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Aggregate payment is a very popular and very important payment method in the commercial market at present. Aggregate payment is actually a fourth-party payment platform. They will centralize all third-party payment interfaces into one platform to meet the payment needs of merchants or individuals.
Aggregate payment is a feature that does not have clearing, settlement and payment. It only has the function of information circulation.
With the development of China's economy, there are more and more third-party payment methods in China, and the fragmentation of payment channels still has a certain impact on our lives. At this time, a fourth-party payment platform appeared, which aggregated various payment methods such as Alipay payment, WeChat payment, and UnionPay payment. With the gradual replacement of the way of cash circulation by the payment method of the mobile platform, the fragmentation of mobile payment and the fragmentation of payment scenarios have also begun to appear, and the emergence of aggregate payment just meets people's needs.
At present, the security of aggregate payment is still relatively high, because the state has rectified and required the fourth-party payment platform, requiring them not to settle funds, not to conduct qualification review of merchants, not to conduct risk monitoring, and not to collect information of merchants and consumers.
At present, the most commonly used aggregate payments on the market include Allinpay, Money Near, Box Pay, Baifu World, Hulabao, etc. To choose a good aggregate payment, we must first understand their market share, for example, the money side is close, Allinpay is a relatively better aggregate payment platform, their market share is higher than other aggregate payments, the service providers are also relatively high, and the ability to process data is also relatively good.
Because aggregate payments are fourth-party payment services, banks will not provide such services at present, and banks will only provide their own payment methods.
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China Construction Bank. Their aggregator payment products are particularly advanced and can provide a variety of payment brands for merchants to use, while also reducing the cost of merchants and facilitating settlement. It is more convenient for customers to use, saves time, and is more convenient.
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Minsheng Bank is easier to use, the handling fee is relatively low, and it is also very convenient to use, especially safe.
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It seems to be a rural commercial bank or an agricultural bank. Both. It's very easy to use. It feels like it. Or buy it and collect it! What kind of pos machine the same thing.
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Nowadays, many merchants are accustomed to receiving money with ***, because it is more convenient and saves the merchant the trouble of making change. There is a netizen who wants to open a barbecue restaurant and wants to apply for an aggregate payment *** collection, but I don't know which bank has a good aggregate payment, will there be a daily limit? Can it be received in seconds?
Does the money go directly to the bank card? So which bank has the best aggregate payment?
What is Aggregated Payments?
Therefore, the big banks of the country that launched aggregate payments were able to integrate all the institutions and collect them in a unified manner. After checking on the Internet, I found that the aggregate payment of China Construction Bank is the best to use, its arrival speed is very fast, and it is directly to the bank card, and the daily limit is also very high, with 50,000 yuan.
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With the development of science and technology, now merchants have basically used the collection code to collect, there are also a lot of problems, many people are hesitating, which bank's aggregate payment is easier to use, I personally think that the construction bank is relative, a little better than other banks, the construction bank to the account is fast, and the daily arrival limit is also the highest.
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Aggregator is a 3rd party payment platform. Many banks can bind bank cards to pay. It mainly depends on the individual's consumption habits, and you can use any bank you want.
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Personally, I think CCB is the best, because I think CCB has the fastest transfer speed and good service attitude.
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Don't believe in the so-called aggregate payment ranking, this is basically the platform to promote its own means, you look at these answers, you know, who is in the first place is basically which platform itself said, the choice of aggregation payment platform has to rely on their own field investigation, choose the right one, don't believe what ranking, it's all water.
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1. Meituan.
2. Collect the money.
3. Sweep. 4. Nest nest.
5. Pay for it. 6. Chaomeng.
7. The money side is so close.
8. Doraebao.
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1. The money side is so close.
2. Collect the money.
3. Sweep. 4. Nest nest.
5. Pay for it. 7. Meituan.
8. Doraebao.
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All of the above are fake, and at present, the only thing that occupies the offline market in China is online payment and money collection.
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1. Meituan.
2. Collect the money.
3. Sweep. 4. Aggregate cats.
5. Pay for it. 6. Chaomeng.
7. The money side is so close.
8. Doraebao.
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This ranking excludes UnionPay QuickPass;
1. Meituan: Self-contained, combined with takeaway delivery, it is almost difficult for Meituan's households to cut in;
2. Dongpay: After the integration of Dorabao and Lehui, the peak number of transactions is 1800w days;
3. Collect money: It is also a complete set of landing plans, with hardware.
4. Sweeping: Integrate the number of cloud vertical pens, which now has an average of more than 10 million per day;
5. Lakala: After the listing, it is very low-key to do the aggregation market, and the fifth is because people are listed;
7. Wowo: 6 after marketing;
8. Chaomeng: The same was voted by Le, with an average of more than 10 million per day at the peak, and the number of strokes is not clear in the recent ** war;
9. Box: There is also a 400w pen day on the side of the box.
10. Qian Fang: I did a very good job before, but now I am looking for overseas markets;
There are also many people who do the middle platform, such as Dream, Ant Hi Ke, Mi Lian, Hui Juyun, Renren Pay, etc., the elves who do plug-ins, micro cashiers, and Yirui, and the money customers who sweep their faces, Yueke, etc.;
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Huifu, a listed company, has a fully self-service aggregation payment solution, which is self-service access throughout the process and easy to operate.
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In the industry, the risk of aggregate payment is mainly "two clear", that is, the security of funds, some enterprises play the "two clear" side ball, once faced with the market, user demand, it may touch the capital pool, which has successively triggered the "two clear" risk, derived money laundering, cash-out and other illegal acts. However, cloud acquiring aggregation payment does not participate in the settlement and settlement of funds, and all fund settlement is completed through Minsheng Bank. Guarantee the absolute safety of user funds.
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