What are the procedures for repaying the car loan and not going to the DMV for a long time? Ask for

After the car loan is paid off, it needs to be released, and the car mortgage release process is mortgaged

1. The required procedures for the release of the mortgage are complete. Specifically, it includes the Application Form for Registration and Pledge of Motor Vehicle Mortgage, the original and photocopy of the identity certificate of the owner and mortgagee of the motor vehicle, the motor vehicle registration certificate, and the relevant documents that belong to the mediation, ruling and judgment of the people's court to release the mortgage of the motor vehicle.

2. Bring the above information. Go to the DMV to go through the procedures for the cancellation of mortgage registration;

3. The staff of the vehicle management office shall handle the relevant cancellation procedures;

4. After the formalities are completed, the entire car mortgage release procedures are completed. The above is the process of releasing the mortgage registration procedures of the car, and the borrower should make corresponding preparations according to the process, and the car can be truly returned to his name only after the mortgage registration procedures are revoked.

As for the issue of the vehicle release fee, it is understood that the car loan is not required to release the mortgage after the loan is paid off, and the owner will release the mortgage procedures and transfer the vehicle to his own name.

After the last monthly payment of the car loan is deducted, after about 10 working days, your mortgage can be withdrawn from the bank that handled the car installment payment. For the bank's credit card car installment, it is best to call the bank's customer service ** in advance to inquire whether it has been fully settled, and the customer service ** can be found on the back of the repayment card. For car loans handled at a financial company, you can call the customer service of the financial company to which you belong, or go to the car dealer for consultation.

After the vehicle loan is paid off, you must get back the big green book, and then go to the vehicle management office to release the mortgage. The credit loan is actually a car loan from the bank based on our personal credit information, and it does not require any collateral. After the down payment was made, the green book of the car was directly in our hands, and there was no mortgage registration information written on it.

The first thing we did after the loan repayment was completed was to go to the place where the loan was handled or the 4S store at that time, and get the green book back. It should be noted that you take the green book, don't just take it and leave, and ask them to open a "loan settlement certificate".

Related information

In a mortgage installment sale, the ownership of the car belongs to the buyer, but the car needs to be secured as the seller's remaining claim. After the green book is in hand, there will still be mortgage registration information written on it, and it can be used and sold. Articles 17, 21 and 25 of the Measures of the People's Republic of China for the Registration of Motor Vehicles provide:

Motor vehicles that have been registered as mortgaged cannot be transferred or transferred.

After the mortgage car is repaid, the green book is obtained first, and then the mortgage is released at the DMV. But if it is a credit loan to buy a car, the green book is in your own hands, and you don't need to do anything else. When the release is completed, these cars can be regarded as truly our own, not only can we use them, but we can also sell them to whomever we want.

When you take out a car loan, you must have gone to the DMV to register the mortgage. After the repayment, the mortgage will be released.

Bring your ID card to the car 4S shop, get the decompression procedure information package mailed by the bank, and then go to the local vehicle management office to ** vehicle decompression procedures, and ask the front desk about the business that needs to be handled after arriving, and then you will be told how to operate, generally queuing up to call the number.

After calling the number, go to the corresponding window to handle the vehicle decompression procedures, and then hand over the ID card and information package to the handling personnel, and sign it, the process is very simple.

Then you still need to wait again, this time is to get back your own vehicle registration certificate (commonly known as the green book) without any charge, after you get it, you can go home, the vehicle is completely yours.

After the car loan is paid off, you only need to go to the DMV with the relevant documents to release the mortgageThe vehicle does not need to be present when the vehicle is released.

In accordance with Article 24 of the "Provisions on the Registration of Motor Vehicles", the applicant applies for the release of mortgage registration:

1) The identity certificate of the owner and mortgagee of the motor vehicle;

2) Motor vehicle registration certificate.

Where the people's court mediates, rulings or makes a judgment to lift the mortgage, the owner or mortgagee of the motor vehicle shall fill in the application form and submit the motor vehicle registration certificate, the effective Mediation Document, Ruling or Judgment issued by the people's court, and the corresponding Notice of Assistance in Enforcement.

The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of the release of the mortgage registration on the motor vehicle registration certificate.

Other provisions on the mortgage of the vehicle.

Article 42 of the "Provisions on the Registration of Motor Vehicles" applies for the filing of the pledge of the motor vehicle or the release of the pledge, the owner of the motor vehicle and the pawnshop shall jointly apply, and the owner of the motor vehicle shall fill in the application form and submit the following certificates and vouchers:

1) Proof of identity of the owner of the motor vehicle and the pawn shop;

2) Motor vehicle registration certificate.

The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of the pledge filing or the release of the pledge filing on the motor vehicle registration certificate.

The above content refers to the decision of the Ministry of Public Security on amending the "Motor Vehicle Registration Regulations".

The vehicle loan is in the bank, and after the loan is paid off, you have to go to the bank to get the vehicle registration certificate back and go through the relevant procedures before the mortgage can be released, which has nothing to do with the vehicle management office.

Your car loan has been paid off, and you have to go through the formalities with the person whose parents have seized your registration certificate from the parent who brought you the car loan!

Because of the car loan, he has one of them is to seize your registration certificate. So the bank you pay off the car loan every time is the one you want to go to the local loan, and it works, a decompression procedure, including the completion of the mortgage procedures! Get your documents back.

Extended Materials.

1. There are many ways to get loans, and the common loan channels are: traditional bank loans, credit card loans, loans from automobile manufacturers and financial companies. It is understood that if it is a credit loan or bank loan, there is no need to mortgage the "Motor Vehicle Registration Certificate", that is, you can always hold the "Motor Vehicle Registration Certificate".

At that time, I chose a loan from an automobile manufacturer finance company, and when buying a car, dealers generally recommend a loan from a manufacturer finance company, although the interest rate is slightly higher, but the approval speed is fast. In addition, if you encounter a manufacturer doing activities, or even buying a car with "0 interest rate", it is both convenient and cost-effective. If you choose to take out a loan from an automobile manufacturer finance company like me, when will you repay the loan and when will you get the "principal".

Under normal circumstances, the dealer will ** or SMS notification to pick up.

Second, the vehicle must be released at the place of registration, and cannot be released in a different place, if you choose to entrust someone else to do it, you need to submit the original identity certificate of the first person.

In the process of collecting materials, we found that the requirements of the vehicle management offices in various places for conventional materials are the same, mainly including the "Application Form for the Filing of Motor Vehicle Mortgage Registration", "Power of Attorney", "Loan Settlement Certificate" and "Motor Vehicle Registration Certificate". All in all, just take everything the dealer gave at the time. It is worth noting that some areas require a residence permit for non-local household registration, while others do not, so you must consult in advance.

3. After getting the "book" and the materials required for the release of the detainment, I believe that many friends are like me, as if the stone in their hearts has also landed. I delayed for a long time to handle this matter, mainly because I didn't know that the "Power of Attorney" has a time limit, and if I go to a financial company to handle it again after it expires, I am afraid that it will take time to go through the process, and I feel troublesome when I think about it. Therefore, it is recommended that everyone release the mortgage as soon as possible, otherwise it is easy to forget, and the vehicle that has not been released from the mortgage cannot be transferred, that is, it cannot be traded and sold.

Yes, as long as you pay the vehicle and vessel tax normally, there is no problem, and it will be troublesome.

Legal analysis: After the car loan is paid off, the user needs to get the car registration certificate, which will be sent to the user by the 4S store or bank, and the user can also go to the business point to get it if it is convenient. After that, the user needs to take the car registration certificate, loan settlement certificate and relevant information to the Cheye Fierce Management Office to handle the release of the mortgage.

Legal basis: "Measures of the People's Republic of China for the Registration of Motor Vehicles" Article 17 In any of the following circumstances, the transfer registration shall not be handled:

1) The motor vehicle and the motor vehicle file of the vehicle are inconsistent with the matters recorded in the erection;

2) The motor vehicle has not been released from customs supervision;

3) The motor vehicle has been registered as a mortgage on the bridge;

4) The motor vehicle or motor vehicle file is sealed or seized by the people's courts, people's procuratorates, or administrative law enforcement departments in accordance with law;

5) There are circumstances in items 1, 2, 3, 4, 8, 9 and 10 of Article 13 of these Measures.

There is no specific time requirement, you need to go to the vehicle management office to go through the procedures for releasing the mortgage, and you need to bring a copy of the bank's organization certificate, a power of attorney with the bank's official seal, and a copy of the owner's identity certificate (if the owner himself does not arrive, a copy of the owner's power of attorney and the identity certificate of the **person). == Peanut Loan.

If you look at a bank or financial institution, it will not delay your time.