What happened to Du Xiaoman Finance s rejection of credit if he had money to spend?

Hello, it is convenient and easy to borrow money from Du Xiaoman financial platform. Du Xiaoman Finance's credit service products have money to spend, providing users with safe, convenient, unsecured and unsecured credit services.

The daily interest rate of the consumer loan is as low as the daily interest rate and the annualized interest rate is as low as the annual interest rate, which has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

I encountered it once before, but later I learned that when I was borrowing, I didn't give all the information. Another situation is that if you have a poor credit history, you basically can't use this product.

Hello, in the early stage of non-repayment, the staff will remind you to repay on time through text messages, **, etc. If the money is overdue, the money will be charged a penalty interest to the borrower, and the specific fee standard is subject to the display on the loan page.

In addition, the overdue record of money spent will be reported to the People's Bank of China for credit investigation, which will affect your credit history. In accordance with the credit management norms of the People's Bank of China, the obligation to report is strictly enforced, so the money to spend on the loan will be reported at the meeting, and the overdue will also leave an overdue record on your personal credit report.

Finally, overdue can affect your future borrowings. Users who have been overdue for a long time cannot continue to borrow, and need to pay off all IOUs before continuing to try to borrow. If it is overdue, your spending limit may be reduced or cancelled.

It is recommended that you repay the loan on time to avoid overdue damage to your personal credit. Maintaining a good borrowing history will help you pass the loan review later and potentially get a higher limit.

When applying for a loan, users will encounter loan products with different repayment methods, because the interest rate is often expressed in different ways, for example: daily interest rate of 10,000%.

Fifth, the monthly rate is 1%, etc., so it is difficult to compare several products which one is more economical. The price comparison artifact launched by Money Flower can help us solve this problem. Through comparison, we can intuitively understand the details of the interest fee of the comparison product and help us make decisions.

It's only 20,000 yuan, can't you pay it back, if you can't pay it back. Here are a few suggestions for you::

1. Say hello to the contact person in the address book in advance and be mentally prepared.

2. Confess with your family to face the responsibility together, and there is great strength in numbers. Don't feel like you're dragging down your family, the more you drag it out, the worse the consequences.

3. Get a credit report on platforms such as "Raindance Quick Check", check your overdue records, and want to repay the money but the money is not enough, then negotiate with the online loan platform, give priority to the formal credit investigation, and try to protect your credit history.

4. The last way is to go ashore compulsorily. I won't pay it back for the time being, so work hard.

It is recommended that you communicate with their customer service, explain the situation, and let them postpone, otherwise it will be troublesome for you to be on the credit blacklist, and do not take out online loans in the future, because the interest rate of online loans is relatively high, and the repayment pressure is great, so it is more appropriate to apply for a loan at the bank.

It's not enough, is it not every month? It is recommended that it is best to borrow money or make money to pay it back, otherwise it will affect your credit information.