What should I do if I owe more than 10,000 yuan for an online loan, and what should I do if I owe mo

Hello, you have money to spend as a regular platform, the loan is safe and reliable, trustworthy. Money is a credit brand of Du Xiaoman, providing users with safe and convenient, unsecured and unsecured credit services.

The daily interest rate of the consumer loan is as low as the daily interest rate and the annualized interest rate is as low as the annual interest rate, which has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the Duxiaoman APP-Youqianhua loan page. Hope this helps.

If the parties owe more than 10,000 yuan online, they should repay it in a timely manner, and the debtor and the online lending platform can agree on a reasonable period of repayment, and the debtor should repay the loan as soon as possible within the time limit, and refusal to repay may face litigation. If you fail to perform after winning the lawsuit, you may also be subject to an application for compulsory enforcement.

Legal basisArticle 21 of the Provisions on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases.

Where the borrower and the borrower form a lending relationship through an online lending platform, and the provider of the online lending platform only provides intermediary services, and the parties request that they bear the guarantee liability, the people's court will not support it.

Where the provider of an online lending platform explicitly indicates through web pages, advertisements, or other media or has other evidence to prove that it provided security for the loan, and the lender requests that the provider of the online lending platform bear the guarantee liability, the people's court shall support it.

Legal analysis: 1. If there is really no ability to repay, it should negotiate with the lending institution to extend the repayment period or repay it in installments. 2. If the lending institution fails to perform the court judgment within the performance period after winning the lawsuit, it will apply to the court for enforcement.

Legal basis: Article 680 of the Civil Code of the People's Republic of China prohibits usurious lending, and the interest rate of the loan shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed to have no interest.

If the loan contract is not clear about the payment of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined in accordance with factors such as the local area or the parties' transaction methods, trading habits, and market interest rates; Where natural persons borrow money between themselves, it is deemed that there is no interest.

Online loans are divided into those that are on the credit report and those that are not on the credit report, and the repayment priority is given to the loans that are on the credit report. If you go to the credit bureau and owe a credit card, you will negotiate a fixed amount of repayment with the staff to ensure that you will repay it, and the whole process will be recorded. If you don't have a credit report, people won't be so free to sue you, the annual interest rate of more than 24% is usury, which is not legal, if you sue you, the final result is to negotiate to repay the principal.

When negotiating repayment with banks and loan companies, the other party will pick up **, come to you and see him, don't not pick up**, and don't hide from anyone, otherwise the other party will call the police and be characterized as a fraud, and it is really possible to go to jail. Finally, I would like to advise everyone here, don't do it if you can, and live an ordinary life! Let's pay the arrears, don't think about not paying back.

Don't listen to the kind of black account loan who ruins your life. If you want to repay the loan, don't get into loan sharks! No matter how urgent the other party urges, don't touch the loan shark.

If you encounter banks and collection companies that collect money, try to be tactful in your attitude, tell them to try not to disturb their families, and do not do some intimidating words and behaviors, so as not to frighten their family members, and tell them to pay it back slowly, and record or record the whole process as evidence.

Article 510 of the Civil Code of the People's Republic of China After the contract takes effect, if the parties have not agreed on the quality, price or remuneration, place of performance, etc., or the agreement is not clear, it may be supplemented by agreement; If a supplementary agreement cannot be reached, it shall be determined in accordance with the relevant provisions of the contract or transaction customs.

Article 675 of the Civil Code of the People's Republic of China provides that the borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

There are two ways to check whether you have been loaned online. First, you need to bring your ID card to the local central bank to print the credit report for online loans, and you can check whether you have ever taken out online loans.

If you can't inquire about online loans with credit information, there are many channels to find them. To apply for an online loan, most of them require face scan authentication.

What else can I do? Now that you've paid the money, let's go to work! Don't think that you will repay the money by taking out a loan again, it will accumulate more and more. Now more than 10,000 is not much, and it is easy to be able to pay it back.

Hurry up and pay it back, otherwise the interest rate will be too high and you will fall into it, and it will affect the credit investigation.

If you owe more than 10,000 yuan for an online loan and need to repay it as soon as possible, you can negotiate with the lending institution to extend the repayment period or repay it in installments, and you may bear the overdue fee.

Article 206 of the Contract Law provides that the borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 61 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

According to the laws of our country, if an online loan owes more than 10,000 yuan, it should be repaid within the time limit as soon as possible, and the overdue repayment needs to be subject to overdue fees, and the two parties can agree to repay it as soon as possible within a reasonable period.

Article 206 of the Contract Law provides that the borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 61 of this Law, the borrower may return it at any time; The lender may urge the borrower to return the loan within a reasonable period of time.