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Anonymous users2024-02-15Are you asking about the annual fee of the Rural Commercial Bank? The annual fee is 10 yuan per year, and if the amount in the card is less than 300 yuan, a small management fee of 3 yuan will be charged every quarter. But each bank can waive the annual fee for one card, and you can go to the counter to apply for an application, and you can not charge this money.
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Anonymous users2024-02-14The interest rate of a one-year fixed deposit in a rural credit cooperative is 2%, and if the deposit is 10,000 yuan, then the interest for one year is 200 yuan. Approve and authorize the various interest rates set by the People's Bank of China to be statutory interest rates. The head office of the People's Bank of China is responsible for the promulgation and implementation of the statutory interest rate.
At present, there are many ways to choose from fixed deposits in China, including one-year, two-year, three-year, and five-year periods.
For example, the current one-year time deposit interest rate of the central bank is, the two-year time deposit interest rate is, and the three-year time deposit interest rate is, but in the actual deposit process, the credit union will rise by 30% to 80% on the basis of the central bank's benchmark interest rate.
It is equivalent to the interest rate given by a fixed credit union for a year, so the interest that can be obtained for 50,000 yuan a year is about 975 yuan and 1,350 yuan. Extended Resources:The interest rate of a one-year fixed deposit in a rural credit cooperative is 2%, and if the deposit is 10,000 yuan, then the interest for one year is 200 yuan.
Approve and authorize the various interest rates set by the People's Bank of China to be statutory interest rates. The head office of the People's Bank of China is responsible for the promulgation and implementation of the statutory interest rate. The interest rate of a one-year fixed deposit in a rural credit cooperative is 2%, and if the deposit is 10,000 yuan, then the interest for one year is 200 yuan.
Approve and authorize the various interest rates set by the People's Bank of China to be statutory interest rates. The head office of the People's Bank of China is responsible for the promulgation and implementation of the statutory interest rate. The interest of 10,000 fixed deposits for one year is 200 yuan, and the calculation method is:
10,000*, the interest on deposits of rural credit cooperatives, the unified interest rate of the People's Bank of China.
Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members, practicing democratic management, and mainly providing financial services to members.
Rural credit cooperatives are independent enterprise legal persons, which are liable for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Their property, legitimate rights and interests, and business activities carried out in accordance with the law of the state are protected by the laws of the state. Its main task is to raise idle funds in rural areas and to provide financial services for agriculture, farmers and rural economic development.
In accordance with the provisions of national laws and financial policies, organize and regulate rural areas, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury. Rural credit cooperatives are divided into the following departments, rural credit cooperatives, rural credit cooperatives international financial department, Zhengtong rural credit cooperatives training school, rural credit cooperatives credit department, etc.
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Anonymous users2024-02-13How much interest can be on rural bank products, there is a relative in my hometown who has stored 20,000 yuan for 2 years, only more than 700 interest, you still go to find online investment and financial management, the interest rate is higher, and the safe financial management platform is much better than bank wealth management products, such as wealth management, which is better than the bank, if you want a higher interest rate, you have to find it slowly.
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Anonymous users2024-02-12Now it is the interest rate, which used to be 33%, 10,000 yuan is now 150 yuan a year, and 10,000 yuan is 330 yuan a year.
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Anonymous users2024-02-11Get free of charge the national examination materials.
1.The annual fees paid by rural credit cooperatives vary from institution to institution. In general,The annual fee is $10 per yearIf the amount in the card is less than 300 yuan, a small management fee of 3 yuan will be charged every three months.
However, each bank can waive the annual fee for one card, or you can go to the counter to apply for an application, and you can not charge this money.
2.If you withdraw money from the rural credit cooperatives with a CCB card, you need to pay a handling fee, which is 4 yuan for the local area, and 1% of the transaction amount plus 2 yuan will be charged for the cross-regional transaction. Rural credit cooperatives are legal and compliant financial institutions, and their main characteristics are that their main assets are the issuance of loans, their main liabilities are the absorption of deposits, and the intermediary business is to handle transfer and settlement, and they are directly involved in the creation of deposit currency.
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Anonymous users2024-02-10The interest rates of different rural credit cooperatives are different, and the deposit term and deposit method are different, and the interest rate is also different.
Fixed deposits are divided into: 1. Lump sum deposit, 2. Principal deposit and interest withdrawal, lump sum deposit and lump sum withdrawal, and lump sum deposit and withdrawal. Different deposit methods have different interest rates. Based on the interest rate of the Rural Credit Cooperatives in 2021, it is calculated as follows:
1. The interest rate of the whole deposit and withdrawal for one year is that the interest can be obtained at the maturity of one year for the fixed deposit of 10,000 yuan: 48,000 * yuan (about that).
2. The interest rate of the deposit principal and interest for one year is: 10,000 yuan deposit for 1 year, and the interest available at maturity: 48,000 * yuan (about).
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Anonymous users2024-02-09The interest rate on deposits of rural credit cooperatives in different regions is different, and the interest rate of 10,000 yuan deposited in rural commercial banks in different regions for one year is different. For example, if you deposit 10,000 yuan, if you deposit and withdraw the whole amount, and Henan Rural Credit Cooperatives is the interest rate, then the interest is yuan; The interest rate of Hubei Rural Credit Cooperatives is, then the interest is 220 yuan.
The interest rate of the survival period and the survival period are different, and the interest rate of 10,000 yuan deposited in the same rural credit cooperative for one year is also different, and the interest rate of time deposit is slightly higher than that of demand deposit.
Fixed Deposit Rates:
1. When the deposit is 3 months, the annual interest rate is;
2. When the deposit is 6 months, the annual interest rate is;
3. When the deposit is 1 year, the annual interest rate is;
4. When the deposit is 2 years, the annual interest rate is;
5. When the deposit is made for three years, the annual interest rate is:
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Anonymous users2024-02-08Rural Credit Cooperatives Fixed Deposit Interest Rate 2022:
1.The annual interest rate of demand deposits;
2.Time deposit.
The whole deposit is three months, half a year, two years, three years, five years.
Partial deposit and withdrawal, lump sum deposit and zero withdrawal, and principal deposit and interest for one year, three years and five years.
The fixed life two points will be discounted by 6% at the interest rate of the same grade for the regular lump sum deposit within one year.
Floating interest rates for fixed deposits of rural credit cooperatives: 3 months, 6 months, 1 year, 2 years, 3 years, and 5 years.
Extended Information] Calculation Method:1Rural Credit Cooperatives Loan Interest Rate: Loan Interest = Loan Principal * Loan Time * Loan Interest Rate.
2.Annual interest rate of loans of rural credit cooperatives: loan interest = loan principal * loan time (days) * loan interest rate 360.
3.Monthly interest rate of loans of rural credit cooperatives: loan interest = loan principal * loan time (days) * loan interest rate 12.
Deposit interest calculation.
Unlike other deposits, interest on demand deposits is calculated on the basis of the corresponding month of the deposit date, where interest is calculated on the 30th of each month and 360 days of each year. For example:
Deposit on January 1, the number of days to calculate interest on February 1 is 30 days, interest = principal * current deposit interest rate 30 360
Deposited on January 15, the number of days for calculating interest on February 18 is 33 days, interest = principal * demand deposit interest rate 33 360
Deposited on January 15, the number of days to calculate interest on February 10 is 25 days, interest = principal * current deposit interest rate 25 360
At the same time, unlike other deposits, the interest is calculated according to the interest rate level on the date of withdrawal, and the interest on demand deposits is adjusted in a timely manner with the adjustment of the central bank's interest rate.
What is the deposit interest rate of rural credit cooperatives in 2019?
What is the interest rate on a deposit of 30,000 and 50,000 fixed "three years".
2019 Rural Credit Cooperatives Deposit Rates:
The interest rate of ordinary time deposits is 45% higher than the benchmark interest rate of the central bank, and the interest rate of large certificates of deposit with a minimum deposit of 200,000 yuan is 55% higher than that of the central bank. The interest rates for ordinary time deposits of 3 months, 6 months, 1 year, 2 years, 3 years and 5 years are respectively.
Basic conditions: law-abiding, honest and trustworthy, with good personal conduct and professional ethics, junior college students can also apply for the examination, but the content of the test is the same, this depends on your learning ability and on-the-spot performance, training is only an auxiliary role. Last year, the Hunan Rural Credit Cooperatives trained students to our school, and many junior college students were not admitted. Good luck.
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