What should I do if I want to borrow 50,000 yuan, how can I borrow 50,000 yuan?

Updated on Financial 2024-02-29
3 answers
  1. Anonymous users2024-02-06

    If you are already a China Merchants Bank user and have a loan amount of less than 50,000 yuan, you can try to log in to the mobile banking, My-All-Loan-I want to borrow money;

    or borrowing money by credit card; Log in to Pocket Life and click on the "Card" below. Finance" - "Reserve Fund" - "Apply Now" can try to apply for a reserve here, subject to the review result.

  2. Anonymous users2024-02-05

    If you are already a CMB user and have access to the China Merchants Bank mobile banking app, you can try to apply through this interface by logging in to the mobile banking and clicking "My" - "All" - "Loan" - "I want to borrow money". If you meet the conditions of China Merchants Bank credit card, you can try to apply for a credit card.

    If the loan amount is more than 50,000 yuan, if there is a China Merchants Bank in your city, you can try to apply for a loan through the China Merchants Bank outlets. and the use of business turnaround. You can find it at 8:

    30-18:00 Call 95555 to enter the manual service, provide the purpose of the loan and the city to learn more about the required information. Whether the loan application is approved or not is subject to the comprehensive review result of the personal loan department of the handling bank.

  3. Anonymous users2024-02-04

    Ordinary people can borrow 50,000 yuan in the following ways:

    1. Bank loan is a more common way of borrowing, to borrow 50,000 yuan from the bank, you can personally bring your ID card, go to any business outlet of the loan bank, fill in the loan application form with the assistance of the bank staff, fill in the relevant personal information and loan amount, etc., and submit personal materials such as ID card, household registration book, income, etc. to the bank, and wait for the bank to review. This type of credit loan is generally not high-amount, and it is often aimed at mid-to-high-end customers, and the application threshold is high. If you have property approved by the bank to pledge or pledge, then it is recommended to apply for a personal mortgage loan from the bank.

    This type of loan has the advantages of large amount and low interest rate, but the procedures are complicated, and the application period is generally more than one month, which is not suitable for borrowers who are in a hurry to use the money. If you have a credit card, you can also apply for a credit card installment from the bank, which is a quick application and can usually be obtained in about a week. At present, some foreign banks' personal loan products are fast to apply, such as Standard Chartered Bank's cash loan and Citibank's Happy Time Loan, but their business is only limited to a few first-tier cities, which can only be expected for borrowers in the vast majority of cities.

    2. You can borrow money through Alipay and other online platforms, open Alipay, click Borrow - Borrow money, fill in the required amount, select the borrowing time, select the repayment method, etc.

    3. Personal loans of private lending institutions, like banks, loan companies also have personal mortgage loans and personal unsecured loans. Regardless of the application threshold and application speed, the application threshold of private lending institutions is low, and the procedures are simple, including consultation, application, submission of materials, approval and other links can be completed in one day at the earliest. Although the application speed is fast, the loan contract can be signed in person, and the loan can be disbursed in 1 day at the earliest.

    From the borrower's application to the loan is generally about 3 days, it can be said that it is fast and convenient, and it is the most suitable for those who do not have collateral conditions and are in a hurry to use the money.

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