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Generally speaking, only those who have deposited the housing provident fund can apply for a housing provident fund loan, even if it is a rural household registration, as long as their unit pays the housing provident fund, then they can apply for a housing provident fund loan. The conditions for applying for a housing provident fund loan are: 1. The borrower must have a permanent urban residence or valid residence status in the city; 2. Push forward from the date of application, and pay the housing provident fund in full for more than 12 consecutive months (only one person is allowed to take out a loan if both husband and wife have paid the provident fund); 3. There are contracts (agreements) and related materials for purchasing, building and overhauling self-occupied houses in accordance with the law; 4. Have a certain proportion of self-raised funds.
For the purchase of commercial housing and affordable housing, the self-raised funds shall not be less than 20% of the total house price (for the purchase of second-hand houses or the construction of houses or overhauled houses, the self-raised funds shall not be less than 30% of the total house prices); 5. Have a stable economic income and the ability to repay the principal and interest of the loan (monthly income certificate issued by the unit); 6. Agree to use the purchased house or self-owned house or third-party house with full property rights as collateral, or pledge it with a valuable ** or bank fixed deposit certificate recognized by the lending bank, or provide guarantee by a legal person, organization or third party recognized by the lending bank.
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Unified housing is a housing that is constructed, unified and oriented by the construction department, which has the nature of commercial housing and has a certain policy housing nature. A self-built house is a house that is built by an individual or several people at their own expense. The difference between the two lies in its capital ** and the builder.
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Those things about the layout of the living room in the rural self-built house. In rural areas, the living room on the ground floor was generally called a hall house, a row of three rooms, with the middle room serving as a place to receive guests and a center to the other rooms. Now after people build villa buildings, the house is no longer as thin as before, the ground floor room has added a kitchen, dining room and bedroom, bathroom, living room has become the first important functional space, is the window for outsiders to visit and display to the outside world.
Therefore, the space is relatively larger than other rooms, and the general side length of the studio is 4-5m.
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The village self-built house should first consider the problem of living comfort, make the indoor area as large as possible, and design the kitchen, bedroom, living room, and dining room separately. The interior decoration materials should also be fresh and tidy, so that the indoor light is sufficient. If necessary, electric underfloor heating can be added.
The design of the courtyard should not be too complicated, and it should be simple and practical. If the space is large enough, it is also possible to design a breeding area and a planting area. In this way, it can also be convenient for your own life needs.
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With the rise of the rural self-built housing boom, rural self-built houses and villas have sprung up, whose house is built well, built atmosphere, not only the family goes out to have face, but also attracts many people to watch and envy.
Article **3 Design Considerations.
The same piece of land, with different designs, you can build a warm and comfortable house or live in the dirt!
There are some design matters that I hope you must think about clearly and see both sides at the same time, otherwise it is easy to regret it afterwards.
Article 4 Article 5
Interior layout with a transparent north-south layout.
The orientation of the house is very important, our Chinese house pays attention to feng shui, cares about the balance of yin and yang, and the orientation is a major matter related to yin and yang, whether the harmony of yin and yang is directly related to the physical and mental health of the householder, too much light, easy to yang strong and weak, insufficient light, and counterproductive, is not good for the health of the occupants, generally in the design priority can be lit that side as the main direction of the house, according to the characteristics of most parts of our country, the advantages and disadvantages of lighting have the following rules: the south is the best, the east is second, the west has the west sun, The north side has relatively poor lighting.
Article 6 Article 7
Article **8 depth should be reasonable.
Now many rural areas are particularly popular building design pattern, narrow surface and large depth, bedroom in the back, in fact, this is a very wrong approach, the depth is large, the back of the room lighting is insufficient, it is easy to become a "yin house", so in the direction of design, as far as possible to use the wide depth of the shallow pattern, the bedroom as far as possible to face the south of the pattern design, or can be used shallow depth of the L-shaped design.
Article**9 Bathrooms should be placed outside the house as much as possible.
In self-built houses, this is the most easily ignored factor, many families, the bedroom has the function of the living room, the guest bedroom is not divided, of course, the previous conditions are limited, it can also be said, this has to be done, but now the conditions are good, the public and private in the design or to strictly distinguish, as far as possible to distinguish the functional area and the residential area, you like the functional area of the living room and kitchen, dining room, you can design together, the living area can be designed at the same time as the bedroom, do a living room or study, or recreation room, When guests come to the house, they go to the functional area, and usually the family is together, just in the residential area.
Article **10
Article **11
Storage room in the countryside is actually very much in need of a storage room, not often used farm tools or sundries are very much, if there is a storage room to place, the interior will look a lot cleaner. If the size of the homestead is tight, the storage room can be designed under the stairs.
Article **12
Article **13
Article **14
The overall design of the rural villa can adopt the modern Chinese style, which is not only simple but also unique because in the decoration style, a large area can be used to leave blank space. When decorating, it is matched with some beautiful carvings, or Chinese lattices, Chinese lighting, Chinese furniture, etc., these details are rich in Chinese elements, and the overall effect of the decoration is very beautiful.
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Most of the rural areas in the Northeast are one-story bungalows with a small yard. Newly built houses must consider the combination of installing geothermal and solar energy, or the combination of wind power generation and resistive geothermal panels, and the combination of toilet sewers, livestock manure and biogas digesters. Although such a house is expensive, it is environmentally friendly and practical.
The problem of house type also has to be reasonably distributed according to the number of family population, needs, etc., the normal construction of a house of about 150 square meters, a family of five, need to consider the elderly room with a bathroom, children's room and the couple's room are connected to share a bathroom, three bedrooms, two living rooms and two bathrooms are common design patterns.
Ventilation and room humidity control are also important, as rural sanitation is relatively poor and germs can easily breed. Large windows are combined with small wind tunnels, and vents or ventilation ducts should be installed in kitchens and bathrooms. If you build a garage or gatehouse without blocking the sun, you can consider making a terrace on the roof of the garage.
Don't plant trees in the small yard, just make a small vegetable garden near the front door.
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Key points of rural self-built housing design.
The spacious platform has a special storage area in the window position to store magazines, books and other sundries, and the counter can also be used as a seat, and a cushion can be added in winter, but the space magic of the corner platform by the window will not stay on the bottom of the storage, and a row of shelves in the middle of the space can find a place for potted plants, photo frames and other decorations, enriching the sense of space hierarchy.
Key points of rural self-built housing design.
Outside the bay window of the middle platform of the staircase, there is a very beautiful view, which must be made good use of the bay window in this area, the bay window position is designed as a comfortable seat, press the soft cushion and the test center, and the two ends are designed as display shelves and storage cabinets, and the stingy small space is greatly utilized.
How to design a self-built house in a rural area.
Key points of rural self-built housing design.
The middle landing area of this staircase is relatively small, so the designer came up with the idea of digging the wall into a few inches, and it was clever to find a space that can be designed as a bookshelf, and the corner platform of the staircase has become a good storage area.
Key points of rural self-built housing design.
The middle platform of the staircase with a small area, embedded in a row of seats, a layer of cushions, and several cushions in the window position, although it is the simplest transformation, but it is the most comfortable and warm.
Key points of rural self-built housing design.
The middle platform of this staircase is not only spacious, but also very long, if it is not transformed, it is really a bit wasteful, and comfort and storage function is still the theme of inconvenience during the transformation, and in line with the specific case, the wider bay window is designed to be a longer storage chair, and the inner side is designed as a display shelf.
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Rural housing construction should first consider the overall planning and requirements of the village, second, the existing economic strength and needs, and third, the needs of future development. From the actual situation of the village, water, electricity, gas, heating and other actual conditions, considering the structural design of the house, the economic bar allows the best building to be built, which can save part of the floor space and keep it for other purposes.
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The design of self-built houses in rural areas is mainly practical, and can be selected according to the needs of the family, the population and the individual. You can consider building a two-story villa, you can build several more rooms, living room, bedroom, kitchen, bathroom, etc., and the overall design is closer to the countryside. Don't be too flashy and extravagant, just focus on practicality.
If your own economic conditions allow, of course, you can also build your own houses in the countryside into villas.
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Unlike urban housing, rural housing should meet the needs of both agricultural production and peasant life, and in addition to the function of residence, it should also have the function of household sideline production activities.
It is necessary to adapt to the local natural conditions, production characteristics and living habits.
China has a vast area, the natural conditions of rural areas, ethnic customs, living habits, production characteristics, etc., in the architectural structure, architectural form, plane layout of the residence, all places have different traditions and different architectural styles. The climate in the northern region is cold and dry, and there are many north winds in winter, so the design of rural houses must consider the problems of cold insulation and fuel saving of buildings.
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Make reasonable use of space, at least two or three floors, preferably three, so that the family can live in it. The vacant land thus liberated can be used to raise some small poultry, and it is best to build a two- to three-story building, so as to save the area of the yard, you can grow some vegetables, and raise a few chickens and a pig.
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Rural self-built houses can be designed according to the type of neighbors next to them, or they can be designed by themselves. There is also the need to find someone who specializes in designing houses. It is good to design a self-built house in the countryside based on the principle of comfort.
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Self-built houses in rural areas should not be at least bungalows, so that they cannot make reasonable use of space, and they should be at least two or three floors, preferably three-storey, so that they can be enough for a family to live in. The vacant land thus freed up can be used to raise some small poultry, or to grow some vegetables.
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Consider how many people live, who they live in, and their preferences, and of course, you must also consider planting some fruits and vegetables in the yard in the future and raising a small animal or something. How do you live these things, and how do you come conveniently.
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How to design a self-built house in a rural area. It is mainly based on the needs of the family, the population and the individual. You can consider building a two-story villa, you can build a few more rooms, and the overall design is closer to the countryside. Don't be too flashy and extravagant, just focus on practicality.
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The design of a house in the countryside is actually very simple, you make a design according to your own ideas, your own characteristics. We can design a little fresher, don't have too many elements, if there are too many, it may feel particularly complicated.
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Hello, of course it is okay to want to build a house at home, but you need to be cautious in the process of building a house, after all, building a house is not a small matter.
First of all, you need to know the size of your homestead, and then it is best to ask a professional person to give you the planning and construction drawings, and at the same time, you can add and modify according to your own needs, and finalize it.
Then, you'll need to find reliable builders and overseers to make sure that the process of building the house is reliable and safe.
Secondly, you need to prepare the materials needed to build the house in advance, such as plates, bricks, steel, etc., and generally need to prepare lunch for the workers. It's more complicated and needs to be participated by the whole family.
Finally, the cost of building a house also needs to be considered, at present, the ordinary brick and concrete houses are the most, but the earthquake resistance and warmth of the brick and concrete houses are not high, and the industry also uses frame houses and steel structure houses, not only the construction cycle is relatively fast, but also the cost is relatively low, and you can also carry out integrated one-stop decoration, you do not need to engage in soft decoration in the later stage, if the budget is the same, it is recommended that you take a look at the more popular and advanced building methods on the market now.
Hope it helps!
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The question is like how to drive a car? I won't make one. To put it simply, one is to learn relevant knowledge and find relevant information; The second is to find someone to design and find someone to construct.
According to Article 62 of the Land Management Law of the People's Republic of China, a rural villager household can only own one homestead, and the area of the homestead must not exceed the standard set by the province, autonomous region or municipality directly under the Central Government.
Rural villagers building houses shall conform to the overall land use plan of the township (town), and use the original homestead land and vacant land in the village as much as possible.
The residential land of rural villagers shall be reviewed by the people of the township (town) and approved by the people at the county level; Among them, where the occupation of agricultural land is involved, the examination and approval formalities shall be handled in accordance with the provisions of Article 44 of this Law.
Rural villagers who sell or rent their houses and then apply for homestead land are not to be approved.