I deposit 1000 per month and deposit for 3 years, what is my principal and interest after 3 years?

Deposit 1,000 yuan per month, deposit period of 3 years, annual interest rate, three years of cumulative deposit of 36,000 yuan, interest yuan, total principal and interest.

Extended information: Individual time deposits can be basically divided into lump sum fixed deposits, lump sum fixed deposits, lump sum time deposits, lump sum time deposits, principal and interest time deposits, education savings deposits, etc. The access method varies depending on the type.

1. The minimum deposit is 50 yuan, and it can be withdrawn once in advance when it expires. The deposit period is: 3 months, 6 months, 1 year, 2 years, 3 years, 5 years, and 6 years.

2. Fractional deposit: 5 yuan minimum deposit, fixed deposit amount (set by the customer) once a month, if there is any missing deposit in the middle, it should be made up in the next month, and the principal and interest will be withdrawn at one time at maturity. Deposit period: 1 year, 3 years, 5 years.

3. Lump sum deposit and zero withdrawal: a kind of deposit in which the customer agrees on the deposit period, the principal is deposited at one time, and the principal and interest are withdrawn in installments within a fixed period when the customer opens an account. The minimum deposit is 1,000 yuan, and the withdrawal period is generally divided into one month, three months, and half a year. The deposit period is divided into 1 year, 3 years and 5 years.

4. Deposit and interest withdrawal: A type of personal deposit in which the customer agrees on the deposit period, deposits the principal in a lump sum at the time of deposit, withdraws the interest in installments according to the fixed term, and withdraws the principal at one time at maturity. Minimum deposit of 5,000 yuan, deposit period: one year, three years, five years.

5. Fixed and lived: The customer does not agree on the deposit period when depositing, and the bank calculates the interest according to the actual deposit period of the customer's deposit. The minimum deposit is 50 yuan.

6. Personal call deposit: The customer does not agree on the deposit period when depositing, and needs to notify the bank in advance when withdrawing, and agree on the date and amount of withdrawal before the deposit can be withdrawn. The minimum deposit is 50,000 yuan, which is divided into one-day notice and seven-day notice.

7. Education savings: no income tax is deducted for lump sum deposits and withdrawals. Target Clients:

Students in non-compulsory education from the fourth grade of primary school onwards. The deposit period is one year, three years, six years. Benefits::

There is no tax deduction, and interest will be calculated at a regular interest rate when withdrawn in advance after three months, three months for three months, and six months for six months.

It should be a lump sum deposit business, with a monthly deposit of 1,000 yuan, a deposit period of 3 years, and an annual interest rate.

The cumulative principal of three years is 36,000 yuan, interest yuan, and total principal and interest.

If inflation does not exceed the rate of interest rate growth after three years, money will shrink and depreciate, the purchasing power of money will fall, and the same money will not be able to buy what it could have bought three years ago. You need to find a financial product that can make your money appreciate, and it is the best way to stabilize the principal and interest, and choose the right financial product according to your personal risk appetite.

The bank is fixed, 3,000 yuan per month, and the principal is 3,000 36 108,000 yuan after the three round field years, and the average is calculated according to the deposit period of two years, the interest rate is about 28%, and the interest is about 10,800 yuan, and the total principal is 114048 yuan.

Three-year town period zero deposit lump sum, interest rate.

The principal is tens of thousands, and the interest is about 2,500

More than 110,000 in total.

1,000 yuan for 3 months of interest.

Interest as the capital occupation cost of an enterprise has a direct impact on the level of economic benefits of the enterprise. In order to reduce costs and improve efficiency, enterprises should do everything possible to reduce the amount of capital occupied, and at the same time compare the costs of various fund-raising methods in the process of fund-raising. If enterprises in society adopt the saving of interest expenses as a common mode of behavior, then the efficiency of economic growth will certainly increase.

Under the conditions of the continuous increase in the real income level of residents and the increasing savings ratio, asset selection behaviors and financial instruments have emerged.

The increase provides an objective basis for residents' asset choice, and interest income is the main incentive for residents' asset choice. The household sector attaches great importance to interest income and spontaneously produces asset selection behavior, which has had a non-negligible impact on macroeconomic regulation and control and the reconstruction of the micro foundation.

The calculation method of deposit interest is as follows: deposit interest = principal * deposit term * deposit interest rate.

If the interest rate of a three-month deposit of 10,000 yuan is, then the deposit interest = principal * deposit term * deposit interest rate = 10,000 * 3 12 yuan. In the loan interest, the monthly repayment of equal principal = principal + interest = loan principal Number of repayment months + (principal - repaid principal) * loan interest rate.

12。Equal Principal and Interest Repayment Monthly Payment = Principal + Interest = Monthly Principal Repayment + (Principal - Principal Repaid) * Loan Interest Rate 12.

When applying for a loan, the borrower makes the right judgment about his or her ability to repay. Design a repayment plan according to your income level and leave appropriate room for your normal life. There are two main repayment methods: equal repayment method and equal principal repayment method, and once the repayment method is agreed in the contract, it cannot be changed throughout the loan period.

From the next month after the loan is initiated, the loan disbursement time of the next month is generally the repayment date, so as not to cause default penalty interest due to your own negligence, resulting in the inability of the bank to approve the loan application again.

The regular annual interest rate is equal to the principal multiplied by the interest rate multiplied by the term of the deposit. 3000×。

I deposit 3,000 yuan a month with a regular interest, if it is 3,000 yuan a month, it should be a few yuan.

No, the interest rate is set by the bank, and each bank has a slight difference. The annual interest rate is definitely a little bit higher than the quarterly interest. Knowing the interest rate also knows how much money you have in your card after 3 months.

1,000 yuan, deposited in the bank, the three-month fixed interest is, one year is 31 yuan, about yuan per month, three months of interest is yuan, plus 1,000 yuan principal, a total of yuan.

1000 yuan a year interest, if the deposit is fixed, the interest is 1000 * yuan.

If it is a current account, it means that the money on your bank card or passbook is calculated according to the current account: that is, the current account is 1,000 yuan, and the annual interest is 5 yuan.

Various banks have different interest rates.

Bank of China's 3-month fixed interest is Yuan interest.

1) Taking Bank of China as an example, according to the current fixed deposit annual interest rate of 3 months, interest = 1000 * yuan.

Deposit 3 months fixed interest is yuan.

2) The current interest rate is:

Three-month current interest = 1000 * yuan.

Extended information: 2021 list of deposit rates of the five major state-owned banks, come and take a look!

The interest rates on deposits of major banks are as follows:

1. Bank of China: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest.

2. Industrial and Commercial Bank of China: interest on demand deposits, three-month interest, six-month interest on fixed deposits, one-year interest, two-year interest, three-year interest, five-year interest.

3. China Construction Bank: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest.

4. Bank of Communications: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest.

5. Agricultural Bank of China: interest on demand deposits, three-month interest, six-month interest, one-year interest, two-year interest, three-year interest, and five-year interest on fixed deposits.

From the above, it can be seen that the annual interest rate of the five major state-owned banks in 2021 is basically the same, and the annual interest rate of time deposits is basically the same, but it is worth noting that the interest rate of the bank will change, so the above content is for reference only, and the specific information shall be subject to the local branch business hall.

Fixed deposit refers to a form of savings in which the depositor deposits cash into a fixed savings account opened by a banking institution, agrees in advance to save for a fixed period of time, obtains a return at an interest higher than that of the demand deposit, and can receive the principal and interest after the maturity of the deposit.

A fixed deposit is the money or currency that the depositor temporarily transfers the right to use to the bank under the condition that the depositor retains ownership, and is the most important source of credit funds for the bank.

Note: If the depositor withdraws the fixed deposit before the agreed savings period, the bank will usually handle the transaction in the form of demand deposit. Depositors are often required to notify the bank one day in advance to request an appointment for withdrawal before they need to withdraw a large amount of deposit, in case the bank has enough cash to make the payment.

at prevailing interest rates.

The three-month interest rate is:

1000* RMB.

The interest on the deposit for 3 months is yuan.

1.Lump sum deposit and lump sum annual interest rate (%) for three months.

Half a year and one year. Two years, three years, five years.

1000* yuan (it is also so much to calculate with the financial calculator on the bank's website).

It means that the annual interest rate of the deposit is 3 months, and the actual interest rate is also tax deductible.

1. According to the interest rate of fixed deposit in April 2011, the interest rate of 3 years is, and the interest rate of time deposit of 1000 yuan for 3 years is:

Interest = 1000*

2. Deposit 1000 per month, the interest after 3 years is calculated according to the whole deposit, and the annual interest rate for 3 years is, then the interest is:

Interest = Monthly deposit amount * Accumulated monthly accumulation * Monthly interest rate.

Cumulative monthly accumulation = (number of deposits + 1) 2 * number of deposits = 666 interest = 1000 * 666*

3. Total interest = interest 1 + interest 2 ==

The interest of 1,000 yuan for half a year is yuan, and the interest for three months is yuan.

Calculation method: the interest rate of the bank for three months is yes, and the interest rate for half a year is;

3 months interest.

Principal x interest rate x 3 12==

Yuan half-year interest.

Principal x interest rate x 6 12=== yuan.

It's better to save money than to invest in the bank and there is no interest.

How much interest can you save for a thousand Ten thousand is only two or three hundred a year Investment is the last word

Deposit an equal amount of money every month and withdraw it at maturity, which is a lump sum deposit business.

The formula for calculating the interest on fixed savings is: interest, monthly deposit, accumulated monthly accumulation, and monthly interest rate. Among them tired.

Monthly accumulation (deposit times 1) 2 deposit times.

At present, the annual interest rate of the bank's fixed deposit and withdrawal is: 1 year, 3 years, 5 years, and the cumulative monthly accumulation of the three-year period is (36 1) 2 36 666 The monthly interest rate: 12

Interest $2000.

Note: Interest tax was abolished on October 9, 2008 and is currently exempt.

The sum of principal and interest after three years = 2000 times (1+i) to the nth power i is the annual interest rate, and n is the number of years. You didn't mention what the interest rate would be here, so you have to do your own thing. Change the interest rate to the bank rate you know, n is 3.