Can you comment on Ping An Life s Ping An Fu

Now Ping An sells the best, and the most comprehensive protection is Ping An Fu, and the selling point can be summarized in 6 words.

High, self-driving travel accident maximum benefit protection.

Comprehensive, covering life, serious illness, accident, accidental medical treatment, maturity refund, insurance waiver and other benefits.

It provides complete protection for 20 types of mild critical illnesses + 80 types of critical illnesses, and 20% of the amount of critical illness insurance is paid for mild illnesses without affecting the payment of critical illnesses.

Gold, which is paid in advance when diagnosed. As long as the hospital is diagnosed, you can pay directly and give the diagnosis to the company (you can also take pictures). And the payouts are fast.

L, Ping An has a RUN plan, that is, if you walk and walk up to the standard every day, you can enjoy an additional 10% increase in the sum insured of the main insurance + critical illness, which is free.

When we are 60 years old, we have a 40,000 yuan travel ** to you and your family.

In the event of a contractual waiver such as critical illness or disability, the insurance company will waive the remaining premiums for you, and you will continue to enjoy the other rights under this contract.

A type of insurance for large companies, high premiums, and many pits.

Children's Ping An Fu Insurance mainly provides comprehensive care for critical illness, death and accidents, which can meet different protection needs; Secondly, the product provides key protection for teenagers, such as children's specific diseases + disease companion funds, etc.; Then the malignant tumor of the product can be compensated multiple times, and the health protection is more intimate; Finally, the product has a double exemption function, demonstrating human care. Therefore, the product is full of highlights, and parents who want to give their children comprehensive health care can buy it as soon as possible in case of emergency.

Here is a list of critical illness insurance, which can be consulted: "2020 Children's Critical Illness Insurance Evaluation, Teach you how to configure your child's insurance!" 》

What are the advantages of children's Ping An Fu insurance?

1. Guarantee comprehensive long-term companionship

Children's Ping An Fu covers 30 types of mild diseases, covering high-incidence mild diseases such as carcinoma-in-situ, and pays independently; Secondly, the product covers 100 kinds of critical illnesses, including malignant tumors, acute myocardial infarction and other common critical illnesses, so it can meet the critical illness protection needs of different groups of people.

In addition, the product also provides accident protection, such as accidental medical treatment, to compensate for outpatient or hospitalization expenses incurred due to accidents; It also covers accidental injuries: including 28 disability liabilities, and double accident benefits for non-commercial vehicles and public transport or self-driving as adults.

Therefore, the product protection is comprehensive, which can meet the insurance protection needs of customers in different aspects, and is cost-effective and worth purchasing.

2. Focus on defense during the youth period

Children's Ping An Fu mainly provides key protection for children and adolescents, such as product protection for 15 children-specific diseases: covering leukemia, severe myocarditis and other high-incidence diseases in children.

In addition, the product also provides sickness companion payment, which compensates for the loss of income during the care period of parents, and the payment can be up to 6 months, so the product is cost-effective and worth buying.

Premium waiver: In the event of an insured event agreed in the contract by either the child or the parent, the remaining premium during the insurance period can be waived, and the protection will continue to be effective, so the double waiver shows more human care.

3. Multiple guards for future life

Additional 2 claims for malignant tumors: the first compensation is provided for malignant tumors, and multiple compensation protection is provided for their **, metastasis, etc., so the care is more comprehensive and the health protection is more intimate.

Multiple claims for minor illnesses: 30 kinds of minor illnesses can be paid multiple times, up to 3 times in total, and the benefit amount of minor illness, death, critical illness and children's special illness without 1 occurrence before the policy anniversary of the 70th birthday will be increased by 20% of the basic sum assured of the main insurance and critical illness insurance, and the maximum amount of compensation will be 60% of the basic sum assured.

Is Ping An Fu Insurance worth buying? You read the rules and regulations carefully. Then there is a good consultation. Is it worth buying? In the end, it's up to you.

Hello, I received your question, it is being sorted out, and I will reply to you as soon as possible, please wait!

This product is still very good.

Questions. What are the pitfalls of peace and happiness.

The insurance age is 18 to 55 years old, with an observation period of 90 days and a cooling-off period of 20 days. 2. The product mainly covers 120 kinds of critical illnesses, 20 kinds of moderate diseases, 40 kinds of mild diseases, death and additional claims for critical illnesses after mild to moderate illness.

Questions. I know that.

Those who do not have a serious illness or mild illness will not be compensated, and the medical expenses for minor surgery will not be compensated.

It's just critical illness insurance, which is more expensive.

Questions. For example, is it reimbursed for minor surgery?

No compensation. However, it can be supplemented with other hospitalization or medical insurance.

Questions. Other types of insurance are included.

If you haven't purchased yet, we have a one-on-one expert consultant to analyze the product for you for free.

Add-on, which means adding other insurance, plus money.

Is it convenient for you to leave your mobile phone number? The third-party insurance agency will contact you through this number to provide you with 1-to-1 professional insurance consulting services (please separate the middle of your mobile phone number with a comma, for example: Mr. Wang 182, 1234, 1234).

Your information is limited to the teacher contacting you to analyze the product for you, and will not cause you other inconveniences.

I hope mine can help you. If you are satisfied with my service, please give 5 stars.

Xueba says insurance, focusing on insurance evaluation! If you want to buy critical illness insurance, take a look at this comparison table first:Comparison chart of Ping An Fu, Fu Yun Ankang and 136 popular critical illness insurance products across the country

Ping An Fu and Fu Yun Ankang are both products of Ping An Life, and now Ping An Fu has been upgraded to the version of Ping An Fu 20, so let's compare Ping An Fu 20 with Fu Yun Ankang today!

Let's take a look at Ping An Fu 20 first.

Pros:

Exercise Sum Insured: Insist on at least 25 days a month for at least 25 days after the first 2 years after the insurance is insured, and the sum insured will increase;

Increase in Sum Insured for Minor Illness: Before the age of 70, if a minor illness benefit occurs, the Critical Illness Death Sum Insured will be increased by 20% for each claim, up to a maximum of 60%. If the above two sum assured can be fully increased, the sum assured for death of critical illness can be increased by 70% cumulatively

Disadvantages: Low proportion of claims for mild illnesses and low payouts.

Minor illness benefit pays 20% of the basic sum assured, which is lower than most of the compensation ratios in the market, and is less cost-effective.

It is not practical to attach malignancy:

The condition for the multiple benefits of malignancy to take effect is that the critical illness must be malignant, and if the first critical illness is not cancer, this liability will be terminated.

So let's take a look at how good luck and well-being:

Fortune Ankang is a return-type critical illness insurance, generally we do not recommend customers to choose return-type critical illness insurance, because the premium will be much more expensive than the consumption-based critical illness insurance, and the protection content of this return-type critical illness insurance is not very comprehensive, there is severe and mild illness protection, but the compensation ratio of mild illness protection is low, there is no moderate illness protection, and the premium is higher, and the cost performance is lower.

Summary:These two critical illness insurance products are not recommended, the protection is not comprehensive, and the premium is higher than the critical illness insurance products on the market, there are better options at the same price, I recommend it to you:Top 10 Cheap Critical Illness Insurance.

Hello, each insurance has its own advantages and disadvantages, upstairs has introduced Ping An Fu, the advantage of Ping An Fu is that the protection is wide, including unexpected diseases. Fuyou Ankang is a special insurance for diseases, and in the area of diseases, Fuyou Ankang is more special. It contains the part that cannot be reported by social security for general minor illnesses, (more than 100 yuan) social security is reported, and part of the blessing and health can also be reported.

Take care of 80 mild illnesses and 20 mild illnesses plus minor illnesses will be covered with waiver of post-payment premiums. The nature of the insurance is 150% refund type (two returns), and the coverage period can reach the age of 100. There is no good or bad insurance, mainly depending on whether it is suitable or not.

Both have their own strengths. 95511-4-3-Manual, job number 8326000 will answer for you.

Fuxiang Ankang is only one-third of the Ping An Fu premium, and the critical illness coverage in Ping An Fu is the same, but Ping An Fu is more comprehensive, which can be attached to accident insurance, and whole life insurance, the money is returned when the person is gone, because it is guaranteed for life, so it is a little more expensive.

Fuxiang Ankang is guaranteed to be 80 years old, but the average life expectancy of Chinese is more than 70 years old, so there is no need to worry so much, and at the age of 80, the money can be 128% owned and returned, so there is no loss.

Ping An Insurance: Ping An Insurance, the full name of Ping An Insurance (Group) Co., Ltd., is the first comprehensive financial service group in China with insurance as the core, integrating diversified financial services such as insurance, trust, banking, asset management, and enterprise annuity. The company was founded in 1988 and is headquartered in Shenzhen.

Ping An Fu is a company of Ping An. Wealth and well-being are Pacific and are critical illness insurance.

Ping'an Fu is 80 kinds of critical illnesses, and Fuyou Ankang is 42 kinds, all of which are paid once.

There are 20 kinds of mild diseases (but a disease is divided into several to fill the number). There are 10 types of mild symptoms, and each will be paid 1 time.

Minor illnesses are 20% of the sum insured. (Blessing occupies the sum insured.) ) are not exempt from liability for minor illnesses.

Both of these are more expensive, (low cost performance.) ）

Summary: At present, there are more than 100 types of critical illness insurance on the market, and there are more than 50 types of minor diseases, all of which are paid multiple times. All have a minor illness exemption. And the guarantee is high and the cost is low.

Follow you, private chat.

If you look at this picture, you can see that the difference is in.

1.The range of choices is relatively wide for the appropriate age of purchase.

2.The premium should be 10%-15% of the annual income, and the sum insured should be set at 6-10 times the annual income. However, it should be analyzed on a case-by-case basis.

5.Under the premise of social security, plan commercial insurance, with a focus on accidents and critical illnesses. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.

6.At the same time, pay attention to the security of family members, protect the people around them as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced, and the meaning of protection will be missing.

7.It is important to prioritize the protection of the main income earners of the family as much as possible.

8.Recommended: Ping An Talisman Participating Insurance, Ping An Outsmart Life Universal Insurance, Ping An Fu Whole Life Insurance.

It is better to choose 30 years of payment, which is more suitable.

I have no critical illness in my life, I really hope so. Hehe. In fact, Ping An's critical illness is in the form of early payment, and in the absence of critical illness, the customer will be paid death compensation.

Ping An Fu is a traditional insurance with low rates and a wide range of coverage. However, there is no return feature. Unless, the customer chooses to surrender the policy, however, this is a different mode of discussion.

As a leading enterprise in China's life insurance industry, Ping An Life has always been at the forefront of product innovation by virtue of its good corporate governance and strong strength. After "Ping An Fu 2014" was well received by the market, Ping An Life launched the "Ping An Fu" 2015 upgrade product to achieve a new breakthrough in protection products. On the basis of maintaining the original critical illness, mild critical illness, traffic accident, death, disability, premium waiver and other insurance liabilities, the product is upgraded again to add more protection, not only allowing you to enjoy cost-effective products under the premise of the same insurance liability, but also to obtain a comprehensive upgrade of protection, which is a wise choice for your life insurance protection!

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

How about Ping An Fu Insurance?

Ping An Fu is Ping An's flagship insurance product, which has been upgraded to the 2019 version, and unlike other single products, Ping An Fu is a combination product, which covers whole life insurance (main insurance) + 3 mandatory additional insurance + n multiple optional additional insurance, of which the additional insurance is a whole life critical illness insurance, a long-term accident insurance to the age of 70, a malignant tumor multiple compensation additional insurance, and the insured's critical illness and minor illness premium waiver.

Taking a 30-year-old man as an example, the life insurance amount is 510,000 yuan, the critical illness insurance amount is 500,000 yuan, and the payment fee is 20 years, and the annual payment is yuan. At the same price, if you buy separate critical illness insurance, accident insurance, additional medical treatment, and take-out financial management, you can buy the sum insured of Ping An Fubei.

In addition, although there are 20 types of mild diseases in Ping An Fu, they do not cover the sequelae of mild stroke, atypical acute myocardial infarction, coronary intervention, early liver cirrhosis and other high-incidence mild diseases.

In addition, there is a relatively big disadvantage of Pingshu Hunger and Anfu, the maximum guarantee for full scores is 80 years old, and the protection after 80 years old is missing.

However, the ruler is short, the inch is long, although Ping An Fu has certain defects, but there are also certain benefits, that is, there are many outlets under Ping An, which will make many consumers who require services to feel more down-to-earth, which is worth affirming.

Is Ping An Fu Insurance a regular product?

Ping An Life Insurance Company of China has developed into a leading comprehensive financial group in the domestic insurance industry, ranking among the top life insurance companies in China in terms of premium scale, business scale and service quality, so there is no doubt about it in terms of formality.