What procedures are required for Dongfeng Fengshen AX7 car loan

1. Your loan is an auto loan, which refers to the loan business issued to the borrower by the bank handling bank (hereinafter referred to as the handling bank) authorized to start the auto loan business for the purchase of automobiles (including second-hand cars). According to the loan object, it includes personal car loans, dealer car loans and institutional car loans; According to the purpose of the loaned vehicle, it includes self-use car loan and commercial vehicle loan.

2. Self-use car refers to a car purchased by the borrower through an auto loan and not for profit.

3. The basic conditions that the borrower needs to have.

1) Citizens of the People's Republic of China, or residents of Hong Kong, Macao and Taiwan who have resided in China for more than one year and foreigners;

2) Be at least 18 years old, have full capacity for civil conduct, and hold legal and valid identity documents;

3) Have a fixed and detailed residential address;

4) Individuals with stable legal income or sufficient legal assets to repay the principal and interest of the loan;

5) No negative credit record;

6) Open a personal account at the handling bank and be able to pay the prescribed down payment;

7) Able to provide effective guarantee recognized by the handling bank.

4. From the basic conditions, it can be seen that when taking a loan, it is necessary to provide the bank with proof of identity, all information on the purchase of the vehicle (purchase invoice, purchase tax invoice, etc.), etc.

All car loans require proof of income and original ID cards, and you will tell you if you look for a salesperson at a 4S store.

Hello, some branches of our bank have launched the "personal car loan" business, which can be used to purchase a brand new non-operating car under my name (currently does not support second-hand car loans). If you have already seen the model you need to buy at the car dealership, you can confirm whether you have cooperation with China Merchants Bank through the car dealership, if not, please contact the local personal loan department of China Merchants Bank directly to apply for a loan, and the handling bank needs to review before determining whether it can be processed. Application materials generally required for loan application:

1 Proof of identity; Zizao 2 Marriage certificate materials: marriage certificate, divorce certificate, unmarried declaration, etc.; 3. Proof of local residence: a fixed ** payment list for any 3 months in the past year, or a utility bill such as a utility bill payment list, or other information that can prove the residential address; 4. Certificate of guarantee; 5 Proof of use:

Provide an invoice for the full purchase of the vehicle prior to the loan disbursement, or provide a purchase agreement (contract) with an invoice for the down payment (or a receipt with the dealer's official seal). After the loan is disbursed, the invoice for the full purchase of the car (if not provided before the disbursement) and the tax payment certificate for the purchase of the vehicle must be provided; 6.Proof of repayment ability:

Our bank's payroll customers can directly provide their payroll account statements; Social security account statements or personal tax bills, etc.; If you need to provide other information for this loan, the handling bank will also notify you in time, and you can also confirm this information in detail through the handling bank when applying for a loan.

Very good domestic SUV, military platform, reliable performance, atmospheric appearance, high-end interior, Huawei on-board system, independent suspension, equipped with a mature and reliable power system from the French Peugeot Citroen Group, with international advanced level, the torque of the engine is up to 200N·m, the torque of the engine is up to 230N·m, and it has continuously variable gas.

1. Now the loan to buy a car is generally handled directly at the car dealership, with a down payment ratio of 20%-50%, and the loan term is paid off within 5 years. A guarantor is not required, but the borrower is required to have a fixed residence, a regular income, and a repayment plan.

2. The required procedures are:

1. The original ID card of the borrower and 10 copies (for loan procedures); If you are married, you need to provide the original ID card and 5 copies of your lover's ID card.

2. Income certificate issued by the borrower's own unit. 3

The original household registration book and the original real estate certificate of the borrower;

4. After selecting the model, negotiate with the dealer about the proportion of the down payment, the loan amount and the repayment period;

5. Fill in the loan application form and go through the loan procedures.

6. Generally, the review can be completed within 3 working days after the application is submitted, if the review is passed.

CPF cannot take out loans to buy a car.

In China, the establishment of the provident fund is a welfare policy to solve the housing problem of residents, while car loans are generally for commercial interests as the main purpose, and the two are completely unrelated. If you can use the CPF to apply for a car loan, the original intention of the CPF establishment is disrupted. Moreover, there is a certain inconvenience in the credit withdrawal of the provident fund itself, and if you can apply for a car loan, it will bring a series of complex problems.

Banks and financial companies themselves will also prevent the use of provident funds to apply for loans, because this will bring a certain loss to the interests of banks and financial companies.

To sum up, at present in our country, the provident fund can only be used to apply for housing-related loans, not car loans, if there is a bank in the name of this, not false advertising may have a trap in it, warn the majority of consumers, do not believe the provident fund can apply for car loan advertising.