What credit materials do individual investors need to provide when applying for margin trading?

When an individual investor applies for margin financing and securities lending business, he or she needs to go to the business department of ** company to handle it over the counter and provide the following materials:

1.Application Form for Margin Financing and Securities Lending Business

2.Original and photocopy of valid ID card.

3.Regular** Account Card.

In order to facilitate the credit investigation process, investors can choose to provide the following credit certificates during the application process.

Facts:1Hukou booklet.

2.Marriage certificate.

3.Payment slips for utilities or gas bills at the investor's registered contact address, etc.

4.Proof of assets that can prove the status of the property.

5.The bank issues payroll records, tax payment certificates, or income certificates issued by the employer.

6.Bank passbook.

A certificate of deposit or a bank-stamped statement.

7.Other valuable**, wealth management products.

Proof (e.g. treasury bond certificates, wealth management product purchase contracts, etc.).

8.Title Deed.

9.A credit reference from another institution (e.g. a bank).

10.Other credit information.

Hello, 1. The applicant has legal investment qualifications, and there is no law, regulation, rule and the rules of the Shanghai and Shenzhen Stock Exchange that prohibit or restrict access to the market; 2. Chinese citizens who are at least 18 years old and have the capacity for civil conduct, have certain investment experience, and have the corresponding risk tolerance, foreigners who have obtained permanent residence qualifications in China, and Hong Kong, Macao and Taiwan residents who work and live in China, and other investors who are eligible to open ordinary A-share accounts, such as investors who are eligible to open ordinary A-share accounts; 3. Investors who have been engaged in ** trading for more than half a year and have standardized and complete account opening procedures; 4. The average daily ** assets in the last 20 trading days shall not be less than 500,000 yuan; 5. The applicant who applies for opening a margin and securities lending** (funds) account meets the requirements of the "real-name system" and corresponds to the information of the ordinary** (funds) account; 6. Shall not be a shareholder or related person of the Company, and other persons prohibited from engaging in margin financing and securities lending business; 7. Abide by laws and regulations, be honest and trustworthy, have no civil disputes and criminal case responsibilities, have no bad credit and behavior records, and have no major breach of contract records in the company.

What are the requirements for opening margin trading?

What are the requirements for opening a margin account? Conditions for opening an account on margin trading: (1) Engaged in ** trading for half a year; (2) The average daily ** assets of the last 20 trading days are not less than 500,000; Class assets include ordinary account cash, bonds, and corporate asset management plans; (3) The risk assessment results must be positive and aggressive, and the assessment time must be less than two years; Wait a minute.

In the first 20 trading days, the average daily assets were more than 500,000

Hello, to open a margin account, you need to have an average daily asset of not less than 500,000 yuan in the first 20 trading days before opening, have half a year of investment experience, and have a risk tolerance of active or aggressive. The first two can be checked at the brokerage to see if they meet the standard, and the latter is mainly based on the risk evaluation paper when opening an account, and investors with a low risk level can retest the risk, but they can only have one chance a day.

Margin accounts are credit accounts, which can only be opened by each person, and investors who already have margin accounts need to close their accounts before opening them. The activation process can be sent to you.

Margin access conditions:

1) Engaged in ** trading for half a year; (2) The average daily ** assets in the last 20 trading days shall not be less than 500,000 (including 500,000). **Class assets include cash, bonds, and **corporate asset management plans in ordinary accounts (if otherwise required by the regulators, the regulatory provisions shall prevail); (3) The risk assessment results must be positive and aggressive, and the assessment time must be less than two years; (4) Non-shareholders and affiliates of the Company. (excluding shareholders who hold less than 5% of the outstanding shares of the Company); (5) Individuals or institutions that are not on the company's credit business "blacklist"; (6) Not be an individual or institution prohibited by laws and regulations from participating in margin trading business; (7) There are no other circumstances that are not suitable for margin trading and securities lending business; (8) The access conditions for the Company's margin trading business are subject to the requirements of the CSRC, and if the latest regulatory requirements are updated, the regulatory announcement conditions shall prevail.

When it comes to margin trading, it is estimated that there are many small partners who either do not know enough or hardly have contact. Today's article is about my many years of experience, and I must read the second point carefully!

2. What are the skills of margin trading?

1.Leverage the financing effect to amplify revenues.

For example, if your existing funds are 1 million yuan, and you support xx**, you can take out the funds in your hand**, and then you can contact the brokerage, mortgage your ****, and then go to finance and buy the stock, if the stock price rises, you can share the extra part of the income.

To put it simply, if xx** changes by 5%, it will only bring 50,000 yuan of income, but it is possible to earn more, that is, through margin financing and securities lending operations, and because there is no guarantee of whether the judgment is correct, when the mistake is made, the loss will be more.

2.If you are afraid of the risks of investment and want to choose a stable value investment, and feel that the medium and long-term market outlook is gratifying, then inject funds into the brokerage.

If you want to integrate funds, you only need to mortgage the ** held by the value investment long-term to the brokerage, and you can enter the market without additional funds, and you can pay a part of the interest to the brokerage, which can increase the results.

3.Exercising the securities lending function** can also make everyone profitable.

For example, for example, a stock is now **20 yuan. After analyzing all aspects, we deduce that there is a high probability that this will be around ten yuan in the future. Then you can borrow 1,000 shares from the company, and then you can use 20 yuan in the market, you can receive 20,000 yuan, and wait until the stock price is about 10, you can use it to 10 yuan per share, the stock will be 1,000 shares again, and then return to the company, and the cost is only 10,000 yuan.

Therefore, the difference between the before and after operations in the middle is equal to the profit part. Of course, there is also a certain amount of securities borrowing and lending fees. In the above operation, if the future stock price becomes ** instead of **, then in the case of the expiration of the contract, it is necessary to invest more money to buy back ** to return it to the ** company, and eventually a loss will occur.

What is margining?

Margin trading, also known as "credit trading", refers to the business in which investors submit collateral to a company qualified to carry out margin trading business, borrow funds ** subject ** or borrow target ** and sell it, and return the borrowed funds or ** according to the provisions within the time agreed in the contract, and pay a certain interest expense.

To put it simply, financing means that when you are bullish, you can borrow money from the **company to buy**, and return the funds to the **company after the high sell-off; Securities lending means that when you are bearish, you can borrow from the company to sell, and return it to the company after the low level.

Account opening conditions. The risk level of margin trading business is medium and high risk, and it is suitable for investors with a risk tolerance level of active or above, and you need to meet the following conditions:

Individual investors are at least 18 years old, less than 70 years old and have full civil capacity to engage in ** trading for no less than half a year.

In the last 20 trading days, the average daily ** class assets are not less than 500,000 yuan, and there is no major default record, professional institutional investors are not subject to the restrictions of the above article and other relevant requirements.

1. Engaged in trading experience for half a year;

2. The account must be opened for 20 trading days, and the average daily ** assets in the last 20 trading days shall not be less than 500,000 yuan; With 500,000 funds;

3. Good personal reputation.

1. What is margin trading?

When it comes to margin trading, we need to know leverage at first. For example, if you originally have 10 yuan in your hand and want to buy something for 20 yuan, leverage refers to the borrowed 10 yuan, so we can easily understand that margin trading is a way to increase leverage. Financing, in other words, the company lends money to shareholders to buy, and the principal and interest are repaid together when due.

Margin trading has the characteristic of magnifying things, which will magnify its own profits, get several times the profit, and can also magnify the loss several times if it loses. Therefore, there is a great risk in margin trading, if there is a problem with the operation, it is likely that there will be huge losses, the investment level of investors will be relatively high, and they can grasp the right trading opportunities, ordinary people are far from this level, then this artifact will come in handy, through big data technical analysis to determine the best time to buy and sell, then quickly poke into the link below: AI intelligent identification of trading opportunities, one minute to get started!

2. What are the skills of margin trading?

1.If you want to make more money, then use the financing effect.

Let me give you an example, for example, if you have 1 million yuan in your hand, you think xx** is good, after deciding, you can use this capital ****, and then mortgage it to the brokerage, and then go to finance ** the stock, if the stock price becomes higher, you can get an additional part of the income.

Take the example just now to explain, if xx** brings a 5% rise, the money received has always been only 50,000 yuan, but you don't want to be limited to this 50,000 yuan, you need to use margin trading, of course, if we can't make the right judgment, the loss will be more.

2.If you are afraid of the risk of investment and want to choose a stable value investment, you feel that the medium and long-term market outlook is gratifying, and you will invest funds in brokers.

The integration of funds is to mortgage the brokerage firm, and the mortgage to the brokerage is what you hold for the long term of value investment, and you don't need to add additional funds when you enter the market, and then pay part of the interest to the brokerage, so that you can get more results.

3.With the securities lending function, there is also a way to make a profit.

Senior sister will give you a simple example, for example, the current price of a stock is 20 yuan. Through various analyses, we deduce that there is a high probability that this will be around ten yuan in the future for a period of time. Then you can borrow 1,000 shares of the stock from the brokerage, sell it in the market for 20 yuan, and obtain 20,000 yuan, once the stock price is about 10, you can buy 1,000 shares of the stock according to the ** of 10 yuan per share, and return it to the ** company, and finally spend 10,000 yuan.

Therefore, the front and back manipulation in the middle, the difference is the profit part. There will definitely be a part of the securities borrowing and lending fees. In the above operation, if the future stock price becomes **instead of**, then after the contract expires, you need to buy back **to **company, and it will cost more money to buy back**, and then it will become a loss.

Conditions for opening an account for margin trading: (1) Have opened an account with the ** company for 6 months and have been engaged in ** trading for 6 months; (2) Ordinary account assets (RMB) of more than 200,000 yuan (inclusive); (3) Transaction settlement funds are included in the third-party depository; (4) **Rich investment experience and risk-taking ability; (5) No record of material breach of contract; (6) Not a shareholder or related person of the ** company; (7) It has passed the credit review of the ** company. **On the basis of the above, companies can set stricter access conditions for investors.

Requirements for opening margin trading:

1. The applicant must be at least 18 years old and have full capacity for civil conduct.

2. The applicant has opened a real-name ordinary** trading account and intends to apply for a credit ** account.

and the name and ID card of the ordinary ** account.

The numbers are exactly the same;

3. The applicant has opened an account for no less than 6 months and has transaction records;

4. The applicant's transaction settlement funds have been deposited by a third party.

5. The applicant applies for margin financing and securities lending business.

The ** assets on the date of application shall not be less than RMB 500,000 (there are also 100,000, 200,000 etc.), and the business department shall make a statement of the applicant's ordinary ** transaction assets.

Stamped with the business seal of the business department;

1. Application for Margin Financing and Securities Lending Business Qualification;

2. Resolution of the shareholders' meeting (general meeting of shareholders) on the operation of margin financing and securities lending business;

3. The business plan for margin financing and securities lending, the text of the internal management system and the criteria for selecting customers formulated in accordance with Article 12 of these Measures;

4. The roster and qualification documents of senior management personnel and business personnel responsible for margin financing and securities lending business;

5. Certificate issued by ** exchange and ** registration and clearing institution that the technical system of margin financing and securities lending business has passed the test;

6. Other documents required by the CSRC.

1. Do NPAs need a financial license?

A financial license is required for distressed asset management companies. According to the relevant regulations, a financial asset management company may engage in the following business activities when managing and disposing of the assets formed by the acquisition of the non-performing loans of the state-owned banks within the scope of the non-performing loans of the state-owned banks it acquires: 1. Debt recovery; 2. Leasing or transferring or restructuring the assets formed by the acquired non-performing loans; 3. Debt-to-equity swap, and phased shareholding of the enterprise; 4. Listing recommendation and bond and ** underwriting of companies within the scope of asset management; 5. Issuing financial bonds and borrowing from financial institutions; 6. Financial and legal consulting, asset and project valuation; 7. Other business activities approved by the People's Bank of China and the China Supervision and Administration Commission.

2. Financing methods for small and medium-sized enterprises include:

1. Bank loans, bank loans have low financing costs, but they have very high qualification requirements for enterprises. Borrowing from banks is the most common financing channel for enterprises, but banks have their own risk control principles, which are determined by the nature of the bank's business. For banks, they are generally reluctant to take too much risk, because borrowing has no claim to the profits obtained by the enterprise, so they are reluctant to borrow money from high-risk enterprises or projects, even if they have high expected profits.

2. Acquaintance borrowing 3. Through the listed regional equity trading market (i.e., the fourth board), you can obtain the opportunity of debt and equity financing 4. Investment institutions.

**Article 8 of the Measures for the Administration of Corporate Margin Financing and Securities Lending Business.

**When applying for margin financing and securities lending qualifications, the company shall submit the following materials to the CSRC, and at the same time copy the local CSRC dispatched agency:

1) Application for Margin Financing and Securities Lending Business Qualification;

2) Resolution of the shareholders' meeting (general meeting of shareholders) on the operation of margin financing and securities lending business;

3) The business plan for margin financing and securities lending, the text of the internal management system and the criteria for selecting customers formulated in accordance with Article 12 of these Measures;

4) The roster and qualification documents of senior management personnel and business personnel responsible for margin financing and securities lending business;

5) Certificates issued by ** exchange and ** registration and clearing institution that the technical system of margin financing and securities lending business has passed the test;

6) Other documents required by the CSRC.

**The legal representative of the company and the main person in charge of operation and management shall sign the application form for margin financing and securities lending business, promise that the content of the application materials is true, accurate and complete, and bear the corresponding legal responsibility for the false records, misleading statements and major omissions in the application materials.