How much taxes, fees, insurance do you have to pay to buy a new car?

The first is the car model, the second is the purchase tax, the third is the insurance, and the fourth is the license fee. If you buy a car with a mortgage, you must give him the following items: the first is the down payment, the second is also the purchase tax, the third is insurance, the fourth is the handling fee, the fifth is the cost of the license, the sixth is the interest, and the seventh is the monthly payment If it is interest-free, it does not need interest, otherwise it is necessary to pay interest.

The first one: there is no doubt about the car model, it is the final car ** that you negotiated with the 4S shop, if it is a mortgage, pay the down payment according to your down payment ratio.

The second: is the purchase tax This must also be given, this is handed over to the IRS, where you are on the card is to the IRS to pay, this is ultimately the IRS shall prevail.

The third: it's insurance, this insurance must also be given, if you buy a new car, you must have insurance to go on the road. This includes compulsory liability insurance and commercial insurance, but when you buy insurance, you will also buy your vehicle and vessel tax.

Fourth: is the cost of the card, if you generally go by yourself is one hundred and thirty yuan, if someone else takes you to go, that is the need to be about three hundred yuan.

Fifth: handling fee, this car for mortgage is generally about 3,000 yuan.

Sixth: interest, also for the mortgage car, if it is interest-free, it does not need interest, otherwise it needs to pay interest.

Seventh: monthly payment, this is for the mortgage to buy a car, this is what you negotiated before buying a car.

If you buy a car in full, the amount we must give is: car price, purchase tax, insurance and license plate fees, if it is a mortgage to buy a car, the first one must be given is the down payment, the second is also the purchase tax, the third is insurance, the fourth is the handling fee, the fifth is the cost of the license plate, the sixth is the interest, and the seventh is the monthly payment. If there is interest-free, then there is no need to pay interest, and if there is interest, then you need to pay interest, except for these items, the others are unnecessary items, and they do not need to be given again.

New cars generally have the following costs:

Purchase tax: 10% of the car price

Insurance premium: Depends on the car you choose** and the type of insurance you purchase. Generally, a car of about 100,000 yuan is around 5k with compulsory insurance.

Licensing fee: According to different local policies, it is generally a few hundred yuan. There are more than 60,000 cards in Shanghai!

Decoration: It depends on the individual's conditions. You can spend whatever you want. If you don't want to pretend, you don't spend money

Generally speaking, there are no special circumstances, and a car of 100,000 can be on the road for about 120,000.

The price of the car you buy, and whether it is imported, can determine your cost.

You don't have to pay taxes on insurance, but you do have to pay vehicle and vessel tax on your car.

Pay once a year, the policy is withheld by the insurance company, the car owner must pay the tax not to pay the tax, the insurance company does not sell the compulsory insurance, if you have paid the annual inspection when you buy insurance, please show the insurance company the tax payment certificate.

Compulsory traffic insurance only allows the car owner to ensure that the other party will be compensated for the accident on the basis of compulsory insurance, although it is less. Vehicle and vessel tax is another national tax, two different things.

Specifically, tax payment means that according to the provisions of various tax laws of the state, a part of the collective or individual income is paid back to the state according to a certain rate.

Vehicle insurance, i.e., motor vehicle insurance.

Senhu is referred to as car insurance, also known as car insurance. Vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles. It refers to motor vehicles due to natural disasters.

or a kind of commercial insurance that is liable for personal ** or property damage caused by accidents.

In the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of automobile insurance. At the same time, unlike modern motor vehicle insurance, car insurance is based on third-party liability insurance for automobiles in the early stage.

It is the main insurance, and gradually extends to the risk of collision loss of the car body.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

You don't have to pay tax to buy insurance, but your car has to pay vehicle and vessel tax, which is paid once a year, the policy is withheld by the insurance company, and the owner must pay the tax without paying the tax, and the insurance company does not sell it to the compulsory insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

When buying new car insurance, we should beware of being fooled by salespeople, the types of insurance we buy are different, **different, the amount of protection is different, **different. It is recommended to buy compulsory traffic insurance, third-party liability insurance, deductible insurance and car damage insurance for at least the first year, and the compulsory traffic insurance** is priced uniformly nationwide according to the number of seats in the vehicle. Generally speaking, for a car of 100,000 yuan, the insurance is about 4,000 yuan.

Including 950 yuan of compulsory traffic insurance, this is a must to be purchased; about 1,000 yuan of car damage insurance; The third-party liability insurance can cover 50,000, 100,000, and 200,000, and if it is calculated as 100,000, it is 600 yuan; about 300 yuan for theft insurance; The personnel insurance on the car is calculated according to 5 seats, and each seat is 10,000 yuan, which is about 100 yuan; The above items add up to 400 yuan without deductibles; There is also a spontaneous combustion insurance of 50 yuan; The glass breakage insurance is 100 yuan according to domestic glass; 300 yuan scratch insurance; And the deductible for these three is more than 50 yuan. Car insurance is required every year.

Taxes and fees to pay when buying an Oak Talker:

1. Vehicle and vessel tax, which is usually paid by Liang Han during the purchase of compulsory traffic insurance for vehicles, needs to be paid once a year. Vehicle and vessel tax is a local tax, so the cost of vehicle and vessel tax varies from place to place.

2. Purchase tax, you must pay purchase tax when buying a car, usually its tax rate is 10%, and each car only needs to pay purchase tax once, which is calculated as the tax payable of vehicle acquisition tax = taxable vehicle tax rate** tax rate.

3. Value-added tax, which is mainly a tax that needs to be paid to increase the value of the vehicle in circulation, but this has been included during the purchase of the vehicle.

4. If the vehicle is imported, then it is also necessary to pay the relevant tariffs, which is calculated as the automobile import tax = basic tariff (15%) + consumption tax (3%-20%) + value-added tax (13%) sedan car.

5. Insurance premium: There are also two kinds of insurance premiums: one is compulsory traffic insurance, which is mandatory for all cars and is required by the state to be purchased by the owner, and the amount is usually about 1,000 yuan; The other is commercial insurance, which is a car insurance that the owner can choose freely according to his own situation, and the owner can choose to buy it or not to buy it, and the specific amount depends on the type of insurance and the situation of the car.

6. License fee: The car cannot be driven out without a license plate, so it must be licensed. To apply for a license plate, it usually takes a few hundred yuan, or it may cost thousands of yuan, and the license plate in some big cities even costs tens of thousands of yuan.