The name on the title deed is the name on the title deed

Hello, please pay attention to the details.

The fees to be paid for the gift first: 1. Gift notary fee 2. Transaction fee 6 yuan square meter. 3. Taxes and fees should be paid 1%-3% according to the appraised value of the property. 4. Other expenses (such as production costs).

Continuing with your original question.

Questions about property rights. According to what you said, your title deed should belong to the old title deed, as the new title deed will directly indicate whether the property is owned separately or jointly owned by the couple. Since it is an old real estate certificate, you have to turn down the file to see if you forgot to write it down, or if the property right is indeed owned by your father alone.

If so, then you can directly get the marriage certificate to apply for a new real estate certificate. If not, the only way to do so is to make a gift.

Note: The key is why you want to add your mother's name. If the property rights are confirmed, I don't think it's necessary, because generally the property must now be signed by both husband and wife on the spot before the transaction can be made.

If it's your father's problem, then you have to sign both sides when adding a new name, and if your father doesn't sign it, you can't add it.

I advise you to add it or not, it doesn't matter, the best thing to do is that you take the house book and he has no chance to sell it if he wants to.

You can get a marriage certificate to go there.

1. Procedures for changing the name of the real estate certificate: 1. Change of the original name. If the right holder changes its name, it is sufficient to unilaterally apply for the name change; If it is a sale or gift and wants to change to the name of the other party, the two parties can handle the transfer and change of name; If the name is changed by inheritance, it is sufficient to apply for transfer after notarization by a notary public.

2. The name of the real estate certificate is reduced. If the property that was originally owned by multiple people is now reduced, it will be sold or donated to the existing property owner, and the property owner will be reduced accordingly. 3. Add the name to the real estate certificate.

This is more often the case. It is common for the original owner to buy, sell or donate part of the property to others, and the name of the new owner is added to the real estate certificate after the transaction is completed. For husband and wife, to add the name of the other party, some places can directly handle the increase with the marriage certificate; In Shenzhen, whether it is to add the names of husband and wife or family members, or to buy and sell or gift, the other party can be added as part of the property owner.

4. How to change the name of the property after the sales contract is filed or is still in the mortgage period. If you want to add or decrease the name during the filing of the commercial housing sales contract and the bank mortgage and mortgage, you must actually increase or decrease the parties to the contract and change the subject of the contract, and you must obtain the consent of the original parties. Therefore, usually after the sales contract is filed, before the property right certificate is issued, or before the mortgage loan is paid, the name cannot be changed unless the other party agrees.

2. The cost of adding the name of the real estate certificate: 1. Calculation of the cost of adding the name of the real estate certificate of the husband and wife: if there is no loan, go directly to the district trading center and pay 105 yuan to add; If you have a loan, you should go to the bank to change it first, and then go to the trading center to handle it, and the fees involved depend on the bank.

2. Calculation of the cost of adding the name to the real estate certificate between father and son: there can be two ways to add the name: increase and:

Notary fees, appraisal fees, and deed tax are 3%. Sale: If you are a relative, you must provide a certificate of household registration in order to have a discount on the deed tax (referring to the preferential price on the house).

Because many people say that it is just a name, and it does not involve the amount of money to be bought and sold, but it is useless, and the tax must be added. Therefore, you can go to each district and county to ask for the lowest appraisal price of your location, and then on this basis, give a 20% discount. If you have a loan, you should also go to the bank to make changes first.

Then go to the trading center to do business. In addition, the deed tax paid here is determined according to the number of people, for example, the parents' house is now ready to be given to the child, that is, the full amount of the tax is added; If you give half, then add 50% tax.

1. The house you bought after getting married, even if you write your name and she doesn't pay a penny, it is all shared by husband and wife;

2. Before marriage, according to the relevant provisions of the new marriage law, the buyer who buys a house before marriage is paid in installments, and the part paid before marriage is expensive and the part paid after marriage belongs to the husband and wife. In the event of divorce, it will be divided according to the proportion of capital contribution.

1.She didn't have a share.

2.It is better to notarize, because it is difficult to define the purchase after marriage, because the financial independence of both parties after marriage is relatively small3You only need to compensate her for the part of the money you paid, and if the house goes up, you have to compensate for a certain amount.

ps: It's really unlucky to think about the distribution of property in divorce before you get married, you need to think carefully, do you really love each other?

If you add a name, you will have it, and if you don't add a name, you won't have it.

How many names can be added to the title deed?

1. As far as I know, it seems that the loan age will not be given after the age of 55. So maybe your mother is not eligible for a loan, and your mother already has a house in her name, which has no impact on the CPF loan, but it definitely has an impact on the house you bought. If the real estate certificate is written for both of you, the tax on the second house must be higher, and the interest rate for commercial loans is one and one times the benchmark interest rate.

2 houses have higher interest rates.

2. You can write your and your mother's names

3. The procedure of the provident fund loan is to first transfer the property rights, and then apply for the provident fund after getting the new real estate certificate. So it must be your name, and it should be possible to add your mother's name. But this one is different in every place. You should ask the local housing management department again

4. Write the names of the two of you, and if you are given to it in the future, there are two situations: if the old man is alive, he can directly transfer the property rights. The specific taxes and fees depend on the size and age of your property.

If the old man dies, then you have to do the inheritance justice. Inherit your mother's 50 percent of the property. There are not many taxes and fees, which is troublesome

5. If you buy a house before marriage, you must add the name of your daughter-in-law after you repay the loan, which is the transfer of property rights. Taxable. If the two of you get the marriage certificate first and buy the house later, then you can add your name directly.

Increase the number of co-owners. So it's better to get the certificate first and then add the name. But you'll have to ask how your mother's 50 percent property is taxed.

Sixth, I have never heard of a guarantor for a CPF loan. There is no way to answer. Hope mine is helpful to you.

The situation of the guarantor of the CPF and business portfolio loan is as follows: our bank here says that if you don't find a guarantor, you won't give the loan, because the CPF loan is also financed by the same bank that you bought the house.

The qualifications of the guarantor, i.e. having at least the same loan repayment period as you, and meeting the requirements (if he does not have a bank loan, it must be equivalent to your income, i.e. the same repayment ability as you; If he has his own loan, it is equivalent to that he must have the ability to repay - his own original loan amount + your total loan amount) The conditions are more stringent, and if he does not meet them, he will not be qualified as a guarantor.

Hope it helps!