Which is the best long term wealth management product? How to choose a good long term financial prod

It is very important to choose a formal platform for personal finance, so as to obtain peace of mind and better protect the safety of funds. Du Xiaoman financial management is the original financial management, Du Xiaoman financial management.

It is a professional wealth management platform under Du Xiaoman Finance (formerly Finance), providing diversified wealth management products such as investment, current wealth management and bank regular wealth management. Du Xiaoman Wealth Management helps users to achieve wealth growth with peace of mind, and users choose suitable financial products according to their liquidity preferences and risk preferences. At present, Du Xiaoman Wealth Management has been operating safely for nearly 5 years, and the previous products have also completed the redemption of principal and interest.

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At present, our bank's personal financial products are announced on the homepage, you can enter the homepage, click "wealth management products" - "personal financial products" - "search" to classify the product information you need. If you need advice, please contact your account manager. (Tips:.)

Please read the product manual carefully before purchasing).

Financial management can be divided into long-term financial management and short-term financial management, the general term of long-term financial management is relatively long, and the general term of short-term financial management is relatively short, so is long-term financial management products good? Is it suitable to buy long-term wealth management products? Relevant content has been prepared for your reference.

Whether long-term financial products are good or not depends on the situation, some long-term financial products are better, you can make money, and some long-term financial products are not good, you will lose money, this is the need for investors to judge, and this judgment is not necessarily accurate.

When looking at the long-term financial products, you can look at the past income of the financial products, and when choosing, you can consider the financial products with outstanding past performance, but there is a downward trend in the near future, so that when the financial products rise too high, the risk is relatively large.

When the financial products decline, you can buy more shares with the same, but whether the financial products will make money in the future is also uncertain, and you can only refer to the past income.

A good financial management, its past performance can not always be very poor, has been losing money, this kind of financial products that have been losing money for a long time to hold is like a bottomless pit, always falling more, rising less, looking bored, so it is very important to choose a good long-term financial product to hold, is to help us make money for a long time.

Wealth management products. According to the investment period, it is divided into long-term wealth management products and short-term wealth management products. Long-term wealth management products are suitable for long-term idle funds, and generally speaking, the expected annualized expected return is higher than that of short-term wealth management products.

Below, I will introduce you to several products suitable for long-term investment.

1. Bank savings

Bank savings can be said to be a very common investment method, and it is also very in line with the financial management concept of Chinese people in the past. Save it as long as you have money. One is that the bank is safe, and the other is that it can also generate money.

Although the interest rate on bank savings is not high, if you invest for a long time, the funds will have a "snowball effect", so that the principal will become more and more.

2. Bonds**

Bonds** refer to those that specialize in investing in bonds, and are long-term investment financial products. Especially in the debt base.

In the case of more optimistic market conditions, holding for a long time can make more profits. The central mother has cut interest rates many times, which is good for bond products. Many companies will take advantage of this time to raise funds, and the expected annualized interest rate of the bond.

There will be an improvement.

3. P2P wealth management products

Although the term of P2P financial management is not very long, generally less than 24 months, but if you invest for a long time, the profits will be very considerable. In the market, the expected annualized expected return of P2P wealth management products is mostly around 10%-18. However, P2P financial management must choose a good platform.