The wife is the guarantor. If my husband is in prison, can my wife not repay the loan when she earns

The wife should be responsible for repayment, and low income is not a valid reason not to repay. Since the wife is the guarantor, she should bear the responsibility for repayment if her husband is in prison and cannot repay the loan.

My husband's loan is the guarantor, and my husband is in prison, can my wife not repay the loan if she has the first income? I don't think it's possible, but how much more? It will definitely set aside you for living expenses.

I'm serious, please give, thank you.

The role of the guarantor is that when the lender is unable to repay or maliciously refuses to repay, the guarantor must replace the repayment.

The wife and husband borrowed money at the same time, and the wife is still the first guarantor, and the husband has no ability to repay, and the guarantor must repay, because it was you who took the guarantee, if you don't repay, you will also have to go to prison, and the sentence will be according to the amount of the loan.

Regardless of the income situation, and whether there is income or not, the guarantor is the backup to repay the money.

No matter how low, the repayment obligation is not waived.

You can also use your husband's other property to repay the loan.

Look at the nature of the guarantee.

The forms of guarantee include general warranty and joint and several liability guarantee. If the parties do not agree on the form of guarantee in the guarantee contract or the agreement is not clear, they shall bear the guarantee liability in accordance with the general guarantee.

If the borrower is sentenced, if the guarantor is jointly and severally liable for the guarantee, the creditor may request the guarantor to repay the loan, or the debtor may request the debtor to repay the loan, if it is a general guarantee; The guarantor of a general guarantee has the right to refuse to bear the guarantee liability to the creditor before the main contract dispute has not been tried or arbitrated, and the debtor's property is still unable to perform the debt in accordance with the law.

No! Wife must be returned!

Summary. Hello, the husband owes money to the bank, and the wife can be a guarantee for others if he has not paid it off, and the guarantor legally refers to the guarantor, and the guarantee refers to the agreement between the guarantor and the creditor that when the debtor does not perform the debt, the guarantor will perform the debt or assume responsibility according to the agreement. It can be a guarantee, but the amount of guarantee is different.

My husband owes money to the bank, and if I don't pay it off, can my wife vouch for someone else?

Hello, the husband owes the bank money, and the wife who has not paid off is Fu and can be a guarantee for others, the guarantor legally refers to the guarantor, and the guarantee refers to the agreement between the witness and the creditor that when the debtor does not perform the debt, the guarantor performs the debt or assumes responsibility according to the agreement. It can be a guarantee, but the amount of guarantee is different. <>

If my husband owes the bank and does not pay it off, can my wife act as a guarantor for someone else?

Hello, my husband owes the bank on behalf of the bank and has not paid off, and my wife can be a guarantor for other people who are not happy, and she can be a guarantor, even Shoukai as a guarantor must also bear relevant responsibilities. <>

For example, is it okay to be less than 200,000?

Hello, the main reason for the defeat of the 200,000 yuan is to look at the credit conditions of the borrower, according to the mortgage of the goods or other banks to make an appropriation, rather than completely looking at the guarantor. <>

Oh. Hello, according to the relevant provisions of China's Civil Code: if a secured creditor needs to guarantee the realization of its creditor's rights for Suiqiao in civil activities such as lending and trading, it may establish a security interest in accordance with the provisions of this Law and other laws.

Where a third party provides a guarantee for the debtor to the creditor, the debtor may be required to provide a counter-guarantee. <>

Summary. Hello, it is a great pleasure to answer your questions<>

The husband owes money to the bank, and the wife can vouch for others if he has not paid it off. <>

Analyze <> from a personal perspective

Husbands and wives are not allowed to guarantee each other in loan applications. According to the Civil Code of China, both husband and wife have the right to share and dispose of family property. If the husband and wife guarantee each other, it is equivalent to the applicant guaranteeing himself, forming a false guarantee, which is an invalid guarantee.

Husband and wife can be co-repayers, and guarantors can be found by parents, siblings, friends, etc. <>

Legal basis<>

Article 688 of the Civil Code: [Joint and Several Liability Guarantee] Where the parties agree in the guarantee contract that the guarantor and the debtor shall be jointly and severally liable for the debt, it is a joint and several liability guarantee.

My husband owes money to the bank, and if I don't pay it off, can my wife vouch for someone else?

Hello, it is a great pleasure to answer your questions<>

The husband owes money to the bank, and the wife can vouch for others if he has not paid it off. <>

Analyze <> from a personal perspective

Husbands and wives are not allowed to guarantee each other in loan applications. According to the Civil Code of China, both husband and wife have the right to share and dispose of family property. If the husband and wife guarantee each other, it is equivalent to the applicant guaranteeing himself, forming a false guarantee, which is an invalid guarantee.

Husband and wife can be co-repayers, and Dannian Changbao can find parents, siblings, and friends who are friends with Puncha. <>

Legal basis<>

Article 688 of the Civil Code [Joint and Several Liability Guarantee] Where the parties stipulate in the guarantee contract that the guarantor and the debtor shall be jointly and severally liable for the debt, it is a joint and several liability guarantee.

If it is convenient, you can talk about your hail situation in detail, and the teacher will give you confidential information. It will give you a detailed answer and provide you with a solution <>

Legal analysis: If the husband does not clearly state that it is a personal debt, then the husband provides security for others with the joint property of the husband and wife.

Legal basis: Civil Code of the People's Republic of China

Article 1064:Debts borne by both husband and wife as a joint signature or by one of the husband and wife as an expression of common intent, such as an expression of common intent by one of the husband and wife after the fact, as well as debts incurred by one of the husband and wife in their own name for the daily needs of the family during the period of the existence of the marital relationship, are joint debts of the husband and wife. Debts incurred by the husband and wife in their own name during the existence of the marital relationship in excess of the daily needs of the family are not joint debts of the husband and wife; However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and business, or based on the common intention of the husband and wife.

Article 1089:In the event of divorce, the joint debts of the husband and wife shall be repaid jointly. Where the joint property is insufficient to be repaid or the property belongs to each other, the two parties shall settle it by agreement; If the agreement is not reached, the people's court shall make a judgment.

The debts owed by the husband who have been imprisoned can be enforced by the court to enforce the property of the parties, or returned by the family members on their behalf, in short, they cannot escape the responsibility of repayment because the parties are in prison, if the debtor does not have any property to enforce, the enforcement can be suspended, and the suspension will be resumed after the suspension disappears.

Article 164 of the Civil Code.

Debts incurred by one of the spouses in the name of the husband and wife during the marriage in excess of the daily needs of the family are not joint debts of the husband and wife;

However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and business, or based on the common intention of the husband and wife.