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If you are already a China Merchants Bank user and have a loan amount of less than 50,000 yuan, you can try to log in to the mobile banking, My-All-Loan-I want to borrow money;
or borrowing money by credit card; Log in to Pocket Life and click on the "Card" below. Finance" - "Reserve Fund" - "Apply Now" can try to apply for a reserve here, subject to the review result.
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If you are already a CMB user and have access to the China Merchants Bank mobile banking app, you can try to apply through this interface by logging in to the mobile banking and clicking "My" - "All" - "Loan" - "I want to borrow money". If you meet the conditions of China Merchants Bank credit card, you can try to apply for a credit card.
If the loan amount is more than 50,000 yuan, if there is a China Merchants Bank in your city, you can try to apply for a loan through the China Merchants Bank outlets. and the use of business turnaround. You can find it at 8:
30-18:00 Call 95555 to enter the manual service, provide the purpose of the loan and the city to learn more about the required information. Whether the loan application is approved or not is subject to the comprehensive review result of the personal loan department of the handling bank.
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Ordinary people can borrow 50,000 yuan in the following ways:
1. Bank loan is a more common way of borrowing, to borrow 50,000 yuan from the bank, you can personally bring your ID card, go to any business outlet of the loan bank, fill in the loan application form with the assistance of the bank staff, fill in the relevant personal information and loan amount, etc., and submit personal materials such as ID card, household registration book, income, etc. to the bank, and wait for the bank to review. This type of credit loan is generally not high-amount, and it is often aimed at mid-to-high-end customers, and the application threshold is high. If you have property approved by the bank to pledge or pledge, then it is recommended to apply for a personal mortgage loan from the bank.
This type of loan has the advantages of large amount and low interest rate, but the procedures are complicated, and the application period is generally more than one month, which is not suitable for borrowers who are in a hurry to use the money. If you have a credit card, you can also apply for a credit card installment from the bank, which is a quick application and can usually be obtained in about a week. At present, some foreign banks' personal loan products are fast to apply, such as Standard Chartered Bank's cash loan and Citibank's Happy Time Loan, but their business is only limited to a few first-tier cities, which can only be expected for borrowers in the vast majority of cities.
2. You can borrow money through Alipay and other online platforms, open Alipay, click Borrow - Borrow money, fill in the required amount, select the borrowing time, select the repayment method, etc.
3. Personal loans of private lending institutions, like banks, loan companies also have personal mortgage loans and personal unsecured loans. Regardless of the application threshold and application speed, the application threshold of private lending institutions is low, and the procedures are simple, including consultation, application, submission of materials, approval and other links can be completed in one day at the earliest. Although the application speed is fast, the loan contract can be signed in person, and the loan can be disbursed in 1 day at the earliest.
From the borrower's application to the loan is generally about 3 days, it can be said that it is fast and convenient, and it is the most suitable for those who do not have collateral conditions and are in a hurry to use the money.
If you don't come back for seven or eight years, even if you ask for it from your uncle, he will repay the debt, and relatives are so troublesome. The best thing to do is to never lend him money again. Unless you have something urgent to ask him if he wants it, or if you want to build a house, or if you want to buy a car, depending on what he says. >>>More
A month is a little too short, 10,000 is too little, the answer can only be limited to small commodity wholesale or short-term **, of course, these risks are medium, and there is a very risky but legal and reasonable method: now a variety of training courses are relatively many and miscellaneous, teaching venues are in short supply, you can find a larger broken house, the point does not matter if the point is biased, as long as it is cheap, the monthly rent of 10,000 can be rented to a house ranging from 500 to 1000 square meters (depending on the local housing prices), Negotiate with the tenant for a down payment of 3,000 yuan, and then use 7,000 yuan for decoration, tables and chairs can be rented, or used to update the damaged tables and chairs from other schools, the price is scary and almost not included in the cost. The decoration can be completed in about 7-9 days, and then you can go to the rental information in 2 weeks (of course, it is best to know the demand conditions in advance and then select the site and decorate), I believe that there will be a lot of language training or certificate training institutions will be interested in bargaining with the price, which can make about 5-7 times the cost. >>>More
Analyze what kind of business is best for you. What you are good at, naturally, is what you are easy to harvest. To start a business, you must first position yourself and the market. >>>More
It is also reliable to buy a second-hand car at this price, mainly depending on what kind of model you buy, and the second-hand car is to look at the current car.
It's not about how much capital you have.
If you want to achieve, look at your attitude towards doing things, the starting point of doing things, and the purpose of doing things. >>>More