Does a 44 year old have 30 years of critical illness insurance?

No, the 46-year-old of our new critical illness insurance can only choose a 10-year payment period, and the longer the critical illness payment period, the more cost-effective. In this way, the annual premium is low, and it truly reflects the significance and role of insurance in sharing the risk of critical illness. There is a high chance of serious illness at an older age, and the premium is also high, so it is important to apply for insurance as soon as possible.

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

At the age of 40, you can buy critical illness insurance. However, the premise of being able to buy it is that it meets the health notice of the insurance company, and if it does not meet the health notice of the insurance company, then it cannot be purchased. In terms of purchase method, you can contact the insurer or insurance broker to consult the details of critical illness insurance products, plan your personal premium budget, and choose the critical illness insurance you need to purchase; Follow the prompts on the page to enter the policyholder's information and the insured's information.

After carefully reading the product contract, you can make a purchase and place an order.

If you apply for critical illness insurance at the age of 40, you can buy more than 300,000 yuan of insurance, and you can continue to pay the premiums on a daily basis, and you can choose regular consumption critical illness insurance or savings and return products.

Not necessarily. If the purchase of a critical illness brings a large amount of financial expenses and losses, and the family is under too much pressure, then you can consider purchasing consumption-based critical illness insurance, which has a lower premium than savings and return-based critical illness insurance. Therefore, we also need to pay attention to the following when choosing critical illness insurance

1. Premium: For families or individuals, insurance experts suggest that the budget for purchasing insurance should be controlled at 10% of the annual income.

2. Sum insured: Since the cost of critical illness is at least 300,000 yuan or more, and the period is usually 3-5 years, it is recommended to take the annual income of 3-5 years as the sum insured according to the annual income of the family or individual.

At the age of 40, you can purchase critical illness insurance.

If you can buy a critical illness insurance as a physical protection, it is also important to protect your health in your later years.

In case of any major illness that is undoubtedly a big economic blow to the family, there is a critical illness insurance that can provide some protection for the family.

3. It can reduce the financial pressure of children, and in case of illness, they can use the money paid by critical illness insurance for recuperation.

Summary. Hello, I'm glad for your question, people aged 30 to 40 are the middle-aged stage and are the pillars of the family's economy, so they must buy critical illness insurance, once the breadwinner of the family is sick, it will have a serious impact on the family's economy, so in order to avoid this situation, people from 30 to 40 must buy critical illness insurance.

Hello, I'm glad for your question, people aged 30 to 40 are middle-aged and are the pillars of the family's economy, so they must buy critical illness insurance.

Can you be specific.

People between the ages of 30 and 40 have the responsibility to support and care for the elderly in their families, and to raise and grow their future children. There is also the responsibility of taking care of oneself and self-improvement, so that one's health can take care of the family and do what one wants to do. Knowing that he has so many responsibilities, it is definitely necessary for Bibi to buy a critical illness insurance for himself.

People between the ages of 30 and 40 should buy a suitable critical illness insurance as soon as possible, after all, the incidence of critical illness is increasing, and this risk always threatens people's safety. If you and your wife purchase critical illness insurance in time, you can pass it on to the insurance company after the risk occurs, bring medical financial support to yourself, help yourself get a better **, and also ensure that your family's life is not changed by the risk of illness. It should be noted that critical illness insurance is divided into two types: consumption type and return type, if your family economic conditions are better, you can choose the return type of production Wang Xuan Hu products, so that you can not only obtain health protection difficulties, but also get a certain income in the later stage; If your family is financially disadvantaged, you can opt for consumer products, which have a relatively wide range of critical illness coverage and relatively low premiums.

What about those over 40 years old.

What about those over 40 years old.

40-year-old people are in declining health and are more likely to have physical health problems, so they also need to purchase critical illness insurance.