What does it mean that health insurance will expire after a 3 month interruption?

The medical insurance stipulates that if it is interrupted for more than three months, it will become invalid, and if it is interrupted for more than three months, it will be restarted in a new unit. Medical insurance can also be paid retroactively. Medical insurance must accumulate a certain number of years of payment (including the deemed payment period) at the time of retirement, which is generally stipulated to be 20-30 years, and the actual payment period must reach 5 years (or 10 years) before you can enjoy medical insurance protection for free for life after retirement.

If the accumulated number of years of contribution at the time of retirement is not enough to meet the requirements of the regulations, the difference in the number of years of medical insurance contributions can be made up according to the current rate standard. Supplementary payment of medical insurance for employees: 1. The collection department of the medical insurance institution shall establish the arrears data and information according to the arrears of medical insurance, fill in the notice of supplementary payment of social insurance premiums, and notify the insured units to make up the arrears.

2. For the insured units that are unable to pay off the arrears in full at one time due to financing difficulties, the collection department of the medical insurance institution shall sign a social insurance supplementary payment agreement with them. In the event of merger, division, bankruptcy, etc., the arrears shall be subject to the following methods. 1. If the arrears unit is merged, a supplementary payment agreement shall be signed with the merging party.

2. If the arrears unit is divided, a supplementary payment agreement shall be signed with each separate party. 3. If the arrears unit enters the bankruptcy procedure, it shall sign a repayment agreement with the liquidation group. 4. If the unit is auctioned or leased, a supplementary payment agreement shall be signed with the competent department.

3. The insured unit shall make supplementary payment in accordance with the Notice of Supplementary Payment of Social Insurance Premiums or the supplementary payment agreement, and the collection department of the medical insurance institution shall accept it and notify the financial management department of the medical insurance institution to collect the payment. 4. If the bankrupt unit cannot fully pay off the arrears, the collection department of the medical insurance institution shall accept the application submitted by the bankruptcy liquidation group of the unit, and send it to the audit and supervision department for processing after review. 5. The collection department of the medical insurance institution adjusts the arrears information of the insured units according to the information on the receipt of arrears for the payment of employees' medical insurance and the write-off information from the audit and supervision department from the financial management department.

This is carried out in accordance with national policy.

The employer shall participate in or continue the employee medical insurance from the month of the establishment of the employment relationship with the employee.

If the employer and its employees fail to pay the basic medical insurance premiums, they shall cease to enjoy the basic medical insurance benefits from the month following the arrears.

For Xunsun who continues and pays the fees during the interruption of payment within 3 months, he will enjoy the medical insurance treatment of our city from the next month after the payment is completed; The medical expenses incurred during the period of supplementary payment shall be paid in accordance with the regulations.

For those who continue for more than 3 months, they will enjoy the medical insurance treatment of our city from the next month after the payment is completed; Among them, if the expenses between the failed parties during the interruption of the payment period are paid, the personal account shall be re-allocated according to the regulations during the supplementary payment period, and the medical expenses incurred shall not be paid.

The medical insurance is interrupted for three months, and under normal circumstances, there is no way to make up the payment, but it can only continue to participate in the insurance after re-employment, but if you take Zhiliang Fu caused by the slag chong as a unit, you can apply for special approval from the Social Security Bureau, and the unit will withhold and pay to ensure the continuity of medical insurance.

Dear, hello, you are looking for the answer, you need to wait patiently for about five minutes, the answer will be revealed for you immediately, please don't worry!

If the payment is too long, there will be a waiting period for the treatment of the payment, and the medical expenses incurred during the waiting period cannot be reimbursed by medical insurance. Usually, the payment is also divided into several categories: 1. After the medical insurance payment is stopped, the medical insurance treatment will be stopped from the next month.

Medical expenses incurred during the suspension period are not eligible for reimbursement. If the payment is re-paid after the payment is stopped, the medical insurance may have a recovery period of three months to six months, and the normal reimbursement can continue after the expiration of the period. 2. The retirement payment of medical insurance is usually 25 years for men and 20 years for women.

Breaking the payment means that the cumulative number of years has stopped. If the retirement period is less than the local medical insurance retirement period, you may need to make up the payment or not be able to retire with medical insurance.

If the medical insurance is interrupted, the medical insurance will not be entitled to the medical insurance treatment, and the resident medical insurance will be paid once a year, and can only be paid in the next year. Employees can pay the premium according to the regulations in the next month when they participate in the medical insurance.

Medical insurance has been interrupted for three months, and you need to pay after work for six consecutive months to restore medical insurance benefits, so it is difficult for you to recover medical insurance without six months.

You can find the social security manager of the original unit, let you go through the procedures for stopping the insurance, and then let the new unit renew it for you, and you can make up for the difference in the number of months.

If the health insurance is interrupted for three months, you will have to wait another three months before you can continue to pay.

If your health insurance has been interrupted for three months, you should go to make up for it.

1. If the medical insurance card is interrupted for more than 3 months, the medical insurance will only take effect after 6 months of renewal;

2. The medical insurance card is generally renewed within 3 months of interruption, and the medical insurance will take effect in the next month after the renewal, regardless of whether it is repaid.

Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs to workers within the scope of protection in case of illness. The basic medical insurance** is composed of Tongzhou rough funding** and individual accounts.

The basic medical insurance premiums paid by individual employees are all included in their personal accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is transferred to the personal account, and the other part is used to establish the overall plan**. It has the characteristics of "low level, wide coverage".

Legal basis: Social Insurance Law of the People's Republic of China

Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

After the interruption of medical insurance, you only need to continue to pay the fee, it should be reminded that the medical insurance policy in many cities stipulates that the medical insurance is interrupted for more than three months, and it can only be used after half a year of continuous payment. It is best not to interrupt the medical insurance, and after the interruption, it is necessary to handle the supplementary payment in time so as not to affect the enjoyment of the treatment.

Interruption of medical insurance payment renewal:

1. If the unit interrupts the payment (including the failure to pay the payment in full and on time), the medical insurance will be suspended and the account will be blocked, and the medical expenses incurred during the suspension period will not be reimbursed, and the unit will reimburse the self-raised funds according to the provisions of the medical insurance policy;

2. If the payment is interrupted and the insurance is renewed within one year, the Kaiqin hospitalization expenses incurred from the effective date of the renewal can be reimbursed, and the hospitalization expenses incurred before the renewal are covered by the medical insurance**.

non-payment; There is a 6-month waiver period for differential fiber that has been interrupted for more than one year.

Consequences of the interruption of medical insurance and non-payment:

Newly insured employees (including those who interrupt payment and re-enroll for more than one year) participate in basic medical insurance in accordance with the law.

and pay for one consecutive year (excluding the number of years of supplementary payment), according to the provisions of the basic medical insurance treatment;

if it is six months but less than one year, it shall be implemented at 50%;

If it is less than six months, it will not be paid.

If there is no intermittent payment, or if the intermittent payment does not exceed one year, the reimbursement of medical insurance will not be affected if the payment is made in the month of hospitalization.

The three-month supplement can be used normally.

Summary. Hello, it is a three-month invalidation. For those who have been interrupted for no more than 3 months, they can renew their medical insurance, and the continuous enrollment time before and after the interruption will be calculated together. For those who have been cut off for more than 3 months, they can only re-enroll, and the insurance period is also recalculated.

Hello, it is a three-month invalidation. For those who have not been insured for more than 3 months, they can renew their medical insurance, and the continuous insurance participation time before and after the interruption will be calculated together. For those who have been cut off for more than 3 months, they can only re-enroll, and the insurance period is also recalculated.

If the payment is not made after the interruption, it will be regarded as re-enrolling in the medical insurance, and the payment time before the interruption will not be included in the continuous payment time.

The medical insurance stipulates that it will become invalid if it is interrupted for more than three months, and if it is interrupted for more than three months, it will be re-enrolled in the new unit, and the medical insurance can also be paid after discussing with the employer.

The employer shall apply for a personal medical account settlement card for the employee while participating in the basic medical insurance. Within 30 days from the date of enrollment, the employer shall submit an application to the social medical insurance agency and provide relevant information.

After receiving the employer's application for the establishment of a household for the employee, the social medical insurance agency shall carefully review the relevant information, establish a personal account for the employee within 15 days, and issue a personal account settlement card. Funds shall be injected into the personal medical accounts of employees in a timely manner, and interest shall be calculated in accordance with relevant regulations. Retirees who are resettled in other places may not be issued cards for the time being.

The insured person can use the personal medical account card to seek medical treatment and purchase drugs in any designated medical institution and designated pharmacy in the overall planning area. When there are insufficient funds in the personal medical account, it can be paid in cash.

The interruption of medical insurance for 3 months means that if you are hospitalized, you will not enjoy medical treatment, and you can only enjoy medical treatment again after 3 months of renewal, the money in the card is still yours, and you can enjoy medical treatment after retirement if you pay enough for 25 years before retirement, and you can enjoy medical treatment after retirement, and nothing else will have an impact.

The medical insurance can be renewed after three months of interruption, and the money in the original card can continue to buy medicine by swiping the card, but the payment time must be recalculated when the hospitalization social security is reported.

There is no scrapping of medical insurance interruption, the money in the card is still yours, and you can still buy medicine with the card at the pharmacy, but you can't use the medical insurance card to settle when you are hospitalized, and you have to pay for the hospitalization by yourself. It is recommended that you renew your policy as soon as possible at the medical insurance center, and there will be a one-month waiting period for treatment after renewal (that is, you can use medical insurance settlement if you renew your policy in September and get sick and hospitalized in November).

There is no non-payment clearance, but the medical insurance waiting period recalculates the payment period, and the personal account is still there, but because of the waiting period, the medical insurance card cannot be used within a certain period of time, and the impact is relatively large.

Interruptions in health insurance contributions for a continuous payment period of more than three months will be removed. If the premium is interrupted for more than three months, then the consecutive premium years are usually settled and the calculation starts again after reimbursement.

If the arrears are made up for more than 3 months, the medical expenses during the arrears period shall not be paid, and the actual payment period of the original medical insurance shall continue to be calculated, and the medical expenses shall be paid according to the provisions from the 13th month of the month of repayment, and the payment shall not be paid for more than 3 months, and the actual payment period of the original medical insurance shall not be calculated.

After the original unit is suspended, the personnel who renew the medical insurance relationship within 3 months will enjoy the medical insurance treatment from the next month after the renewal payment; For those who have been more than 3 months or those who have not been insured in the original unit, they can only enjoy the overall treatment of medical insurance hospitalization after 6 months of participation (renewal) payment, and can apply for outpatient subsidies for special chronic diseases after 1 year.

The questioning unit said that it could not be made up.

Is the number of years of medical insurance cleared?

The question continued.

I just don't know if the medical insurance period is cleared.

Ask a question thank you How to submit.

Does the health insurance interruption still accumulate years? Can't be more than a few months?

The waiting period for medical insurance is only three months, and if it exceeds three months, the original account can only spend all the money and cannot continue to enjoy inpatient medical treatment. In our case, "non-nationals" can only participate in social pooling insurance in the enterprises they serve, so you must find a new employer (including all units that are willing to pay insurance for you, such as self-employed people) before you can open a new account; Otherwise, you can only apply for flexible employment insurance in the place of your household registration. It is estimated that Beijing's policy is also like this.

Local handover, Beijing can't hand, must find a new unit.