There are many types of travel insurance, how to choose the right type of insurance for you accordin

Nowadays, with the development of the economy, people's living standards are constantly improving, and it has become a common phenomenon to travel during various holidays。Among them, the purchase of travel accident insurance must be considered, however, travel insurance is complicated, how should we choose to buy?

The types of travel insurance can be divided into domestic travel insurance and overseas travel insurance, or self-driving travel insurance and travel insuranceTravel insurance can also be divided into travel personal accident insurance, travel accident insurance, travel assistance insurance, travel assistance insurance, accommodation passenger life insurance, etc. We should choose the most suitable travel insurance for ourselves according to our own travel needs, and it is best to buy travel insurance that suits us.

However, tourists travel to a different destination and time each time, and the travel insurance they need to buy is also different, but they also need to have a certain amount of protection to travel to be more assuredIn this case, you will have the option of purchasing travel insurance related to your personal safety and health. For example, travel personal accident insurance, travel accident insurance, medical insurance, transportation insurance, and so on. And there's no need to waste money on unnecessary insurance such as flight delays, theft of personal money, etc., after all, tourists buy insurance mainly for the peace of mind of travel, not to add extra worries to themselves.

In addition, self-driving tourists are generally loose, and there is a high possibility of accidents, so you need to consider self-driving accident insurance. Of course, traveling with a group does not mean that there is no risk, and tourists should also consider whether they need to buy personal travel accident insurance, etc., and tourists traveling with a group should pay attention to visa insurance when traveling abroad.

Be careful when traveling and be cautious when buying travel insurance.

Depending on your actual situation, you can choose a domestic travel insurance when traveling in China, and choose overseas travel insurance if you are abroad.

It is recommended to find acquaintances to understand, choose the best plan, and do not listen to the insurance business.

According to different insurance responsibilities, travel insurance can also be divided into travel personal accident insurance, travel accident insurance, travel assistance insurance, travel assistance insurance, and lodging passenger life insurance.

For example, if you are traveling in a group, you can buy travel accident insurance, depending on your travel mode.

Travel insurance can be divided into travel personal accident insurance, travel accident insurance, etc., depending on the way of travel.

According to your own travel style and play items, you should be able to choose the right one for you.

Travel can be roughly divided into self-driving tours and group tours, self-driving tours need to arrange personal insurance and car insurance, with the group, the travel company also needs to undertake some insurance affairs.

There are usually three ways to travel: a group, a self-guided tour and a road trip. The risks that may be encountered in these three types of travel are different, which also determines the focus of choosing insurance.

The focus of group tours is the choice of transportation insurance, which can provide risk protection for taking planes, trains and cars.

The focus of self-guided tours is on accident insurance during the trip, hospitalization medical insurance and rescue insurance that may result from accidents.

Life insurance for self-drive travel is mainly accidental death, disability and accident medical insurance.

This is mainly due to the different insurance products you choose depending on the destination you choose.

1. If you are traveling domestically, you can purchase domestic travel insurance products.

Generally, domestic travel insurance is a short-term accident insurance, which covers accidental injuries during travel, and some also add acute illness protection. If you have purchased comprehensive accident insurance, you can cover the original accident insurance. If you engage in high-risk sports during the trip, such as diving and rock climbing, you must check with the insurance company personnel or professionals to determine whether they are covered by the insurance.

2. If you are traveling overseas, you can purchase overseas travel insurance products. Some insurance companies will cooperate with international rescue agencies, such as International SOS, to provide rescue services directly by rescue agencies abroad, with a higher amount of coverage and more comprehensive protection items, in addition to general accidental injury and acute illness protection liability, some insurance types also attach such as baggage delay, flight delay, document loss and other protection responsibilities.

Hello! There are many types of travel insurance, which can be basically divided into Schengen visa insurance and non-Schengen general travel insurance. If you're traveling to Austria, there are so many unexpected things happening during your trip, and the risks of flight delays, lost documents, unexpected illnesses, traffic accidents, lost luggage, etc., are often unavoidable.

In order to ensure the enjoyment of your trip to Austria, it is essential that you have the right travel insurance for your trip. It is recommended that you choose the right insurance plan based on your protection needs and actual situation.

1.The sum insured should be moderate. Considering the level of overseas consumption, the amount of medical insurance for travel to Austria should not be less than 300,000 yuan.

2.Before you travel, consider the risks of your trip, such as flight delays, and purchase a travel accident insurance product with comprehensive coverage.

3.Carry your emergency assistance card and insurance policy with you, and remember to learn more about the emergency assistance service and the service level of the overseas rescue company that provides this service so that you can make the best choice.

4.If you encounter flight delays or cancellations abroad, you should call the service of the insurance company in time to report the accident after returning home.

In conclusion, you would like to be reminded that if you are planning to travel to Austria, travel insurance is indispensable. In addition, we would like to remind you that the purchase of professional Austria travel insurance is also inseparable from a professional insurance platform, which is recommended for you to purchase travel insurance for overseas travel. Here, it is recommended that you choose between: