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It generally doesn't matter.
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Guotai Construction Co., Ltd. is another important company of Linyuan's affiliated enterprise group. Its main tasks are to build houses, apartments, commercial buildings, office buildings, and then ** or rent them. Because of the focus on quality and reasonableness, the building is quite popular and praised by home buyers.
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1. Household registration booklet, ID card and photocopy of the borrower's husband and wife (co-owners).
2. The purchase contract or agreement signed with the selling unit.
3. Proof of position and income issued by the borrower, and private enterprises shall mainly provide business income and tax certificates, business licenses and copies issued by relevant departments that can show their debt repayment.
4. Proof of deposit of the borrower's first installment of housing payment and a copy.
5. Personal housing loan application form (format provided by the bank).
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1. Measure the best and your own economic strength.
Most of the people who just need it are young people, and the economy is generally not very well-off, so they should do what they can when buying a house, and determine the real estate that is suitable for them according to their own income, expenditure and other actual conditions. According to your own specific planning, isn't buying a house just to make your life better? So there's no need to put yourself in heavy debt just to live in an expensive house.
Second, the knowledge of real estate should be understood.
Before buying a house, we must know some real estate knowledge, have a general understanding of the property market, and know it in our hearts to avoid being fooled by the real estate consultant when buying a house. Secondly, you should also keep abreast of some real estate policies and dynamics at any time to prevent yourself from having no clue when handling real estate procedures.
Third, the strength and reputation of the developer should be more verified.
There are many buyers who buy off-plan properties and accidentally choose developers who are not strong and have low credibility, resulting in the situation that they cannot deliver the houses on time and the quality is too poor. Therefore, when buying a house, people who just need to buy a house should give priority to choosing a large company with high credibility and strong strength to avoid causing disputes and unnecessary troubles about buying a house.
Fourth, the transportation should be convenient.
When choosing a house, buyers should try to choose a location that is convenient for both parties to work, and if they can't take care of it, at least buy a house near the place where one of them works. In addition, when choosing a house, it is necessary to follow the bus route, so that even if the distance between the place of residence and the place of work is long, the actual time spent will be shortened.
Fifth, children should be prepared for school in the future.
If the house purchased by the family is used as a marriage house and they plan to have children as soon as possible, they cannot ignore the issue of children going to school in the future.
Whether there are schools around the new house, or whether the community will plan school facilities within three to five years; The quality of the developer's operation of a large community, the credibility is not worth trusting, and their guarantee of school resources are all issues to be considered when choosing a house.
If you hear the sales staff introduce that there are many schools around you and the resources are abundant, buyers must not forget to carefully study the enrollment situation of these schools. Of course, if the buyer has limited funds, they can also consider second-hand homes around the city. However, in recent years, some houses around good schools have also become expensive, so it is necessary to plan ahead.
6. Make good use of the provident fund.
If you have a housing provident fund, you can use as much provident fund as you can when buying a house. Even if you have been working for a short time and your provident fund is small, it is best to use it if you can, so that you can at least pay less interest.
7. Property services are very important.
Poor property management of the community, property and personal safety is not guaranteed, and the poor property management of the community has a variety of arbitrary charges, encroachment on the owner's public facilities, accelerate the rotation of electricity and water meters, etc., to understand these poor property communities, you can get news from the newspaper, TV and other public **, where the community has been ** is not the first choice for home ownership.
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What are the conditions and procedures for buying a house with a loan?
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1. Representative of the company's image. As a real estate company, the salesperson is on behalf of the company to face customers, its image represents the company's image, neat and stable clothing will leave a good impression on customers, increase confidence in the company, and shorten the distance between the two sides.
2. The transmitter of the company's operation. The sales staff clearly understands that they are the intermediary between the company and customers, and their main function is to pass on the company's business philosophy and product information to customers to achieve the purpose of sales.
3. The customer's house purchase guide and professional consultant. The sales staff should use professional familiarity to provide customers with convenient consulting services, so as to guide customers to buy a house.
4. Experts who recommend real estate to customers.
5. The medium through which customer opinions are reflected to the company.
6. Customer relationship maintainer.
7. Collectors of market information. Sales should have a strong ability to reflect and adapt, and have a wealth of business knowledge and a keen sense of the real estate market, which requires sales staff to do a lot of collection of real estate market information and provide a basis for the company's decision-making.
8. Pursuers with innovative spirit and excellent performance. Among them, there are two kinds of real estate consultants who can be the sales champions: one is very affinity; The second is a person who is extremely powerful.
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