What should I do if I terminate my non counter business, and what should I do if I suspend my non co

How to lift the suspension of non-counter counters.

It is not possible to transfer money or receive money.

1. According to the "Notice on Matters Concerning Strengthening the Administration of Payment and Settlement and Preventing New Violations and Crimes in Telecommunication Networks", banks shall suspend non-counter business for accounts with no transaction records within 6 months from the date of account opening, and payment institutions shall suspend all operations, and only resume business after units and individuals have re-verified their identities with banks and payment institutions.

II. According to the provisions of the "Notice on Matters Concerning Strengthening the Management of Payment and Settlement and Preventing New Types of Violations and Crimes in Telecommunication Networks": starting from January 1, 2017, banks and payment institutions are to lease, lend, **, or purchase bank accounts or payment accounts of units and individuals that have been identified by the public security organs at or above the districted city level; Units and individuals that organize the purchase, rental, lending, or payment of bank accounts shall cease all non-counter business of their bank accounts and payment accounts within three or five years, and shall not open new accounts for them within three or five years. At the same time, the People's Bank of China will also transfer the above-mentioned units and personal information to the Basic Financial Credit Information Database and release it to the public.

Your card hasn't been used for a long time, and the system puts your card to sleep for security.

You can receive money or deposit and withdraw money at the counter of the branch.

Go to the branch with your ID card and activate it to resume over-the-counter transactions.

Answer to Article 303 of the Criminal Law of the People's Republic of China: Whoever gathers a crowd to gamble or uses gambling as a business for the purpose of making a profit shall be sentenced to up to three years imprisonment, short-term detention or controlled release, and shall also be fined. where a casino is opened, a sentence of up to three years imprisonment, short-term detention or controlled release is to be given, and a concurrent fine; where the circumstances are serious, a sentence of between 3 and 10 years imprisonment and a concurrent fine is to be given.

The crime of gambling refers to the act of gathering a crowd to gamble or gambling as a business for the purpose of profit. The object of this crime is socialist social customs. Gambling not only endangers social order and affects production, work and life, but also is often a hotbed for inducing other crimes, which is very harmful to society and should be severely cracked down.

1. The motive and purpose of participating in gambling. The crime of gambling requires that the perpetrator subjectively acted with direct intent and had the purpose of obtaining money. If the perpetrator is not for profit, but only for entertainment, to kill boredom, to connect with feelings, etc., the crime of gambling cannot be established.

However, it should be noted that as long as the perpetrator has the purpose of obtaining money, this crime can be established, and whether or not the money is actually obtained does not affect the composition of this crime.

2. The amount of gambling involved and the number of times of gambling. Some relatives, friends, and neighbors occasionally gamble with each other, but the wins and losses are not big; Some often gamble, but the amount of gambling involved is very small, and the gambling participants do not use the gambling proceeds as the main source of their livelihood or squandering. Depending on the circumstances, administrative sanctions such as public security punishments may be given, but it is not appropriate to find it a crime.

3. Whether the perpetrator is a gambling leader, a gambling stick, a casino owner, or an ordinary gambling public. Gambling head refers to a person who gathers a crowd to gamble, that is, to provide casinos and gambling equipment for gambling, organize and attract others to participate in gambling, and take a profit from it. The gambler may or may not be involved in gambling, and it may be one person or more than one person.

Gamblers are people who take gambling as their regular business, that is, they use the proceeds of gambling as their main living or squandering. Some gamblers have no proper occupation and specialize in gambling; Some are unemployed, mainly engaged in gambling; Some have legitimate occupations, but they take gambling as a part-time job, and the amount of gambling wins and losses greatly exceeds the amount of their legitimate income.

Casino owners refer to those who open casinos, that is, for the purpose of making profits, providing places for gambling, setting up gambling methods, providing gambling equipment, chips, funds, and other acts of organizing gambling. These three types of persons should be investigated for criminal responsibility for the crime of gambling, but for ordinary gambling participants, criticism and education may be given, and if the circumstances are serious, public security punishment may also be given according to the circumstances, but criminal responsibility cannot be pursued.

The identity of the gambling participants and the relationship between the gambling participants. If the gambling participants are relatives, friends, colleagues, neighbors, villagers and other acquaintances, or some elderly people, it is generally not appropriate to deal with them as crimes. Unless the amount of gambling involved is very large, frequent gambling gatherings and seriously infringe on social management order and social customs.

There are many reasons for this restriction, such as the card has not been used for more than half a year, the recent ID card has expired, and the information in the system is incomplete. As long as the cardholder goes to the counter or completes the information on the mobile banking, the restriction will also be lifted.

In addition, if the cumulative non-counter transfer date of the bank account of the unit and the individual exceeds 1 million yuan and 300,000 yuan respectively, the bank shall remind the unit and individual to make a large-amount transaction reminder, and the unit and individual can only transfer the transaction after confirmation, so as to remind the unit and individual to identify potential transaction risks and prudently make a decision on the transfer of large funds.

Generally speaking, the suspension of non-counter trading will not automatically lift this state, but we need to take the initiative to solve it, so we need to find the reason for the suspension first, and then lift it according to the reason, and after the restriction is lifted, it can be used normally, and there is no fixed time.

Replace the new card: If the bank card has expired, then you can use it normally by bringing your ID card and bank card to the counter of the issuing bank to replace the new card.

Complete identity information: We need to reserve our basic information when opening an account in a bank to apply for a card, including name, address, ID card information, etc., if the information is incomplete, does not meet the real identity or the certificate has expired, then you can bring the relevant documents to the bank to complete the information, if the ID card expires, you need to reapply for the ID card, and then update the identity in the bank system, or you can update it online, and cancel it on the same day.

Proof that there is no risk in using the card: If there is an abnormal operation when using the card, the bank cannot confirm whether the operation is carried out by the person, and in order to protect the security of the account, it will usually suspend channels other than counter transactions. In this case, we can contact the bank, indicate to the bank that it is the person who did it, and apply to remove the status.

Notice of the People's Bank of China on matters related to strengthening payment and settlement management and preventing new types of violations and crimes in telecommunications networks.

For accounts with no transaction records within 6 months from the date of account opening, the bank shall suspend its non-counter business, and the payment institution shall suspend all its business, and the bank and the payment institution may resume its business after re-verifying the identity of the entity and individual.

In the notice of the People's Bank of China, it is clarified that the non-counter business will be suspended for accounts with no transaction record within 6 months from the date of account opening.

1. How will this new regulation affect our bank cards?

1. Within 6 months from the date of account opening, there is no online banking and mobile banking related to the transaction account, and the transfer and other functions can no longer be used normally.

2. Within 6 months from the date of account opening, no trading account can be used to handle deposit, withdrawal and transfer business at ATM.

3. If you want to do business without a trading account within 6 months from the date of account opening, you can only go to the bank counter and wait in a long queue silently.

x2. How to determine whether a bank card has been suspended from non-counter business?

1. Before the implementation of the new regulations, everyone can open multiple cards in the same bank, recall whether there are accounts in multiple cards that are often not used, and if so, they can go to the nearby ATM machine for deposit and withdrawal transactions, and if it prompts "cannot handle non-counter business", it can be confirmed that it is suspended. If the bank card has been bound to online banking and mobile banking, you can also log in directly, if you encounter the same prompt, it will be suspended.

Since the new regulations of the People's Bank of China do not specify when the date of opening an account will be defined, it cannot be judged according to the time, and can only be verified by the methods mentioned above.

2. After the implementation of the new regulations, a person can only apply for one bank card in one bank, and if there is no transaction for 6 months from the date of card application, it will be suspended. In response to the new regulations, the definition of account opening time by various banks is not uniform, and the assistant Jun has summarized the defined account opening dates of some major banks. Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications are all on October 1, 2016.

China Merchants Bank was September 30, 2016. Chongqing Rural Commercial Bank was established on January 1, 2017. China Everbright Bank, Huaxia Bank and China Guangfa Bank did not specify the start time.

Taking ICBC as an example, if you opened an account on October 1, 2016 and have not made any transactions as of April 1, 2017, you will be suspended from non-counter business.

3. How do I restore the suspended function of my bank card?

After going to the bank counter to re-verify my identity with my original ID card and the suspended bank card, I can use all the functions of the bank card normally.

4. How to prevent the non-counter function of bank cards from being suspended?

1. Cancel the bank card account that is not commonly used to avoid the appearance of dormant accounts.

At least one transaction occurred within a month.

Bank cards are restricted from over-the-counter transactions, and it is difficult to lift the restrictions. And you have to go to the bank where you open your account.

To apply for the lifting of restrictions, general outlets do not have the authority to orange Xiang. Even if the bank envoy went to the opening bank, the other party would not easily cancel it, but would only let you change the bank card, mainly because of the fear of responsibility.

Extended information: 1. Introduction to non-counter transactions.

Bank cards are restricted from over-the-counter transactions, which is an instruction issued by the banking system. This large-scale restriction of transactions by banks is mainly to cooperate with the current telecom financial fraud.

behaviour and a major measure.

2. The reason for the restriction of non-counter transactions by the Leather Banquet.

1. The mobile phone number reserved by the bank card is not used by the person. This situation is not uncommon, and many bank users like to use their family's mobile phone number as their bank card. Although it is said that the mobile phone number is from your own home, the bank has the responsibility to verify the use of the reserved mobile phone number just in case.

In doing so, users need to provide kinship with their family members.

proof to lift the restriction. If you say that the mobile phone number you reserve is a stranger, it is definitely not allowed. Banks will not easily remove transaction restrictions for you.

2. The customer's account is detected by the public security organ.

Accounts involved in the case that are investigated and handled. This type of account is the most serious illegal use of bank cards, because it is already a money laundering or financial fraud account recognized by the public security organs, so this type of account cannot be dissolved at the bank. The bank's staff will ask you to consult with the relevant judicial authorities to find out what is wrong with your bank account.

In fact, these accounts involved in the case were the result of illegal transfers, leases and illegal transactions. Banks have the responsibility to cooperate with the public security organs to crack down on them.

3. There is no transaction on the bank card within six months. Some bank users, after opening their own bank accounts, rarely use it. After all, the use of WeChat and Alipay is very convenient now, and some bank users rarely use bank cards after recharging to e-wallets.

Although you also deposit money to your bank card, if you don't have a normal bank transaction for more than six months, the bank will also restrict over-the-counter transactions. After all, if it has not been used for about six months, the bank will determine that this type of bank card is an inactive account, and there are certain hidden risks.

4. The basic information reserved by yourself in the bank is incomplete. The basic information of bank users mainly includes name, pinyin, address, validity period of certificates, etc., if there is a piece of information that does not match the real identity, the possibility of being restricted from transactions by the bank is also very high. Because the basic information is not updated in a timely manner, it is also the responsibility of the bank to further verify.

Before verification, the non-counter trading restrictions will be stopped.

The account has been suspended from non-counter business, which means that the bank card can no longer handle related business outside the counter.

That is, the use of mobile banking, personal online banking, POS, ATM and other self-service devices by individual customers to initiate transactions, and the suspension of direct bank accounts outside the direct sales channels.

Bank card refers to a credit payment instrument that has all or the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which have been approved by commercial banks to be issued to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space. The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

From August 1, 2017, the annual bank card fee management fee will be abolished, and some basic financial service fees of commercial banks will be suspended. On August 15, 2020, the company.

Bacera Bank cooperates with China UnionPay.

Launched the first digital bank card in China - QuickPass Card. On August 31, China UnionPay released its first digital bank card, the UnionPay Borderless Card.

Bank counter business refers to the business that needs to be handled independently in the bank, and it is the counter business of tellers.

A bank is a financial institution established in accordance with the law to engage in monetary and credit business, and is a product of the development of the commodity money economy to a certain stage.

Banks are one of the financial institutions, and banks are divided into ** banks, policy banks, commercial banks, and investment banks according to their types.

The World Bank's responsibilities vary from one to the other.

**Bank: i.e. the People's Bank of China.

It is the best bank in our country.

State-owned policy banks: including the Export-Import Bank of China, the Agricultural Development Bank of China, and the China Development Bank.

State-owned commercial banks: including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Postal Savings Bank of China.

Bank of Communications, etc.

Investment banks: including Goldman Sachs, Morgan Stanley.

Citigroup, Wells Fargo, UBS.

Société Générale, etc.

World Bank: Used to finance countries to overcome poverty, institutions have a unique role to play in their mission to alleviate poverty and improve living standards.