I bought accident insurance, and if I was out of insurance, how to open the accident certificate

An accident certificate is generally a diagnosis certificate issued by a doctor.

In addition, there are the following types of situations that need to be issued, the party responsible for the traffic accident escapes, a certificate of responsibility is required, the innocent is beaten and accidentally injured, the police station issues a certificate to prove that the matter is true, and there are many irresistible and unpredictable accidents and accidents caused by events, which need to be issued by the relevant departments.

Accident Insurance Claim Process:

1.Call the customer service of the insurance company as soon as possible, inform the accident situation, insurance policy, personal information, etc., and the insurance company will send insurance company personnel to the scene for processing and evidence collection as soon as possible, and issue relevant documents, remember to keep these documents;

2.In the event of hospitalization or other expenses in an accident, the hospital hospitalization voucher, diagnostic information, and expenditure procedures shall be retained;

3.The policyholder submits the above evidence to the insurance company, and the insurance company reviews and determines the relevant information, and there will be a specific result, whether the accident insurance can pay or refuse, and how much compensation will be paid.

Precautions for filling in the accident insurance certificate:

1. The certificate of accidental injury shall have a detailed description of the accident, the date of the accident, the location of the accident, the process of the accident and the consequences caused by the accident, and be stamped with the official seal of the relevant unit.

2. If a student has an accident, the proof of its accidental injury must be issued by the school, and parents can go to the child's teacher and ask him to help. Of course, parents can also open it themselves, but it should include the following: the name of the insured, gender, which school, which grade, the date of the accident, the location of the accident, the process of the accident (this item should be noted, if there is a third party liability, it is more troublesome to settle the claim), and then do not forget to let the school stamp.

3. Different circumstances so fill in the certificate is different, generally such as a traffic accident, the accident certificate should be issued by the traffic police "Road Traffic Responsibility Determination"; In the event of an injury or robbery, the accident certificate is a 110 police receipt or an accident certificate issued by the police station; In the event of a work-related injury or fall injury, the accident certificate shall be the accident certificate issued by the unit (or the neighborhood committee or the property management office of the community).

When filling in the accident insurance certificate, it is necessary to explain the specific circumstances of the accident, including the date, place, process, consequences, etc. Of course, you will also need to fill out a certificate according to the specific situation, generally if there is a traffic accident, you should fill out the road traffic liability certificate, and if you are injured, you should fill out the certificate issued by the police station.

There is no need to issue a certificate for general accidents, such as accidental fall and fracture.

There are the following situations in which a certificate is required: the party responsible for the traffic accident escapes, and a certificate of responsibility is required, and the innocent party is innocent.

If you are beaten or accidentally injured, the police station will issue a certificate to prove that the incident is true, and there are many irresistible and unpredictable accidents and accidents caused by the incident, which need to be issued by the relevant departments.

Required: Inpatient medical records.

Outpatient (emergency) medical records, original receipts of medical expenses, list of expenses, medical insurance settlement list, and certificate of accident.

Accident insurance. Generally, it includes accidental medical treatment, accidental disability, accidental death and other benefits, and when making a claim, different benefits require different claim information.

1. Report accidental medical treatment: inpatient medical records, outpatient (emergency) medical records, original receipts of medical expenses, list of expenses, medical insurance settlement list, and accident certificate.

2. Report accidental disability: Inpatient medical records, including inpatient medical records.

Home page, admission and discharge records, and discharge summary.

Original receipts of medical expenses, list of expenses, list of medical insurance settlements, and proof of accidents; Surgical records; Disability Certificate.

3. Report accidental death: beneficiary's identity certificate and household registration certificate.

Proof of relationship with the insured Proof of death, such as a death certificate.

Funeral certificate, household registration cancellation certificate The accident certificate is subject to the information required by the claim requirements of the accident insurance insured, and you can consult the claims adjuster of the insurance company or the claims specialist of the third-party insurance agency.

Extended Information] Whether you are applying for accident insurance or other types of insurance claims, the claim process is generally as follows:

1. Report the accident to the insurance company; Clause.

2. Prepare the claim information and submit it to the insurance company; Clause.

3. Wait for the insurance company to review the claim information, after the insurance company receives the claim application, it will generally make an assessment within 5 days, and if the situation is complicated, it will be approved within 30 days; Clause.

4. The insurance company settles the claim and issues a notice of closure. As long as you truthfully do a good job of health notification when buying insurance, and there is nothing to hide from the content of the health notice asked, it will be smoother when you make a claim. At the same time, when preparing materials, it is also necessary to pay attention to the preparation of complete information according to the claim requirements, so as to avoid repeatedly submitting or supplementing the information and delaying the claim cycle.

If you are worried that you don't know how to do health information when buying insurance, and there is no one to guide you when making a claim, you can find some third-party insurance brokers to help, they will stand in a neutral and objective position to give you advice, and if there is a claim dispute, they will also help negotiate and even send a lawyer for free to help fight for your legitimate rights and interests.

In general, there are three main types of proof of accident insurance reimbursement, namely accident certificate, medical certificate, beneficiary identity certificate and proof of relationship with the insured

1. Accident certificates: including accident certificates, disability certificates, death certificates, and account closure certificates.

2. Medical certificates: including diagnosis certificates, surgical certificates, outpatient medical records and prescriptions, pathology and blood test reports, receipts and lists of medical expenses, etc.

3. Proof of beneficiary's identity and relationship with the insured: The beneficiary's identity certificate is generally sufficient with his or her ID card; In addition to the proof of the relationship between the beneficiary and the insured, it is also necessary to confirm whether the relationship between the beneficiary and the insured is consistent with the contract

Husband and wife, marriage certificate can be provided; b.Parental relationship, the household registration certificate issued by the police station where the household registration is located can be provided; c.For the relationship between the children, the household registration certificate or birth certificate issued by the police station where the household registration is located can be provided.

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Good afternoon, boss, the following materials are required for accident insurance claims: 1. Accident certificate 1Disability certificate: issued by the forensic department of the public procuratorate and judicial institution; 2.Accident Certificate: A certificate of the nature of the accident issued by the corresponding regulatory authority;

2. Medical certificates mainly include medical certificates, medical records, hospitalization records, surgical records, expense lists and various test reports issued by hospitals.

3. Proof of the beneficiary's identity and relationship with the insured1Proof of the relationship between the beneficiary and the insured: When the beneficiary receives the insurance money, he or she needs to submit proof of identity and confirm that the relationship with the insured is consistent with the contract

Parental relationship, husband and wife relationship, child relationship. 2.Proof of beneficiary's identity, generally with his or her own ID card, is sufficient.

If the beneficiary cannot go in person and needs to entrust others to handle it, he or she needs to go to the local notary office to handle the notarization of the entrustment, and the entrusted person will bring the notarization documents and his or her ID card to handle it.

3. Proof of the beneficiary's identity and relationship with the insured1Proof of the relationship between the beneficiary and the insured: When the beneficiary receives the insurance money, he or she needs to submit proof of identity and confirm that the relationship with the insured is consistent with the contract

Parental relationship, husband and wife relationship, child relationship. 2.Proof of beneficiary's identity, generally with his or her own ID card, is sufficient.

If the beneficiary cannot go in person and needs to entrust others to handle it, he or she needs to go to the local notary office to handle the notarization of the entrustment, and the entrusted person will bring the notarization documents and his or her ID card to handle it.

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You are also welcome to pay attention to me, and I will answer financial questions such as ** and insurance in the column of Baijiahao. Wenqutang financial research is deep in the distance - I wish you happiness every day! [ Smile].

Hello, boss! We wish you all the best in 2022! The whole family is auspicious[ ] Please also give a 5-star like, thank you!

You are also welcome to pay attention to me, and I will answer financial questions such as ** and insurance in the column of Baijiahao. Wenqutang financial research is deep in the distance - I wish you happiness every day! [ Smile].

The following materials are generally required for accident insurance reimbursement: 1. Medical certificates, including diagnosis certificates, hospitalization and surgical records, test reports, etc. 2. Accident certificate, accident certificate issued by relevant departments. 3. The identity certificate of the beneficiary, that is, the ID card of the beneficiary.

What is the Form of Certificate of Insurance? Let's take a look.

Insurance certificate format: 1. Personal identity information of the insured; 2. The time of purchasing insurance; 3. The amount insured; 4. Insurance period; 5. Policy number; 6. Seal and sign.

Sample Certificate of Insurance 1

It is hereby proved that Comrade is a teacher of our school (Jubao Middle School), with a resident ID number, and has applied for insurance in accordance with the regulations.

It is hereby certified. Annual medical insurance school (stamped) year, month and date.

Sample Certificate of Insurance 2

There are male and female employees of our unit, date of birth: YYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY

Name of the unit (stamped).

YYYYYYYYYYYYYYYYY

Sample Certificate of Insurance 3

There are students from Class 126 of Huangcaoling Middle School, who are in the hospital due to illness**, and have participated in Ping An Insurance after verification, please go through the procedures in accordance with the relevant regulations.

School: Huangcaoling Middle School, Yuanyang County.

YYYYYYYYYYYYYYYYY

Sample Proof of Insurance 4

There are now our company's blasting personnel: Safety officer: Escort: Custodian: Blasting engineering personnel, safety operation personnel: and other members of the above are insured with one life insurance per person in China Pacific Property Insurance Co., Ltd. ****.

Sichuan Panfeng Road and Bridge Construction Group****.

Qinghai Province Chaka to Golmud Highway CGSG-1 Bid Section.

YYYYYYYYYYYYYYYYY

Sample Certificate of Insurance 5

Chinese Life Insurance Co., Ltd. **** Branch:

Hereby my unit Industrial and Commercial Bank of China: Transfer to your company's Industrial and Commercial Bank of China: The amount is yuan, capitalized. At present, 12 staff members of the bureau have purchased personal accident insurance and accident injury medical insurance, and the list is as follows:

YYYYYYYYYYYYYYYYY

The above is today's sharing, I hope it can help you.

Writing format of accident certificate: First of all, write out the basic information such as the name, gender, age, and ID number of the insurer. Secondly, write down the details of the accident, including the time, place, cause, process, witnesses, and handling of the accident.

Then write down the diagnosis and treatment after the accident. Finally, the insured unit stamps, the insurer signs, and the specific name and date of the unit are written on the payment.

Legal basis: Article 25 of the Supreme People's Court's Interpretation of Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases Article 25 Disability compensation shall be calculated for 20 years from the date of determination of disability according to the degree of the victim's loss of ability to work or the level of disability, and in accordance with the per capita disposable income of urban residents or the per capita net income of rural residents in the previous year at the location of the court where the lawsuit is filed. However, if the six are more than 10 years old, the age will be reduced by one year for each additional year.

Those over the age of 75 are counted as five years old. Where the victim is disabled due to an injury but his or her actual income has not decreased, or where the level of disability is relatively minor but causes occupational obstruction that seriously affects his or her employment, the disability compensation may be adjusted accordingly.

Legal Analysis: Life Insurance Accident Certificate.

1. Certificate issued by the hospital.

Outpatient medical records, discharge records (if hospitalization), invoices, lists of expenses, and proof of the patient's illness diagnosis are all required to be provided by the hospital, and only need to be clearly explained to the doctor at the time of medical treatment.

2. The content of the accident process.

Legal basis: Insurance Law of the People's Republic of China

Article 22 After the occurrence of an insured event, when the insurer is requested to compensate or pay insurance money in accordance with the insurance contract, the policyholder, the insured or the beneficiary shall provide the insurer with the certificates and materials that it can provide to confirm the nature, cause and extent of loss of the insured accident.

If the insurer finds that the relevant certificates and materials are incomplete in accordance with the provisions of the contract, it shall promptly notify the policyholder, the insured or the beneficiary to provide supplementary information in a one-time manner.

Article 23 After receiving a request for compensation or payment of insurance money from the insured or beneficiary, the insurer shall make an assessment in a timely manner; Where the circumstances are complicated, an approval shall be made within 30 days, unless otherwise agreed in the contract. The insurer shall notify the insured or beneficiary of the verification results; For those who are liable for insurance, the obligation to compensate or pay insurance money shall be fulfilled within 10 days after reaching an agreement with the insured or beneficiary to compensate or pay insurance money. If the insurance contract stipulates the time limit for compensation or payment of insurance money, the insurer shall perform the obligation of compensation or payment of insurance money in accordance with the agreement.

If the insurer fails to perform the obligations provided for in the preceding paragraph in a timely manner, it shall compensate the insured or the beneficiary for the losses suffered thereby, in addition to paying the insurance money.

No unit or individual may illegally interfere with the insurer's performance of the insurer's obligation to compensate or pay insurance money, nor shall it restrict the right of the insured or beneficiary to obtain insurance money.