How to explain that Ping An Ping An Fu main insurance collects money twice

Ping An Fu includes the main insurance, critical illness insurance and free mild critical illness insurance, long-term accident insurance and exemption, hospitalization, medical treatment, life If we have an accident that causes a critical illness, then the compensation amount is critical illness and long-term accident, for example, we buy the main insurance of 300,000, critical illness 280,000, and long-term accident 300,000, then we will get 580,000 compensation, and we have 20,000 left in the main insurance after compensation. That's why peace and happiness are like this. If you don't know, feel free to ask me to understand.

Didn't charge twice.

Ping An Fu Main Insurance: Ping An Fu Whole Life Insurance - This insurance covers that if there is no serious illness in your life, the insured amount will be paid to your descendants after death.

Ping An Fu Additional Insurance: Additional Ping An Fu pays critical illness insurance in advance - this insurance is that if you have a serious illness in the middle, then the insurance amount will be given to you in advance, and then what you will be given in death is only the amount of life insurance minus part of the insurance compensation.

Let's take a chestnut: the insurance amount of Ping An Fu main insurance is 310,000, and the insurance amount of critical illness insurance is 300,000, if you don't get sick in your life, then after death, you will leave 310,000 yuan to your descendants; If you get seriously ill in the middle and pay 300,000 yuan, when you die in the future, you will give the 10,000 yuan to your descendants. If the amount of the two insurances is the same, it means that either you get sick and take the money, or you will give the money to your descendants after your death.

The above is the case that there is no additional insurance, if other types of insurance are attached, then there is still a fee, and a sum of money will be charged for each additional one.

Ping An Fu is a whole life insurance, which cannot be returned at maturity, and if you want to get the money back, you can only choose to surrender the policy. There will be the cash value of the policy in the insurance contract, which is to tell the user how much money can be returned by surrendering the policy in the first few years, and it is recommended to choose the time when the cash value is similar to the premium, so as to reduce losses. However, as long as the policy is surrendered, the cash value of the policy will always be lower than the premium.

Ping An Fu is a whole life insurance, which cannot be returned at maturity, and if you want to get the money back, you can only choose to surrender the policy. There will be the cash value of the policy in the insurance contract, which is to tell the user how much money can be returned by surrendering the policy in the first few years, and it is recommended to choose the time when the cash value is similar to the premium, so as to reduce losses. However, as long as the policy is surrendered, the cash value of the policy will always be lower than the premium.

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What does the basic insurance amount of Ping An Fu mean, the basic insurance amount of Ping An Fu refers to the base amount of Ping An Fu calculated by Ping An Company according to the premium paid by the customer and then according to a certain calculation method. As a whole life insurance, Ping An Fu main insurance is the amount of money paid to the insured when the insured dies, and some insurance contracts will say that the basic sum insured or double compensation will be paid.

What does the basic insurance amount of Ping An Fu mean.

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What does the basic insurance amount of Ping An Fu mean, the basic insurance amount of Ping An Fu refers to the base amount of Ping An Fu calculated by Ping An Company according to the premium paid by the customer and then according to a certain calculation method. As a whole life insurance, Ping An Fu main insurance is the amount of basic insurance that pays the insured when the insured dies, and some insurance contracts will say that the basic sum insured or double compensation will be paid in the old age.

The basic insurance amount means the amount clearly marked on the insurance policy, and the insurance amount refers to the amount of insurance compensation that the insured or beneficiary can get. The basic insurance amount and the insured amount of some chaotic bridge insurance products are the same, but the insured amount of some insurance products is calculated in units of the basic insurance amount, for example, the insured amount of some insurance products is twice the basic insurance amount.

Summary. Ping An Fu Insurance is a whole life insurance launched by Ping An Insurance Group of China, which covers the following contents:

1. If the exercise meets the standard, the basic sum insured can be increased by 5%-10%, and the critical illness and death benefits are valid for life.

2. Ping An Fu Insurance includes 100 critical illnesses, 50 minor illnesses, and death coverage for life.

3. The maximum amount of independent insurance for mild diseases is 3 times, and the additional compensation for malignant tumors is 2 to 3 times.

4. Specific disease insurance can be added: malignant tumor, cardiovascular and cerebrovascular, liver and kidney and other specific disease insurance.

Long Term Accident Insurance: Up to the age of 70, double coverage for accidents while driving or riding in a private car.

Accident medical insurance can be added: outpatient hospitalization can be reimbursed.

After Ping An Fu is out of insurance, the annual premium paid increases.

Hello, this is the premium of Ping An Fu Rider Insurance that increases every year with age.

After signing the policy contract, the premium of Ping An Fu Main Insurance will not change.

So you should take a look at the insurance that is attached to the insurance contract.

You can also take a screenshot for the teacher to help you take a look.

Ping An Fu Insurance is a whole life insurance launched by Ping An Insurance Group of China, which covers the following contents: 1. If you meet the sports standards, you can increase the basic sum insured by 5%-10%, and the critical illness and death benefits are valid for life. 2. Ping An Xiangzhou Fu Insurance includes 100 kinds of critical illnesses, 50 kinds of mild diseases, and death coverage to life.

3. The maximum amount of independent insurance for mild diseases is 3 times, and the additional compensation for malignant tumors is 2 to 3 times. 4. Hunger can be supplemented with specific disease insurance: malignant rotten stockings tumor, cardiovascular and cerebrovascular, liver and kidney and other specific disease insurance.

Long Term Accident Insurance: Up to the age of 70, double coverage for accidents while driving or riding in a private car. Accident medical insurance can be added

Outpatient hospitalization is compensable.

The above is my reply, I hope it will be helpful to you, thank you for consulting <>

Question 1: Ping An Insurance, how much commission can you get for selling a Ping An Fu This question can offend all life insurance salesmen. This also includes the partner who made the order for you.

First, the protection of insurance is your own. Second, our commission is given by the company, and there is no interest conflict with you.

Question 2: What is the commission of Ping An Fu Yes, generally speaking, the talisman or peace charm will be higher, and the more people who follow it, is it involved in insurance rebates, this is also divided into regions, these three types of insurance are specific target groups for high-income people, which is very good.

Question 3: How much is Ping An Fu's commission First of all, it is clarified that commission is one way to calculate the employee's salary in the basic law of insurance, and it is not a part of the customer's money that is used as the employee's salary.

You can find the answer to this question in the product knowledge column of personal marketing, this is a professional category, you simple 1 sentence question, it is easy to mislead the public to think that 1 part of the money you pay is regarded as employee salary, Ping An Fu commission and payment period are related, the proportion is different, you ask the training teacher can get a satisfactory answer. For the sake of customer protection and the protection of industry secrets, I will not give you a direct answer.

Question 4: How much commission is there for the first year of insurance 11165 about half, the commission is the legal income issued by the company to the business personnel in proportion to the performance, which is different from the people who run the business in the world (they have a part of the pricing power at the bottom price), and the salesman has no pricing power, so it is illegal for customers to ask for rebates from business personnel, and they will not enjoy high-quality service in the future, thank you!

Question 5: How much is the commission for the first year of Ping An Fu with an annual payment of 12,000 This is not necessarily, it depends on the payment of the main insurance, the payment period, the amount of insurance, and the rank.

Question 6: Ping An Fu premium is 7,500 yuan, how much is the commission for the first year? 45%-60%

Question 7: How much can Ping An Insurance withdraw if it sells a Ping An Fu? How many years can I get commissioned? 5 points The insurance ** person sells insurance to obtain commission, which is a legitimate and reasonable income.

The salesman needs to continue to serve you for a long time, and even if the pick-up salesman leaves, the insurance company will assign a new salesman to serve you.

Question 8: How much is the commission of 28,888,000 yuan paid by Ping An Fu If it is a salesman, go to ask the group training or director, I don't know, how do you learn training!?

Question 9: Sell a Ping An Fu can get more commissions Consider your own protection, don't worry about the salesman's commission, question 10: Do 4200 yuan, how much commission is 38% for 20 years of Ping An Fu

Ping An Fu is a whole life insurance policy that does not refund premiums only when claims are made under additional critical illness insurance, or when the insured dies.

Depends on whether you want to return it or not.

Ping An Fu whole life insurance is life-saving, and the beneficiary is paid out after the person is lost. Lifetime warranty means that there is no time limit.

Advance payment for critical illness means that if a critical illness occurs, the insured amount will be paid to the customer in advance from the sum insured of the life insurance with the medical certificate and other supporting materials. Medical invoices are not required.

Long-term accident insurance can be insured until the age of 70, due to accidental disability or death, disability is paid according to the proportion of disability, and the death is paid in full.

Accidental injury medical treatment means that the medical expenses caused by the accident are paid by the invoice.

Enjoy Life is a hospital medical insurance that reimburses medical expenses for hospitalization due to accident or illness**. The second copy is half price at the beginning, I don't know why only 1 copy is insured for you, and 1 copy only has an insurance amount of 3000 medical expenses and 1500 surgical expenses, which is too little, at least 2 copies.

Waiver of critical illness means that if the insured suffers a critical illness during the 30-year payment period, the subsequent premiums will not be paid at the same time as the claim is paid. The insurance company is deemed to have paid.

Ping An Ping An Fu Whole Life Insurance This is the main insurance. The deceased is gone, and the compensation is 150,000. Ping An Plus Ping An Fu pays critical illness insurance in advance and pays out in advance for serious illness.

Ping An Additional Long-term Accident Insurance will pay 150,000 yuan for either death or disability caused by accidents. Ping An Additional Health Enjoyment Life Hospitalization Expenses Medical Insurance Reimbursement for Early Hospitalization Due to Illness, Ping An Additional Accidental Injury Medical Insurance Medical Expenses Reimbursement for Medical Expenses Caused by Accidents Ping An Additional Waiver of Insurance Premiums Critical Illness Insurance If you get a serious illness in the middle of the insurance period, in addition to paying you, you don't have to pay the insurance premiums in the future, and the insurance company will pay for you.