Ping An Fubao 200,000 yuan is paid for 20 years to 65, and how much can you refund if you want to su

Fight upstairs and see the cash value in the proposal**.

However, surrendering the policy at the age of 65 is certainly not a good choice.

This age is sensitive, and it is a period of high incidence of critical illness, and there should be a certain loss when the policy is surrendered.

If you really want to return the type of product, it is recommended to refer to: Anxinbao.

Specifically, you can send a private message.

If you plan to surrender your policy, you will definitely think first, how much money can you refund? How can I go back more? Here's a guide:《 How to refund insurance surrender, how much can be refunded, and how to reduce surrender loss? 》

The amount that can be refunded by surrender is related to these situations:

(1) Full surrender

There are generally three situations in which a policy can be surrendered in full:

1.Surrender during the cooling-off period

There will be a hesitation period after the policy takes effect, if the policy is surrendered during the hesitation period, you can refund the entire premium, and only a little bit of the cost of production will be deducted.

2.It is signed

Due to the non-standard operation of some salesmen, the insurance contract is not signed by the person, in this case, you can apply for a full refund.

3.There is evidence

If there is evidence that the person has violated the rules or has deceived the insurance element, you can also apply for a full refund in this case.

(2) Refund of cash value

If the policy is surrendered outside the hesitation period, only the cash value can be refunded, and only savings life insurance has cash value, such as term life insurance with a term of more than one year, long-term consumption critical illness insurance, savings critical illness insurance, comprehensive insurance, whole life insurance, endowment insurance, universal insurance and participating insurance, etc.; One-year medical insurance, accident insurance, etc., generally have no cash value.

If you want to know how much cash value the policy has, you can call ** to the insurance company's customer service or read the contract, and the calculation can be calculated using the following formula:

(3) Return of cash value + dividends

The cash value has been mentioned above, and here we will talk about dividends. Generally, it is divided into two parts, one part is the agreed fixed payment to the customer's insurance money, and the other part is the insurance payment to the customer according to the insurance company's operating conditions, this part is called the dividend, which is uncertain. I don't know what to look at:

"Demystifying the Mystery of Dividend Insurance".

Obviously, if you surrender the policy beyond the hesitation period, the money that can be returned is basically less than the premium paid, which means that there will be a lossWhat are the details to pay attention to when surrendering an insurance policy? 》Hope!

Look at the cash value table of the contract.

Surrender at the age of 65 is not cost-effective.

With the continuous progress of the times, people's living standards are getting higher and higher, and more families choose to buy an insurance for themselves, but they also feel clueless in the face of the dazzling variety of insurance types on the marketIf you want to surrender the policy after paying for 5 years, according to the cash value of the insurance purchased before 2018, the cumulative premium paid during the period is 53,300 yuan, and the cash value of the policy is only 13,120It can be seen that the surrender loss is very huge, if there is no necessary situation, try not to surrender the policy, only in this way can we better provide a guarantee.

We all know that surrender is mainly divided into two situations of surrender during the hesitation period and normal surrender, if the surrender is during the hesitation period, it will only lose our cost, which is more than ten or twenty yuan, if the surrender is more than the hesitation period, it belongs to the category of normal surrender, only to return to us, the cash value of the policy is very uneconomical, and our personal rights and interests are not protected after surrender, so we must consider carefully before underwriting, so as not to cause unnecessary losses to ourselvesand hopefully everyone will be able to know that.

We should have a deep understanding before buying insurance. At the same time, we all know that there is a lot of insurance on the market now, so when we face the promotion of insurance salesmen, we must keep our eyes open, because we all know that they sell insurance only to make money, not to protect our lives, so we need to pay attention to the fact that we must learn to protect our legitimate rights and interests in daily life.

If you find that the insurance contract is not satisfied, you can also complain to the insurance association, only in this way can we better protect our legitimate rights and interests, I hope everyone can know that this 100 million points is the icing on the cake for commercial insurance, if you do not have any insurance, it is also very beneficial to buy commercial insurance.

It depends on how much money you pay, you can consult your insurance salesman, he will definitely give you a detailed explanation, there should be a certain percentage, or you will negotiate with the insurance company.

It may only give you a 50% refund, because you have enjoyed the insurance benefits for so many years, and you can only get some of the remaining money back, and you still have to deduct the processing fee.

At this time, it should be settled according to the insurance you have paid, as well as the handling fee that needs to be paid in the process of surrendering the policy, which can generally reach 80%.

It depends on how much money you paid, but it will definitely not be all returned, some should be left, up to two-thirds can be returned, and the rest will be left and not returned.

Summary. Hello, glad to answer for you. According to the cash value table of Ping An Fu Insurance, the cash value of the policy at the time of surrender in the first year is 280 yuan, and the premium paid is 5,258 yuan, the cash value of the policy in the second year is 1,225 yuan, with a cumulative premium of more than 10,000 yuan, and the cash value of the policy in the third year is 2,240 yuan, with a cumulative premium of more than 15,000.

The cash value of the policy in the 20th year is 55,195 yuan, the cumulative premium is more than 100,000 yuan, and the cash value of the policy in the 25th year of the policy is more than 110,000 yuan, etc., and the cash value table can be viewed in the insurance contract.

Ping An Fu 200,000 insurance amount paid for 30 years, how much money can be paid at the age of 70.

Hello, glad to answer for you. According to the cash value table of Ping An Fu Insurance, the cash value of the policy at the time of surrender in the first year is 280 yuan, and the premium paid is 5,258 yuan, the cash value of the policy in the second year is 1,225 yuan, with a cumulative premium of more than 10,000 yuan, and the cash value of the policy in the third year is 2,240 yuan, with a cumulative premium of more than 15,000. The cash value of the policy in the 20th year is 55,195 yuan, the cumulative premium is more than 100,000 yuan, and the cash value of the policy in the 25th year of the policy is more than 110,000 yuan, etc., and the cash value table can be viewed in the insurance contract.

In other words, if you want to surrender the policy in the early stage of insurance, the economic loss is very large, even in the 20th policy year, it is still not cost-effective to surrender the policy, at least until the 25th policy year, you can return the cost. Therefore, in the early stage of insurance, it is not recommended to surrender the policy, because the loss is too great.

I hope mine can help you and have a great life! If you have any other questions, please feel free to consult me, professional teachers will solve your problems 100% and provide one-on-one guidance.

Pay 6458 every year, pay for 5 years, how much money can you get back if you surrender the policy.

Ping An Fu Critical Illness Insurance.

Hello, it's not much, basically less than 5,000 yuan.

It's the cash value of the policy that you get back, right?

Yes. Only cash value can be refunded.

Summary. Specifically:

1. How much does Ping An Insurance pay for 10 years?

1. The first thing to say is that it is uncertain whether Ping An Insurance will return the principal after paying for ten years, and it is difficult to return it in a high probability. Because even if it is financial insurance, whether you can withdraw money does not depend on the payment period, but on the insurance period. As a result, many people will feel deceived when they inquire about a principal refund business after paying the premium for ten or six years.

2. This is also one of the common routines of insurance companies, if the insurance period does not expire, the surrender is basically early surrender, and only the cash value of the policy will be returned. At this time, let alone getting back the principal, it is difficult to say whether there is half of the principal when surrendering. Therefore, if the insurance period is 10 years, and it is a return insurance, it is not wrong to refund the full amount.

If this insurance is paid for 10 years and the insurance period is longer, it is considered to be surrendered halfway.

2. Generally speaking, Ping An Fu Insurance can refund about 60% of the premium paid after paying for 10 years, which can be calculated by referring to the cash value table on the end page of your policy contract, or contacting your insurance consultant.

Ping An Fu is 5,700 yuan for 1 year, and how much money is paid for 10 years of surrender.

Hello, Ping An Fu is 5,700 yuan for 1 year, how much money is paid for 10 years of surrender, and I will analyze and answer for you. 

Hello, Ping An Fu 1 year is 5700 yuan to pay 10 years of surrender, about 60% of the premium can be refunded, the specific surrender amount is as follows:

5700*10*60%=34200 yuan.

Specifically: 1. How much does Ping An Insurance refund after paying for 10 years 1, the first thing to say is that it is uncertain whether Ping An Insurance will return the principal after paying for 10 years, and it is likely to be difficult to refund. Because even if the financial insurance is rolled, whether you can withdraw money does not depend on the payment period, but on the insurance period.

As a result, many people will feel deceived when they inquire about a principal refund business after paying the premium for ten or six years. 2. This is also one of the common routines of insurance companies, if the insurance period does not expire, the surrender is basically early surrender, and only the cash value of the policy will be returned. At this time, let alone getting back the principal, it is difficult to say whether there is half of the principal when surrendering.

Therefore, if the insurance coverage period is 10 years, and it is a return insurance, it is not wrong to refund the full amount. If this insurance is paid for 10 years and the insurance period is longer, it is considered to be surrendered halfway. 2. Generally speaking, Ping An Fu Insurance can refund about 60% of the premium paid after paying for 10 years, which can be calculated by referring to the cash value table on the end page of your policy contract, or contacting your insurance consultant to calculate.

Ping An Fu is non-refundable after 20 years, and it usually takes 30 or 40 years to get a refund

1.Ping An Fu is not a returnable critical illness insurance, so it does not provide a return liability. Taking Ping An Fu 21 as an example, its insurance liability only covers 120 serious illnesses and 40 mild illnesses (including the original Zheng Huwei cancer moderate illness and death protection).

Obviously, it does not have insurance liabilities such as the return of survival funds, so even if it is paid for 20 years, the insurance company does not have any expenses to return;

2.After 20 years of Ping An Fu's payment, the cash value of the policy has not yet reached the same level as the premium paid, so even if the policy is surrendered, the policyholder will not be able to get back the amount of money equivalent to the premium paid. Take an 18-year-old man's application for Ping An Fu 18 Edition, 20 Years Whole Life Insurance, 3600 First Year Premium, 18th Edition Ping An Fu Serious Illness, 20 Years Whole Life Insurance, and 2670 First Year Premium as an example.

After paying for 20 years, the policy can be refunded and the value of the gold is 69750. Obviously, it is less than the premium paid. In this case, the policyholder cannot get back the amount of money equivalent to the premium paid.