At the age of 27 this year, I bought a Ping An Blessing for 20 years, can I get cash worth 180,000 a

Ping An Fu is a whole life insurance.

What you call 70 years old to receive cash value.

$180,000, which means that you surrender the policy at the age of 70, and the cash value of the policy at that time. Generally speaking, surrendering the policy will cause you a certain loss. To find out if your cash value is that much when you're 70, you can look at what your contract says.

Since you don't provide an annual premium and what the riders are, it can't be calculated.

After 20 years of peace and happiness, you can't get back the principal.

Supplementary information: 1. Because this product is an insurance product that guarantees life, but 20 years is a payment period, not the insurance period, so it will not return the principal and interest after 20 years.

2. If the policyholder wants to get back the principal and interest after 20 years, he can only surrender the policy, and the money that can be recovered at that time is: the premium paid by the policyholder - the amount of the insurance company's management expenses on the policy - the commission paid by the insurance company to the salesman because of the policy - the net premium required by the insurance company for the insurance liability of the policy + the interest generated by the remaining premium.

3. In fact, it can be seen that the insurance company will not return all the principal, but only part of the principal, so in order to reduce unnecessary economic losses, it is recommended that you try not to surrender the policy.

Extended information: 1. How to receive Ping An Fu after 20 years?

1. Ping An Fu is guaranteed for life, and its insurance period is equal to the life of the insured. 20 years is only a contribution period, not an insurance period.

2. Therefore, if you want to withdraw money after 20 years, it will generally be regarded as a surrender, and Ping An Insurance will only refund according to the cash value of the policy at that time, and will not refund all the premiums you have paid. Your losses will be very large. And if the policy is not surrendered, the money can be given to the next generation.

So if you don't want to lose money and want to get money, you can apply for a policy loan. The maximum amount of the policy loan can reach about 70% to 80% of the cash value of the policy, and it can be handled after more than two years of insurance

2. Introduction of Ping An Fu Insurance products.

Ping An Fu Full Score Insurance is a new product launched by Ping An of China, with an insurance age of 18-55 years old and a coverage period of up to one year. If the insured is still alive at the end of the insurance period, the sum of the premiums paid under the critical illness contract shall be paid in advance according to the contract and Ping An Additional Blessing Full Points.

1. Basic information of the product.

Affiliation: Ping An of China;

Issue age: 18-55 years old;

Duration of coverage: up to one year old;

Calculation of premium: 30-year-old male, 30 years old, 600,000 sum insured, insured to 70 years old, annual premium of 4,680 yuan.

2. Product insurance liability.

Maturity Survival Benefit: If the insured is still alive at the end of the insurance period, the Maturity Survival Insurance Benefit will be paid according to the sum of the premiums paid in advance under the Critical Illness Contract and Ping An Additional Blessing Full Score.

Death Benefit: In the event of the death of the Insured, the Death Benefit will be paid according to the basic sum assured of the main insurance contract.

3. Additional insurance.

Minor Illness 30 Waiver C: During the payment period, if the insured is diagnosed with 30 minor illnesses, the subsequent premium will be waived.

Critical illness can be added with full points of blessing: 30 types of minor illnesses will be paid 3 times, and 20% of the basic sum insured will be paid; 80 types of critical illness 1 time, pay the basic sum assured, and enjoy it after the waiting period of 90 days.

Summary. Ping An Fu cannot return the premium after 20 years of payment. Ping An Fu is a kind of savings critical illness insurance underwritten by Ping An Life, which can be insured for life, does not provide return liability, and the policyholder can only get back the cash value of the policy by surrendering the policy, but the cash value cannot be equal to the premium paid, so the policyholder will bear certain economic losses if he surrenders the policy.

If you want to pay back the liability, you can choose a return-type insurance product, which will indicate in the insurance contract when it can be returned. It should be noted that even if it is a return-type insurance, it is generally not returned at the expiration of the payment period, but only according to the term agreed in the contract or when the insurance period expires.

How much cash value can Ping An Fu get after 20 years of 2018.

Ping An Fu cannot return the premium after 20 years of payment. Ping An Fu is a kind of savings critical illness insurance underwritten by Ping An Life, which can be insured for life, does not provide return liability, and the policyholder can only get back the cash value of the policy by surrendering the policy, but the cash value cannot be equal to the premium paid, so the policyholder will bear certain economic losses if he surrenders the policy. If you want to pay back the liability, you can choose a return-type insurance product, which will indicate in the insurance contract when it can be returned.

It should be noted that even if it is a return-type insurance, it is generally not returned at the expiration of the payment period, but only according to the term agreed in the contract or when the insurance period expires.

Dear, the cash value on the contract you open is the amount that can be refunded.

Summary. Hello, Ping An Fu is Ping An's critical illness insurance, and the payment period is 20 years, and the insurance period is guaranteed for life.

Ping An Fu pays 6,000 a year, what is the cash value after 20 years of buying? Is it guaranteed for life?

Hello, Ping An Fu is Ping An's critical illness insurance, and the payment period is 20 years, and the insurance period is guaranteed for life.

The cash value for 20 years needs to be determined according to the age of the insured at the time of insurance, gender, and the corresponding basic insurance amount. The annual premium is $6,000, and the 20-year cash value payment period ends with an annuity value of $85,000.

For health insurance, when the payment is due, the surrender of the policy will definitely be less than the premium you paid;

Critical illness insurance is used to resist the loss of income after a critical illness, not to save regularly;

If you haven't made a claim for 15 years, it means that you are in good health and are blessed.

Guaranteed for life, depending on how much you insured!

Summary. Hello, Ping An Fu can get a cash value of about 160,000 after paying 8,000 a year for 30 years.

Ping An Fu is 8,000 a year and how much cash value can be taken after 30 years.

Hello, Ping An Fu can get a cash value of about 160,000 after paying 8,000 a year for 30 years.

The age and gender of the insured will have a little impact on the value of the cash value list, but the difference is not big, and the cash value of Ping An Fu for 30 years with an annual payment of 8,000 yuan is about 160,000. The specific amount can be found in the cash value table in the policy contract, and the cash value at the end of the 30th policy year in the cash value table.