If I don t pay medical insurance, can I get a refund of the money I paid before?

Updated on society 2024-07-18
12 answers
  1. Anonymous users2024-02-13

    No, the money paid before cannot be refunded, if you want to enjoy the medical insurance treatment, then you can continue to pay, it will not affect the cumulative payment period, after the waiting period, you can enjoy the medical insurance treatment again, if their medical insurance has been paid for many years, then you should continue to pay, because men have 25 years, women 20 years later, basically can enjoy free medical care for life, if their payment is not long, you can choose to make up the remaining costs.

  2. Anonymous users2024-02-12

    Medical insurance is paid for one year, and if you are not sick or hospitalized in an accident for one year, you will be gone, which is consumer compensatory insurance. Therefore, it is impossible to return the previous one to you. It is recommended to pay it anyway, otherwise you will want to pay it in the future, and you must supplement what you have not paid before.

  3. Anonymous users2024-02-11

    If you don't pay medical insurance, you can't get a refund. The individual's social security account cannot be withdrawn in advance, and the person concerned can use the medical insurance card to reimburse, but cannot withdraw the money from the medical insurance card. Unless there is a termination of the medical insurance relationship, the death of the person, etc.

  4. Anonymous users2024-02-10

    If you are interrupted, the hospitalization expenses for that month will not be reported, and if you want to pay it in the future, you must make up for the previous arrears!

  5. Anonymous users2024-02-09

    Medical insurance is paid for one year and enjoyed for one year, and what was paid before will not be refunded. I advise you to pay medical insurance if conditions permit, in case you get sick and hospitalized, it will be more difficult to go out by yourself.

  6. Anonymous users2024-02-08

    It can't be refunded, isn't the medical treatment paid once a year, and it hasn't been refunded after a while, and it's just the insurance of the year that I bought, so I can't refund it.

  7. Anonymous users2024-02-07

    Medical insurance is a consumer insurance and has no cash value, so the money paid in the past cannot be refunded.

  8. Anonymous users2024-02-06

    If the medical insurance relationship is terminated, when there is a balance in the medical insurance personal account, the balance of the personal account can be refunded, but the original amount paid cannot be refunded.

  9. Anonymous users2024-02-05

    I have paid for medical insurance for 3 years, but if I don't pay it, can I get a refund of the money I paid before? What should I do with medical insurance is a cumulative contribution for 25 years for men and 20 years for women. The medical part can only enjoy 100% reimbursement within the reimbursement range if it has been paid continuously for more than 3 years, and during the period of 0-3 years, it will be reimbursed according to the proportion of continuous payment time, and if it is disconnected, it must not exceed 3 months, and the continuous payment period will be recalculated if it exceeds 3 months.

    When you reach the retirement age, you can apply for medical insurance retirement benefits after 30 years of medical insurance (25 years for women). Funds in personal accounts are classified according to the age of employees and retirees, and the different circumstances of employment and retirement, within an insurance year.

  10. Anonymous users2024-02-04

    Summary. Hello, dear, I'm glad to answer for you: If you don't pay the employee medical insurance, you can't refund the money, this must be no.

    Our medical insurance and pension insurance are completely different pension insurance, generally speaking, if you do not meet the minimum payment period of 15 years before the statutory retirement age. It is possible to withdraw the balance of the personal account part, note that we are only talking about the balance of the personal account part, it is not the full amount of your payment. Because our personal account for pension insurance only accounts for about 1 3 of our total contributions.

    The remaining 2 3 goes into the pooled account. The fees in the pooled account are not refundable directly.

    Hello, dear, I'm glad to answer for you: If you don't pay the employee medical insurance, you can't hail the slag ruler to refund the money, oh, this is definitely not possible. Our medical insurance and pension insurance are completely different pension insurance, generally speaking, if you do not meet the minimum payment period of 15 years before the statutory retirement age.

    It is possible to withdraw the balance of the personal account part, note that we are only talking about the balance of the personal account part, it is not the full amount of your payment. Because our personal account for pension insurance only accounts for about 1 3 of our total contributions. The remaining 2 3 goes into the pooled account.

    However, the fees in the overall account source high are not directly refundable.

    Because our personal account for pension insurance only occupies about 1 3 of our total contributions. The remaining 2 3 goes into the pooled account. The fees in the pooled account are not refundable directly.

    Therefore, for this problem, in fact, choosing to withdraw from pension insurance is also an irrational choice, and it is not cost-effective for yourself. And our health insurance account is simply not available to withdraw. Because the pension insurance is retired to imitate the banquet before you can enjoy the pension.

    So you haven't retired, in fact, this pension has not been enjoyed, and the account has always existed.

  11. Anonymous users2024-02-03

    It cannot be refunded, that is, the insurance can still be used after the insurance is suspended.

  12. Anonymous users2024-02-02

    No, you cannot. Medical insurance, maternity insurance, work-related injury insurance and unemployment insurance are non-refundable. If you really want to refund, you can only return the pension insurance, the personal account deposit amount will be refunded to the person, and the part paid by the unit will be included in the national overall planning**.

    Even if you meet the conditions for surrender, according to the policy, you can only refund the part of the endowment insurance that you have paid, and the part paid by the unit in the other pension insurance, medical insurance, maternity insurance, work-related injury insurance and unemployment insurance cannot be returned. Social insurance is mandatory, it is enforced by legislation, and all members who fall within the scope of the law must participate in social insurance unconditionally.

    Legal basis: Article 23 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state. Good shouting.

    Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexibly employed persons can participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

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