What insurance do you think a 6 year old girl should buy?

Buy school insurance, and remember to buy it even if you don't have the money for a meal. The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is an insurance company for the characteristics of primary and secondary school students, to protect the safety and health of students during the school insurance products, in order to reduce the economic losses caused by accidents and diseases caused by children, accidents and diseases that occur in and out of school can be protected, generally ranging from tens of yuan to more than 100 yuan, is the most extensive and common insurance for children.

Critical illness insurance, the incidence of critical illness in the childhood stage is actually quite low, malignant tumor is the highest incidence of all diseases, the incidence rate of men is about 61%, the incidence rate of women is as high as about 84%, the first of which is mainly lung cancer, breast cancer, thyroid cancer, etc., and leukemia as a kind of malignant tumor, its absolute incidence is actually not high, but for leukemia, the incidence of pediatric leukemia accounts for 30%-40%, And what we hear the most in daily life may be children's leukemia, of course, it does not rule out many other diseases besides leukemia.

6-year-olds should be children in primary school, and buying insurance for them should focus on accident insurance and health insurance products. In school, classmates like to fight with each other, and accidents inevitably happen in the process. When parents buy accident insurance for their children, they should appropriately increase the amount of accident medical insurance, which is recommended to be no less than 5,000 yuan.

Accident insurance and medical insurance can be appropriately allocated according to the family's economic strength, and life insurance is not recommended for children. If you buy accident insurance, pay attention to the upper limit of the sum insured, and also pay attention to see if the insurance liability is what you need.

For a 6-year-old child, accidents and illnesses are generally the main risks he faces, so you plan to buy him the right insurance, generally speaking, children's accident insurance, health medical insurance and other protection children's insurance should be the most suitable for him.

On social security, this must be purchased! The important thing is to say three certainly. Children should apply for medical insurance as soon as they are born, and apply for urban resident medical insurance or new rural cooperative medical insurance according to the different places where their household registration is located.

6-year-olds should buy insurance specifically designed for children. Generally, there are two types of protection and income. It is advisable to buy both, and you will be able to benefit from the protection at the same time.

When children buy insurance, they should focus on foreign and accidental medical treatment, which is a one-year short-term insurance, and the company has corresponding card products, and the card card also has hospitalization medical insurance.

First of all, understand whether you pay attention to protection or participating insurance and accident insurance when you buy insurance for your children. Then find out how much money you can afford each year to buy insurance for your child. It is recommended that you spend no more than 15% of your family's total income on the cost of insurance for your children.

As a first-time parent, children can be said to be the heart and soul of parents, and everything wants to provide the best for their children. Food, clothing, housing and transportation are all in place, and when buying insurance, it is often repeatedly compared, for fear of missing the risks that children may face in the future.

In addition, today, the senior sister will talk about what insurance children can buy with a 6-year-old child. According to the data, 6 years old is one of the age groups with the lowest rate of critical illness among all age groups, so the premium is not high, the choice is large, the cost performance is also high, and there are many products to choose from. Let me talk about the general idea, which mainly includes critical illness insurance + accident insurance + medical insurance.

Critical illness insurance. Parents will rack their brains to find a good accident insurance in order to arrange a good critical illness insurance for their children. Don't worry, senior sister, what will I arrange for you:

"Top 10 Critical Illness Insurance for Children with High Sex Price, Don't Be Wrong with This Treasure Guide".

Although the probability of children suffering from critical illness is not particularly high, in fact, there are many specific critical illnesses in the Heng Tie Hall that are highly common among children, and buying a critical illness insurance is also just in case. How much does it cost? Only a few hundred dollars a year! And there are hundreds of thousands of insurance amounts, and the cost performance is invincible.

2.Accident insurance.

Children are naturally lively and easy to scratch when playing around, in this case, those who have purchased accident insurance before can get a fee for follow-up**. Is child accident insurance expensive? It is not expensive, it is less than 200 a year, it is recommended to buy.

So what kind of accident insurance is worth buying? Don't miss it

Designed for 6-year-olds! Inventory of Ten Children's Accident Insurance".

3.Medical insurance.

Medical insurance is a cost-effective insurance product, ** is not high, but the amount of insurance is super high, we generally believe that it will be purchased together with critical illness insurance, it mainly protects the expenses of hospitalization, medicine and other expenses, and the premium is not expensive, there are millions of reimbursement amounts for more than 100 a year, it is recommended to buy!

Children are the hearts and minds of parents, and parents will feel distressed by bumps, not to mention being hurt by some potential risks. Therefore, it is understandable that parents are eager to arrange insurance for their children as soon as possible. Therefore, the senior sister will do her best to choose a good insurance product for parents and children.

You see, isn't this an arrangement?

Buying insurance for your child? This is the right one! 》

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

With years of experience in configuring insurance for 10w+ families, I will give you the most dedicated advice on the hidden industry.

Kindergarten at 6 years old, right? Kindergartens should have school insurance, if not, take one by yourself, and you can be reimbursed for accidental outpatient and inpatient medical treatment. If there is a small one, the reimbursement rate is higher, and if not, the reimbursement rate is lower.

For 6-year-old children, the annual premium is only a few dozen to a hundred yuan. PICC property insurance, Chinese life, and safety are all available.

Critical illness insurance of 200,000 yuan is only a few hundred yuan, depending on which company, PICC Health, PICC Life Insurance, and AIA have good insurance. The cheapest for PICC to protect health, less than 400 yuan can insure 200,000 yuan.

In this way, the child's premium is also a few hundred yuan, and you can get higher protection.

Children's insurance can be insured until the age of twenty or thirty, and it is too early to consider the matter of sixty or seventy years old when the product is updated in the future.

If there's anything you don't understand, just text me.

What kind of problem do you want to solve when you buy insurance for your son? in order to give the most suitable. There are many types of insurance, suitable for people with different incomes, and then through the combination, many problems can be solved.

Corning Life Insurance (Health Protection) Double Happiness (Delivery Method. Receive 10% of the sum insured every two years until 75, and the premium will be fully refunded at the age of 75, and the participating type) I know that these two are Chinese's life.

Our company has a comprehensive accident plus medical + critical illness of 100,000 yuan, and the annual premium for 6-year-old children is about 500 yuan.

The annual premium is about 10-15% of the annual income, which is reasonable!

The most basic insurance package for children, in a nutshell, a one-year-old baby example:

1. If you invest in education funds for children, pay a total of 100,000 yuan in 15 years, then you can receive more than 10,000 yuan when your child reaches high school and college, you can receive 50,000 yuan when you get married, and there are more than 70,000 yuan in the account at this time, if you receive a pension after the age of 60, you can receive more than 5,000 per month, and a total of 1.2 million in 20 years! After the age of 80, there are still about 200,000 in the account! By the age of 100, there will be 680,000 in the account!

Get your premium back every 3 years!

2. In addition, there is a comprehensive accident hospitalization medical insurance! Reimbursement for all accidental hospitalizations and medical malpractice is included! There is no limit to the number of reimbursements, and the waiting period for hospitalization is only 30 days!