What should I do if my account has been suspended for non counter trading?

Hello, the non-counter transactions of this account have been suspended, i.e. the card business is restricted. You can have an ID card.

Go to the counter to lift the restrictions. There are many reasons for this restriction, such as the card has not been used for more than half a year, the recent ID card has expired, the system information is incomplete, etc., as long as the cardholder goes to the counter to apply or improve mobile banking.

information, restrictions will also be lifted. In addition, if the number of days of non-counter transfer of units and individual bank accounts exceeds 1 million yuan and 300,000 yuan respectively, the bank should remind the large-value transaction and make the transfer only after confirmation by the unit and individual, so as to remind the unit and individual to identify potential transaction risks and prudently make decisions on the transfer of large amounts of funds.

Extended information: 1. Counter trading customers are mainly institutional customers. Each ** company has formulated a corresponding over-the-counter transaction suitability management system.

Different investor access standards have been formulated according to different products, and customers with different risk appetites and different risk levels have been realized through the establishment of customer classification and product risk rating.

matching system between products.

2. If it shows that the account has been suspended for over-the-counter trading. You can do the following and have no transactions for 6 months after opening an account: Central Bank.

It is stipulated that if there is no transaction record within 6 months from the date of opening an account, the bank shall suspend the non-counter business of the account, the payment institution shall suspend all business of the account, and the bank shall implement classified management of the individual account. In this case, the bank can go to the counter with your ID card to lift the restriction. However, this is calculated from the second day of account opening.

3. If you do not use it for 6 months after use, it will usually not be affected. Incomplete or expired identity information: The basic information retained by the bank mainly includes name, address, identity document information, etc., if the information is incomplete, does not match the real identity or the certificate has expired, it may be restricted by the bank.

If the public security organs.

Deemed money laundering or financial fraud.

If the account cannot be terminated at the bank, you need to consult the relevant judicial authorities to understand the existing accounts of our bank.

4. In response to the above situation, telecom fraud.

In general, if your bank account is suspended from over-the-counter trading, you won't be able to trade and you don't have to worry too much. We only need to bring our ID card and bank card to the bank to accept it, and if there is no problem, we will cancel it immediately.

1. No transaction within 6 months after opening the bank account: If the account has no transaction for 6 months, the bank will suspend the non-counter business of the account, and the user needs to go to the card issuing bank for reactivation;

2. Incomplete or expired real identity information: the basic information reserved by the bank mainly includes name, detailed address, ID card information, if the information is incomplete, does not match the real identity or the valid certificate expires, the user can bring the relevant documents to the bank to complete the information, if the ID card expires, you need to reapply for the ID card and update the information;

3. The account is the account of the person involved in the case: the account is judged by the public security department to be money laundering or financial fraud, and the user needs to consult the relevant judicial department to understand the problems existing in the personal bank account and solve them in a targeted manner.

Extended information: Non-counter transactions refer to transactions that do not go through bank counters, including mobile banking, online banking, ATMs, POS machines and other channels, because these businesses do not need to be handled over the counter, so they are all non-counter transactions.

Bank card expiration: The card face of the bank card will be printed with the expiration date of use, for example, the logo is 12 28 indicates that the expiration date will be until December 2028, and the expiration will be restricted;

Expiration of ID card: When opening a card, you need to associate your personal identity document, and if your ID card expires, it will also restrict non-counter transactions;

Frozen by the judicial department: that is, frozen by the public security organ or the people's court, generally because the cardholder is involved in a case, or the funds in the card are illegal gains;

If the card is not used for a long time, it will become invalid: If there is no transaction record in the account for 6 months after the bank card is opened, the non-counter business of the card will be suspended, and the real identity will need to be verified again before it can be restored.

Bank card non-counter transactions refer to transactions that are not handled over the counter, and most of them are online.

1. **Transactions include but are not limited to mobile banking, online banking, POS, ATM and other related businesses. If the transaction in the store is restricted, you will not be able to make transactions at online banking and ATMs, but you can use it directly in the store.

2. The main reason is that their bank cards cannot be traded normally, and the bank is in a state of refusal to trade. In other words, mobile payment functions on the Internet and AlipPay have failed, and many bank users have been hindered in their work and life. Banks mainly refuse to restrict over-the-counter transactions, i.e., if they do not conduct business over the counter, other over-the-counter transactions are affected by the restrictions.

3. The basic information reserved by yourself in the bank is incomplete, the bank card has not had any transactions within six months, the customer's account is detected as the account involved in the case investigated and dealt with by the public security organ, and the mobile phone number reserved by the bank card is not used by the person, etc., which will lead to the restriction of non-counter transactions, and it is not easy for the bank to lift your transaction restrictions.

When necessary, it is necessary to consult with the relevant judicial department to understand the problems existing in the individual's bank account and solve them in a targeted manner.

The account has been suspended, and non-counter transactions mean that the business of the bank card has been restricted, and I can go to the counter with my ID card to lift the restrictions. As long as the cardholder goes to the counter or completes the information on the mobile banking, the restriction will also be lifted. In addition, if the cumulative non-counter transfer date of the bank account of the unit and the individual exceeds 1 million yuan and 300,000 yuan respectively, the bank shall remind the unit and individual to make a large-amount transaction reminder, and the unit and individual can only transfer the transaction after confirmation, so as to remind the unit and individual to identify potential transaction risks and prudently make a decision on the transfer of large funds.

How can I unstop non-counter services on my phone

1. First open the software, click "Bank Card" in the "My" interface.

2. Then find and click to enter the bank card interface you want to operate, and click "Account Information" on the "Bank Card Management" interface.

3. Then, on the "Account Management" page, click "Cancel Suspension of Non-counter Business".

4. Then you need to verify the corresponding mobile phone number, and then enter the payment password to verify the identity.

5. After all the verification is passed, the operation can be successful, as shown in the figure below.

Reasons for this limitation:

1. The bank card has not been used for more than half a year, the recent ID card has expired, and the information in the system is incomplete.

2. After criminals acquire a large number of accounts and fake account openings, some accounts will not be opened immediately, while under normal circumstances, individuals will generally be activated immediately after opening an account, and long-term non-use of accounts should be highly concerned as an abnormal situation.

For accounts with no transaction records within 6 months from the date of account opening, the bank shall suspend non-counter business, and the payment institution shall suspend all business before resuming business after the entity or individual has re-verified their identity with the bank and the payment institution.

Bank Transfer Notes:

Most banks' mobile banking transfers are free, but you should pay attention to the transfer limit and arrival time during the transfer process. In the process of transferring money through online banking or mobile banking, you can add words about the purpose of the transfer to the transfer instructions, such as repaying the loan principal of 100,000 yuan, paying the loan of 100,000 yuan, and returning the arrears of 100,000 yuan. Generally, you can add a transfer description of less than 20 words, or even write the purpose of the loan and the repayment time briefly on it.

The account has been suspended for non-counter transactions, which means that the bank has frozen some of the trading functions of the account.

In real life, a bank card is a credit payment tool, as long as there is a need to pay, you can go to the bank to apply for a bank card. However, sometimes, customers will also encounter a situation where when the card is being traded, the page prompts that the account has been suspended for non-counter transactions. So, what exactly does this tip mean?

In fact, the bank reminds that the account has suspended non-counter transactions, which means that the bank has frozen some functions of the bank card, in this case, if the user wants to handle the business, he needs to go to the bank's counter to handle it, and other business can not be carried out on the mobile bank.

Of course, if you want to lift the bank's restrictions, you have to bring your bank card and ID card to the bank's counter to lift the restrictions. Only when the restrictions on bank cards are lifted can transactions be carried out normally.

Your Minsheng account has suspended the non-counter business of your personal account

That is, the use of mobile banking, personal online banking, POS, ATM and other self-service devices by individual customers to initiate transactions, and the suspension of direct bank accounts outside the direct sales channels. The main cases are:

If the account is newly opened by our bank and there is no transaction record within 6 months from the next day of account opening, our bank will suspend its non-counter business;

2.If the identity document has not been renewed for more than six months, the non-counter business of the debit account (including the Class II account of direct banking) under your name will be suspended.

3.According to the regulatory requirements, if the basic personal information is missing (such as: name, gender, nationality, occupation, place of work, place of residence or habitual residence, contact**, type, number and validity period of identity certificate or identity document), and the type of account opening certificate is a non-valid certificate, the Bank will suspend its non-counter business;

Accounts that are newly opened in our bank and have no transaction record within 6 months from the day after account opening can be unlocked through remote banking and counter outlets. Counter: You need to go to any outlet with a valid ID card to re-verify the identity of individual customers.

If you have any questions, call 95568 to transfer to the human service consultation.

Can I receive a transfer if I suspend over-the-counter trading?

Ignore him, it's good to be able to save money and bind withdrawals.

When the ice cream shortage is due to this cap, some mechanisms for rationing ice cream naturally arise. This mechanism can be long queues: those who are willing to arrive early and wait in line get an ice cream, while others who are not willing to wait do not.

Another approach is that sellers can ration ice cream according to their own preferences, selling only to friends, relatives, or members of the same race or ethnicity. It is important to note that although the cap was prompted by a desire to help Ice Friends Spring Cream buyers, not all buyers can benefit from this policy. Some buyers get ice cream at a lower ** price despite having to wait in line, while others don't get any ice cream at all.

This example of the ice cream market illustrates a general rule: when a restrictive cap is imposed on a competitive market, there is a shortage of goods, and the seller is bound to ration the scarce item among a large number of potential buyers. The rationing mechanism that arises under this ** cap is rarely consensual.

Long queues are inefficient because doing so wastes the buyer's time. Discrimination based on the seller's preference is both inefficient (because the item is not given to the buyer who has the highest opinion of it) and may be unjust. In contrast, the rationing mechanism in a free and competitive market is both efficient and objective.

When the ice cream market reaches equilibrium, anyone who wants to pay for the market** can get an ice cream cone. The free market uses ** to ration goods.

As we discussed in the previous chapter, in 1973 the Organization of the Petroleum Exporting Countries (OPEC) raised the **** of the world oil market. Since ** is the main input used in the production of gasoline, higher petroleum** reduces the supply of gasoline. Long queues in front of gas stations are commonplace, and motorists often have to wait for hours to buy a few gallons of gas.

Hello, glad to answer for you. There are three main reasons. 1. When there is an illegal transaction in the bank card of the bridge jujube shirt, the issuing bank will suspend the non-counter transaction of the bank card; 2. If the bank card has not been used for more than half a year, the ID card has expired, and the information in the system is incomplete, the bank card will also be made into a bank card to suspend non-counter transactions; 3. This situation will also occur when the bank card registration information changes.

What does it mean that the account has been suspended for over-the-counter trading? It refers to the bank's freezing of part of the function of the bank card, which can only handle business through the bank counter, and cannot handle business in any other way. For example, transfers, deposits and withdrawals, payments, and remittances cannot be handled through online banking, ATMs, WeChat payments, Alipay, etc. Shirts.

It means that your bank card is restricted from being used, and you can only withdraw money and deposit at the counter, you had better bring your ID card and bank card to the counter of Liang Tiezhi Bank to understand the situation of your bank card.

That is, online transactions can not be carried out, for example, the bound third-party platform can not be used, and you can only go to the bank's counter erection platform to handle business, generally because the ID card reserved by Xiangxian Meng has expired.