Judgment Cash withdrawals such as salary, bonuses, etc., can only be made through the basic deposit

Transact. According to the relevant provisions of the correct cash settlement management system, the cash withdrawal of individual wages, welfare expenses, bonuses, etc. must be handled from the basic deposit account, and the general deposit account.

Cash withdrawals are not permitted.

Extended information: The basic deposit account is the main account for transfer settlement and cash receipt and payment, and the daily fund receipt and payment of business activities, as well as the withdrawal of wages, bonuses and cash can be handled through this account. Depositors can only open one basic deposit account with the bank.

Opening a basic deposit account is a prerequisite for opening a settlement account with other banks. According to the measures for the management of RMB bank settlement accounts.

It is stipulated that an entity can only choose one bank to apply for opening a basic deposit account.

To apply for opening a basic deposit account, a depositor shall fill in an application form for opening an account, submit the above-mentioned documents, and submit a seal card with the depositor's seal, which shall be approved by the bank and presented by the People's Bank of China.

Account opening permit issued by the local branch.

Open an account. Comply with the Section.

Depositors specified in items 3, 4 and 5 who have already opened a basic deposit account with a bank may open a general deposit account according to the nature of their funds and their management needs.

Depositors are not allowed to transfer their basic deposit accounts because the depositary bank strictly enforces the system and enforces discipline.

The People's Bank of China shall not issue an account opening permit to depositors who transfer their basic deposit accounts for the reasons mentioned in the preceding paragraph.

1.In the case of an enterprise legal person, a business license for the enterprise legal person shall be issued.

Original. 2.For unincorporated enterprises, the original business license of the enterprise shall be issued.

3.Organs and public institutions that implement budget management shall issue the approval or registration certificate of the personnel department or the establishment committee and the certificate of approval of the financial department to open an account; Public institutions that are not under budget management shall issue an approval or registration certificate from the personnel department or the establishment committee.

4.Units at or above the regimental level (inclusive) of the armed forces and armed police forces, as well as detachments (sub-units) that are scattered on duty, shall issue account opening certificates from the financial departments of the units at or above the military level and the financial departments of the armed police corps.

5.Social groups.

A certificate of registration as a social group shall be issued, and a religious organization shall also issue an approval or certificate from the administrative department for religious affairs.

6.Private non-enterprise.

The organization shall issue a private non-enterprise registration certificate.

7.Permanent establishments in other places shall issue an approval document from the competent department of the place where they are stationed.

8.Foreign institutions in China shall issue approval or certificates from the relevant competent state authorities; The representative offices and offices of foreign-funded enterprises in China shall issue a registration certificate issued by the national registration authority.

9.Sole proprietorship.

The original business license of the individual industrial and commercial household shall be issued.

10.Residents' committees, villagers' committees, and community committees shall issue approvals or certificates from their competent departments.

11.Subsidiaries with independent accounting shall issue the basic deposit account opening license and approval document of the competent department.

12.Other organizations shall issue an approval or certificate from the competent authority.

That's right. "Depositor" here refers to the unit, because only the unit deposit account will have the concept of a basic account.

There are mainly basic accounts and general accounts for unit deposit accounts.

There are two kinds, only one basic account can be opened, and the general account can be opened.

Multiple can be opened at different bank branches. Cash withdrawals can only be made through the basic account.

Do it according to the actual situation of the enterprise. Withdrawals can only be made through the basic account.

It's a general deposit account for individuals.

In fact, this is what we usually call a "salary card", as a personal deposit, the bank gives us a general deposit account, and the financial function of this account itself is also a full element.

And as an individual, there is no need to open a bank account with special features, and the general functions are sufficient to meet the needs.

Extended information: There is no limit on the number of general deposit accounts opened by depositors, and depositors can choose banks with different business philosophy independently, which can not only enjoy the special services of different banks, but also disperse the capital risks that may arise when opening an account in one bank. However, it should be clarified that a general deposit account cannot be opened at the bank where the depositor's basic deposit account is opened (referring to the same business establishment).

To open a general deposit account, the depositor shall fill in the application form for opening an account and issue the following supporting documents to the depositary bank:

1.Supporting documents required for opening a basic deposit account;

2.Basic Deposit Account Opening License;

3.The depositor shall issue a loan contract due to the need to borrow money from the bank;

4.The depositor shall issue relevant certificates for the settlement of fundsOpening Procedure.

According to the relevant provisions of the Measures for the Administration of Accounts, when a depositor applies to open a general deposit account, he or she shall fill in the application form for opening an account and provide the required supporting documents. The bank shall carefully examine the authenticity, completeness and compliance of the matters filled in the depositor's account opening application form and supporting documents, and if it meets the general deposit account requirements, the bank shall go through the account opening procedures, and at the same time shall register the account name, account number, account nature, bank of deposit, account opening date, and sign on the basic deposit account opening registration certificate, and file with the local branch of the People's Bank of China within 5 working days from the date of account opening; Within 3 working days from the date of opening the general deposit account, notify the bank that opened the basic deposit account in writing.

The filing system is implemented for the opening of general deposit accounts, and the approval of the People's Bank of China is not required.

The general deposit account is used to handle the depositor's loan transfer, loan repayment and other settlement fund receipt and payment. This account can be used for cash deposits, but not cash withdrawals. There is no limit to the number of accounts that can be opened.

The general deposit account can handle the payment business from the date of formal account opening, except for the general deposit account opened due to the transfer of loans.

Eligibility. Units or organizations that need to borrow money or other settlements, and depositors who have opened a basic deposit account can open a general deposit account.

Collapse supporting documents.

When applying to open a general deposit account, a depositor shall present to the depositary bank the supporting documents required for the depositor to open a basic deposit account, the basic deposit account opening permit and the following documents:

1.The depositor shall issue a loan contract due to the need to borrow money from the bank;

2.The depositor shall issue relevant certificates for other settlement needs.

The answer should be a

Analysis: The withdrawal of cash such as wages and bonuses of depositors should be handled through the account prescribed by the financial legal system, which is a general deposit account.

B,,, The depositor's salary and bonus can only be withdrawn through the basic deposit account, option A, no cash withdrawal, option C, which is opened for the depositor's temporary needs, option D, funds used for special management such as housing construction, ** transaction settlement funds, etc.

Answer] :d d

The basic deposit account is an account for the depositor to handle the daily settlement of the loss and filial piety account and the cash recipient to pay the cash. The withdrawal of cash such as the labor bonus of the depositor can only be made through this account.

Legal analysis: The basic deposit account is the main account of the depositor, and the receipt and payment of funds for the depositor's daily business activities and the withdrawal of wages, bonuses and cash shall be handled through the basic deposit account.

Legal basis: Measures of the People's Republic of China for the Administration of Bank Accounts Article 13 The following depositors may apply to open a basic deposit account: 1. Enterprise legal person; 2. Banquet lead units that are separately accounted for within the enterprise legal person; 3. The financial department that manages budget funds and extra-budgetary funds; 4. Administrative organs and institutions that implement financial budget management; 5. Military and armed police units at or above the county level; 6. Foreign institutions in China; 7. Social organizations; 8. Canteens, guest houses, and kindergartens attached to the unit; 9. Permanent establishments in other places; 10. Private enterprises, individual economic households, contractors and individuals.

Legal Analysis: Basic Deposit Account.

Legal basis: Article 4 of the Measures for the Administration of Bank Accounts: The basic deposit account is the account for the depositor to handle daily transfer and settlement and cash receipt and payment.

Cash withdrawals such as salaries and bonuses of depositors can only be made through this account.

Article 5: A general deposit account is an account opened by a depositor in a subsidiary non-independent accounting unit that is not in the same place as the depositor of the basic deposit account and is transferred from a bank loan outside the basic deposit account.

Depositors can make transfers and cash deposits through this account, but cannot withdraw cash.

Answer]: The withdrawal of cash such as salary, bonuses and oranges of BB depositors shall be handled through the account prescribed by the financial legal system, which is the basic deposit account. Therefore, choose B.