How about Ping An Anxin Insurance? Ping An Anxin Bao of China introduced

How about Ping An Insurance?

What are some good insurance recommendations? It took me 2 weeks to sort out 152 critical illness insurances and summarize the top 10 insurance companies' best-selling critical illness insurance in 2020: Top 10 insurance companies are "worth buying" popular critical illness insurance!

Advantages of Ping An Insurance:

1. The waiting period for critical illness insurance is 90 days, which is relatively short (generally there are 90-day or 180-day settings for critical illness).

2. An exemption clause can be attached, and if the policyholder is out of insurance, the insured's premium can be waived.

Ping An Insurance Anxin Insurance Cons:

1. The waiting period for critical illness insurance is 90 days, and the cash value will be refunded during the waiting period, and the cash value will deduct part of the fee, which must be lower than the premium paid (most products will be refunded during the waiting period).

2. This product has a "total disability waiting period", if the policyholder is "totally disabled" within 30 days, the cash value of the additional waiver of critical illness insurance will be refunded.

3. The compensation of critical illness insurance is a single payment, generally speaking, there is also the possibility of a second critical illness in a person's life, and it is difficult to buy other critical illness protection products after paying a critical illness.

Also, how about Ping An Insurance? Learn more: How about Ping An Insurance? Is it worth buying? Pros and cons analysis

Ping An Fu Bao (Rider), which is used to increase the sum insured of whole life insurance and pay out critical illness insurance in advance, makes it possible for you to provide high critical illness protection.

Compared with other insurance companies, Ping An's products have a higher tariff for the same type of insurance.

It is a financial management type, with protection and financial management functions.

Anxin Bao is a term life insurance and the premium can be repaid at maturity.

Ping An Fu is the most complete protection in Ping An Insurance, with low spring insurance and high protection, and critical illness insurance.

The number of diseases is also the most 53. There is also a traffic accident death double benefit, accident insurance.

Guaranteed up to 70 years old. The main insurance is guaranteed for life. The deficiency is that the principal is not protected, for example, the insurance may not be able to get back the principal after 30 years of the main insurance, critical illness insurance, and accident insurance.

Ping An Insurance of China.

The advantage of "Ping An Fu" is that it is the first market-oriented product with the same sum insured.

The contribution is the lowest in the market. There are no advantages and disadvantages of insurance, only the difference between what is right for you and what is not for you. What suits you is the advantages, and what is not suitable for you is the disadvantages. If you have to talk about the disadvantage, that is, minors under the age of 18 cannot be insured.

The defect of Ping An Fu Insurance of Ping An Insurance of China: because of the low contribution, there is no income, and it cannot be used as a pension.

Use. Only adults can purchase it.

Insurance Guide. Anxin Bao is a fixed-term insurance policy.

It is not guaranteed for life. It has a premium refund function and is a savings insurance. Compared with products that do not return the premium, the cost of the company is more expensive.

If you have a sufficient premium budget, you can choose Ping An Anxin Insurance to take into account both death and pension protection. As for whether this product is good or not, it still depends on the actual situation of the individual.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello dear! Glad to answer for you :

Ping An Anxin Insurance is not bad, Ping An Anxin Insurance is an insurance product plan, which is composed of Anxin Bao 18 Comprehensive Insurance, Anxin Bao 18 Advance Payment Critical Illness Bing Insurance, Ping An Additional Accident Injury Insurance and Ping An Additional Accident Medical Insurance, which provides protection including critical illness, accident, accidental medical treatment, death, etc., as well as maturity survival insurance benefits, which are relatively comprehensive.

How about Ping An Anxinbao?

Hello dear! I'm glad to answer for you: Ping An Anxin Insurance is not bad, Ping An Anxin Bao is an insurance product plan, which is composed of Anxin Bao 18 Insurance, Anxin Bao 18 Advance Payment Critical Illness Bing Insurance, Ping An Additional Accident Injury Insurance and Ping An Additional Accident Medical Insurance, which provides protection including critical illness, accident, accidental medical treatment, death, etc., as well as maturity survival insurance, which is relatively comprehensive.

Pro-advantage (1) return at maturity: This is a big advantage of Ping An Xinbao, if the consumer is safe and secure all his life, without insurance, according to the insurance contract stipulates that when he is 60 years old, 70 years old, and 80 years old, the premium will be completely paid to the user's account. (2) Meet the needs of critical illnesses

This product contains 45 kinds of critical illnesses, including 25 types stipulated by the Insurance Regulatory Commission, and the 25 types stipulated by the Insurance Regulatory Commission have covered more than 90% of the critical illness incidence rate of a person's lifetime, and the 20 types of insurance added on this basis have basically met the protection needs of consumers.

This product is real or fake.

Really. Anxinbao is an option to provide comprehensive protection for some customers who are not strong in paying fees, due to the advantages of Ping An medical insurance and the rapid settlement of claims under the line of An's e-compensation, Anxinbao is a good choice for low-income groups, the insurance is 0 years old, and the insurance age is 55 years old.

Ping An Anxin Bao is a long-term critical illness.

Coverage Type: Insurance.

Insured by Ping An Anxin Bao.

Ping An Additional State Limb Anxin Insurance pays critical illness insurance in advance.

Compose. This product includes basic protection such as critical illness and value. Covers 45 critical illnesses and pays the basic sum assured.

In terms of death, if the insured dies before the age of 18, the premium paid under the main supplementary insurance will be refunded, and 1 time of the basic sum assured will be paid on the death of the insured person who has reached the age of 18. At the end of the insurance period, all the premiums paid for the main supplementary insurance will be refunded. Critical illness benefit, 45 types of critical illness, early payment of the sum insured; Sell the death benefit, return the main supplementary insurance before the age of 18, and pay the insurance book and silver fee, and the death benefit of the 18th birthday; The maturity payment is also the full premium paid for the main insurance.

The minimum sum insured of Ping An Anxin Insurance is 50,000 yuan, and the annual premium is not less than 1 yuan. Anxin Bao is a fixed-term insurance and cannot be guaranteed for life. It has a premium refund function and is a savings insurance.

Ping An Anxin Insurance is more suitable for low-income groups, and the product has the following advantages:

1. The annual payment starts from 1,000 yuan, which is much less than 4,000 yuan a year compared with the flat defense and the annual payment of Anzhuan Liquid Fu;

2. Guarantee the principal, return the premium when due, and the older policyholder is better;

3. The insurance that can be reimbursed again after 30 days after discharge from the hospital for the same disease is guaranteed to be renewed for more than 5 years, which is very effective for people with chronic diseases or frequent hospitalization.