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If the other party's insurance company has taken photos of the scene, or you have taken pictures yourself, it is best to keep some evidence before the matter is dealt with.
As for the other party's car without annual review, the other party's insurance company can refuse to settle the claim if it is commercial insurance, but the compulsory traffic insurance can be claimed within 2,000 yuan of property loss.
You can not consider whether his insurance can make a claim, you should confirm your loss, ask the other party to give you the money, and then you give the invoice to the other party, as for the repair of the car, you can call your 4S shop or repair shop to the scene to see if you agree to the damage assessment**.
If you're already separated, you ask your repair shop to issue an invoice and ask the other party to come and pay for it. If the other party doesn't come, you have to find a way, and there are many people who don't pay, so I wish you good luck, and deal with this matter carefully in the future.
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You should ask the other party to pay your losses in cash.
If you can't coordinate it, the traffic police who are looking for a quick compensation point have a special function to solve this matter.
Keep as much evidence as possible, such as the accident scene**, the damage assessment form, a copy of the other party's driving license**, etc.
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You are now the non-responsible party, you don't have to take care of the affairs of him and his insurance company, you just need to claim compensation from him, even if his insurance company refuses to pay him, he himself has to take the money to compensate you, so you don't have to worry about how his insurance company is! He's going to pay you for it!
It is recommended that you call the police immediately, at least the 110 alarm center has a record of your alarm!
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Legal Analysis: According to the severity of the vehicle being rear-ended, it can be divided into three situations:
1. Minor rear-end collision of the vehicle; At most, the rear bumper and other parts are damaged, and the repair will not have the slightest impact on the future use of the vehicle. 、
Second, the vehicle has a relatively serious rear-end collision; In this case, the overall ride of the vehicle is affected. In this case, even if the car is repaired, it will not be as easy to use as before, and the steering wheel will feel heavy when driving, and the driving stability will be greatly reduced, which will reduce driving safety.
3. Serious rear-end collision of the vehicle; If the vehicle is seriously rear-ended and causes the body to be deformed, the vehicle will be deformed in the later stage. For example, eating tires, misdirection, body trembling, etc.
If you are hit by the rear of your own car, you will be compensated by the rear car. And the damage caused by the last car crashing into the car in front mainly involves two pieces. First, the loss of the car before the collision shall be compensated by the insurance company according to the "third-party liability insurance", and the loss of the front of the car shall also be dealt with separately depending on the situation.
Legal basis: Provisions on Procedures for Handling Road Traffic Accidents Article 60 The traffic management department of the public security organ shall determine the responsibility of the parties according to the role played by the party's behavior in the occurrence of the road traffic accident and the severity of the fault.
1) Where a road traffic accident is caused by the fault of one of the parties, full responsibility shall be borne by the party;
2) Where a road traffic accident occurs due to the fault of two or more parties, they shall bear primary responsibility, equal responsibility and secondary responsibility respectively according to the effect of their actions on the accident and the severity of the fault;
3) None of the parties is at fault for causing the road traffic accident, and if it is a traffic accident, none of the parties is liable.
If one party intentionally causes a road traffic accident, the other party is not liable.
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<> "Ways to avoid rear-end collisions and being rear-ended.
It is inevitable that you will encounter accidents on the road, and small scratches are like commonplace. Sometimes a casual bowing action leads to a rear-end collision. Driving should not only regulate yourself, but also prevent other cars from making a number of stools, and next, let's talk about how to avoid rear-end collision and being rear-ended.
The easiest way to do this is to keep the distance between the cars. Without distance control, there is no time to react and no room to escape. What is the best speed to maintain?
To avoid being rear-ended, it's not enough to keep a distance between cars. From the very beginning, when braking suddenly, you need to observe the dynamics of the car behind you from the rearview mirror in time, and if the car behind you shows no signs of slowing down and is approaching quickly, then you should consider changing lanes and running away. When ensuring the safety of the lane next to you, quickly refuel and change lanes to avoid.
When you find that a rear-end collision is inevitable, don't risk driving and forcibly changing lanes to avoid it. If conditions permit, you can choose to quickly abandon the car and flee the current vehicle to avoid secondary injury. When you can't escape from the vehicle, try to curl up and hold the steering wheel tightly to stabilize your body and reduce the impact.
In short, keep a relatively safe distance from the front and rear cars as much as possible, leaving enough reaction time and reaction distance for yourself and others. Please drive cautiously and pay attention to safety!
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<> "Is You Responsible for Tail Collision?"
Rear-end collision refers to the act of colliding with the rear of the rear vehicle when a vehicle driving in the same lane is tailgating. This is mainly due to the fact that the follow-up distance is less than the minimum safety distance and the driver is slow to react or the braking system is not performing well.
When it comes to rear-end collisions, many drivers know that the chain reaction of rear-end collisions in the fast lane is the strongest: because the speed is generally fast, once there is a two-car rear-end collision, it is likely to be implicated in the back, which is a common phenomenon known as "string cars".
Of course, it is impossible for everyone to "choke on wasted food" because rear-end collisions are prone to occur in the fast lane. In addition to keeping the speed within the speed limit at all times, it is also necessary to get rid of some "bad problems". Hungry Omen.
Rear-end collision and being rear-ended have seen a lot, but no one wants to happen to themselves, one to damage the car and delay time, two to the insurance amount will go to **, three to the traffic responsibility is not easy to handle, but these 5 situations can be exempted:
1. The car in front forcibly changes lanes. The car in front forcibly changed lanes and plugged in, causing the rear car to be rear-ended, and the car in front was fully responsible.
2. The car in front reverses or slips. The motorway is not allowed to reverse, if there is a guess of the rear-end collision, the reversing vehicle is fully responsible. Whether the vehicle is rear-ended or rear-ended, the vehicle is fully responsible.
3. Make a U-turn in front of the car. The Road Traffic Law clearly stipulates that vehicles that turn or make a U-turn can only drive under the premise of ensuring absolute safety, and if a rear-end collision occurs, the vehicle that turns around is fully responsible.
4. The front car is driven on the line. Pressing the line is illegal driving, and if it leads to a rear-end collision, the vehicle driving on the line is fully responsible.
5. The car in front is vindictive. This is the most terrible, there are a lot of road rage drivers who don't care about anything as soon as they get up, don't turn the front of the car, brake suddenly, drive the car into a chariot, and avoid this kind of quick dodge point, although it can be exempted from responsibility if it hits, but it can't compete with him.
Although this is the case, but don't joke with your own life, according to the traffic police, many rear-end accidents are caused by excessive speed and failure to keep a safe distance from the car in front.
Moreover, the majority of such accidents occur not among novices, but drivers with about 5 years of driving experience. As a novice on the road, most people are cautious in the process of driving, and the speed is not too fast to follow the car in front of them.
Therefore, the incidence of rear-end accidents is that drivers with driving experience of about 5 years, because they have been on the road for a relatively long time, think that their driving skills are good, and are usually more likely to be careless.
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