Which bank s mobile banking is easy to use?

Updated on Financial 2024-03-23
24 answers
  1. Anonymous users2024-02-07

    ICBC and CCB are the market share.

    The two highest two, ICBC has a large base, and CCB is said to be because of the user experience.

    But the limit setting made me feel that the experience was very poor. In addition, the Bank of Nanjing.

    It's not bad, there are no slots, and there are no auxiliary tools, which is suitable for frequent and large transfers. Zhejiang businessmen are recommended for oversized transfers.

    Although various commercial banks have developed mobile banking.

    The first is the payment and settlement business. Intra-bank and inter-bank transfers can be made through mobile banking to facilitate capital transactions;

    The second is deposit and wealth management business, ** regular investment.

    foreign exchange and other businesses.

    the third is to inquire about the credit card limit, repayment, etc.;

    Fifth, inquire about the details of account transactions; Sixth, life service business. Pay mobile phone bills, utility bills, traffic fines, check bank outlets, interest rates, exchange rates, etc.

    The functions are comprehensive, and the biggest benefit is convenience. When you want to handle business, you don't have to go to the bank in person, and you don't have to wait until the bank is working to do it. That is, it greatly facilitates the customer in time and space.

    There are pros and cons. The downside of mobile banking is security. If the mobile phone is not kept properly, the password of the bank app is deciphered or leaked, and the funds in the bank card bound to the mobile banking will be at risk.

    Then there's the operational risk.

    Here's an example. There are many payees maintained in mobile banking, and when transferring money, they accidentally transfer money to the wrong one. Personally, I think that it is possible to delete the payees who have only had a few transactions and are not used frequently in the mobile banking, especially those who are not very close to the individual.

    It can be maintained in the future. This will avoid mistransfers.

  2. Anonymous users2024-02-06

    The best ones still belong to CCB and China Merchants Bank.

    The best ones still belong to CCB and China Merchants Bank.

  3. Anonymous users2024-02-05

    At present, the mobile apps of the four major state-owned banks are very good, but according to online survey reviews, the mobile app of ICBC has the highest score at present.

    Mobile banking refers to the channel model in which banks use smartphones as carriers to enable customers to use banking services on this terminal. With the advancement of communication and Internet technology, the business functions of mobile banking are constantly updated and improved.

    It refers to the use of mobile phones and other mobile devices to realize the connection between customers and banks, and to handle relevant banking business or provide financial services for customers. Mobile banking is both a product and a channel, and belongs to the category of e-banking.

  4. Anonymous users2024-02-04

    Question 1: Which mobile banking is the best to use I personally have used the Bank of China and China Merchants Bank mobile banking is the best to use, it is worth recommending, because these two mobile banks can be transferred to most of the domestic commercial banks and village banks, such as Qilu Bank, Sheyang Rural Commercial Bank, etc., if you use the Agricultural Bank of China and CCB mobile banking can transfer out of the bank to choose from very few, only a few and foreign Swiss banks, Standard Chartered Bank, etc., question 2: What bank's mobile banking is the best to use I recommend China Merchants Bank, I have been using it.

    Question 3: Which mobile banking is easy to use? Industrial and Commercial Bank of China and China Merchants Bank.

    Question 4: Which bank's online banking and mobile banking are more user-friendly? ICBC is the best, but now Bank of China dynamic secret treasure is very easy to use, and it is also very safe, now Bank of China is free to give you this, and Fuguo Bank's mobile banking is free.

    Question 5: Which bank's mobile banking is the best I have mobile banking of seven banks, Bank of China, Agricultural Bank of China, CITIC, Postal, Industry and Commerce, CCB, Everbright, and China Merchants. Each has its own merits depending on the need.

    If the amount is not large, you can use the Agricultural Bank of China, and if the amount is relatively large, use the Bank of China. Of course, it also depends on the outlets.

    Question 6: Which is better, mobile banking or online banking? 1. In terms of security, the two are about the same.

    Online banking requires a login password, certificate, transaction password, U shield or password card.

    Mobile banking requires a unique mobile phone number, certificate, login password, and transaction password.

    2. Mobile banking should be more convenient and convenient.

    Online banking must be used on a unique computer, if you use U shield, although it can be used on other machines, but the bank does not recommend it, because it may lead to the possibility of insecurity.

    As long as the mobile phone is there, you can trade with each other anywhere.

    3. Mobile banking is slow, and there are monthly fees and traffic fees for use, which are also its disadvantages.

    Question 7: Several banks have cards, which bank's mobile banking should be opened See which bank you often use, which one is convenient to open.

    Question 9: Which mobile banking is the best I have mobile banking of seven banks, Bank of China, Agricultural Bank of China, CITIC, Postal, Industrial and Commercial Bank, CCB, Everbright, and China Merchants. Each has its own merits depending on the need.

    If the amount is not large, you can use the Agricultural Bank of China, and if the amount is relatively large, use the Bank of China. Of course, it also depends on the outlets.

    Question 10: Which mobile banking is easy to use and safe? You can use whichever bank you open an account with, the usage is basically the same, and the safety factor is the same.

  5. Anonymous users2024-02-03

    1. Industrial and Commercial Bank of ChinaIndustrial and Commercial Bank of China (ICBC) was established on January 1, 1984, with its head office located at No. 55 Fuxingmennei Street, Beijing, and is a large state-owned commercial bank. ICBC has the largest customer base in China, one of the largest commercial banks in China, and one of the world's top 500 enterprises, and its basic task is to raise social funds through financing activities at home and abroad in accordance with national laws and regulations, strengthen the management of credit funds, support enterprise production and technological transformation, and serve the country's economic construction.

    2. Agricultural Bank of ChinaAgricultural Bank of China (ABC) is a large listed bank in China and one of the five largest banks in China. Originally established in 1951, it was the first state-owned commercial bank in the People's Republic of China and an important part of China's financial system, with its head office in Beijing. For several years, the Agricultural Bank of China has been ranked among the world's top 500 enterprises"Top 1000 Global Banks"It has a Moody's credit rating of A1.

    3. Bank of ChinaBank of China (BOC) was officially established on February 5, 1912 with the approval of Dr. Sun Yat-sen. Headquartered at No. 1 Fuxingmennei Street, Beijing, the head office is a large state-owned commercial bank and one of the five largest banks in China.

  6. Anonymous users2024-02-02

    I have used mobile banking such as China CITIC Bank, Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, Ping An Bank, Industrial Bank, Minsheng Bank, Guangfa Bank, Everbright Bank, Jiangxi Bank, Jiujiang Bank, Huaxia Bank, etc., and found that they are all similar, and there is no big difference.

    The key is to use whatever bank you have in the place where you work and live, so as to facilitate subsequent business.

  7. Anonymous users2024-02-01

    ICBC is the best, but now Bank of China dynamic secret treasure is very easy to use, and it is also very safe, now Bank of China is free to give you this, and Bank of China's mobile banking is free.

  8. Anonymous users2024-01-31

    CCB will be better, I used to be ICBC, but from the experience, it is better to build, look at my relatives.

  9. Anonymous users2024-01-30

    There are a few of them, Everbright, Industrial Bank, Construction, and Agricultural Bank of China. I feel the same, because now it's all mobile banking transfers free of charge, just used to check the transfer, there are not many experience requirements, and the functions are all there.

  10. Anonymous users2024-01-29

    Relatively speaking, the apps of China Construction Bank and China Merchants Bank have done a good job, including account information, transfers, remittances, **, ** and other functions, as well as all aspects of life, such as paying phone bills, preferential activities, life services, etc.

  11. Anonymous users2024-01-28

    China Merchants Bank's mobile banking is easier to use, you can try it.

  12. Anonymous users2024-01-27

    Different banks have similar mobile apps. If you are a user of Ping An Bank, you are welcome to use the Ping An Pocket Bank app to make inquiries, transfers, manage money, and shop, so that you can handle banking business without leaving home.

  13. Anonymous users2024-01-26

    The five major banks are easier to use, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China, and Bank of Communications.

  14. Anonymous users2024-01-25

    ICBC's mobile banking is very bigwig, not to mention anything else, I did not remind a few days before the expiration of the financial funds, did not tell, the day of expiration still did not tell, more than two days without information money did not arrive, I was anxious and afraid, the money arrived on the third day of the expiration, it was really a big bully, impatient I quickly transferred the money of ICBC out, it is recommended that ICBC be low-key, can not ignore the feelings of the people, play a big name, of course, ICBC is doing well in many places, this may be a problem with software settings, it is recommended to improve!

  15. Anonymous users2024-01-24

    China Merchants Bank and China Construction Bank are easier to use. ICBC is simply not too bad, and the change in the amount will not be displayed until the next day; Apply for one more card, and the system will automatically change the default card and login password of mobile banking. It shouldn't be worried about its brain that can't keep up, and it shouldn't care that its arms are stretched too long.

  16. Anonymous users2024-01-23

    China Merchants Bank, support inter-bank communication, other banks' funds can be verified by your face can be transferred directly, and the public transportation card can be used to pay the main 1 cent with NFC UnionPay to experience taking all bus lines.

  17. Anonymous users2024-01-22

    It is recommended to choose ICBC or CCB.

    It is recognized that these two lines are useful.

  18. Anonymous users2024-01-21

    China Merchants Bank and Bank of China can do it, and there are financial management similar to Yu Bao.

  19. Anonymous users2024-01-20

    Samsung phones can use mobile banking:

    1.Android mobile phone install the mobile banking client in APK format.

    2.Enter banking** via the internet and log in to mobile banking as a web page.

  20. Anonymous users2024-01-19

    This question is too strange, because the mobile banking software is not universal, what bank are you using, then you can only use the mobile banking of the bank, as for its functions, it is basically the same.

  21. Anonymous users2024-01-18

    CCB is the best to use, with a large transfer amount and a good operation interface.

  22. Anonymous users2024-01-17

    CCB is too bad to use, more than 50,000 long-term transfers are unsuccessful, especially on the weekend to transfer and wait for two or three days to arrive, this weekend I transferred a few days on Monday to return.

  23. Anonymous users2024-01-16

    It depends on which card you have.

  24. Anonymous users2024-01-15

    It's all about the same, I'm Xi'an and Minsheng, the basic situation is about the same, it mainly depends on which card you use and which one you often use.

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