With a debt of more than one million and facing overdue, is there still a chance to start a business

The development of the Internet, the progress of science and technology, and the diversity of economic changes have led to the failure of many entrepreneurs to go into debt. These people happen to be in their forties, and they can't find their way in a difficult situation. So, how can middle-aged people who have failed in business succeed again and walk out of a different life?

I'll give you a few suggestions to refer to!

Integrate resources. Failure to start a business or business debt, financial and economic is the biggest problem, but the advantage is that there are still some resources available in hand, and opportunities are always reserved for those who are prepared. For example, their own sales market, their own skills and technology, team contacts, etc., the integration of these resources is the beginning of the start.

It is also possible to form a new team of entrepreneurs to match these entrepreneurial failures and share resources, which is of great help to each other. As everyone knows, there are chambers of commerce in various places, and one of the spirits of the chamber of commerce is to help each other. Integrate into an alliance of entrepreneurs, and you can go out of a different life.

Look for fellow travelers.

Most of the entrepreneurial failures are in debt, and there are basically only two ways to start a business again and get out of a different life. One is to do something small business within your ability, accumulate money over time and pay off your debts; The second way is to restart the journey of entrepreneurship, no matter which path you take, you need to have an integration of network resources. The easiest way is to find people who are just like you, and you can use tools like online social networking to form a small team and help each other together.

As long as you are sure in your heart, don't be afraid of wind and rain, because regret is more terrible than failure.

Break through yourself. Many entrepreneurial failures have no fighting spirit after suffering a blow, do not learn and do not forge ahead, and turn a deaf ear to external things, resulting in themselves being more closed and not perceiving market opportunities. The right way to do this is to make the most of your time to learn and expand your financial quotient and improve your pattern, stimulate your potential and enrich your knowledge.

For example, you can follow the current trend, take the path of Internet entrepreneurship, find a money-making project that you are interested in, and then choose a field to work hard. If you persevere, you will be able to succeed in entrepreneurship and walk out of a different life.

There will be a chance to start a business again, because of the financial crisis, many people may fall into this situation, but as long as the ability will definitely turn over.

Entrepreneurship is risky, so if you continue to choose to start a business, you may lose all your money, or you may make a comeback, the key is that you still have the ability to gamble again?

Basically, there is no chance, there is no extra capital to start a business, unless there is a particularly good plan to find someone willing to invest, but because of such heavy debt, it is difficult for anyone to believe you.

There is a chance. As long as you don't give up and don't get discouraged, how much money you have to start how much money, use your own network, start from scratch, even if you have a debt of more than one million, you can start a business again.

There are some entrepreneurs who can earn millions a year at every turn, but the vast majority of entrepreneurs are actually in a state of debt. The reason why they are in debt is because the vast majority of entrepreneurs will fail to start their business, and their money is basically borrowed. Some people who have been able to make millions a year are still in debt, probably because they want to expand their loans.

Starting a business is a very high-risk thing, and if you don't do it well, you will waste all the money you have made before.

One. The vast majority are failures

The people we see who start a business and earn millions a year are some successful entrepreneurs. In fact, there are very few people who can succeed in entrepreneurship, and the vast majority of entrepreneurs will eventually fail. Most of these entrepreneurs are not their own funds, and most of them are borrowed funds from somewhere.

If the business is successful, they can quickly repay the money, and if the business fails, they will be burdened with huge debts and need to work to pay it off slowly. <>

Two. Loans are scaled up

There are some startups that are now making millions a year, but they are still in debt, and I think the main reason is probably because they have taken out loans to expand their scale after they have succeeded. If they already have a mature business model and can continue to make profits, then they will be able to pay back the money sooner or later, and there is no need to worry about temporary debts. <>

Three. Be cautious when starting a business

Starting a business is a very risky thing, and it also requires you to invest a lot of money. Starting a business is a life-and-death thing, and most people will throw their money and energy into it, but they can't get a good result. Only a small number of very smart and lucky people will be able to spell it out.

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There is no particularly good calculation, it may be that the profit and expenditure are not proportional at all, although I feel that I earn a lot, but the upfront investment is also very large. There is no good financial management and planning.

Because when you start a business, you need a loan, and the risk of starting a business is very large, and you can earn a lot of money from starting a business, but the risk and pressure of starting a business are also very large, and there will be a lot of loans behind it.

Although I earn a lot of money, I feel that I can earn millions of dollars every year, but I invest in advertising and production fees in the early stage, and the money may be invested more than this money, so I will be in debt. You should go to an accountant for relevant calculations and help.

How did the old man turn over in just a few months if he owed hundreds of millions of dollars for business failure.

1. Start all over again.

2. You can't shoot foreign debts, but you can shoot yourself down, so you have to cheer up, take out the kind of aggressiveness before starting a business, and then sum up experience to improve yourself, choose a good project, don't invest blindly, start small, slowly return it, and make your own business.

3. It depends on how much cost you have, make a goal plan, establish network resources, of course, interlaced like a mountain, I hope you choose the industry carefully, and do a good job of investigation and planning before entering.

4. Entrepreneurship Encyclopedia.

Entrepreneurship is a process in which entrepreneurs optimize and integrate the resources they have or can have through efforts to create greater economic or social value. Entrepreneurship is a way of labor, and it is an act that requires entrepreneurs to think, reason, and judge in operating, organizing, and using services, technology, and utensils. According to Jeffry Timmons' classic textbook in the field of entrepreneurship education, "New Venture Creation", it is defined:

Entrepreneurship is a way of thinking, reasoning and combining luck, 6. The important point of entrepreneurial experience.

Capital strategy.

Founder. Core team.

Resources Execution.

Because the revenue of these startups is nothing more than valuation, and the valuation itself carries a huge bubble.

Whenever we talk about starting a business, many people always talk about the annual market value of millions and tens of millions. However, in fact:Not many startups can last more than three years, and many startups will go into debt after they go bankrupt, and the prosperity brought by startups is just an illusion, and we need to correctly understand the profitability of startups.

1. The annual income of a startup company is just a manifestation of vanity.

The reason why I say this is mainly because many people will have the so-called vanity during the entrepreneurial period, and everyone is generally more concerned about the valuation and future development of the enterprise, so they will use financing to further expand the enterprise. We need to know that not all businesses survive effectively, and those that do not survive will be heavily indebted. <>

Second, the income of a startup is nothing more than the so-called valuation.

Many startups don't make money in the early days, and many of the Internet companies we often mention are still losing money after 10 years of entrepreneurship. The main reason for this is that many investors will raise funds in the form of ABCD rounds, and earn financing returns in this way。Many startups don't focus on the company's business growth and profitability, but instead focus on corporate financing, which is not a good thing in itself.

Third, the debt situation of startups is itself very high.

When the startup is growing normally, we may not see the debt of the startup. However, when the business situation of the startup company is in trouble, the debt situation caused by the rapid development of the startup will be highlighted. It is also for this reason that we not only need to pay attention to the expansion speed of startups, but also need to pay attention to the basic corporate profitability of startups, and we do not need to speculate on startups through the so-called bubble, I think this entrepreneurial method itself is very ungrounded, and there is also a suspicion of capital speculation.

This is because many entrepreneurs in the process of starting a business, do not carry out the average investment distribution of property, will not avoid the investment risk of the enterprise, when the profit is made by one million, after the profit will be lax management, so a bankruptcy will be in debt.

Because there is a lot of investment, there are a lot of profits when there is a profit, and there will be a lot of losses when there is a loss, all of which complement each other, so the bankruptcy is full of debt.

Because there is a lot of operating capital in the enterprise, there will be bankruptcy if you are not careful, and in the case of bankruptcy, many projects need to lose money.

Because most of their funds are pledged to the company, and the company has a problem, they don't have much money themselves.

Because many entrepreneurs Jane and the model they adopt in the process of starting a business are flawed, they do not know how to avoid risks, reinvest, or distribute assets evenly when they are making profits. When they go bankrupt, they don't know how to file for bankruptcy or the right way to protect their self-respecting property. So there is a particularly big contrast.

Because the risk of starting a business is very high. Not all people are suitable to be bosses. Some people do not have high professional knowledge of the industry, and it is easy to invest blindly, and they do not understand the situation of the stuffy industry.

You want to make money later. began to spend lavishly. At the same time due to unprofessionalism.

It is very easy to evade taxes. In this way, both the speed of success and the speed of failure.

Because sometimes their follow-up funds are not enough, there will be a situation where the capital chain is broken, and such a result will occur.

In today's society, there are not a few people who have debts of more than one million, and most of them are people who have failed to start a business or become poor because of business. So, a 45-year-old person who failed to start a business and had a debt of more than 2 million yuan, what project can he pay off his debts within two years? I propose a few avenues here, just for reference.

Sales area

For a 45-year-old entrepreneurial failure, in the predicament of being penniless and in debt, with a debt of more than 2 million, and wanting to pay it off within two years, the most likely is in the field of sales. For example, real estate sales agents, cross-border e-commerce, regional **, agricultural and sideline products brokerage, etc., are some ways that can be started from scratch. Of course, doing sales can test a person's ability the most, and it is also an area where he can eat with ability, a 45-year-old person, if he is confident, he may pay off his debts within two years if he is confident.

New ** field

This aspect is also an industry that can get rich in the short term, such as self-leading big V, live broadcasting, and Internet celebrities, these are all products of the times, and it should be very easy for them to earn 2 million in two years. A 45-year-old person can give full play to his own advantages according to his actual situation and seek development in this field, which is also a promising future. Now it is a traffic economy, there is traffic, that is money, and now the big V with millions of fans in the new ** field has an annual income of more than one million, and there is no need for investment, nor for connections, what is needed is knowledge.

Internet field

For a 45-year-old person, if he has Internet knowledge, he can also seek development in this field, and the current Internet can make a person rich overnight, which is no longer a legend. For example, app development and promotion, community**, community e-commerce, etc., these are all industries that can make a person rich overnight. But the key to the problem is personal ability, which is a necessary condition, and if you don't have expertise in this area, then don't dream about it.

Modern service industry

With the continuous development of society and economy, there are many new opportunities in the service industry, such as health industry, domestic service industry, logistics and express delivery, human resources and so on. A 45-year-old person, according to his own actual situation, in the modern service industry to seek a way to make money, said two years to pay off more than 2 million debts, it is also very possible, such as human resources, do a good job, can quickly rescue a debtor ashore, there is no doubt about this.

In short, a 45-year-old entrepreneurial failure, with a debt of more than 2 million, should seek the direction of development according to his actual situation. If you don't get into a hurry, you must make long-term plans, and if you want to get rich overnight, it will often bring new disasters, and you must have a clear understanding of this.