I didn t pay for the rural cooperative medical care this year, and I want to think about how much I

Each local policy is different, so it is recommended to consult the local agricultural protection office directly.

Legal analysis: The money paid by NCMS cannot be used to buy medicines, but it can be reimbursed for the drug expenses incurred by the participants in the designated hospital for hospitalization due to illness during the overall planning period. The balance of the outpatient clinic can be carried forward to the next year, but the account balance of the outpatient clinic is not much, and this part of the money can only be used if the NCMS is paid this year.

In the case of hospitalization**, it cannot be carried forward to the next year. At present, the state's subsidy for NCMS has reached 450 yuan, and different subsidy standards have been proposed for different regions.

Legal basis: Article 30 of the Social Insurance Law of the People's Republic of China The following medical expenses are not included in the scope of payment of basic medical insurance**

1) It should be paid out of work-related injury insurance**;

2) It shall be borne by a third party;

3) It should be borne by public health;

4) Seeking medical treatment outside the country.

Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.

in the pooled account.

1. Medical insurance, in fact, will also establish a personal medical insurance account and this overall medical insurance account, but we participate in the medical insurance for urban and rural residents, and gradually cancel the personal account from 2019 onwards, that is, your medical insurance account will no longer produce any balance, only the overall account part, but the overall account part, not to say that you personally send money to this account, but in the process of enjoying medical insurance reimbursement, we can enjoy normal reimbursement and reimbursement of expenses. It is spent from the pooled account.

2. If there is no medical expenditure and no medical insurance reimbursement after paying the resident medical insurance, then the money will not be left over or returned to you. But the money didn't disappear out of thin air, but was used for other people who needed it. Because the resident medical insurance itself is to achieve the purpose of reducing the risk of medical expenditure through the overall planning, after everyone pays, the money will all enter the pool, and if someone has medical insurance reimbursement, then the money will be taken out from this pool to reimburse the person.

It cannot be said that you have not incurred medical expenses and have not enjoyed this reimbursement treatment, so you have suffered a loss.

Extended Materials. About Rural Cooperative Medical Care.

The new type of rural cooperative medical care (hereinafter referred to as "NCMS") refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly based on the overall planning of serious diseases. It raises funds in the form of individual payment, collective support and funding. In October 2002, China made it clear that all levels should actively guide farmers to establish a new type of rural cooperative medical system that focuses on the overall planning of serious diseases.

In 2009, China made an important strategic plan to deepen the reform of the medical and health system, and established the status of the new rural cooperative as the basic medical security system in rural areas. On January 29, 2015, the National Health and Family Planning Commission and the Ministry of Finance issued a notice on doing a good job in the 2015 new rural cooperative medical work, proposing that the per capita subsidy standard for the new rural cooperative medical system at all levels will be increased by 60 yuan on the basis of 2014 to 380 yuan.

You can re-apply for it, but you have to ask the local NCMS medical insurance management agency, generally NCMS is to pay a fixed time every year to contract the next year's medical reimbursement. If you can handle it, please consult the local NCMS medical insurance management agency.

The new type of rural cooperative medical care is a system of mutual medical assistance and mutual aid for farmers, in which individuals need to pay a small amount of money, and the state will subsidize a large part of it. Even if you have paid for NCMS for 5 years and have not used the money in it, it will be used for people in need, so there is no money in the account.

NCMS and endowment insurance are different, the money in endowment insurance will continue to accumulate, and everyone can receive a certain pension after retirement. And NCMS is like a lot of people go to pay, but not all of them get sick, and the sick people will use the money in it to reimburse, and the money of the people who are not sick will be used on them. Although it may seem a little uneconomical, everyone has the possibility of getting sick, so this money should still be paid.

If you don't, you will most likely not be reimbursed when you get sick, and you will have to bear all the medical expenses yourself. Nowadays, hospitalization is very expensive, it may cost two or three hundred yuan a day, and the cost of staying in a hospital for a month may be sky-high.

However, the farmers don't seem to have paid much attention to this matter, because some older farmers have some underlying diseases, and basically go to the hospital for a period of time or take some medicine every year. Most of the farmers have been reimbursed and will naturally be willing to pay. Although some people say that the cost of cooperative medical care is getting higher, the drugs that can be reimbursed and the amount of compensation have been increasing.

In addition, the minimum payment line has also been continuously lowered, that is, in the past, only a hospital with 8,000 yuan could be reimbursed, but now it may be reimbursed by a hospital with 5,000 yuan, which is conducive to farmers to see a doctor. It can be seen that the state has been improving the system of NCMS, and I hope that all farmers can enter the hospital for a check-up of their health with confidence.

Now many farmers have realized the importance of NCMS, and the base of purchase is relatively large, so the reimbursement will be more and more powerful.

Of course it's still there. As long as you pay the medical insurance, there will be a fixed balance deposited in it every month, so even if you haven't used it, the money is still there.

Of course, the money in it is gone, because the money you pay is all into the overall account, and if you don't use it, the account will be cleared every year.

Definitely in. There is a very good account inside, and it is impossible for funds to be lost directly, and it is impossible to transfer them, so you can rest assured.