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Hello landlord!
Given your situation, if you don't look for a new job in the second half of the year, your health insurance card will be as insecure as you said.
If you leave your job in June, then your health insurance will also be paid in June. Starting in July, your medical insurance card will be unmanaged, and the original company will no longer pay for you. If it is suspended for three months, your health insurance card will be frozen, and things will be more troublesome after the freeze.
If your health insurance card is more than three months, you have to wait for a period of time to renew your health insurance card, and we have to wait for a waiting period of 9 months, for example, if you leave your job in June, after 3 months, your health insurance card is still not handed in and is frozen. In that case, if you want to renew your relationship, you will have to wait another 6 months before you can make a new payment. (I don't know how long you're going to have to wait there, anyway we're 9 months, so you have to pay attention)
What you said about not being able to enjoy medical insurance after three months is actually not available for three months, and you will not be able to enjoy it after a month. Just like if you see a doctor again in July, you will not be able to use your medical insurance card and will no longer be able to enjoy the benefits of insurance sales.
The best thing you can do now is to find a new employer as soon as possible and let the new company pay for you. I don't recommend that you pay the community's medical insurance, if you have the conditions, you should still apply for employee medical insurance, and there will be more insurance, for the sake of your own future. There is too little insurance in the community to buy medicine.
After answering, please continue to ask if you don't understand
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The rules for disruption vary from place to place.
Generally, there is no problem if you don't pay it for two months, and you can make up for it. After two months, it depends on the local policy. Generally, medical insurance takes effect in the following month, but some regions stipulate that the supplementary payment will take effect after 6 months.
It's best to check with your local social security department.
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After employment, the medical insurance can be renewed by yourself. Because the medical insurance payment is suspended due to resignation, individuals can renew their medical insurance as a "flexible employee". Within 3 months of the suspension of medical insurance payments, if you find a new job, then the new employer will continue to pay medical insurance for the individual.
However, it should be noted that the suspension of medical insurance payment cannot exceed 3 months, and once it exceeds 3 months, the continuous payment period will be recalculated. After the suspension of medical insurance, he will no longer enjoy the medical insurance treatment of employees from next month. At the same time, from the date of arrears, within three months, you need to pay not only the outstanding fees, but also interest and late fees.
Therefore, the consequences of the suspension of medical insurance payment are actually very serious, and it is necessary to avoid the situation of stopping medical insurance as much as possible.
Legal basisArticle 72 of the Social Insurance Law.
Coordinate the establishment of social insurance agencies in the region. According to the needs of the work, the social insurance agency may, with the approval of the local social insurance administrative department and the establishment and management authority of the institution, set up branches and service outlets in the overall planning area. The personnel expenses of the social insurance agency and the basic operating expenses and management expenses incurred in handling the social insurance shall be guaranteed by the finance department at the same level in accordance with the provisions of the state.
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OK. If you find a new employer after resigning, you can continue to pay social security by the new employer. If the social security is interrupted within 1-3 months, the new employer can also help make up the payment.
Find a social security company to continue to pay social security, you can also pay five social insurance and one housing fund, and you need to pay the part paid by the enterprise, so the economic pressure will be greater.
Apply for flexible employment and social security. First of all, to apply for unemployment registration, you need to provide the relevant certificate of termination of the contract, a copy of the identity certificate, and at the same time apply for the "Reemployment Preferential Certificate" to enjoy the relevant preferential treatment.
Bring the completed "Unemployment Certificate", "Re-employment Preferential Certificate", ID card, and the certificate of time limit issued by the unit to the medical insurance center to go through the medical insurance procedures.
If you are unemployed, you must go to the individual payment window of the social security center (employment center) under the jurisdiction of the local labor and social security department. Provide the "Pension Insurance Handbook", "Pension Insurance Personal Account Registration Card", "Pension Insurance Personal Account Sealing Certificate", "Unemployment Certificate", "Reemployment Preferential Certificate" and other relevant procedures to handle the renewal procedures in the name of self-employed people.
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1. Under normal circumstances, within three months of the interruption of payment, you can enjoy the normal medical insurance treatment from the second month after going through the normal payment procedures.
2. If the payment is interrupted for 3 months (inclusive) in a row, it will be regarded as the interruption of the insurance, and if you want to enjoy the medical insurance treatment after the interruption of the insurance, you need to attach the condition of continuous payment for 6 months after going through the renewal procedures.
The medical insurance card is stopped, and the money in the personal account of the medical insurance card can still be used, which can only be used to buy medicine and outpatient treatment.
How long will it take for the medical insurance card to be used after it has been stopped for more than half a year and then continue to pay, and how long will it take for the medical insurance card to resume its normal reimbursement function after the medical insurance is suspended? Once the medical insurance in the social security is suspended, the medical insurance card cannot be used for reimbursement for medical treatment. Now you can renew the application, and there is also a waiting period for medical treatment after the renewal, which is divided into the following two situations.
The company will pay for you, and after the payment is made in the current month, it can be used on the 15th of the next month for reimbursement. After paying by yourself and paying in the current month, there is a waiting period of 6 months because the payment has been suspended for more than 3 months, and it can only take effect after 6 months and be reimbursed. Therefore, you can choose the specific payment method according to your situation.
Legal basis: Legal basis: Article 28 of the Social Insurance Law of the People's Republic of China Comply with the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards, as well as emergency and rescue medical expenses, in accordance with national regulations from the basic medical insurance**.
Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.
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It can be reimbursed after 6 months of renewal, and there is a 6-month waiting period for the treatment of medical insurance after the payment is interrupted for more than 3 months.
The regulations are: the insured person is interrupted within 3 months of the payment, and Wu Zhao can be used in the next month of the payment. If the payment is broken for more than 3 months, the medical insurance will take effect only after 6 months of renewal, and the insured person can use the card to reimburse.
Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of protection when they are sick.
Social medical insurance is composed of three levels: basic cavity and wide medical insurance, large-amount medical assistance, enterprise supplementary medical insurance and individual supplementary medical insurance.
Social medical insurance is a medical insurance system that is enforced by the state through legislation, and employers and individuals pay insurance premiums according to a certain percentage, establish social medical insurance, and pay employees' medical expenses.
Social medical insurance means that when a worker is sick, the social insurance institution will provide appropriate subsidies or reimbursement for the medical expenses he needs, so that the worker can recover his health and working ability and put into the process of social reproduction as soon as possible.
Social medical insurance is an important part of social insurance, which is generally undertaken by the government, and will be enforced and organized and managed by economic, administrative and legal means.
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Two months after the social security payment has been stopped, whether the renewal of the insurance can enjoy medical reimbursement shall be treated differently according to the following circumstances:
1. Within 60 days of stopping the payment of medical insurance, the participants will continue to pay the medical insurance premiums, and enjoy the overall payment treatment from the next month after payment;
2. Stop paying medical insurance premiums for more than 60 days to 180 days, pay medical insurance premiums, calculated from the month of payment, and enjoy the overall payment treatment after 3 months;
3. Stop paying medical insurance premiums for more than 180 days, pay medical insurance premiums, calculated from the month of payment, and enjoy the overall payment treatment after 6 months. If the payment is owed after the interruption, the payment time before the interruption shall not be included in the continuous payment time after the confirmation of medical treatment is reviewed.
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Beijing (the same as the whole country) medical insurance payment is broken, and the social security medical insurance card can continue to be used (because the original funds in the personal account in the card are always your own), but you cannot enjoy the treatment of hospitalization reimbursement and other treatments.
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Hello landlord, the account balance in the medical insurance card can be used at any time if you resign whether it is in the outpatient clinic or hospitalization**, and it has nothing to do with your resignation and stop paying, but if you want to enjoy the hospitalization reimbursement treatment of medical insurance, the medical insurance card needs to be paid for more than 6 consecutive months to enjoy the medical insurance reimbursement treatment, this number may vary from place to place, you can consult your local social security bureau, hope to adopt!
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After the medical insurance is discontinued, it cannot be used normally in the next month, and it can only be used normally in the next month after the payment, and the rules for the use of medical insurance are to pay for six consecutive months before, so the arrears of these two months need to be paid back.
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No, you have to pay for more than 6 consecutive months before you can use it.
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The payment of medical insurance will be suspended for 60 days, and it will take half a year to continue to pay before you can enjoy medical treatment. It is possible to pay for health insurance after finding a new job.
Procedures for making up social security payments by the unit.
1. Declaration. The unit shall issue a written application, state the facts and reasons for the supplementary payment, fill in the application form for supplementary payment of social insurance premiums in triplicate, and apply to the social insurance agency to which it belongs, together with the relevant original materials.
2. Original materials.
1) If the employee is a former permanent worker or a contract employee, the original information such as the employee's own file, employment (recruitment) approval form, and employee labor handbook over the years shall be provided;
2) If it is another form of employment, it shall provide original materials such as the contract, the employment (recruitment) approval form (or recruitment form), and the labor manual of municipal employees over the years (non-resident employees can not be provided);
3) If there is a de facto labor relationship without going through the recruitment procedures, valid proof materials for the existence of a de facto labor relationship (such as the original salary payment form, attendance sheet, etc.) shall be provided;
4) If you want to pay the social security premiums before July 1999, you should also provide the household registration booklet and a copy.
3. Bring the official seal.
Go to your local social security office and fill in the corresponding **.
In accordance with the Social Insurance Law of the People's Republic of China
Article 23.
Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.
Article 32.
If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred with him/her, and the payment period will be calculated cumulatively.
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I left my job, and the medical insurance payment was suspended for 3 months, what should I do?
In general, health insurance is paid for by both the employer and the employee, and if you no longer have a new employer to pay for medical insurance for you, you will need to purchase it separately or participate in a social security individual contribution plan. For medical insurance that has been suspended, you need to contact the social security institution in the local area where you are located as soon as possible, explain your situation to them and provide relevant supporting materials, and apply for reinstatement of medical insurance. If your application is successful, you will need to pay the premiums at the specified time and in the prescribed manner to protect your health insurance benefits.
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Summary. Hello friends, about the medical insurance has been suspended for a few months, can it be used to renew it now? <>
Under normal circumstances, within three months of the interruption of payment, you can enjoy the normal medical insurance treatment from the second month after going through the normal payment procedures.
My health insurance has been suspended for a few months, can I renew it now?
Hello. I stopped social security in 18 years.
Hello friends, about the medical insurance has been suspended for a few months, can it be used to renew it now? <>
Under normal circumstances, within three months of the interruption of payment, Zhengzhong can only enjoy the normal medical insurance treatment from the second month after going through the normal payment procedures.
I just went to renew the insurance last time, can I enjoy the medical insurance this month?
I just went to renew the insurance last time, can I enjoy the medical insurance this month? <>
If you want to enjoy the medical insurance treatment, you need to attach the condition of continuous payment for 6 months after going through the renewal procedures.
I looked at it, and I just buttoned up social security in the morning.
You've been off for years, haven't you?
In other words, it takes 6 months to get medical insurance?
Yes. Yes, it hasn't been paid for 18 years.
However, the money in the personal account of the medical insurance card can still be used, and can only be used to buy medicine and see a doctor.
Since you have been out of payment for too long, you need to pay for 6 consecutive months after the renewal procedure before you can use it.
According to the relevant regulations, if the medical insurance is interrupted for more than 6 months, then the medical insurance needs to be paid for 6 months, and the use can be resumed in the seventh month.
You have been out of payment for more than 6 months since 18 years, so you have to pay for 6 consecutive months before you can resume using it in the 7th month.
Just make up the payment.
The way to self-renew is generally to go to the social security bureau where the medical insurance is located to go through the self-payment procedures, and the specific operation method needs to consult the local social security bureau. >>>More
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No, the money paid before cannot be refunded, if you want to enjoy the medical insurance treatment, then you can continue to pay, it will not affect the cumulative payment period, after the waiting period, you can enjoy the medical insurance treatment again, if their medical insurance has been paid for many years, then you should continue to pay, because men have 25 years, women 20 years later, basically can enjoy free medical care for life, if their payment is not long, you can choose to make up the remaining costs.
Social security has a starting line, and a certain percentage of reimbursement is made above the starting line. Business insurance can reimburse you for the out-of-pocket portion. >>>More
The medical insurance stipulates that if it is interrupted for more than three months, it will become invalid, and if it is interrupted for more than three months, it will be restarted in a new unit. Medical insurance can also be paid retroactively. Medical insurance must accumulate a certain number of years of payment (including the deemed payment period) at the time of retirement, which is generally stipulated to be 20-30 years, and the actual payment period must reach 5 years (or 10 years) before you can enjoy medical insurance protection for free for life after retirement. >>>More