My Huabei payment is overdue for a long time, I don t know how to repay? May I ask you?

1. Regarding how to repay Huabei, first open the browser on the computer, keywords"Alipay", enter the official website of Alipay, and log in to your Alipay.

2. Log in to my Alipay, see the remaining amount of Huabei, click on Huabei repayment or details to enter the repayment.

3. Since it's still the current month, the bill hasn't come out yet, but don't think you don't have to pay it back. One of the active repayments of Huabei repayment is that after the order is completed, you can choose to repay on the initiative instead of waiting until the 10th to repay the loan. How to repay Huabei?

Then click [Repayment Plan] to start Huabei active repayment.

4. It should be noted here that the total amount owed refers to the recorded amount that has been traded, and the orders that have not been received are not within the statistical range, which must be noted. If you are sure that you owe so much money, how can Huabei repay it? Click [I want to pay off].

5. Confirm the repayment amount again, click OK! It is as it should be to repay how much you owe.

6. Huabei's repayment method is the same as the usual payment, but Huabei is not supported. The repayment method can be Alipay, Yue Bao, bank card and other common methods.

7. Select any of the supported repayment methods and pay off the balance to be repaid in Huabei, which will prompt the repayment successfully.

8. Since this is the initiative to repay the loan, the operation record is called active repayment.

You can first borrow money from your parents and friends to repay, and then work hard to make money, and repay your parents and friends' money, 30,000 yuan is actually not a lot.

1. Huabei overdue will incur corresponding overdue interest, and overdue interest will be charged on a daily basis based on the outstanding amount of the current period.

2. Secondly, Huabei's overdue records will be reported to Sesame Credit, which will affect the Sesame score and may have a negative impact on the credit of the central bank.

3. Even if the consequences of overdue have been caused, if the money is not repaid, the negative record will never be eliminated, and the penalty interest will not be waived. After repaying in full, maintain good spending habits and credit habits to cover the poor. Only then will you have the opportunity to continue to use Huabei in the future.

If you don't know your credit problem, you just need to search: quick card test. Click on the query, enter the information to query their own Baixing credit data, find this WeChat applet, the data comes from the national online loan platform and UnionPay, users can query their own big data and credit situation, can obtain various index data, query their own personal credit situation, blacklist situation, online loan application records, application platform type, online loan credit line estimate and other important data information.

Compared with the personal credit report of the central bank, the scope of online loan big data is more extensive, and the institutions issued are more diverse, which is part of the personal credit record and is a useful supplement to the traditional personal credit report.

1. After the online business loan is overdue, no matter how big or small the amount is repaid, the principal will be deducted first, and when you have the ability to settle the amount at one time, such as less than 10,000 principal, you can stop repaying first, and after making up the whole ratio of the principal, you can negotiate with the collection to repay the loan, and only repay the principal. 2. After Huabei borrowing is overdue, no matter how much you repay, first of all, you will deduct the interest and penalty interest first, so you have the ability to repay dozens of dollars every month, so as not to collect that you have not repaid, and we have a repayment record. 3. Collect as much as possible, show that you have no money, you can't talk too much nonsense, just reply to know, and then you can hang up.

4. Before or after the deadline, delete the Alipay phone bill recharge record as much as possible, delete Alipay friends, delete the delivery address, delete the delivery address, delete as long as there is data related to other people, and if you are afraid of exploding the address book, you must modify the dynamic password of the mobile card.

The specific steps of Huabei repayment:

1. Open Alipay, click "My" at the bottom of the home page, and then click "Huabei";

3. After entering the "My Quota" interface, the available quota and used amount will be displayed, and click "Used (Yuan)";

4. Click on the bill to be repaid, and then click "Confirm Repayment".

5. After the repayment is successful, the repayment result will show "Repayment Successful".

It should be noted that Huabei needs to repay interest when it is overdue, so if Huabei is overdue, the principal and interest need to be repaid when repaying.

What should I do if Alipay's borrowing and Huabei are overdue? Can I apply for three or five years of installments to repay it slowly?

This is very simple, ask your parents for money to pay back, or go to work to earn money to pay back. If you don't pay it back, you won't be able to hold your head up for the rest of your life. Your overdue impact on your credit investigation, as the so-called people do not stand without trust. So hurry up and ask your parents for money to pay it back early.

Point repayment, which will be automatically calculated for you, or set to automatic repayment is more convenient and fast.

It is better to pay it off in one lump sum, because if it is overdue, additional interest will be incurred, and it will be a big burden for a long time.

Go to the principal first, and then pay the late fee.

Repay first, if you expect it for a long time, it may directly lead to the inability to use the Huabei function, whether you can open Huabei again after overdue repayment, please refer to the page prompts, so keep in mind the repayment date, maintain good usage habits, and do not repay overdue.

The four consequences of Huabei's overdue:

1. Huabei overdue penalty interest: overdue interest = amount payable Number of overdue days.

Suppose you have a repayment amount of 10,000 yuan in Huabei this month, and you are 10 days overdue due to financial difficulties, then when repaying, in addition to the repayment amount of 10,000 yuan, you also need to pay an additional (10,000 yuan of overdue interest. Although the interest does not seem to be much, if you deposit 10,000 yuan in Yue Bao, just 10 days overdue is enough to offset the deposit interest for nearly 2 months. And Huabei's overdue fees are calculated on a daily basis, and if they are not paid off in time, penalty interest fees will continue to be incurred.

2. Affect the follow-up Huabei quota.

Huabei's overdue will have a negative impact on Sesame Credit, and the system is likely to reduce Huabei's credit line or even close Huabei directly.

3. Affect Sesame Credit Score.

After Huabei expires, it will have a negative impact on the user's Sesame Credit score, resulting in the user not being able to enjoy the credit services provided by Sesame Credit.

4. Personal credit records are damaged.

At present, Huabei's service subject does not include inquiring and reporting to the central bank's credit information, but in the latest official release of the "Huabei User Service Contract", it is clearly stated that it will send your information (including bad record information) to "credit bureaus, industry self-regulatory organizations such as the Internet Finance Association of China or other legally competent institutions".

Huabei's failure to repay on time has the following impacts: Functional limitations: After the overdue period, the borrowing function will directly restrict the unusable, and whether it can be restored after subsequent repayment is evaluated by the system from time to time, and manual intervention is not possible; There is a negative track record:

The overdue record will be uploaded to Sesame Credit, and the overdue interest: Late repayment will be subject to penalty interest at times the normal interest rate. It is recommended that you repay your loans on time.

Huabei fifty yuan can still be overdue, it is recommended that you stop using Huabei and develop good living habits.

Ma Yun has already given up your 50 yuan, and you shouldn't have to pay it back, but you should be on the Huabei blacklist, and you will never be able to open it.

You should have frozen, contact, Alipay customer service.

People may block your letter, you can take the initiative to contact.

Risk users, in this case, it is better for you to call ** to consult customer service.

Huabei repays the loan after it is overdue, and returns to normal methods:

1. If it is overdue for less than 30 days, it can be resumed normally within 3 days after paying off the arrears, but the system will evaluate the user's credit, and only if the relevant conditions are met can the use be restored;

2. If it is overdue for more than 30 days, it may not be able to restore the normal use qualification after paying off the arrears in time, which is a manifestation of the platform's avoidance of repayment risks.

Extended information] Industry insiders believe that banks and other financial institutions have experience in capital and risk control, and Huabei has consumption scenarios and risk control data, and both sides have their own strengths and complement each other. Therefore, cooperation can not only enable finance to truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, and benefit the development of the industry.

Ant Huabei supports multi-scene shopping use. Previously, the main application scenarios were ** and Tmall, ** and most merchants in Tmall can use its payment.

Ant Huabei has stepped out of the Ali e-commerce platform and has connected to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; Local life services**, such as word-of-mouth, Meituan, Dianping, etc.; Mainstream 3C officials**, such as LETV, Haier, Xiaomi, OPPO and other official **; and the section on overseas shopping**.

Based on consumers' online shopping, payment habits, credit risks, etc., Ant Huabei grants users consumption quotas ranging from 500 to 50,000 through big data computing and risk control models.

Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic. Ant Huabei cannot open or raise the amount through others, please do not trust others and disclose personal information.

On October 18, 2018, Huabei officially launched the "Quota Management" function, which allows users to adjust their Huabei quota independently according to their actual needs.