Middle aged women have 400,000 yuan in savings, how to manage their finances

Hello, it is recommended that you choose a reliable and professional financial management platform with a regular big brand. You can choose the right wealth management product for you according to your risk appetite and liquidity preference. Investors with different risk appetites are suitable for different wealth management products.

Du Xiaoman Wealth Management is a professional wealth management platform under Du Xiaoman Finance (formerly Finance), a regular big brand is reliable and safe, Du Xiaoman Wealth Management provides diversified financial products such as investment, current wealth management, bank regular wealth management, etc., to help users achieve wealth growth with peace of mind, and users choose suitable financial products according to their liquidity preferences and risk preferences.

At present, Du Xiaoman Wealth Management has been operating safely for nearly 5 years, and the previous products have also completed the redemption of principal and interest. You can search for "Du Xiaoman Financial APP" in the application market for detailed product information.

You can search for "Du Xiaoman Financial APP" in the application market for detailed product information, and the specific product-related information is subject to the actual page of the official APP of Du Xiaoman Finance. Investment is risky, and financial management needs to be cautious!

Hope this helps.

At present, there are many ways for China Merchants Bank to invest in personal investment and financial management: fixed, treasury bonds, entrusted wealth management, **, **, etc., and the investment starting point of different products is different, and the corresponding risk level is also different. It is recommended that you visit our branches to consult the relevant advice of the wealth manager.

It depends on what your financial goals are.

See if you have a family and children, whether you like to play and dress up, many factors, reasons, the amount of salary has to do with it, if you are thrifty, 5,000 a month, 2,000 expenses, a year, ten months, only 300,000, 10 years, 300,000, if you start working at the age of 20, now 20 years, it will be 600,000, excluding other factors.

Generally, banks have savings, large certificates of deposit, wealth management products, foreign exchange, **, ** and other investments for you to choose from.

Risk and return are basically proportional, the choice of savings is required to protect the capital, the pursuit of low risk can consider currency ** and low-risk financial products, the pursuit of high yield can understand the investment **, foreign exchange, **and**, if you have a local China Merchants Bank, you can contact the branch account manager to communicate financial matters.

At the age of 50, 10 million yuan can be used for the elderly. Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis.