Excuse me, what is the purpose of the real estate certificate in the countryside?

Nowadays, more and more people choose to build houses and buy houses in rural areas, but some people say that it is not worth it, because the real estate certificates of rural houses are useless and worthless. In my opinion, the title deed of a rural house is still very useful and valuable, and the main reasons for this are the following:

First, the strong support of the policy.

Since the 18th National Congress of the Communist Party of China, China has put the implementation of the rural revitalization strategy in a prominent position. In order to build a beautiful new countryside, the state has adopted many practical and effective policies and regulations, and earth-shaking changes have taken place in the countryside: neat and clean streets, spacious and smooth villagers' activity squares, and warm and beautiful villagers' residential ......All these changes have strongly proved to the world that the Communist Party of China is responsible and capable of ensuring the people's happy life, so following in the footsteps of the country, the rural areas will definitely develop better and better.

Why not have a rural property certificate and wait for the appreciation?

Second, the rural ecological environment is good.

There is nothing more painful about living in a big city than being exposed to air pollution. But in the countryside, especially in the mountains, there is no such problem at all, and the air here is very clean. What's more, when the sky is not yet bright, with the early morning dewdrops, invite three or five friends to the top of the mountain to wait for the sunrise, which is really a great thing in life.

It's okay to go back to the countryside to live, and it's still your own house, which is also very comfortable.

Third, the prospects for rural development are very good.

As we all know, the countryside has rich and vast land and an abundant labor force. Nowadays, we actively encourage and support college students to return to the countryside to start a business, and the prospects of the countryside are very good, and more and more college students are also responding to the call of the country to return to the countryside to start a business. The most important thing is that China has been a country dominated by "agrarian civilization" since ancient times.

Agriculture will always be the top priority of China's construction, and building a harmonious, beautiful, prosperous and strong new countryside is a historical necessity and the trend of the times. I believe that more and more people will return to the countryside in the future, and the housing prices in the countryside will also rise at that time, so it is really worthwhile to have a rural property ownership certificate now.

The most important function of the title deed is to ensure the safety of the registration activity. Because the ownership of the house is based on the records of the immovable property register, and the register is recorded and kept by the registration authority, and is not under the control of the right holder, if the registration authority or its staff changes the contents of the register without authorization, the right holder faces the risk of losing his rights. ‍‍

Rural housing warrants face a huge role when houses are demolished. Compensation for rural house demolition is divided into compensation for above-ground buildings and compensation for homesteads. The underground area is easy to determine, as long as the measurement accuracy is good, but the ground area does not represent the legal homestead area, and if there is no property right to determine the effective area of land compensation, there is no guarantee. ‍‍

The real estate certificate in the countryside is the same as the real estate certificate in the city, which can prove that the house is your only certificate, and you can make a mortgage or something. ‍‍

Whether it is demolition and requisition or mortgage, there must be a real estate certificate, which is a legal certificate of property rights to the house. ‍‍

A rural house is also a house, and it is also one of the real estate, the real estate certificate is the same as the ID card, the real estate certificate can prove who is its owner, and the rural real estate certificate can also be used for mortgages.

In addition to being able to prove that the house is your own, there is also the fact that many areas have now opened a rural real estate mortgage policy, and you can apply for a mortgage loan with the real estate certificate. With the country's promotion of rural inclusive finance, rural real estate certificates will play an increasingly important role in rural finance, and farmers who need money to start a business can get a loan with a real estate certificate and then start a business. ‍‍

If you can buy and sell houses in the countryside freely, the real estate certificate will be useful, and the houses in the city and the houses in the countryside should be allowed to be traded and bought and sold in the same way, and the funds will be turned over.

With the introduction of national policies, rural real estate certificates will also have many uses in the future, such as mortgages.

Play the corresponding laws and regulations! The aim is not to compromise the interests of rural areas.

The main function of the real estate certificate is to prove that the house is one's own, and has the right to occupy, use, benefit and dispose of the house, and can also make a mortgage and transfer the house. In addition, the current housing system reform, old city renovation, house demolition, as well as the division of family property, inheritance, gift, ownership, etc., in civil disputes, all require real estate certificates and other materials as a basis.

For example, at the time of demolition, the compensation for the demolition of rural houses is divided into compensation for above-ground buildings and homestead compensation. If there is no information such as the house ownership certificate, the effective area of land compensation cannot be determined, and there is no basic guarantee.

Legal Analysis: What Is the Use of Rural Real Estate Certificates The most important thing with a real estate certificate is to prove that the house is one's own, and that it has the right to occupy, use, benefit and dispose of the house, and can also carry out mortgages and transfer houses. In addition, the current housing system reform, old city renovation, house demolition, as well as the division of family property, inheritance, gift, ownership, etc., in civil disputes, all require real estate certificates and other materials as a basis.

Legal basis: "Interpretation of the Supreme People's Court on the Application of the Civil Procedure Law of the People's Republic of China" Article 502: Where a people's court needs to go through formalities for the transfer of property rights certificates and licenses such as real estate certificates, land certificates, forest rights certificates, patent certificates, trademark certificates, and vehicle and vessel licenses in the course of enforcement, it may do so in accordance with article 251 of the Civil Procedure Law.

Certainly useful. You can go to the bank to apply for a mortgage, and when the house is demolished in the future, this is also evidence that you can prove that it is not an illegal building.

The property ownership certificate of the rural house is definitely useful, and it is also more useful, for example, if the village is demolished, then the real estate certificate clearly records the usable area of the house.

Rural houses must also have real estate certificates, but when building a house, you must obtain a "Collective Land Use Certificate" and a "Construction Planning Permit".

Useful. Whether it is a real estate certificate in the city or a real estate certificate in the countryside, it is used to prove that the property belongs to you, don't feel that the one in the countryside is useless.

In the current situation, the rural real estate certificate is not of great use, but in the future, when you are old, the real estate certificate of the hometown will be useful.

Certainly useful and can prove that this is your house legitimate. After all, you can't shovel your house, which is a better way to mark.

The rural property ownership certificate is definitely useful, it is a kind of proof of fixed assets, and it has the same effect as the real estate certificate in the city.

Because of the particularity of rural areas, we rural people build houses with homesteads and houses. We have the ownership of the house, but the homestead below has the right to use, and the ownership of the homestead belongs to the village collective. But at the same time, because there is the principle of the integration of real estate and land, that is, the land goes with the house, so when confirming the right, it is necessary to have a certificate to prove it.

What does that mean? That is, we have the right to use the homestead, and we have the ownership of the house above, and when there is a house above, according to the principle of the integration of the house and the land, according to the principle of the land going with the house, we automatically have the right to use the homestead under the house. However, when there are no houses on the homestead and it has been vacant for a long time, then the right to use the homestead can be taken back.

For example, if the house you live in meets the standard of one house and one household, and also meets the local construction area standard, then you can confirm the right to issue a certificate and confirm the right to the house to the name of the resident, who needs to be the head of the household. After the certificate is issued after the right is confirmed, the owner of the house has the ownership of the house and the right to use the homestead below, which is equivalent to owning this piece of real estate, so this certificate is called the real estate certificate.

Rural villagers can only own one homestead per household, and the area of their homestead must not exceed the standards set by provinces, autonomous regions, and municipalities directly under the Central Government. In areas where per capita land is small and it is not possible to guarantee that a household has a homestead land, the people at the county level may, on the basis of fully respecting the wishes of rural villagers, take measures to ensure that rural villagers have a place to live in accordance with the standards set by provinces, autonomous regions, and municipalities directly under the Central Government.

Of course, it has a certain role, so that the houses where rural people live are completely their own, and they are well protected.

If you don't apply for the real estate certificate, then these houses are illegal buildings, and there will be no compensation when they are demolished in the future, which will cause very big losses to the villagers, so you must apply for the real estate certificate in a unified manner.

It can clarify the peasants' own sense of property rights, promote the development and reform of rural areas, and promote the development between urban and rural areas.

Land rights are confirmed, one homestead per household. However, I personally feel that the actual role should be to pave the way for the future collection of property tax.

First, prove the property rights of the holder's house. Second, it can be used for mortgages. Third, children should be eligible for free nine-year compulsory education. With the real estate certificate, you can exercise possession, use, and income of the purchased house in accordance with the law.

Because the real estate certificate is handled, the policy of one family will be realized. Excess properties are treated as illegal construction. This way it doesn't waste too much land. In this way, it is very fair for each family in the countryside.

Personally, I think that many people call it a rural real estate certificate, although the image is not accurate, to be precise, it should be called the rural real estate integrated confirmation registration certificate. In some cases, although a house has been built, it is not possible to register and issue a certificate of ownership. For example, if there is a dispute between the ownership of a small property right house and a land, these circumstances can only be investigated and counted, but the right cannot be confirmed.

In addition, there are some farmers who have more than one homestead land, and it is not obtained by inheritance, which exceeds the local standard of floor area, and cannot be registered for confirmation of ownership. Finally, those who illegally occupy (rent) rural collective land for non-agricultural construction in the name of setting up township and village public facilities, public welfare undertakings, and township and village enterprises are also not allowed to register and issue certificates.

The process of handling the real estate certificate of the house in the countryside is as follows:

First, first of all, the applicant submits materials to apply:

Second, acceptance, after submitting the materials required for the rural real estate certificate, the staff will accept the third, announcement;

Fourth, audit;

Fifth, charge a handling fee;

Sixth, it is recorded in the register;

Seventh, the issuance of real estate certificates. The process of handling the real estate certificate of rural houses and homesteads is very simple, and it can be handled according to the instructions of the staff under normal circumstances.

Extended contentAccording to the provisions of the "Housing Registration Measures", the following materials shall be submitted when applying for the initial registration of house ownership due to the legal construction of a house:

1) Application for registration;

2) Proof of the applicant's identity;

3) Proof of the right to use the homestead or the certificate of the right to use the land for collectively owned construction;

4) Proof that the registered house conforms to urban and rural planning;

5) Housing surveying and mapping report or village floor plan;

6) Other necessary materials.

Where an application is made for the initial registration of a villager's housing ownership, a certificate that the applicant is a member of the rural collective economic organization where the house is located shall also be submitted.

You can go directly to the local land bureau to handle it, and after handling the real estate certificate, you can guarantee your rights and interests when you confirm the right to the house and when you are demolished in the future.

Rural houses can go to the local real estate bureau to get a real estate certificate, and there are still a lot of benefits in the half, the house is their own, and they also have the right to dispose of their own houses.

To apply for a real estate certificate in rural areas, you can apply with the police station. With the title deed, you can avoid the problem of no compensation, and with the title deed, you can also get a high compensation if the house is gone.

Legal analysis: The role of rural house ownership certificate mainly includes the convenience of mortgage loans, which has helped many farmers solve the problem of insufficient funds. The house is conducive to receiving compensation for demolition.

Proving the ownership of the house, and also clearly recording the various data of the house, can better avoid housing disputes. The most important thing with a real estate certificate is to prove that the house is your own, and you have the right to occupy, use, benefit and dispose of the house, and you can also take out a mortgage and transfer the house.

Legal basis: "Law of the People's Republic of China on the Administration of Urban Real Estate" Article 60 The State implements a system of registration and issuance of certificates for land use rights and house ownership.

The real estate certificate first plays the role of proof of the completion of the registration act.

After completing the housing registration affairs, the registration authority will issue the real estate certificate to the right holder, indicating that the registration authority has completed the corresponding housing registration according to the facts, the law and the application of the parties. Since the contents of the real estate certificate are consistent with the contents of the register, the real estate certificate serves as a kind of memo.

The right holder can grasp his property situation according to the content of the real estate certificate he holds, and does not have to check the register every time. The most important function of the title deed is to ensure the safety of the registration activity.

Because the ownership of the house is based on the records of the immovable property register, and the register is recorded and kept by the registration authority, and is not under the control of the right holder, if the registration authority or its staff changes the contents of the register without authorization, the right holder faces the risk of losing his rights.

In order to prevent such a situation from occurring, it is necessary for the registration authority to issue a real estate certificate to the right holder after the house has been registered, which contains the same contents as in the registration book. If it is later found that there is any discrepancy between the record in the register and the real estate certificate, the right holder may oppose the registration authority with the record of the real estate certificate and request the registration authority to restore the original record and bear the responsibility.

1. Can a rural house with a real estate certificate be bought and sold?

Rural houses with property ownership deeds can be bought and sold, but with certain restrictions. The seller and the buyer must be villagers of the same village, the buyer meets the homestead application standards, the construction of the house is legal, meets the local standards, and at the same time reports to the collective economic organization for approval.

2. Can I get a mortgage if I have a real estate certificate?

If you have a title deed, you can apply for a mortgage.

Property Mortgage Process:

1) The borrower opens a current deposit account with a bank;

2) Preparation of information on loan requirements;

3) Interview bank;

4) Bank filing and approval;

5) After the bank approves the approval, the borrower shall be notified of the approval result and the loan contract shall be signed with the borrower;

6) Go to the Construction Committee for mortgage registration;

7) The Construction Committee issues other warrants;

8) Handle insurance, notarization and other formalities as appropriate;

9) The bank transfers the loan directly to the account agreed in the contract;

10) The borrower shall repay the principal and interest in accordance with the provisions of the loan contract.