Every time a new treasury bond comes out, why do they rush it out?

Bank staff said that it was mainly the elderly who lined up to buy government bonds. Since the day of sale is usually one working day, office workers do not have time to queue, and there are many other financial products on the market, the yield on national debt is not high, and young people rarely buy it. Since the beginning of this year, in addition to the elderly, many young people have also participated in the purchase of government bonds.

According to the industry, the reasons for the pursuit of this treasury bond include three aspects! First, many people believe that the bank may cut interest rates, so the annual interest rate of government bonds must be reduced to the benchmark rate.

Second, the reserve requirement ratio is also likely to be lower, and when the surface of market capital loosens, the expected output of new financial products by banks will also decrease.

Third, there is a lack of investment channels, the annual deposit benchmark interest rate is partially low, and compared with CPI, deposits are basically not profitable. As a result, the market has a huge investment and financial need.

For individual investors, bonds fall under the category of "less than enough, more than lower". With the savings ratio, its income is higher than the bank's regular deposit.

Bonds generally have two profit routes: first, capital gains and interest payments. The second is transmission.

If the bond fare**, the bond investor can get the difference between the interest and the ticket price, or they can get a pen; If the ticket price **, the investor only needs to continue to maintain, the minimum can earn a redeeming interest, can be guaranteed income. With the ** ratio, the risk is low, the volatility is small, the smoothness is not lost, but the income is often lower than the ** investment. As a result, bonds can earn a higher fixed income than deposits, and they can also avoid the risk of the market, which is ideal for steady investors.

Before investing, the differences, risks, yields, liquidity, etc. of various bonds should be compared. The delivery and redemption of certificate-type treasury bonds need to be channeled through the bank savings department and the postal savings department. With paper credentials, you can buy cash directly.

It is impossible to make it public, but you can always go to the original point of purchase cash, the previous total will be shorter, and the corresponding grade interest rate will be adopted, and each level of interest rate is close to the bank's share of the deposit rate. In addition, the advance payment with the certificate treasury bond is a one-time and cannot be partially coded, and the liquidity is relatively poor. Certificate treasury bonds can only be repaid again, and no interest is allowed.

The main reason is that government bonds are generally able to make people get huge returns, at least they can maintain their value.

Because generally speaking, the interest rate of treasury bonds is relatively high, and treasury bonds only make steady profits and do not lose money, so they are sold out as soon as they come out.

Every time a new government bond comes out, it is sold out because everyone believes in the strength of the country, and the interest rate is higher than that of deposits.

Because our national debt is low-risk and stable. I also often rush to buy treasury bonds, although the low risk of treasury bonds also means that the profit margin is not large, but I still buy it, as if I am saving money for myself, and the profit margin of this is higher than that of deposits in the bank, so why not?

1. What is a Treasury Bond?

Treasury bonds are actually similar to **, they are all a means of raising funds, but treasury bonds are issued by the state and guaranteed by the country's reputation. This also means that the security of treasury bonds is much higher than that of **, and they are basically guaranteed to make no losses, but this also makes the profit margin of treasury bonds very low, and treasury bonds can make money, but only a little bit. At present, there are three kinds of treasury bonds in China, namely, voucher treasury bonds, book-entry treasury bonds, and bearer (physical) treasury bonds.

For example, in 2020, due to the impact of the epidemic, my country also issued special anti-epidemic treasury bonds in 2020 to raise funds to face the dangerous epidemic situation in 2020. So you can think of it as a national debt, a means by which the state borrows money from you.

First of all, you must know that most of the people who buy China's treasury bonds are financial capital, because they want to use China's treasury bonds as a safe haven for their capital, but in fact, the capital that the treasury bonds themselves want to raise is also the capital of those financial institutions, because they have a huge amount of capital in their hands. The reason why China's treasury bonds are popular is because of the stable market environment in China, and China's attention to the epidemic has allowed China to quickly recover from the market affected by the epidemic and begin to lead the global market. This is also the reason why China's treasury bonds are snapped up every time they are issued.

In fact, in the long run, treasury bonds are indeed the best way to make deposits, because they are stable and give profits that are only higher than those of banksWhy don't you just use the money you want to save to buy Treasury bonds, I've always done that, and I currently have almost 300,000 Treasury bonds.

Our country can issue treasury bonds, and for a period of time, our country will also be able to issue some bonds in a concentrated manner, so that some people can obtain profits by purchasing treasury bonds. Why are Treasury bonds snapped up every time they are issued? I think there are three reasons:

First, treasury bonds are favored by us. Second, the yield on treasury bonds is relatively stable. Third, the risk of treasury bonds is relatively small.

Further information: According to different criteria, treasury bonds can be classified as follows:

1.According to the different ways of borrowing, government bonds can be divided into state bonds and state loans.

National bonds: It is the formation of a legal relationship of national bonds through the issuance of bonds. State bonds are the main form of domestic debt, and the main forms of state bonds issued by China include treasury bonds, national economic construction bonds, and national key construction bonds.

State borrowing: It is in accordance with certain procedures and forms, and the borrower and the borrower jointly negotiate and sign an agreement or contract to form a legal relationship of national bonds. State borrowing is the main form of foreign debt, including foreign loans, loans from international financial organizations and loans from international business organizations.

2.According to the repayment period, government bonds can be classified into term government bonds and indefinite government bonds.

Term treasury bonds: refers to treasury bonds issued by the state with strict deadlines for repayment of principal and interest. Term treasury bonds can be divided into short-term treasury bonds, medium-term treasury bonds and long-term treasury bonds according to the length of the debt repayment period.

Short-term treasury bonds: Usually refers to treasury bonds with a maturity of less than one year, mainly for the temporary surplus of the treasury capital turnover that is suspected of adjusting the distressed chain, and has greater liquidity.

Medium-term treasury bonds: refers to treasury bonds with a maturity of more than 1 year but less than 10 years (including 1 year but not including 10 years), which can make the use of debt funds relatively stable by the state because of its long repayment time.

Long-term treasury bonds: refers to treasury bonds with a maturity of more than 10 years (including 10 years), which can enable ** to dispose of financial resources for a longer period of time, but the income of the holder will be affected by the currency value and prices.

Indefinite treasury bonds: refers to treasury bonds issued by the state that do not stipulate the period for repayment of principal and interest. Holders of such government bonds receive interest on a regular basis, but do not have the right to demand payment of their debts. This is the case with permanent government bonds issued in the UK.

3.According to the different regions of issuance, treasury bonds can be divided into domestic debts and external debts.

Domestic debt: refers to the treasury bonds issued domestically, and its creditors are mostly citizens, legal persons or other organizations of the country, and the repayment of principal and interest is paid in the national currency.

State external debt: External debt refers to the principal and interest of various debts that are repayable by the permanent residents of a country to the non-residents in accordance with the provisions of the contract. According to the Interim Provisions on the Statistical Monitoring of Foreign Debts and the Detailed Rules for the Implementation of the Statistical Monitoring of Foreign Debts issued by the State Administration of Foreign Exchange, China's external debts refer to all debts incurred by organs, organizations, enterprises, institutions, financial institutions or other institutions within the territory of China with contractual repayment obligations in foreign currencies owed by international financial organizations, foreign countries, financial institutions, enterprises or other institutions outside China.

Treasury bonds are less risky, and almost every time they make a steady profit without losing money. The annual issuance of treasury bonds is relatively small, and you can't buy them if you don't rush to buy them. The credibility of the National Debt Balance Office is relatively good, and everyone believes in the national debt.

The risk of this treasury bond is very small, and the interest rate of the treasury bond is also relatively high, and the comparative advantages compared with other financial management are very obvious, so it will be snapped up.

If the fruit of the bush limb can penetrate the world, it will naturally buy treasury bonds, the interest rate is high, and there is no problem with safety, and treasury bonds are not the second choice for prudent investors. It's a pity that I can't grab it.

I won't buy Treasury bonds because the yield on them is so low that I might as well keep my money in the bank on a regular basis.

I will buy treasury bonds, I have to grab them on time, the yield of treasury bonds is still okay, and the risk is low.

I would choose to buy Treasury bonds because the risk of them is low and the yield is not bad.

Because treasury bonds are issued by the central bank, treasury bonds are safer than other wealth management products. And the yield will be relatively high, so the treasury bonds are coaxed.

On the one hand, it is because the yield on government bonds is not bad, and on the other hand, because the risk of government bonds is low.

"In about a month and a half, the issuance of 1 trillion yuan of anti-epidemic special treasury bonds has been completed, which is very fast, which can promote the earlier use of funds and achieve earlier results." Liu Lu, a senior analyst at the fixed income research team of Ping An ** Research Institute, said.

Specifically, since the first bidding on June 18, a total of 16 anti-epidemic special treasury bonds have been issued by way of reissuance, with a maturity of 10 years and an appropriate combination of 5 and 7 years.

According to Wang Yuanhui, an analyst at the China Chengxin International Research Institute, the issuance scale of each issue of special anti-epidemic treasury bonds is 50 billion yuan or 70 billion yuan, which is roughly the same as the issuance scale of general treasury bonds, and the interval between the two phases of treasury bonds is a certain time, indicating that the Ministry of Finance has fully considered the market tolerance and smoothed the issuance of each week in accordance with the principle of general balance.

At the same time, the Ministry of Finance has also appropriately misplaced the issuance arrangements of general treasury bonds and local ** bonds with special anti-epidemic treasury bonds to reduce the pressure on the centralized supply of interest rate bonds, which is conducive to stabilizing expectations and maintaining the smooth operation of the bond market. Wang Yuanhui said.

From the perspective of institutional subscription, Qin Xinfeng, assistant general manager of the Financial Market Center of Qingdao Rural Commercial Bank, said that since late June, the subscription demand of institutions for anti-epidemic special treasury bonds has been prosperous, the average bid multiple has stabilized at more than one time, and the issuance interest rate is in line with market expectations.

Individual investors can also "buy, buy, buy", which is a highlight of the issuance of special anti-epidemic treasury bonds.

Since its initial issuance, the anti-epidemic special treasury bonds have attracted the attention of individual investors in the over-the-counter market, and have been actively subscribed. Wang Yu, deputy general manager of the financial market department of China Merchants Bank, told reporters that compared with other investment and wealth management products, the anti-epidemic special treasury bonds have stable returns, high security, and can be traded in the secondary market, with certain liquidity.

Snatched up. China's special treasury bonds are particularly hot and have been robbed up in a period of time.

From the October 10th release, it was sold out in seconds, and it didn't take long for it to sell out.