How much money do we ordinary people have to earn or save enough to achieve financial freedom ?

If we ordinary people can save enough for about 1 million yuan when we have a car and a house, we can basically achieve financial freedom.

We ordinary people have to save enough 500,000 yuan to achieve financial freedom, and we don't have to sell our time cheaply because of our livelihood.

I think everyone's standard of living is different, but at least the monthly salary may be two or three thousand. In order to be free of their own wealth, if they want to form a family and raise children, they will feel more endless.

Financial freedom means having enough time and enough money to do what you want to do, and having enough capital to "freely" invest in what you "should" do under the premise that the "basic" living needs are "continuously" guaranteed. Everyone's understanding of financial freedom will be different, which is judged according to the actual situation of the individual.

Everyone's definition of financial freedom is different.

For example, for the public with a monthly salary of 5,000, sitting on 1 million assets may have achieved financial freedom, because 1 million assets are based on 5% of the annual asset income, and the after-sleep income of 50,000 yuan basically covers the expenses of the monthly salary of 5,000. When I sleep and earn more than I spend, I think of wealth as freedom.

For example, a white-collar worker with a monthly salary of 20,000 yuan, with an annual income of about 250,000 yuan, according to a good standard of living, the monthly expenditure is 15,000 yuan, and the annual expenditure is close to 200,000 yuan.

For another example, the owner of a small company with a profit of about 1 million yuan a year, for these people, if they want to achieve financial freedom, perhaps the wealth must reach at least 30 million to 50 million, because they require a higher standard of living and a higher level of consumption in the sedan stove. Financial freedom is not easy to achieve.

For another example, high-net-worth individuals with an annual income of 500-10 million yuan must have at least 200 million yuan in wealth freedom, because in this way they can easily afford luxury cars, luxury houses, luxury travel and other expenses, and there is no specific standard for wealth freedom.

In the top, it is the major shareholders of large listed companies, the chairman of the board, etc., with an annual income of 50 million to hundreds of millions, for these ultra-high-net-worth people, wealth freedom may be equal to unlimited, because often the desire of these people is very high, private jets and private yachts are the life that these people yearn for, but it is true that the annual income of 50 million cannot afford to raise a private jet, so their wealth freedom is about equal to unlimited, because their desires are endless.

To achieve financial freedom, the following conditions need to be in place:

1.Be goal-oriented: Achieving financial freedom requires setting clear, specific, and measurable goals, including how much money you want and when to achieve it.

2.Correct understanding of wealth: To correctly understand the essence of wealth, it is not only the pursuit of money, but also the other aspects of wealth, such as health, family, friends, etc.

3.Adequate preparation: Achieving financial freedom requires adequate preparation, including learning financial knowledge, understanding the market, improving one's skills and abilities, and carefully planning and implementing one's own investment plan.

4.Know how to create, accumulate and protect wealth: To achieve financial freedom, you need to gradually accumulate wealth, and find suitable investment projects based on your own investment style and risk tolerance.

At the same time, it is important to pay attention to risk management and take steps to protect your wealth from losses.

5.Maintain a positive attitude: Achieving financial freedom is not an easy task, it requires a lot of effort and patience, and it is also necessary to adapt to changes in the economic environment, maintain a mindset of accumulation and prosperity, and overcome all difficulties and challenges in order to finally achieve financial freedom.

It should be emphasized that financial freedom is not just about the amount of money, it depends more on your life philosophy, personal values and life goals. Therefore, while pursuing financial freedom, we should also pay attention to the spiritual and mental health of personal filial piety, so that we can achieve happiness, happiness and satisfaction.