't take a loan from here, no matter how difficult it is! Otherwise, you will regret it for the rest of your life!

It's not safe to borrow money, no one can guarantee it, and if you're lending money to someone else, you have to be risk-taking. If you are borrowing money from others, you must have the ability to repay it, otherwise your life will be affected. Safety is relative, you have to evaluate it comprehensively, if you can do it in small amounts, this is the safest.

**The company will be directly arrested and imprisoned, and the business license will be directly disposed of, so as not to harm people again

It's just **one, why can't you stop these**.

Question: Xiaoying card loan is relatively reliable. This is a micro-loan platform, which was established in June 2016 and mainly provides users with a variety of loan methods, which has been welcomed by countless users. Since its establishment, Xiaoying Card Loan has carried out strategic cooperation with Zhongan Insurance, and later the scope of cooperation has become larger and larger, such as CMB Qianhai Finance, Shenzhen ** Investment, Jiangsu Equity Exchange Center and other professional financial institutions have close cooperation with Xiaoying Card Loan, optimizing the resource allocation of the entire platform.

In terms of borrowing business, Xiaoying Card Loan mainly provides users with three ways, namely credit card repayment, credit card borrowing and elite borrowing. Among them, "credit card repayment" can help users pay off credit cards, restore credit card limits, and avoid overdue credit cards; "Credit card borrowing" allows you to borrow money if you have a credit card, and the loan is directly credited to the user's savings card. "Elite borrowing", authorized e-commerce information, the maximum amount is 150,000, the cycle is long, and the loan can also be directly credited to the savings card.

Answer: When users use Xiaoying Card Loan, the official will check personal credit. At the same time, after the user is overdue, the system will also upload the individual's bad record to the central bank's personal credit reporting system, causing the user's credit to be tainted, resulting in the rejection of the bank in the future loan.

Question: It doesn't exist, it's a black loan.

I've been fooled, I don't know what I pressed and deducted 948 yuan, what should I do now.

Unreliable, in addition to the interest generated in the loan contract, Xiaoying Card Loan will also attach an agreement to impose insurance premiums, service fees, guarantee fees, etc., and the actual annualized interest rate far exceeds the national regulations.

This Xiaoying card loan platform really cheats people, forcibly deducts 948 yuan from membership fees, does not refund, and cannot repay in advance, violent collection, routine loans, everyone actively participates in to complain about the CBRC! [Agree] [Agree] [Agree] [Agree].

Remember this platform, it is completely a rogue company with a lower and indiscriminate interest, the interest rate is higher than that of most platforms, and it has been approved, and it is found that the interest rate is high and it is not possible to borrow it, and it is the same to pay the annual interest, and I really hope that the regulatory authorities will seize this platform.

Xiaoying Card Loan is a comprehensive credit lending service platform for young people launched by Xiaoying Technology (NYSE: XYF), a company listed on the ** New York Stock Exchange.

Ping An Bank has launched unsecured and unsecured credit loans, as well as mortgage loans and mortgage loans for houses and cars, different loan application conditions and requirements are different, whether the approval is successful is based on your comprehensive qualifications to evaluate, you can log in to Ping An Pocket Bank APP-Finance-Loans, learn more and try to apply.

Completely unreliable, forced borrowing, high interest, a day ** for you to blow up, and a particularly bad attitude, black company.

It's okay, I don't know where the problem is, the application for many platforms is not enough to score, Xiaoying gave me the next payment, thank you, six thousand, half a year to pay back seven thousand, fifteen, half a year to pay back seventeen, acceptable, after all, to alleviate the emergency.

Reliable, that's a lie, it's best to read the terms and conditions clearly, in particular, you can repay the loan in advance, but you have to pay off the amount plus interest you apply for. Are you saying it's fucking reliable?

It's rubbish. Company, I said the interest rate is too high. I don't borrow it.

No, you have to borrow it. You can repay it directly, and you can repay the interest for one year. We don't need to.

It's really a trick for people's money, don't believe it anymore, it's too rubbish. In the future, you have to be very careful, you can't, just borrow money.

It's a loan shark fraud, and you have to charge a handling fee, you can't pay it back in advance, and the customer service is like a bandit, even **It's the Internet**, a lesson in blood and tears.

This is a company that pits people, overdue for one day, said to return it after work, communication is invalid, more than a dozen ** a day, don't say, directly explode my address book.

Xiaoying card loan is a routine loan, the interest rate of garbage is high, what service fee is charged, you can go to the black cat complaint platform to complain about it.

It's total**, everyone, don't be deceived! If the loan is successful, what kind of gift package will be deducted directly from the loan!

Unreliable, garbage, deduction for no reason, and what membership fee ......

Totally unreliable, black belt company.

Don't go to Xiaoying Card Loan to borrow money. One day overdue. Dozens of collections**.

The interest rate of the small win card loan is too high, and it was not said that it was so high when the loan was first taken.

Don't borrow, too much.

It's just a **, violent collection, and threats to you, sending random messages in your call logs,

Extremely unsafe! The black ones can't be black anymore!

Rely on a machine! Reliable enough machine! Litter.

Early repayment will be charged penalty pit.

Loan sharks, you say it's not reliable.

Tell me what's going on.

Borrowed 20000If you want to pay back a month, if you are a few days overdue, you will all burst the address book and hit **, send a message, and scare your family.

As soon as the loan was overdue, the tenant began to collect violently, and I signed a compensation agreement without my knowledge, and at the beginning I expressed my hope to alleviate the time for a month, and the loan immediately exploded my address book, if you are a regular online loan, then please sue me directly through the court, and the court will let me pay back as much as I want.

Someone was overdue for two days due to a variety of reasons, and contacted the customer service of Xiaoying Card Loan, explaining the reason for burying the bridge, and said that he would raise funds as soon as possible to solve the problem. The collection staff of Xiaoying Card Loan Company calls the collection every hour**.

The interest of this kind of small loan company is the critical point of the red line, and the serious ones dare to commit crimes against the wind, and they have no money to repay their credit cards. You can't afford the price of overdue Xiaoying card loans, and I sincerely recommend that you don't take online loans.

It's scary. The interest will be calculated at the 18% annualized rate of the contract and the insurance premium will be refunded without the consumer's knowledge (no insurance contract). The Xiaoying Card converts the overcharged interest of the first 8 installments and offsets the repayment; Xiaoying Card stops violent collection and abuses consumer address book.

Extended information: 1. Xiaoying (Shenzhen Yingzhongtong Financial Information Service Co., Ltd.), is committed to creating a new financial service ecosystem, based on the Internet and data, with the core concept of user first, ultimate experience, risk awe, innovation and sharing, etc., and it has many leading brands in the field of Internet finance, such as Xiaoying Financial Management, Xiaoying Inclusive and Xiaoying Card Loan. Xiaoying Pratt & Whitney is an inclusive financial institution that breaks the standard form of financial products and focuses on users' own financing needs, credit data and usage scenarios, and efficiently customizes financing solutions. Xiaoying Card Loan is a financial service solution customized by Xiaoying Puhui for young users to help them alleviate short-term financial pressure.

2. Xiaoying Card Loan is designed to help the majority of borrowers maintain their credit, and as a credit charger for users, it has the characteristics of high limit, low interest rate and flexible repayment cycle, which can effectively balance the repayment pressure of users. A loan (electronic IOU line of credit) is simply understood as borrowing money that requires interest. A loan is a form of credit activity in which a bank or other financial institution lends monetary funds at a certain interest rate and on the condition that it must be returned.

Loans in a broad sense refer to the general term for loans, discounts, overdrafts and other lending funds. By lending money and monetary funds to the bank, the bank can meet the needs of the society for supplementary funds for expanding reproduction and promote economic development, and at the same time, the bank can also obtain interest income from loans and increase the bank's own accumulation.

3. The "three principles" refer to safety, liquidity, and efficiency, which are the fundamental principles of commercial banks' loan operations. Article 4 of the Law of the People's Republic of China on Commercial Banks stipulates that: "Commercial banks shall operate independently, bear their own risks, assume their own profits and losses, and exercise self-restraint based on the operating principles of safety, liquidity and efficiency.