Which type of life insurance is good for Chinese?

Chinese Life Insurance is currently the largest life insurance company in China, including a wide range of insurance. Next, I will talk to you about its main types of insurance, and if you are anxious, you may wish to take a look here:"This article tells you whether Chinese life is reliable or not, and what are the main types of insurance".

There are many health insurances for Chinese Life, which is good depends on whether it suits your needs, so you can first learn more about the specific types of insurance, and then make a choice:

First, the main types of life insurance for Chinese

(1) Health Insurance:Health insurance mainly refers to critical illness insurance, medical insurance, etc., and Chinese Life provides a wide variety of health insurance products, and the critical illness insurance represented by Corning has attracted a batch of customers.

(2) Term Life Insurance:The term life insurance products launched by Chinese Life are relatively rich, so consumers have a broader space to make better purchases.

(3) Accident insurance:(4) Financial insurance:The biggest feature of wealth management insurance is that it has both protection and financial management functions.

As the first batch of participating insurance products launched in the industry, Chinese Life Insurance is a major mainstream of financial insurance in the industry.

(5) Endowment insurance:(6) Children's insurance:Most of the Chinese life insurance is also participating insurance, which can provide medical and other health protection for children, and also has education funds and other benefits.

After chatting so much, there must be a lot of friends who are interested in life insurance products, and I will prepare dry goods for you:

Second, the main products of Chinese Life

If that's not enough, you might as well poke it here:"The top seven [Chinese Life] insurance products in terms of cost performance are freshly baked! 》

It is recognized that Chinese Life, the largest insurance company in China, is still relatively rich compared with most companies. But we have to choose any product according to our actual needs. Hope!

Jin Xiangyu - a guaranteed two-pence passbook.

For example, Mr. 30 years old, save every year, save 833 per month, and save $100 per day.

Protection: After successfully opening an account, you will have protection immediately

1.200,000 worth protection (effective after 24 hours, protection for life);

2.$100,000 early payment critical illness benefit (42 critical illnesses, effective after 180 days).

3.$20,000 additional benefit for minor illnesses and critical illnesses (10 minor illnesses, effective after 180 days);

4.100,000 accidental injuries (effective after 24 hours, up to the age of 65);

5.Yuan accident medical reimbursement (100% reimbursement for social security for more than 100 yuan, 80% reimbursement for no social security, including outpatient services);

6.6,000 yuan of hospitalization expenses (100% reimbursement for 5,000 yuan of social security drugs, 70% reimbursement of 1,000 self-financed drugs, reimbursement per time, unlimited times, no deductible, waiting period of 30 days, guaranteed renewal for 6 years);

7.The subsidy is 50 yuan per day for hospitalization, 3 days for sickness hospitalization, 100 yuan per day for intensive care (up to 180 days) for accidental hospitalization, and 100 yuan per day for intensive care (up to 180 days).

Safety: Guarantee that the annual interest rate of the account is not lower, there is no cap, and the current income is.

Income: daily compound interest, monthly interest, annual rollover, 12 times a year compound interest. If you have accumulated more than 3 consecutive years, 2% of the additional renewal premium will be saved from the 4th year onwards.

Flexible: It is recommended that you can receive the full amount or part of it after 10 years, and you can decide whether you take more or less.

Annuity conversion: On the 5th policy anniversary, you can apply for annuity payment if you are between the ages of 55 and 70.

Calculated according to the current investment rate of return:

Assuming that you are 60 years old, you can receive it at once.

Assuming that you are 70 years old, you can receive it at once.

Assuming that you are 80 years old, you can receive it at once.

The value and account value increase with age, and the compounding effect becomes more obvious the further you go!

Chinese Life's Corning Whole Life Insurance, China Life Ruixin Dual Insurance (Collector's Edition).

Pay less and pay more compensation only for Chinese life Kangning for life.

You can consider Huaxia Insurance.

Hello, the golden blessing life and love of the Pacific can be worry-free, it is your needs.

Taikang Life Insurance has one (2015 All-in-One Protector), which is covered by land, sea and air and critical illness.

Hello, Taikang Life Insurance is a very cost-effective health insurance, discuss in detail.

Hello, a safe and wise life is very suitable for you.

Minsheng has the right type of insurance for you, and I will add you for details.

China Taibao [Jinyou Life] covers 72 diseases, the most extensive protection, ask me for details.

Hello, China Life Corning is very suitable, contact for details.

Hello, China Pacific has a Jinyou life that is very suitable for you, covering 60 major diseases + 12 mild diseases.

Chinese Life Insurance Company is a long-established insurance company with a wide range of business scope and comprehensive insurance business, including life insurance, personal accident insurance, health insurance, annuity and other life insurance.

Chinese Life Insurance is the largest life insurance company in China, with a wide range of insurance. Next, I will take you to understand its main types of insurance, if you are in a hurry, you can take a look here:"This article tells you how the life of Chinese people is, and what types of insurance are mainly involved".

There are many types of insurance for Chinese Life, which insurance is good to see whether it is suitable for your actual needs, so you can first learn more about the specific types of insurance, and then make a choice:

First, the main types of life insurance for Chinese

(2) Term Life Insurance:The term life insurance products launched by Chinese Life are quite rich, so consumers have a broader space to make better purchases.

(4) Financial insurance:The biggest characteristic of financial insurance is that it has both protection and financial management functions. Chinese Life was the first participating insurance product launched in the industry, which has become the mainstream of financial insurance in the industry.

(5) Endowment insurance:Old-age insurance can ensure the basic living needs of the elderly, and the various old-age insurance products launched by Chinese Life can indeed enable the public to obtain comprehensive old-age security.

(6) Children's insurance:Most of the Chinese life insurance is also participating insurance, which can provide medical and other health protection for children, and also includes education funds and other benefits.

Having said so much, there must be a lot of friends who are interested in life insurance products, and I have already prepared a full of dry goods:

Second, the main products of Chinese Life

If you want to keep reading, you might as well check it out here:"The top seven [Chinese Life] insurance products in terms of cost performance are freshly baked! 》

Chinese Life Insurance Company is a large insurance company in China, with a relatively rich variety of insurance. However, what kind of product to choose is still based on its own actual situation.

How is Chinese life? We speak with facts! Look down and see the difference

1.The size of the company

Chinese Life Insurance Company is a national super-large financial and insurance enterprise, a Fortune 500 company, headquartered in Beijing, and also has branches in many places in China. China's largest commercial insurance group, none other than Chinese Life, a few domestic insurance groups with assets of more than one trillion yuan, Chinese Life is among them, not only that, among the largest institutional investors in China's capital market, Chinese Life also has a name!

2.Product Introduction

3.Ability to pay

If an insurance company's core solvency adequacy ratio is higher than 50% and its comprehensive solvency ratio is higher than 100%, then the solvency is relatively good. The figure below shows the data on Chinese's life compensation capacity released by the Insurance Association of China:

To be fair, there is really nothing to say about the solvency of Chinese life, which is great! Compared with other companies, how is the solvency of Chinese Life? Take a look at this article:

"2020 Solvency Ranking List of the Most Complete Insurance Companies".

4.Service ratings

Assess all business processes such as sales, underwriting, preservation, claims, consultation, return visits, and complaints of insurance companies, and conduct an overall evaluation of the service status of insurance institutions, and the service ratings are divided into the following types: A, B, C, D, four categories, a total of 10 levels. As for the quality of service of Chinese Shou, it is really good if it is not blown or black, and the service rating is BBB.

Life insurance in a broad sense includes life insurance, health insurance, accident insurance, of which health insurance includes medical insurance, illness insurance, income loss insurance, long-term care insurance and so on. There is no one type of insurance that is the best, only the one that suits your current protection needs is the best.

There is no good type of insurance, it is all outdated insurance!! The deficit is more than 400 billion! The salesman can travel abroad with a premium of 20,000 yuan! Are there any more red points???

As the largest life insurance company in China, Chinese Life Insurance involves a wide range of insurance. Next, I will talk to you about its main types of insurance, if you don't have time, you can read here:"An article tells you how the life of the Chinese people is, and what types of insurance are mainly included".

There are many types of Chinese Life insurance, and the best one that suits your actual needs is the best, so you can first learn more about the main types of insurance for Chinese Life:

First, the main types of life insurance for Chinese

(1) Health Insurance:Our common critical illness insurance, medical insurance, etc. are health insurance, and the health insurance products launched by Chinese Life are colorful and diverse, and many customers are very fond of critical illness insurance represented by Corning.

(2) Term Life Insurance:The term life insurance products launched by Chinese Life are relatively rich, which provides a broader space for consumers to make better choices.

(4) Financial insurance:The biggest feature of wealth management insurance is that it has both protection and financial management functions. Chinese Life was the first participating insurance product launched in the industry, which has become a major trend in the industry's financial insurance trend.

(5) Endowment insurance:Old-age insurance allows the basic life of the elderly to be satisfied, and various old-age insurance products launched by Chinese Life can indeed enable the public to obtain comprehensive old-age security.

(6) Children's insurance:Most of the Chinese life insurance is also participating insurance, which can provide medical and other health protection for children, and also includes education funds and other benefits.

After chatting so much, the products of life insurance must have aroused the interest of many friends, and I have already provided you with a dry goods:

Second, the main products of Chinese Life

If you want to learn more, you can check it out here:"The [Chinese Life] insurance product that occupies the top seven positions in the cost-effective ranking list is out! 》

It is recognized that Chinese Life, the largest insurance company in China, has relatively rich insurance types. However, what kind of product to choose is still based on its own actual situation.

There is no such thing as the best insurance, there is the most suitable one. The insurance required for different families and different situations is different. To give a simple example, a family with parents and children, the wife is a full-time wife, and the income depends on one person, the first thing this gentleman needs to consider is "regular life", but if he has no parents, children in the afternoon, and has not yet married a wife, it makes no sense for a person who eats enough for the whole family to buy a "regular life".

All annuity dividend insurance (so-called financial insurance and pension insurance) is actually similar to each company, which is nothing more than to take more in front or not in the back, or the insurance period is different. The fixed benefits of the policy are all about the same.

It's not the same with health insurance, and sometimes the rates can be much worse.

For China Life, I personally recommend Corning Lifetime 2012 Edition, lifelong critical illness protection, 40 kinds of critical illness, 10 kinds of minor illnesses (20% of the amount of compensation insured), ** cheap and sufficient, the only regret is that the amount of critical illness insurance will be reduced by 20% after the payment of minor illness.

This type of insurance is still very good, I have seen the most unreliable critical illness insurance on the market now, 25 types of critical illness, no mild illness, the same lifelong, more expensive than Corning... It is still a third-tier company, and I don't know the product update for so many years, and the actuarial head is estimated to have been kicked by a donkey.

Critical illness insurance is used to deal with critical illnesses, and the insurance company pays the corresponding sum insured when the disease is diagnosed as agreed in the contract.

Hello, I received your question and am in the process of inquiry, and I will reply to you as soon as possible.

Critical illness insurance is used to deal with critical illnesses, and the insurance company pays the corresponding sum insured when the disease is diagnosed as agreed in the contract.

The role of medical insurance is to solve the problem of hospitalization** due to illness and accident.

Life insurance is used to protect the family and continue to maintain and support the insured in place of the insured.

Accident insurance covers personal injury caused by accidental, sudden, external, and unintentional events, and generally includes protection liability for accidental death, accidental dismemberment, and accidental medical treatment.

It depends on what type of product you choose, and we now also have one-to-one free insurance expert services, which can recommend suitable products for you.

Ask what life insurance is called.

Answer: Life insurance, that is, life insurance, is a kind of insurance that takes the life and death of a person as the object of insurance. It is a kind of insurance in which the insured lives or dies during the insurance liability period, and the insurer pays the insurance money according to the provisions of the contract.

It can usually be divided into term life insurance, whole life insurance, survival insurance, life and death insurance, endowment insurance, etc.

Question: Can the 48-year-old still buy it?

Ask how many years you want to buy and how much you pay each year.

Mobile phone numbers are troublesome to separate with symbols, such as 15000, 888881

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