Should the bride price be kept for a fixed period of time? It is better to keep the bride price on a

The current interest rate is low, but it can be deposited at any time and the amount is not limited. The fixed interest rate is higher, but there is a deposit period, and there will be a loss of interest before the maturity of the payment. The purpose of saving is to accumulate financial resources, so it is best not to use the money that has been saved, based on this consideration, it is better to use fixed deposits as savings, and demand deposits are only used to deposit the family's emergency funds, which is enough to maintain the living expenses of about three to six months, and the rest is a fixed deposit.

Fixed deposits are divided into fixed deposits and fixed savings deposits, the former requires a lump sum of funds, and the latter can be deposited in a "lump sum payment" method, and a smaller amount can also be deposited into current savings.

Only money that is not used for a certain period of time is suitable for time deposit, and the longer the term, the higher the interest rate. For example, if you deposit a fixed amount of money for 1 year, you will have to withdraw it in advance, and the bank will only calculate the interest on the current deposit for half a year, which is not as good as the original half-year fixed deposit, so the interest is much higher than that of the current deposit.

Given that the longer the maturity, the higher the interest rate, so saving regularly is an important tool for long-term investment.

If two people plan to have children immediately after marriage, it is not recommended to save a fixed price, because with children, the cost is relatively large.

Hello, there is no unified regulation for this, it depends on your specific situation, if there is nothing big to buy after getting married, then you can save it first.

If this part of the money has not been used, it can be recharged, and it is only possible to take it out when you are in a hurry.

The question of whether the bride price is better to save a fixed term or a survival period is undefined, because we all know that the economic situation of each family is different, if we have bought a house and a car and do not have any loans, we can choose to save a fixed term, so that it will not have any impact on our lives, if we have other loans such as car loans and housing loans, then the survival period will be better turnover.

Personal suggestion: For the bride price, we should try to exist in the woman's name, so that the woman can feel more secure, I hope everyone can realize this, we must work hard to make money in life, only by working hard to improve ourselves, we can have a happier life, of course, for the bride price, we must also do what we can. As long as husband and wife are of the same heart, they will definitely have a happier life.

Interest shall be calculated and paid according to the deposit interest rate on the date of opening the certificate of deposit for withdrawal at maturity, and interest shall be calculated according to the interest rate of the current savings deposit on the date of withdrawal for early withdrawal. You can apply for a small pledge loan with your own fixed deposit certificate.

Extended information: 1. The subject of the return of the bride price:

The parties to the return of the bride price are the individual payer and the individual beneficiary. In practice, the giver and receiver of the bride price are not limited to the man and the woman, but may also include the parents and relatives of the man and the woman, who can be parties to the action for the return of the bride price.

The subject matter of return is divided into two situations: if the original thing exists, the original thing and the fruits are returned; If the benefit cannot be returned due to the nature of the benefit received or for other reasons, the value of the benefit shall be reimbursed. In order to ensure the freedom of marriage, the scope of the return should be "existing interests", but if there is malicious intent, such as blindly purchasing marriage property before the marriage date is agreed, or returning the property purchased before the marriage contract is dissolved, the existing interest should be returned.

2. The scope of the bride price that should be returned:

It is necessary to comprehensively grasp the specific facts such as the use of the bride price paid, whether the necessary consumption has occurred in the common life of the man and the woman, and the length of the marriage or cohabitation relationship. In particular, when the bride price has been converted into property for common living, the return of the bride price and the division of joint property can be considered together. The return of the bride price is reflected in the division.

3. For unexpired fixed savings deposits, depositors can withdraw part of them in advance according to their needs, and the verification procedures remain unchanged, and the interest rate for early withdrawal shall be settled according to the current savings deposit interest rate announced on the date of withdrawal, and the retained part shall be settled and paid at the maturity of the original deposit date and the original interest rate. If a lump sum deposit and lump sum fixed savings can only be partially withdrawn once, and if a partial early withdrawal has been made, the savings institution shall indicate the words "partial early withdrawal" on the deposit receipts that have been paid and the newly opened deposit receipts for the retained part. (After March 1, 2011, lump sum deposits and withdrawals with CCB, regardless of whether they were previously deposited or subsequently deposited, can be partially withdrawn an unlimited number of times, and there is no longer a limit to one withdrawal.) ）

Legal Analysis: The woman can dispose of it on her own. If the gift money is given to the woman's parents, then the ownership belongs to the woman's parents, and the woman does not have the ownership, and the woman is naturally not free to dispose of it without the consent of her parents, nor is it part of the joint property of the husband and wife.

If the recipient of the bride price between the parties is the woman by default, if the marriage certificate has not been registered, the woman can freely dispose of the bride price money; If both parties have obtained a marriage certificate, it is the joint property of the husband and wife during the marriage, and the woman cannot freely dispose of the bride price money, which does not belong to the woman's family.

In addition, if the two parties agree otherwise on the bride price or their respective property, the agreement shall be enforced.

Legal basis: "Interpretation of the Supreme People's Court on the Application of the Civil Code of the People's Republic of China on Marriage and Family (1)" Article 5: Where a party requests the return of a bride price paid in accordance with custom, the people's court shall support it if it is ascertained that it falls under the following circumstances:

1) The parties have not gone through the marriage registration formalities;

2) The parties have gone through marriage registration formalities but do not live together;

3) Premarital payments that cause hardship to the payor.

The application of the provisions of items (2) and (3) of the preceding paragraph shall be conditional on the divorce of both parties.

Net worth wealth management income = (net value at the time of ** - net value at the time of redemption) * principal - handling fee, for example, the net value of a wealth management is 1, and the net value of wealth management at the time of redemption is, **50,000 yuan, without calculating the handling fee, the income of investment and wealth management is: (10,000 yuan = 5,000 yuan.)

Net worth wealth management is a wealth management that calculates income based on net value, which is a non-principal-guaranteed floating income, with a fixed open date, and investors can subscribe and redeem at will on the open day, generally once a week or month.

20,000 balance balance treasure and change pass can be, because Yue Bao and change pass are similar, Yue Bao and change pass are both cash management tools, docking is currency**, interest calculation method, use method is the same.

Users can compare the income and usage of Yue Bao and Coin Pass to choose whether to put the hail in Yue Bao or Coin Pass, if Yue Bao has a high income, then put the funds in Yue Bao and if the income of Coin Pass is high, then put the funds in Coin Pass. If the investor uses Alipay a lot, then you can put the funds into the Yue Bao, and if the investor uses WeChat a lot, then you can put the funds in the change pass.

Yue Bao is a cash management tool launched by the Alipay platform, and the change pass is a cash management tool launched by the WeChat platform, and the funds are placed in the Yue Bao and change pass to have a certain income, and can also be directly used for shopping, transfer, payment, credit card repayment, etc. The seven-day annualized return refers to the data obtained after the annualized average return of the currency ** in the past seven days, and the seven-day annualized rate of return = principal * interest rate * 7 365.

Yes, MYbank is a commercial bank initiated and established by Ant Group, but MYbank does not have physical outlets and no physical bank cards, and users' funds are deposited into electronic accounts, and the funds in the accounts are users' own money.

MYbank officially opened on June 25, 2015, and MYbank's deposit and loan business is the same as that of other banks, and deposits enjoy deposit insurance regulations, and loans are uploaded to the credit information system of the People's Bank of China in accordance with the regulations.

Where a party requests the return of the bride price paid in accordance with custom, the people's court shall support it if it is ascertained that it falls under the following circumstances: (1) The parties have not gone through the marriage registration formalities; (2) The parties have gone through the marriage registration formalities but do not live together; (3) Payments made before marriage and causing hardship to the payor. The application of the provisions of items (2) and (3) of the preceding paragraph shall be conditional on the divorce of the double demolition and relocation of the state party.

In the absence of these two circumstances, the general court held that the bride price was a gift from Molu to the woman and should not be returned. In addition, the furniture, household appliances, automobiles, jewelry and other property purchased by the woman with the bride price money before the marriage registration should be regarded as the woman's personal property and should not be divided as joint property.

Article 1062 of the Civil Code of the People's Republic of China: The following property acquired by husband and wife during the existence of their marital relationship shall be the joint property of the husband and wife and shall be jointly owned by the husband and wife: (1) Wages, bonuses, and remuneration for labor services; (2) Income from production, operation and investment; (3) the proceeds of intellectual property rights; (4) Inherited or donated property, except as provided for in item 3 of Article 163 of this Law; (5) Other property that shall be jointly owned. Husband and wife have equal rights to dispose of joint property.

The bride price is not a joint property, and according to the traditional customs of our country, the bride price is the personal property of the woman. However, from a strict legal point of view, the bride price is only the woman's personal property if it is given to the woman before marriage! If it is after the marriage certificate is obtained, it belongs to the joint property of the husband and wife.

Article 1062 of the Civil Code of the People's Republic of China [Joint Property of Husband and Wife] The following property acquired by husband and wife during the existence of the marital relationship is the joint property of the husband and wife and is jointly owned by the husband and wife: (1) wages, bonuses, and remuneration for labor services; (2) Income from production, operation and investment; (3) the proceeds of intellectual property rights; (4) Inherited or donated property, except as provided for in item 3 of Article 163 of this Law; (5) Other property that shall be jointly owned. and sue the court for divorce in accordance with the law, and at the same time apply to the court to preserve and freeze the joint property.

Where before the parties get married, the parents contribute to the purchase of a house for both parties, the contribution shall be deemed to be a personal gift to their children, unless the parents expressly express that the gift is made to both parties. Where, after the parties get married, the parents contribute to the purchase of a house for both parties, the joke shall be found to be a gift to both husband and wife, except where the parents expressly express that the gift will be made to one of them. As for the application of the above provisions, it should first be made clear that this article is premised on the premise that the parents' contribution to the purchase of the house by both parties is to determine the establishment of the gift, that is, the first assumption that the gift is established, and then on this basis, the issue of whether the donor or the donor is discussed is discussed.

Therefore, the first issue to resolve marital property disputes is to correctly determine whether the gift is established or not. If the gift contract is not established, then the ownership of the property donated by the parents cannot be discussed. As for the issue of house donation, generally speaking, house donation is an important legal act, that is, the property right transfer procedures must be completed, so that the gift can be established.

Article 17 of the Marriage Law: The following property acquired by the husband and wife during the existence of the marital relationship shall be jointly owned by the husband and wife: (1) wages and bonuses; (2) Income from production and operation; (3) the proceeds of intellectual property rights; (4) Property obtained by inheritance or donation, except as provided for in paragraph 3 of Article 18 of this Law; (5) Other property that shall be jointly owned.

Husbands and wives have equal rights to dispose of jointly owned property. (The Marriage Law will expire on December 31, 2020) Article 1062 of the Civil Code [Joint Property of Husband and Wife] The following property acquired by the husband and wife during the existence of the marital relationship shall be the joint property of the husband and wife and shall be jointly owned by the husband and wife: (1) Remuneration for wages, bonuses, and labor services; (2) Income from production and operation and investment; (3) the proceeds of intellectual property rights; (4) Inherited or donated property, except as provided for in item 3 of Article 163 of this Law; (5) Other property that shall be jointly owned.

Husband and wife have equal rights to dispose of joint property. (The Civil Code came into effect on January 1, 2021).