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Bank of Communications Handling fee: 0 05 handling fee will be charged for remittance between peers, with a minimum of 10 yuan and a maximum of 50 yuan; Inter-bank remittance charges a handling fee of 1, with a maximum charge of 50 yuan.
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Inter-bank deposit in Bank of Communications requires a proportion to calculate the handling fee, which means that the more money deposited in the inter-bank bank, the higher the handling fee. Therefore, if people want to deposit and withdraw money from their bank cards, they will basically choose the bank's ATM, which can directly deposit and withdraw money or transfer money, which is very simple and convenient. However, because the bank card is different, sometimes the money from this bank card will be transferred to other bank cards, so it is necessary to make inter-bank deposits, and inter-bank deposits are subject to a certain handling fee.
Then the same inter-bank withdrawal of money is also subject to a handling fee. The handling fee is determined by the bank fee standard and the amount of individual withdrawal, generally ranging from 1 to 50 yuan, according to the announcement on the official website of each bank, the specific data can be known as follows:
1. Bank of China: The inter-bank withdrawal fee is the minimum 4 yuan and the maximum 50 yuan for the withdrawal amount.
2. ICBC: The inter-bank withdrawal fee is RMB of the withdrawal amount.
3. Bank of Communications: The inter-bank withdrawal fee is RMB of the withdrawal amount, with a minimum of RMB 5.
4. China Merchants Bank: The handling fee for inter-bank withdrawal is up to 50 yuan + 4 yuan for the withdrawal amount.
5. Agricultural Bank of China: The inter-bank withdrawal fee is RMB of the withdrawal amount.
6. China Construction Bank: The inter-bank withdrawal fee is 1% + 2 yuan of the withdrawal amount, with a minimum of 4 yuan.
7. Postal savings: the inter-provincial handling fee is charged at the high of 50 yuan + 4 yuan per transaction amount, and the inter-provincial and inter-municipal handling fee will not be higher than the inter-provincial standard.
One thing that also needs to be clear is the non-local deposit of peers. That is, the regulations of the Bank of Communications deposit in different places. If it is deposited over the counter, it will be charged according to the amount of each deposit, with a minimum charge of 1 yuan and a maximum charge of 50 yuan.
If the handling fee at the ATM is the amount of each deposit, the minimum charge is 1 yuan, and the maximum is not more than 30 yuan.
Another advantage is that there is no handling fee for non-local deposits in the credit card of Bank of Communications, and gold card users will enjoy a 50% discount on handling fees regardless of whether they are traveling in different places or inter-bank in different places.
Further information: 1. Functions of banks.
1) Credit intermediary function: through the bank's liability business, all kinds of idle currency in the society are concentrated in the bank;
2) Payment intermediary function: through the transfer of deposits on the account, ** the customer pays;
3) Credit creation function: Banks can use their liabilities as currency to circulate, which has the function of credit creation;
(iv) Financial services functions. Banks have carried out some financial services, such as payment of salaries, collection of fees, gas fees, issuance, asset evaluation, finance and so on.
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Bank of Communications ordinary debit card non-local cash withdrawal fee:
1) Counter: Each transaction is charged up to 50 yuan according to the cash withdrawal amount (2) Self-service equipment (including cardless cash withdrawal): the maximum amount of withdrawal is 50 yuan Bank of Communications ordinary debit card non-local deposit handling fee:
Each transaction is charged according to the deposit amount, with a maximum charge of 50 yuan. (No distinction between counters or self-service equipment) Bank of Communications ordinary debit card inter-bank withdrawal fee:
Same city: 2-4 yuan (the fee in each city is different, 2 yuan in some cities, 4 yuan in some cities, it is recommended to confirm with the branch where the opening bank is located).
Non-local: the same city inter-bank withdrawal fee for the cash withdrawal amount, with a minimum of 5 yuan When withdrawing money at the ATM, please pay attention to whether other devices are installed on the card socket and PIN pad, so as to avoid the card being copied and causing losses to your property.
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1.Bank of Communications Debit Card How to charge fees for remote withdrawals and deposits?
Withdrawal: 1% over the counter, minimum 1 yuan, maximum 100 yuan.
Self-service equipment: The minimum is 1 yuan, and there is no upper limit.
Deposit: Counter minimum $1 and maximum $50.
2.If your average daily assets in the personal quarter of the Bank of Communications reach more than 2 million, you can apply for a World Platinum Card, and all handling fees in the Bank of Communications system will be waivedYou can buy Shuangli Wealth Management (annual interest rate, or Deli Bao Tiantianli Wealth Management A, B, and C, with an annualized rate of return of about that.)
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Starting this year, Bank of Communications will be free of charge for deposits and withdrawals or transfers from other banks.
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Bank of China: Cardholders withdraw money from ATMs of other banks in the same city, 4 yuan; ATM withdrawals from other banks in different places in the province are 9 yuan; ATM withdrawals from other banks outside the province, 12 yuan; Withdrawals at overseas ATMs, 15 yuan. It is reported that the original charging standard of the Bank of China was:
2 yuan for inter-city transactions and 7 yuan inter-bank transactions within the province;
China Construction Bank: 2 yuan for the amount of withdrawal collected by inter-bank in the same city, plus 2 yuan for inter-bank withdrawal in different places (inside and outside the province), 1% plus 2 yuan;
Agricultural Bank of China: Inter-bank in the same city and inter-bank in the province will charge 2 yuan, and inter-bank outside the province will charge 1% plus 2 yuan.
Industrial and Commercial Bank of China: 4 yuan for inter-bank transactions in the same city, 1% plus 2 yuan for inter-bank transactions in other places (inside and outside the province);
China Merchants Bank: 2 yuan for inter-bank transactions in the same city and inter-bank transactions within the province, and 2 yuan for inter-bank transactions outside the province;
Bank of Communications: 2 yuan for inter-bank transactions in the same city, 2 yuan for inter-bank transactions in different places (inside and outside the province), with a minimum of 10 yuan and a maximum of 100 yuan;
Minsheng Bank: The first three inter-bank transactions in the same city are free, the next two transactions are 2 yuan, and the inter-bank transactions in other places (inside and outside the province) are 5 yuan;
Huaxia Bank: free inter-bank in the same city, 2 yuan inter-bank transaction in other places (inside and outside the province, the first transaction is free);
China CITIC Bank: The first two inter-bank transactions in the same city and intra-provincial inter-bank are free of charge every month, and the third inter-bank transaction starts at 2 yuan, and the inter-bank outside the province is up to 200 yuan;
Shanghai Pudong Development Bank: 2 yuan for each inter-bank in the same city, 5 yuan for each inter-bank within the province and inter-bank outside the province, and 18 yuan for Hong Kong and other overseas banks;
Shenzhen Development Bank: 1% for each inter-bank in the same city and in other places (inside and outside the province), with a minimum of 10 yuan;
Industrial Bank: The first three transactions in the same city and different places (inside and outside the province) are free of charge, and the fourth transaction is charged at 2 yuan from the beginning.
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No fees. But you have to pay a fee for taking out the 3,000, so you can pay back as much as you owe, don't pay more.
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There is no commission for using a credit card to deposit money in other places, and there is no fee for depositing a credit card anywhere in the country.
Since there is no charge for credit card non-local deposits, it is not possible to use credit cards as a tool for non-local transfers to avoid handling fees? In fact, although there is no handling fee for non-local deposits, if you do need to pay a high handling fee to withdraw money from your credit card, taking the money out of your credit card is called "overpayment withdrawal".
So when you have a balance in your account, you can pay your credit card anytime and anywhere without worrying about fees, but don't try to use your credit card as a transfer tool, which is not worth it.
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Naturally, there is a .........It's about two dollars, but it's not recommended, because there is no benefit to saving money in a credit card, there is no need for it, but you may have your own plans, and everything is based on your requirements.........
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Bank of Communications' credit card inter-bank withdrawal charges credit card cash withdrawal fees, and does not charge inter-bank cash withdrawal fees, there is no difference between local and foreign places, and the handling fees are the same.
Bank Credit Card Cash Withdrawal Interest:
There is no interest-free period for credit card cash withdrawals, and 5/10,000 of the overdraft cash withdrawal interest will be charged every day from the date of cash withdrawal until it is repaid.
Bank Credit Card Cash Withdrawal Fee:
Domestic Bank: 1% of the cash withdrawal amount, minimum 1 yuan.
Domestic banks: (1% of the cash withdrawal amount + 2 yuan) transaction, minimum 3 yuan.
Overseas (UnionPay network) :(1% of the cash withdrawal amount + 12 yuan) transaction.
Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of 3 USD (or equivalent in other foreign currencies) Bank credit card cash withdrawal method.
1. Domestic: RMB cash can be withdrawn with the withdrawal password at the outlets of Bank of China's business institutions, ATMs or ATMs of other commercial banks with the UnionPay logo.
2. Overseas: You can withdraw local legal tender from any ATM with Plus, CIRRUS or UnionPay logo in the world for cash advance transactions.
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1% of the cash withdrawal amount, with a minimum of 10 yuan, regardless of the bank's other banks, local and foreign.
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Credit card cash withdrawal will be deducted from the handling fee, regardless of local and foreign withdrawal, a 1% handling fee will be charged, but the minimum is 10 yuan, that is, 100 yuanA handling fee of $10 will be charged.
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The withdrawal fee is 1% of the transaction amount, the same.
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1. Bank of Communications debit card and quasi-credit card non-local deposit fees:
Network counters: the minimum deposit amount is 1 yuan, and the maximum is 50 yuan;
Self-service equipment: The minimum deposit amount is 1 yuan, and the maximum is 30 yuan.
2. Bank of Communications debit card and quasi-credit card non-local withdrawal fee standard:
Counters at outlets: 1 of the withdrawal amount, the minimum is 1 yuan, and the maximum is 100 yuan;
Self-service equipment: The minimum withdrawal amount is 1 yuan.
3. There is no handling fee for non-local deposits of Bank of Communications credit card.
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The counter handling fee for cash withdrawal in other places is 1% of the amount, with a minimum of 1 yuan and a maximum of 100 yuan.
ATMs are a little cheaper and six thousandths cheaper.
You take a hundred and receive a dollar
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The counter handling fee for non-local deposits is 4/1000 of the amount, with a maximum of 50 yuan and a minimum of 1 yuan.
The withdrawal fee is 1% of the amount, with a minimum of 1 yuan and a maximum of 100 yuan.
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As long as it's not local. The remittance fee is up to 50 yuan, and the cash withdrawal fee is up to 100 yuan. All other banks are the same, with the exception of the Student Dream Card.
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Bank of Communications card deposits in other places require a handling fee.
1. 1% of the deposit fee on the counter, the minimum is 1, the maximum is 50;
2. The machine deposits a handling fee, but a maximum deposit of 1w.
Bank of Communications is one of the oldest banks in China, founded in the 34th year of Guangxu (1908), one of the early banknotes issuing banks in China, and one of the four major banks in the early period of the People's Republic of China (early China). It is the fifth largest bank in Chinese mainland, the first national state-owned joint-stock commercial bank in China, and one of the seven banks and five guarantees (formerly known as six banks and three guarantees) of Chinese financial stocks in Hong Kong. As of the end of December 2011, the total assets of the Bank reached RMB4.6 billion. The net profit was RMB 100 million.
Bank of Communications is a global partner of China World Expo 2010 Shanghai.
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Ordinary Taiping card is 10 yuan a year, the salary card is free of annual cost, and you can get a silver card if you save enough 50,000 yuan, which is also free of annual cost.
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC, and its user positioning is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have foreign study, business, research or travel needs, and are also a group of people with high living standards and willing to try new consumption habits." "Bank of Communications Pacific Credit Card[1] is a credit card product created by Bank of Communications with the introduction of HSBC's advanced technology and management, which brings together the dual advantages of global and local, with the theme of "Chinese's global card", advocates a new consumer culture and card experience, and provides preferential benefits and intimate services throughout the world.
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$10 annual fee.
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