What is the insurance hardware paid by the company, and how much is it a month

What is the insurance hardware paid by the company, and how much is it a month

Strictly speaking, it is five insurances and one housing fund, including endowment, medical care, work-related injury, unemployment, maternity insurance and provident fund.

Based on the purchase of all social security by the unit, the calculation is as follows:

Medical insurance: 2% for individuals and 8% for employers;

Endowment insurance: 8% for individuals, 12% for units;

Unemployment insurance: 1% for individuals and 2% for employers;

Work-related injury insurance: none for individuals, 1% for units;

Maternity insurance: none for individuals, 1% for units;

Provident Fund: Individual, Unit.

The cost of work-related injury and maternity insurance is borne by the employer.

For example, if the salary is 6,000 yuan per month, then the premium that needs to be paid is:

Medical insurance: 6000 * 2% = 120 yuan, unit 6000 * 8% = 480 yuan;

Endowment insurance: 6000 * 8% = 480 yuan, unit 6000 * 12% = 720 yuan; 450

Unemployment insurance: 6000*1%=60 yuan, unit 6000*2%=120 yuan;

Work-related injury insurance: no for individuals, 6000 * 1% = 60 yuan for units Maternity insurance: none for individuals, 6000 * 1% = 60 yuan provident fund: 6000 * yuan, 6000 * yuan.

Therefore, the total amount of the individual is: 870 yuan, and the total of the unit is: 1650 yuan.

The calculated data may differ from the actual data, but the way it is calculated is like this.

Five insurances and one housing fund, endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance and housing provident fund.

It's about 400 a month, Beijing's.

The insurance hardware paid by the company is endowment insurance (20% of the basic salary of the employer and 8% of the individual).8% for medical companies, 2% for individuals, work-related injuries, all company losses, unemployment and maternity, you can calculate how much money a month is.

Social security hardware refers to pension, medical insurance, unemployment, work-related injury and maternity.

"Five insurances" refers to five types of insurance, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance;

"One gold" refers to the housing provident fund. Among them, endowment insurance, medical insurance and unemployment insurance, these three types of insurance are jointly paid by enterprises and individuals, and work-related injury insurance and maternity insurance are fully borne by enterprises.

Individuals do not need to pay. It should be noted here that the "five insurances" are legally blind, while the "one gold" is not legal.

1. The five insurances and one housing fund shall be paid by the unit, the five insurances shall be paid to the Social Security Bureau, and the one housing fund shall be paid to the Housing Provident Fund Management Center. The average monthly salary of employees in the previous year above the base number, or the first monthly salary of employees who participate in the work of the new trapped bridge.

2. Calculation of five insurances and one housing fund:

1.Pension: the unit pays 20% of the base amount (2000 * 20% = 400 yuan), and the individual withholds 8% of the base amount (2000 * 8% = 160 yuan);

2.Unemployment: the unit pays according to the base (2000 * yuan), the individual withholds according to the base (2000 * yuan), and the individual migrant worker does not pay;

3.Work-related injury: according to the nature of the unit, the withholding ratio is different, for example, the WFOE enterprise shall pay 1% of the base amount (2000*1%=20 yuan), and the individual shall not pay;

4.Maternity: Employees with non-local hukou are not covered by this insurance, and employees with Beijing hukou are paid by the unit according to the base amount (2000 * yuan), and individuals do not pay;

5.Medical care: 9% (basic medical care) + 1% (large-amount co-ordination) of the base amount (2000*10%=200), and individual withholding 2% (basic medical care) + 3 (large-amount co-ordination) (2000*2%+3=43 yuan);

6.Housing provident fund: units and individuals are paid according to 8% of the base (2000 * 8% = 160 yuan, a total of 320 yuan), if the unit conditions are good, you can apply to increase to 10%.

The above is the amount paid if calculated according to the salary of 2,000 yuan, the higher the salary, the higher the corresponding five insurances and one housing fund.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. The payment base of five insurances and one housing fund.

The payment base is the average monthly salary of the employee in the previous year. If the average monthly wage of the employee in the previous year is lower than 60% of the average monthly salary of the employee in the city in the previous year, the payment base shall be calculated according to 60%; If it is higher than 300% of the average monthly salary of employees in the city in the previous year, it shall be capped at 300% of the payment base.

2. How much is five insurances and one housing fund a month?

If you work for an Internet company in Shanghai, your monthly salary is 7,000 yuan, and after removing personal income tax, your monthly salary is 5,652 yuan. According to this base, pay five insurances and one housing fund, so how much do you have to pay every month?

According to the above table of the proportion of payment of five insurances and one housing fund, the amount paid by Miss Wang for one month is:

7000 8%+7000 2%+7000 yuan.

The monthly payment amount of five insurances and one housing fund for the unit is:

7000 21%+7000 11%+7000 yuan.

The amount paid for five insurances and one housing fund in one month is 1347 + 2940 = 4424 yuan.

Hello, you explain the situation in detail here, I will help you analyze it 6, housing provident fund payment ratio: according to the actual situation of the enterprise, choose the housing provident fund payment ratio. However, in principle, the maximum contribution shall not exceed 10% of the average salary of the employee.

The employer shall pay the housing provident fund at 12% of the salary. Both employers and individuals are 12% of the salary.

Other social security projects and housing provident funds are also calculated according to the above calculation formula, of which the base of five social insurance and one housing fund is calculated according to the average monthly salary of the employee in the previous year.

The minimum base of five insurances and one housing fund * the minimum payment ratio of five insurances and one housing fund.

In addition, according to the regulations, the housing provident fund contribution base is adjusted once a year according to the average monthly salary of employees in the previous year, and the provident fund contribution base shall not be lower than the minimum monthly wage standard, and the maximum shall not exceed 3 times the average monthly salary of employees on the job in the previous year.

Let's take a look at it.

The "five insurances" are social security, therefore, how much money to pay a month for five insurances is actually the monthly social security payment standard, and the following is the calculation formula for the monthly social security payment standard: the monthly social security payment amount of the unit + the monthly social security payment amount of the employee.

The monthly social security payment amount of the unit = the social security payment base of the unit * the monthly social security payment amount of the employee = the social security payment base of the employee * the social security ratio [example] The upper and lower limits of the social security base in Hangzhou in 2018: yuan - yuan pension insurance ratio: 14% for the unit and 8% for the individual

Medical insurance ratio: 2% for units and individuals

Unemployment Insurance Ratio: Unit, Individual.

Work-related injury insurance (benchmark rate): floating according to the risk level of the industry, the first category is the less risky industry, and the rate is determined as; The second category is medium-risk industries, and the rate is determined as; For riskier industries, the rate is determined as:

Maternity insurance ratio: units, individuals do not pay.

The result is calculated based on the lower limit of the social security payment base and the work-related injury insurance rate

Monthly social security payment amount of the unit: RMB*(14%+RMB.)

Employee's monthly social security payment amount: RMB*(8%+2%+RMB.)

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Question: The salary for going to work is 1400

If you are a person per month, if you make a deal, it will be about 5850.

Question: Do you have to pay 850 for an individual?

It looks like I'm going to ask a question.

Not deducted from your salary?

And your monthly salary is only 1400, do you think it's possible? So you can rest assured that you won't be deducted from your salary.

Isn't the question a little out of the company and a little out of yourself?

How much do you pay for five insurances and one housing fund, and how much does the company pay for a month?

A: 1The five insurances include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance. One is the housing provident fund.

2.Pension insurance contribution ratio: 20% for units (all included in the overall planning**), 8% for individuals (all allocated to individual accounts).

3. Medical insurance payment ratio: 9% for units and 2% for individuals.

4. Unemployment insurance contribution ratio: 2% for units and 1% for individuals.

5. Work-related injury insurance payment ratio: the unit pays every month, and the individual employee does not have to pay a penny, and the work-related injury insurance determines its work-related injury rate according to the scope of the industry where the unit is divided, between.

6. Proportion of maternity insurance payment: the unit pays 1% every month, and the individual employee does not need to pay a penny.

6. Housing provident fund payment ratio: According to the actual situation of the enterprise, choose the housing provident fund payment ratio. However, in principle, the maximum contribution shall not exceed 10% of the average salary of the employee.

The employer shall pay the housing provident fund at 12% of the salary. Both employers and individuals are 12% of the salary.

Hello, I'm glad to answer for you, pay 500-800 yuan for hardware insurance. The lowest level of pension expenses is yuan, the first, second, and third levels are yuan, yuan, yuan, basic medical care + serious illness mutual aid line costs are yuan, and maternity insurance is yuan. Due to regional differences, there may be a slight deviation in the amount.

At present, taking the amount of individual insurance payment as an example, the monthly social insurance payment standard for individual insured persons is divided into four grades: the lowest level (40%), the first level (60%), the second level (80%), and the third level (100%). The lowest level (40%) pension payment is composed of pension, basic medical care + serious illness mutual aid (maternity insurance, and the monthly payment amount is a total of yuan. The monthly payment amount for the first tranche (60%) is RMB, the monthly payment amount for the second tranche (80%) is RMB, and the monthly payment amount for the third tranche (100%) is RMB.

<> "How much does the company pay for five insurances and one housing fund a month?"

1. How much does the company pay for five insurances and one housing fund a month?

Five insurances and one housing fund are about 1,500 yuan a month, including individual and unit payments. Provident Fund Payment: Monthly Contribution of Housing Provident Fund = Employee's Average Monthly Total Salary Contribution Ratio in the Previous Year, (Note:

The individual contribution ratio and the unit contribution ratio are multiplied by the total monthly average salary respectively, and their products are added. The monthly contribution amount of the housing provident fund varies according to the total salary of the brother. Calculation formula of five insurances and one housing fund:

Five social insurances and one housing fund payment base The social insurance base of five social insurances and one housing fund payment ratio is referred to as the social insurance base, which refers to the social insurance payment base of employees in a social security year. It is determined according to the monthly average amount of wages and salaries declared by employees from January to December of the previous year. The social insurance payment base is an important basis for calculating the social insurance premiums paid by employers and their employees, and there are upper and lower limits, and the specific amount is determined according to the actual situation of each region.

2. What is the proportion of enterprises paying five insurances and one housing fund?

The proportion of five insurances and one housing fund is as follows: medical insurance: 2% for individuals and 8% for units; Pension Insurance:

8% for individuals and 20% for units; Unemployment insurance: 1% for individuals and 2% for employers; Work-related injury insurance: none for individuals, 1% for units; Maternity Insurance:

None for individuals, 1% for units; The cost of work-related injury and maternity insurance is borne by the employer. Provident fund contribution ratio: 5%-12%.

3. How to pay five insurances and one gold.

Five insurances and one housing fund refer to the collective name of several types of protective benefits given by employers to employees, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund. Individual insurance can only pay for pension and medical insurance.

How to pay: 1) If you have a local hukou, you can participate in pension and medical insurance as a flexible employee. The payment standard is based on the local average salary of the previous year, the pension contribution ratio is 20%, the medical care is about 9%, and there are still 80% and 100% two levels to choose from.

Generally, go to the social security service point in the local community street for processing.

2) If you are not a local account leak, you can only pay through the social security payment agency, which will definitely require a certain handling fee. Nowadays, there are many payment agencies on the market, and everyone must pay attention to formality when looking for them.

The five insurances of five insurances and one housing fund refer to five types of insurance, namely: endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; One of the gold fingers is the housing provident fund.

Pension insurance: 20% for units (monthly) and 8% for individuals (monthly); Medical insurance: unit payment (hold this head every month), individual payment (monthly) 2% + 10 yuan for serious illness co-ordination; Unemployment Insurance:

2% for units (monthly) and 1% for individuals (monthly); Work-related injury insurance: paid by the unit (monthly), individuals do not need to pay; Maternity insurance: single digital payment (monthly), individuals do not need to pay; Housing Provident Fund:

5%-12% for units (monthly) and 5%-12% for individuals (monthly).

More and more people have paid five insurances and one housing fund, but many people are not very clear about five insurances and one housing fund, so let's introduce how much they have to pay for five insurances and one housing fund, and how much money the company pays a month, I hope you are interested in this issue.

1. How much do you have to pay for five insurances and one housing fund?

Five insurances and one housing fund include endowment insurance, unemployment insurance, maternity insurance, medical insurance, work-related injury insurance and housing provident fund, etc., the amount of personal payment of five insurances is about 11% of the social security payment base, if your social security payment base is 5000 yuan, then you need to pay five insurances for the personal part of the amount of 550 yuan to sell the bright.

The contribution ratio of the housing provident fund is 12% for the general company, and the payment base is about the same as the social security, but he has a characteristic that the individual pays how much, the company will also pay how much the fee, the cost of the two is the same, but the minimum shall not exceed 60% of the local social wage in the previous year.

The cost of individual payment of five insurances and one housing fund is still relatively small, so under the condition that the individual still needs the unit to pay five insurances and one housing fund.

2. What is the payment base of five insurances and one housing fund?

The payment base of the five insurances is generally based on the local average social wage of the previous year as a reference, and the minimum payment base shall not be less than 60% of the average social wage of the previous year, and the maximum shall not be higher than 300% of the average social wage of the previous year.

The payment base of the housing provident fund and the payment base of social security are the same, both of which are based on the average social wage of the previous year, and the minimum lower limit is 60% of the local average social wage of the previous year.

3. How much does the company pay for five insurances and one housing fund a month?

The proportion of the five insurance companies is about 33% of the payment base, if the payment base is 5000, the company needs to pay 1650 yuan.

Among the five insurances, the maternity insurance individual does not pay all the expenses borne by the company, about 1% of the payment base, the pension insurance unit payment ratio is 20%, the medical insurance unit payment ratio is 10%, the unemployment insurance unit payment ratio is about the same, and the work-related injury insurance unit payment is not equal, and the individual does not pay.

The unit contribution part of the housing provident fund is 12% of the social security payment base, which has not changed much overall, that is to say, if the insurance base is 5000, the unit needs to pay 600 yuan of provident fund.