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At present, only high-quality existing customers of Home Credit Financial can apply for Home Credit Discount.
You can log in to the Home Credit Financial app, click on "Home Credit Purchase", in the case that you can apply for Home Credit Purchase, the application portal will appear, if the application portal does not appear, it means that you cannot apply for the time being.
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Home Credit Consumer Finance**** was established on November 10, 2010. As a fully compliant licensed consumer finance company, it officially opened in China at the end of 2010 and its shareholder is Home Credit Group, a leading international consumer finance service provider. Home Credit is committed to providing responsible financial credit and inclusive financial services to those who are not covered by traditional financial services, especially those with little or no credit history.
If you have financial needs, you can also consider a loan from Ping An Bank. Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates, and processing procedures. Among them, the new loan credit loan, unsecured, unsecured, simple procedures, fast approval, 3-500,000 yuan, age requirement 23-55 years old.
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You can apply on the application software yourself, and the system will evaluate it.
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Here's how to apply for Home Credit instalment:
1. Fill in the application form on the official website of Home Credit to apply;
2. Apply directly at the Home Credit business location;
3. Apply to a mobile phone store that has a cooperative relationship with Home Credit.
Home Credit is the only foreign-owned company among the first four consumer finance companies to be piloted in China.
In addition to establishing Home Credit Consumer Finance in Tianjin in 2010, Home Credit has also expanded its consumer finance business to other parts of China by partnering with financial institutions in other cities and regions. As of the end of February 2014, Home Credit had a presence in 11 provinces and municipalities in China, 95% of which are in second- and third-tier towns, serving more than 6 million customers.
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The analysis is as follows. 1. The repayment record can be checked on the Home Credit customer service website.
3. There are several methods for Home Credit installment payment inquiry, such as Home Credit Company**, Home Credit official website, and official website WeChat. Generally speaking, it is undoubtedly more convenient and direct to inquire about the details of Home Credit installment by calling Home Credit customer service**. (Customer** (local call only):
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One of the features of Home Credit Instalment Loans is that they are flexible in terms of instalment periods. So, what products does Home Credit Installment support? How much do I need to spend to apply? Here's how to get started. Helping lenders get a full picture of Home Credit installments.
1.What products does Home Credit Installment support?
The products and services supported by Home Credit in installments include: various household appliances such as washing machines, refrigerators, televisions, air conditioners; All kinds of fashionable electronic products such as mobile phones, laptops, tablets, game consoles; Motorcycles and various training services. For more information, please call 400 638 5080.
2.How much do I need to spend to apply for Home Credit Instalment?
Home Credit installment loan amount as low as $540. The upper limit of the loan amount for different installment products will also be different, with a maximum limit of 10,000 yuan (up to 30,000 yuan for furniture).
3.Does Home Credit do two products in installments?
Lenders can use Home Credit installments to buy 2 similar goods, such as 2 mobile phones, at once.
4.Can Home Credit installment be done on the same day?
Yes, as long as you meet the application requirements and provide the appropriate supporting documents. Fast approval is one of the characteristics of the installment business. After you submit your application, the review result will be replied to the Home Credit staff who handle your business in about 60 minutes.
5. What is the determination of the monthly repayment amount and the total repayment amount?
Both the loan amount and the number of instalments will affect the monthly repayment amount and the overall repayment amount. Generally, if the loan amount is the same, the longer the instalment is chosen, the lower the monthly repayment amount, but it will also incur interest, guarantee fees and service charges for the corresponding instalments.
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With the development of science and technology, there are more and more functions of smart phones, and the number of smartphones on the market remains high. Therefore, for young people who are new to the workplace, it is a bit stressful to buy a mobile phone in full at one time. Do you want to give up your favorite phone?
In fact, Home Credit's mobile phone business installment can solve your problem. As long as you are between the ages of 18 and 55 and have a regular income, you can enjoy the service of buying mobile phones in installments at the physical stores cooperated by Home Credit with your ID card and related materials.
Some people will ask, since it is so good to buy a mobile phone in installments by Home Credit, the process must be very cumbersome, right? In fact, the process of buying a mobile phone in installments is very simple: in the first step, the Home Credit staff will help you make a prudent loan decision based on your basic information; In the second step, Home Credit staff will give you a detailed description of the terms of the contract, including the type of loan, repayment method, etc.
Step 3: After the staff of Home Credit confirms the loan information, the application will be submitted to the back-end approval system. Step 4: After the contract comes into effect, the staff will communicate with you and reconfirm the loan contract information.
In just four simple steps, you can take your phone home with you.
But here, I still want to remind everyone: to buy a mobile phone in installments, you must do what you can, consume rationally, choose a mobile phone according to your actual situation**, don't blindly compare; When handling installment payment business, you should carefully read the terms of the contract, check the amount, term and method of repayment, and keep the contract for future reference; Some companies in the market will attract people to choose mobile phone installment payment under the banner of interest-free, but they often charge handling fees and service fees in the future, and some people are deceived for temporary cheapness. Therefore, when handling the installment payment business, you must carefully check the actual repayment amount in the future and ask whether other fees will be charged in the future.
It can only be processed after repeated confirmation. In addition, after the business is completed, the consumption vouchers, contracts, and repayment records should also be properly kept, so as to avoid leaving evidence in future disputes.
Home Credit installments are transparent and open. Home Credit staff will truthfully inform consumers of all terms and conditions before handling business. After applying for loans, they will also do meticulous financial management for consumers, help consumers plan for future repayment, and effectively improve the quality of life of consumers.
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<> Home Credit's loan stool is divided into two types: commodity loan and consumer loan, and the amount of consumer loan is relatively large, and I remember that there are more than 50,000 yuan for Fan Jue.
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