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Through the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Construction Bank, the Bank of China, the Bank of Communications, etc., it was learned that the debit cards of the Bank of China and the Industrial and Commercial Bank of China in the province can be cancelled in any place in the country. The Bank of Communications stipulates that the debit card of the Bank of Communications without signing any agreement, that is, without all functions such as SMS reminders, online banking, and ** business, can be cancelled anywhere in the country, but the card that has signed the agreement can only be cancelled at the place where the card bank is located. The ABC debit card is only limited to local cancellation, and said that if the debit card is not cancelled, it will not have an impact on the credit history.
Therefore, most of the bank's credit cards can be cancelled directly by calling customer service, eliminating the trouble of not being able to cancel in other places. It is worth noting that after the credit card is cancelled, the points accumulated before will also be reset to zero at one time.
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OK. However, if the account is opened, the account is abnormal, the third-party depository is opened, and there is a delayed transfer or loan contract, it cannot be cancelled in another place.
There are 9 types of off-site cancellation:
1.If there is a sub-account, the normal cancellation of the card needs to be handled at the outlets under the jurisdiction of the first-level branch;The lost card can be handled at any outlet in the country.
3.If the ** business is opened, the normal card cancellation can be handled at any outlet in the country (some areas have special regulations, please refer to the branch regulations);
The current system settings of the lost card must be swiped, and the customer must first check whether the customer currently has other cards, if any, first do **change the card to transfer the **contract to another card, and then cancel the account;If there is no other card, you can only report the loss of the card and then cancel the ** contract.
4.If the wealth management business is opened, the normal cancellation of the card shall be handled at the outlets within the jurisdiction of the first-level branch;The lost card can be handled at any outlet in the country.
5.If the account status is abnormal, the card will not be cancelled if it is not collectedSleeper households support the cancellation of cards in different places across the country (or report the loss of cards).
6.If the third-party depository is opened, the card can only be cancelled after the third-party depository is terminated.
7.For those who open message services, book-entry treasury bonds, and savings treasury bonds, they support the cancellation of cards in other places across the country (or report the loss of cards).
8.When it is a card-to-book account, the debit card supports the cancellation of the card in other places across the country (or the card is cancelled as lost), but the passbook must provide the correct password and the original passbook before it can be cancelled at the outlets under the jurisdiction of the secondary branch, otherwise it needs to go back to the opening bank for processing.
9.Card cancellation is not allowed when there is a delayed transfer or loan contract.
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Hello, the bank card is good and can be cancelled in other places. Timely cancellation of unwanted bank cards can ensure that it will not affect your future related business handling.
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2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
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No, so far, all the bank card cancellation regulations in China are similar, and they all need to hold valid documents (not necessarily go in person) to the bank where the account was opened and the card was issued for cancellation. So far, it is still not allowed to write off in other places.
If you want to cancel the account, you can only go to any branch of the Agricultural Bank of China in the place where the card is opened, and you can cancel the account if you pay off the arrears first. If you can't do it in the field, if you don't have a balance, it will be automatically written off in the future.
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You can cancel your ID card and card in another place.
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Generally, it is necessary to cancel it at the opening bank.
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Agricultural bank cards can be cancelled in other places.
Cardholders are required to bring their valid identity documents and bank card passwords to the business hall of the Agricultural Bank of China, but it should be noted that if the debit card has a sub-account or other contracts, there will be requirements for the area where the account is cancelled.
Debit cards of 16 listed banks can be cancelled in different places, but there are these restrictions.
Debit cards can be cancelled off-site, subject to certain conditions. Some banks stipulate that the annual fee and small account management fee must be paid when the card is cancelled.
SMS notification, third-party depository, or affect the cancellation of cards in other places.
The customer service of 16 banks all said that debit cards can be cancelled in other places, but some banks have certain restrictions. However, these conditions are subject to Beijing, and may be slightly different in other provinces.
Enabling SMS notifications may affect card cancellation in other places. Taking the Agricultural Bank of Beijing as an example, one of the conditions for selling a card in another place is that the SMS notification service has not been activated. Of course, the business can be canceled through online banking, mobile banking. If you don't open online banking, you can only go back to the original place to cancel the card.
It is not possible to put the card on hold for a long time after applying for a card. CCB stipulates that its debit card will become a "sleeping card" if it is not used for three years, and it cannot be cancelled in other places.
It is very convenient to pay water and electricity bills with a bank card, but the customer service of IB said that if you have used a debit card to handle the withholding and payment business such as water and electricity bill payment, and have not canceled it, you cannot cancel it in another place.
If a third-party depository agreement is signed due to the sale of **, **, etc., many banks will require the agreement to be cancelled first. The customer service of Agricultural Bank of China, Bank of Communications, and China Merchants Bank all said that if the debit card has opened an agreement that does not support cross-branch cancellation, such as third-party depository and wealth management investment, it can only return to the original area where the card was opened to cancel the account.
The above content reference: China Economic Net 16 listed bank debit cards can be cancelled in different places But there are these restrictions.
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If the debit card of the Agricultural Bank of China can be cancelled in a different place, the cardholder needs to bring his or her valid identity certificate and bank card password to the business hall of the Agricultural Bank of China for processing, but it should be noted that if the debit card has a sub-account or other contracts, there will be requirements for the area where the account is cancelled. If it is a special card, such as Huinong card, medical insurance card, etc., it is recommended to go to the outlets under the jurisdiction of the issuing bank because it is bound to the local special business.
The following are the detailed regulations on the cancellation of bank cards of the Agricultural Bank of China:
1. If the bank card has a sub-account or wealth management business, it needs to be cancelled at the outlets in the area of the first-level branch.
2. If the status of the card is abnormal, the card cannot be cancelled if it is only collected but not paid. If the card is asleep, it can be cancelled at any branch.
3. If the third-party depository is opened, it can only be cancelled after terminating the contract.
4. If the bank card is a Huinong debit card, it is best to cancel it locally, because most of the Huinong cards have local special services, and some cannot be cancelled in other places.
5. The cancellation in different places can only be operated by myself, and the bank will check the account information when canceling, if the information is not checked, you need to go to the opening bank to cancel it.
Precautions for cancellation of bank card: For savings cards, if the card is not used for a long time, it will generally be automatically frozen and will not affect personal credit history. If it is a credit card, it will not be automatically frozen if it is not used for a long time, and it may be overdue due to annual fees.
To cancel the credit card, the balance on the card must be withdrawn and the balance on the card must be guaranteed to be clear. After the savings card account is successfully closed, it will not affect the future application. After the credit card account is successfully closed, if the personal credit is affected due to the previous use of the card, it will cause some trouble to apply for a credit card in the future.
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The company's tasks cost money to make up the number, and it doesn't matter if you help open the ** account and send thirty to open it.
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No, I take my ID card and bank card to the counter of the original bank to cancel it! Or there is no money in the card, and it will be automatically written off after 2 years!
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No, you need to go to the opening bank to cancel with your ID card.
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No, you have to go to the bank where the card was issued.
The Agricultural Bank of China can not replace the card in another place, but now you don't have to wait for a week to report the loss, if your identity can be confirmed (that is, suspicious to confirm that the card is yours) you can replace the card immediately after the loss, if you can't be sure, shorten it to 3 days.
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