Hello, after my Huabei is closed, it can t be opened, what s the situation?

It's because of an ID card.

Or multiple Alipay accounts bound to a mobile phone number, only one Alipay account is allowed to sign up for consumer credit products (i.e., Huabei), if the user has opened Huabei with other Alipay before, it may not be able to open it again.

1. If the customer service is closed. Then it means that the overdue date has passed. Your profile information has been blocked and will not be open for you.

2. There may also be multiple Alipay accounts bound to an ID card or a mobile phone number, and only one Alipay account is allowed to sign up for consumer credit products (i.e., Huabei), if the user has opened Huabei with other Alipay before, it may not be able to open it again.

3. For a period of time after the closure of Huabei, Ant Financial.

Your information and transaction information will be re-examined, don't believe those who can increase the limit if you close and re-open, and maintain good consumer credit will increase the limit, if you can't open it now, you can only wait for the system to open your Huabei use rights again.

It can be opened, my Huabei can be activated at any time, and yours should be the same, and it should be impossible if it can't be opened, because Alipay likes you to open the Huabei function.

This can only be said that your credit is not good, and this will happen. That is to say, your credit score of spending Alipay does not meet the conditions for activation.

After Huabei is closed, there will be a system to evaluate whether it can be opened again, and after Huabei is closed, Huabei cannot be opened, which means that you do not meet the conditions for Huabei opening.

After the customer applies to close the Huabei account by himself, if he wants to reopen it but can't open it, it is recommended that the customer first check the current credit status of the individual. You must know that the re-flowering must be re-evaluated by the system, if there is a problem with the customer's credit, the system evaluation is not good, and it will naturally not be opened.

If it is found that there is a credit problem, it is recommended that the customer do not apply for reopening for the time being, take care of the credit for a period of time, and then try to reopen it after the credit has been repaired after about 3 to 6 months have passed.

If there is a long loan situation and the personal debt ratio is too high due to frequent borrowing recently, it is recommended that the customer first find a way to pay off the debts under his name or repay part of them, and then apply for reopening after the personal debt ratio is reduced.

However, customers should not rush to apply again after the application for reopening failed, because frequent application in a short period of time will not only fail to make the account open smoothly, but will also increase the possibility of being rejected by the system.

"Huabei can still be opened if it is closed, but it will take time to open it again, because the system will re-evaluate the user. Here are a few ways to increase the amount of Huabei: 1. Use Huabei to pay for online shopping.

2. Use more services in Alipay. 3. Save more money in Alipay. 4. Use Huabei to repay in advance.

In this case, you need to pay with Alipay frequently, and you need to repay it in time. And it needs to be systematically evaluated.

After Huabei is closed, it should be possible to open it again, well, it is very convenient, and it can be opened at any time.

After Huabei is closed, it can't be opened, what to do, I don't know about this, I haven't tried it, so I won't open it until you're in a few days.

The Huabei newcomer version can be closed and reopened.

However, it is recommended that users should not easily close and reopen, because every time Huabei is opened, even if it is the Huabei newcomer version, the system needs to review the credit status of the account, and it is not that the quota can be increased by re-opening the flower, and at the same time, the Huabei function is often opened and closed, which may lead to a change in the quota or even no longer available.

Huabei can be opened again after it is closed, taking Alipay as an example, you can refer to the following steps to open Huabei again.

1. After opening Alipay, click the "My" icon in the lower right corner.

2. Click the "Huabei" option in the list. This is shown in the figure below.

3. On the Huabei page, click "Agree to activate" according to the prompts. This is shown in the figure below.

4. Finally, verify your identity to complete the opening of Huabei.

The basic conditions for activation are as follows:1. Alipay real-name authentication user in Chinese mainland, aged 18, and Alipay account bound to mobile phone number;

2. The status of Alipay account is normal.

The opening of the Huabei system requires a review of the credit status, and it is not possible to get an increase in the quota by re-opening the Huabei system, and at the same time, the Huabei function is often opened and closed, which may lead to a change in the quota or even no longer available.

Huabei can be opened again after it is closed, taking Alipay as an example, you can refer to the following steps to open Huabei again.

1. After opening Alipay, click the "My" icon in the lower right corner.

2. Click the "Huabei" option in the list. This is shown in the figure below.

3. On the Huabei page, click "Agree to activate" according to the prompts. This is shown in the figure below.

4. Finally, verify your identity to complete the opening of Huabei.

The Huabei newcomer version can be closed and reopened.

However, it is recommended that users should not easily close and reopen, because every time Huabei is opened, even if it is the Huabei newcomer version, the system needs to review the credit situation, and it is not that the credit status can be increased by re-blooming, and at the same time, the Huabei function is often opened and closed, which may lead to changes in the quota or even can not be opened again.

Huabei can be opened again after it is closed, taking Alipay as an example, you can refer to the following steps to open Huabei again.

1. After opening Alipay, click the "My" icon in the lower right corner.

2. Click the "Huabei" option in the list. This is shown in the figure below.

3. On the Huabei page, click "Agree to activate" according to the prompts. This is shown in the figure below.

4. Finally, verify your identity to complete the opening of Huabei.

The basic conditions for activation are as follows:1. Alipay real-name authentication user in Chinese mainland, aged 18, and Alipay account bound to mobile phone number;

2. The status of Alipay account is normal.

Because there are multiple Alipay accounts bound to an ID card or a mobile phone number, only one Alipay account is allowed to sign up for consumer credit products (i.e., Huabei), and if the user has opened Huabei with other Alipay before, it may not be able to open it again.

1. If the customer service is closed. Then it means that the overdue date has passed. Your profile information has been blocked and will not be opened again.

2. There may also be multiple Alipay accounts bound to an ID card or a mobile phone number, and only one Alipay account is allowed to sign up for consumer credit products (i.e., Huabei), if the user has opened Huabei with other Alipay before, it may not be able to open it again.

3. For a period of time after the closure of Huabei, Ant Financial will re-review your information and transaction information, do not believe those who can increase the quota if they are closed and reopened, and the quota will be increased only if you maintain good consumer credit.

The basic conditions for activation are as follows:

1. Alipay real-name authentication user in Chinese mainland, aged 18, and Alipay account bound to mobile phone number;

2. The status of Alipay account is normal.

Whether Huabei can be opened is comprehensively evaluated by the system, and manual intervention cannot be made.

The above content refers to how is Phoenix.com-Ant Huabei opened, and how should I use it?

Because of Huabei. After the closure, although there is no time limit for reopening, whether Huabei can be opened is determined by the system evaluation, and manual intervention cannot be done with the result. For users with good credit, the chance of successful opening will be greater after Huabei is closed.

Users with bad credit need to accumulate a good credit history before applying for activation.

1. Huabei can be re-opened after closing, and if the account is re-opened after closing, it only supports opening in the original account, and the system needs to evaluate the conditions again, if it does not meet the requirements, it cannot be re-opened. Alipay Huabei opening method: The first step is to install Alipay software on your mobile phone.

Step 2: Log in to your Alipay wallet on your phone.

After that, click on the service window at the bottom. The third step is to enter the service window, and what you need to do is to add the Huabei service to use. The fourth step is to find "Huabei" from the list, and then click the "Add" button on the right, the purpose is to add the service window of Huabei, and find it for easy operation in the future.

Fifth, if it is the first time to enter the Huabei service window, you can directly click the "Open Now" button. Sixth, if the system message is cleared, you can also click on the service option to select "I want" in the lower left corner, and select "Open Huabei" in the pop-up menu.

2. Re-opening after active closure will not affect the quota. Huabei can only be used in an open state, if it is closed, it can be reopened, most of the closed and reopened quota has not changed, and the comprehensive conditions of Alipay before and after the closure have hardly changed, so the quota will generally not change.

3. The quota will change after the system closes Huabei. If the system closes your Huabei and then activates it, its available quota may not be the same as the available quota before closing Huabei. This is because of the user's credit situation and Sesame Credit score after closing Huabei.

Therefore, after re-opening Huabei, the system will evaluate the user's real-time credit status and re-grant the user the available quota according to the evaluation results.

To sum up, one sentence refines the key points: Huabei cannot be used after it is closed, and whether it can be opened again depends on the reason for the closure.

Operating environment: Honor 10

HarmonyOS Alipay.

Huabei cannot be opened after it is closed, mainly because users do not meet the conditions for Huabei to be reopened, or meet the opening conditions but do not pass the system review. After Huabei is closed and Ranming is closed, it can be reopened, but this is subject to the results of the system evaluation. If it cannot be reopened for a long time, it means that the user's credit qualification conditions are relatively poor.

Users need to continue to maintain a good credit history and use Alipay-related functions more, so as to facilitate the reopening of Huabei.

Huabei cannot be opened after it is closed, mainly because users do not meet the conditions for Huabei to be reopened, or meet the opening conditions but do not pass the system review. After Huabei is closed, it can be reopened, but this is subject to the results of the system evaluation. If it cannot be reopened for a long time, it means that the user's credit qualification conditions are relatively poor.

Users need to continue to maintain a good credit history and use Alipay-related functions more, so as to facilitate the reopening of Huabei.

Huabei cannot be opened after it is closed, mainly because users do not meet the conditions for Huabei to be reopened, or meet the opening conditions but do not pass the system review. After Huabei is closed, it can be reopened, but this is subject to the results of the system evaluation. If it is not possible to reopen Huai Shentong for a long time, it means that the user's credit qualification conditions are relatively poor.

Users need to continue to maintain a good credit history and use more Alipay leather shed-related functions, so as to facilitate the reopening of Huabei.

If it can't be reopened after closing Huabei, most likely there is a problem with the credit, so it fails to pass the review of the system.

It should be noted that in order to re-bloom, it is necessary to go through a systematic re-evaluation.

Once the system finds that the credit is not good, it will naturally not bloom again.

The system will mainly conduct a comprehensive assessment from many aspects such as account usage, consumption and loan records, economic income level, debt, credit status, etc., and any problem in one aspect will affect the comprehensive score of the system.

For example, if the credit is damaged due to the recent overdue repayment, the system assessment will naturally not meet the standard.

It is necessary to pay attention to the fact that if it is a Huabei that is closed on its own initiative, as long as it maintains a good credit, it is generally not a big problem to reopen.

If Huabei is forced to close by the system, it will be difficult to re-bloom until the problem is solved.

In this regard, it is recommended to contact Alipay customer service to ask the reason for the system to close Huabei, and then take corresponding measures.

For example, if the credit is not good, then participate in more credit tasks, enrich personal compliance behavior, and improve the Sesame credit score.

Don't take the problem of overdue online loans lightly, because in addition to collection, personal credit will also be affected. Especially for online loans on credit investigation, once there is an overdue record, it will have a serious impact on the future handling of bank loans or credit cards and other businesses. Even if the high online loan cannot be used on the credit report, the data can still be recorded.

You can check your online loan history, overdue details, debts, dishonesty information and online loan blacklist in "Songguo Check".

Extended Information: Is there any handling fee for Huabei auto-repayment?

There is no handling fee to be charged for Huabei bill repayment, after all, the minimum repayment function is opened by the system by default, as long as the balance of the Alipay account, the bound bank card, and the balance of the balance are sufficient to pay the bill amount, the system will only deduct the amount required for bill repayment on the repayment date.

If the system prompts that there is a handling fee, it should also be the bill that has been installed, so the installment handling fee must be charged; Or if you apply for an extension, you will need to charge an extension fee.

If the bill is paid off in full and on time, there will generally be no processing fees.

Also, if only the consumption principal is recorded in the bill, and there is no unpaid part of the previous bill, there will be no interest, and Huabei can enjoy an interest-free period, and only need to repay the consumption principal.

It should be noted that if you manually repay the loan in advance and the Huabei bill is in installment, you may have to pay the installment prepayment fee in addition to the installment handling fee (if Huabei installment is interest-free, there may not be an installment prepayment fee).