Do I need to pay a fee for different interbank deposits?

Need. Now there are many small banks (outside the state-owned banks), such as: China Guangfa Bank.

China CITIC Bank, Industrial Bank.

Most of them have now opened the counter function, but whether the specific fee depends on the agreement between the banks!

One. Bank charges.

1. Industrial and Commercial Bank of China: Charge a small account management fee of less than 300 yuan.

3 yuan quarterly;

2. Agricultural Bank of China: less than 500 yuan to charge a small account management fee of 3 yuan per quarter;

3. China Construction Bank: Less than 300 yuan to charge a small account management fee of 3 yuan per quarter;

4. Bank of China: The average daily deposit is less than 300 yuan, and the management fee for small accounts is up to 9 yuan per quarter;

5. Bank of Communications.

Less than 500 yuan to charge a small account management fee of 3 yuan per quarter;

6. China Merchants Bank.

If it is less than 10,000 yuan, a small account management fee of 1 yuan per month will be charged.

7. Postal Savings Bank.

Less than 100 yuan to charge a small account management fee of 3 yuan per quarter;

8. Changsha Bank.

No small account management fee.

9. Ping An Bank.

The monthly average is less than 1,000 yuan, and the small account management fee is 2 yuan per month.

Two. Interbank withdrawals.

1. Industrial and Commercial Bank of China: 2 yuan for inter-bank transactions in the same city. 1% + 4 yuan for non-local inter-bank, the minimum non-local fee is 2 yuan, and the maximum is 100 yuan.

2. Agricultural Bank of China: 2 yuan for inter-bank transactions in the province. 1% + 2 yuan for non-local inter-bank, the minimum non-local fee is 1 yuan, and the maximum is 100 yuan.

3. China Construction Bank: 2 yuan + for inter-bank transactions in the same city. 1% + 2 yuan for non-local inter-bank, the minimum non-local fee is 4 yuan, and there is no upper limit.

4. Bank of China: 4 yuan (100-2500) in the same city. 14 yuan across the line.

5. Bank of Communications: 2 yuan for inter-bank transactions in the same city. The cross-bank fee is at least 5 yuan, and there is no upper limit.

6. China Merchants Bank: 2 yuan for inter-bank transactions in the same city. The cross-bank fee is at least 5 yuan, and there is no upper limit.

7. Postal savings: 2 yuan for inter-bank transactions in the same city. The minimum fee is 2 yuan and the maximum is 50 yuan.

Three. Withdrawals made in different places.

1. Industrial and Commercial Bank of China: 1%, capped at 100 yuan.

2. Agricultural Bank of China: 1%, minimum 1 yuan.

3. China Construction Bank: 1%, minimum 2 yuan.

4. Bank of China: 10 yuan per transaction.

5. Bank of Communications.

6. China Merchants Bank.

7. Postal Savings: .

There are different bank charges, but general banks do not handle this business!

The handling fee is called the inter-bank deposit fee, and the charges vary from bank to bank.

There is a handling fee for inter-bank deposits, but each bank has different regulations, such as Bank of China, and the handling fee is charged at 1% of the remittance amount.

There is a handling fee.

As of February 19, 2021, inter-bank deposits are subject to handling fees, and the five major banks in industry, agriculture, China and construction are all charged according to the amount of deposits, of which the maximum fee of Bank of China and Agricultural Bank of China shall not exceed 50 yuan, the maximum fee of CCB shall not exceed 20 yuan, and the maximum fee of ICBC shall not exceed 100 yuan. The Bank of Communications has the lowest handling fee, which charges the sum of deposits through ATMs and over-the-counter deposits respectively.

However, the fees charged by joint-stock banks for this business are different, some charge a handling fee according to a certain percentage of the deposit, and some are 5 yuan per transaction regardless of the amount. In addition, most of these banks charge less than over-the-counter fees for ATMs.

Bank Transfer Method:

1.After confirming that the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account;

2.It is recommended to open an account at the bank, and then fill in a wire transfer form, fill in the other party's receiving account number, account name, and bank name, and remit money from the account to the beneficiary.

3.If you are troublesome to open an account, you can directly remit money in cash and fill in a wire transfer form for remittance, but you must fill in the other party's receiving account number, account name, and bank name;

4.Open online banking, activate it online, and you can pay and transfer money online.

After the transfer is successful, you can confirm it by calling ** to prevent the transfer to the wrong account or not arriving in the account, and you can contact the bank in time to deal with it.

Extended Materials. On weekends, the bank only supports private business, and corporate business cannot be handled, so if it is a corporate business, then you need to go to the bank from Monday to Friday.

The bank also works on Saturdays and Sundays, but the working hours will be shorter than Monday to Friday, and the bank also has a break at noon, generally from 12 o'clock to 14 o'clock at noon, during this time period, the bank will leave some windows to support private business, but the corporate business is not supported in this time period, so if it is to handle corporate business, then it needs to be from 9:00 to 12:00 in the morning and 14:00 in the afternoon

It can only be processed from 00 to 17:00.