On the issue of the withdrawal of the deceased s bank property

It is sufficient to issue a death certificate and have the notary public issue the certificate.

Go to the police station to issue a death certificate and a copy of the deceased's ID card.

Insurance to issue a death certificate.

Then go to a notary public to notarize.

After that, you can go to the bank to handle it.

If the elderly's account has not been cancelled, they can go to the bank to withdraw money with the elderly's ID card and the ID card of the person taking it on their behalf. If the account of the elderly has been cancelled, the withdrawal methods are: 1. When the deposit expires, withdraw the money on the maturity date, and do not need an ID card (except for a large amount of more than 50,000 yuan), as long as you remember the password, you can withdraw money; 2. According to the inheritance distribution agreement, it can be withdrawn after being notarized by a notary public and completing the relevant procedures.

Among them, estate distribution refers to the distribution system of the property owner's estate after his death in accordance with the legal inheritance, will or other legal provisions. The principle of estate distribution in legal succession refers to the basic criterion for determining the amount of inheritance share to be shared by legal heirs in the same order in legal succession.

1. After the death of the deceased, if the deceased had a bank card before his death, and the heir knows the password of the card, he can directly withdraw or transfer money at the ATM with the cardThe bank will treat the normal withdrawal or rollover, and the bank will not be responsible for any disputes and disputes over the inheritance of deposits that occur afterwards

2. After the death of the depositor, in order to prove his identity and the right to withdraw the deposit, the legal heirs shall apply to the local notary office (or the county or city people's court if the notary office has not yet been established) for a certificate of inheritance, and the bank shall handle the transfer or payment procedures accordinglyIf the heir loses the decedent's bank card, or does not know the password of the decedent's bank card, he or she cannot withdraw the inheritance directly from the bank

Therefore, in the absence of a will, the deposit is an inheritance, and the bank cannot withdraw it to any heir without authorization.

1. Notarization of inheritance rights refers to the certification activities of the notary public to confirm whether the parties enjoy the right of inheritance according to the application of the parties. When a party applies for notarization of inheritance rights, it shall submit an application to a notary office with jurisdiction. If several parties apply to inherit the estate of the same decedent, they shall jointly apply to the notary office.

2. When applying, the parties shall submit a notarization application and submit the following documents and materials at the same time: the identity certificate of the parties, such as work permit, ID card, household registration booklet, etc. If the decedent is a person who has been declared dead, the person concerned shall submit a judgment of the people's court on the declaration of death, such as a death certificate issued by the relevant hospital, a certificate of cremation of the corpse, or a certificate of cancellation of household registration issued by the relevant police station.

Proof of property rights of the estate left by the deceased, such as real estate ownership certificate, bank deposit slip, ** number and amount, etc. If the deceased made a will before his death, the parties concerned shall submit the original will.

3. If the subrogated heir applies for a certificate of proof of the relationship between the parties and the decedent, the certificate that the heir died before the decedent and the proof of the relationship between the heir and the heir shall also be provided. When notarizing inheritance rights, a notary public shall focus on the time, place, and cause of death of the decedent, as well as the scope, type, and amount of the inheritance left behind.

Whether the deceased made a will before his death, whether the will is true and legal, and whether there is any change or revocation, so as to confirm its validity.

The China Banking and Insurance Regulatory Commission (CBIRC) and the Ministry of Justice (MOJ) jointly issued the Notice on Simplifying the Inquiry of Matters Related to the Deposits of Deceased Depositors, which stipulates that the spouses, parents and children of deceased depositors may submit written applications to banking financial institutions with the death certificate of the deceased depositor, documents showing kinship, such as household registers, marriage certificates, birth certificates, etc., as well as their valid identity documents.

Handle inquiries such as deposits. For the notarized will to designate the heir and the beneficiary of the notarized will, you need to bring the death certificate of the deceased depositor, the notarized will and your valid identity document.

For the deceased's bank deposits, the first-order heirs (including parents, children, and spouses) should first go to the local notary office to apply for a notarized inheritance certificate to determine the distribution of the deceased's property. Then, the party who has obtained the inheritance right of bank deposit shall go to the bank to handle the withdrawal with his valid identity certificate and notarial certificate.

If the deceased's deposit in the bank does not have a password, or you already know the password, as long as you bring the passbook, the depositor's ID card, the household registration book and the withdrawer's ID card, to the bank where you refuse to handle the withdrawal.

If the deceased's deposit has a password, and you don't know, don't worry, you just need to bring the deceased's death certificate, cremation certificate, bank deposit: fold (card) and your household registration book, ID card to the notary office to apply for a notarized inheritance qualification, and then the heir with the above certificate to the bank corresponding to the deposit to apply for an inheritance qualification. Then the bank will immediately reset the password, and then transfer the lead to the heirs.

Further Information] Bank deposits are money deposited in banks and are an integral part of monetary funds. According to the provisions of China's cash management system, every enterprise must open a deposit account with the People's Bank of China or a specialized bank to handle deposits, withdrawals, and transfer settlements.

The bank deposits of enterprises mainly include: settlement account deposits, letter of credit deposits, foreign deposits, etc. The cashier is responsible for the collection and disbursement of bank deposits. For each bank deposit income and expenditure business, the accounting voucher must be prepared according to the original voucher that has been audited and correct.

Bank deposit accounts are divided into basic deposit accounts, general deposit accounts, temporary deposit accounts and special deposit accounts. The basic deposit account refers to the account used by the enterprise for daily transfer settlement and cash receipt and payment. The general deposit account refers to the bank loan transfer of the enterprise in addition to the basic deposit account

For accounts opened by affiliated non-independent accounting units that are not located in the same place as the basic deposit account, this account can handle transfer settlement and cash deposit, but cannot withdraw cash. Temporary deposit account refers to the account opened by the enterprise due to the needs of temporary production and business activities, which can be used for transfer and settlement, and can deposit and withdraw cash according to the provisions of cash management, and the special deposit account refers to the account opened by the enterprise for specific purposes.

Businesses can only open general deposit accounts in a few branches of a bank. An enterprise's bank deposit account can only be used to settle its own production and operation business activities, and it is not allowed to lease or lend its account.

In accounting, bank deposits belong to the class of assets. The closing balance is on the debit side. In the accounting entries, the large debit side of Wang Ji indicates an increase. Lenders indicated a decrease.

1. After the death of a person, the first successor in line of savings (including parents, children, and other half) will go to the local notary office to apply for the inheritance certificate to clarify the plan for the distribution of property before the death of the deceased;

2. The party who has obtained the inheritance of the savings inheritance can go to the bank to take down the savings with his personal ID card certificate and notarized power of attorney;

3. If you know the login password, the heir can withdraw or transfer money directly at the ATM, which will be regarded as a normal transfer or transfer.

1. Time deposit: The customer calculates the monthly expenses and profits of the individual, formulates a monthly or weekly savings amount, and then puts the money into the bank for a fixed deposit, the safety of the funds is ensured, and the interest of the loan can also be obtained.

2. Agreed rollover: The customer chooses to deposit the money in the bank on time, and promises to automatically transfer the deposit after the expiration of the deposit period with the bank service, so that the customer can get continuous loan interest through compound interest;

3. Alternate savings method: divide the property into several deposit cycles.